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HomeMy WebLinkAbout02935 - CV HOUSING COALITION DDA LOW INCOME SUNRISE SAN RAFAEL CV Housing Coalition DDA Hsg 13ac Sunrise SanRafae AGREEMENT #2935 R1737q, 1-2-91 DISPOSITION AND DEVELOPMENT AGREEMENT COACHELLA VALLEY HOUSING COALITION THIS DISPOSITION AND DEVELOPMENT AGREEMENT is entered into as of the date executed by the Agency and dated for reference purposes only January 2, 1991, by and between THE CITY OF PALM SPRINGS, a municipal corporation ( "City" ) , THE REDEVELOPMENT AGENCY OF THE CITY OF PALM SPRINGS, a public body, corporate and politic ( "Agency" ) , and COACHELLA VALLEY HOUSING COALITION, a nonprofit California corporation. ( "Developer" ) . City, Agency and Developer agree as follows : I. ($100) PURPOSE OF THE AGREEMENT A. (5101) Purpose of the Agreement. The City and Agency recognize a need within the City to provide, or to encourage others to provide, additional low and moderate income housing. This Agreement and the Attachments hereto are intended to provide for the disposition and development of a portion of an unimproved parcel now owned by the City and designated herein as the "Site" and the development of the "Project" thereon (as those terms are defined herein) consisting of low and moderate income rental units and related facilities . This Agreement is consistent with the policies and purposes of redevelopment as set forth in Health & Safety Code Section 33071 and is executed by the Agency pursuant to authority found in Health & Safes Code Section 33334. 2(e) which authorizes a redevelopment agency to engage in a variety of activities to promote the creation and expansion of low and moderate income housing . The transfer of the Site by the City to the Agency and thereafter by the Agency to Developer, subject to the restrictions provided for in this Agreement, and the fulfillment generally of this Agreement by Developer , are in the vital and best interests of the City and the welfare of its residents, and in accordance with the public purposes and provisions of applicable federal, state and local laws and requirements . II. (S200) DEFINITIONS The following terms as used in this Agreement shall have the meanings given unless expressly provided to the contrary: 2/094/014084-0006/02 1,/3/91 0 O A. (S201) Agency Deed. The term "Agency Deed" shall mean that Grant Deed in substantially the form attached hereto as Attachment No. 6B by which City as Grantor will convey fee simple title to the Site to Developer as Grantee. The Deed shall contain conditions or other restrictions designed to carry out the purposes of this Agreement . B. (5202) Agreement . The term "Agreement" shall mean this entire Disposition and Development Agreement , including all attachments , which attachments are a part hereof and incorporated herein in their entirety, and all other documents incorporated herein by reference. C. (S203) Certificate of Completion. The term "Certificate of Completion" shall mean that document prepared in accordance with Section 513 of this Agreement, in the form attached as Attachment No. 5, which shall evidence that the construction and development of the improvements required by this Agreement have been satisfactorily completed. D. (S204) City Deed. The term "City Deed" shall mean that Grant Deed in substantially the form attached hereto as Attachment No. 6A by which City, as Grantor, will convey fee simple title to the Site to Agency as Grantee. E. (5205) Days. The term "days" shall mean calendar days and the statement of any time period herein shall be calendar days, and not working days , unless otherwise specified. F. (S206) Effective Date. The Effective Date of this Agreement shall occur after hearing and approval hereof by the City and Agency, and shall mean the date this Agreement is executed on behalf of City and Agency. G. (S207) Enforced Delay. The term "Enforced Delay" shall mean any delay described in Section 803 caused without fault and beyond the reasonable -2- o control of a party, which delay shall justify an extension of time to perform as provided in Section 803 . H• (S208) Project. The term "Project" shall mean all of the improvements required to be constructed by Developer on the Site pursuant to this Agreement, including, but not limited to, construc- tion of the building, landscaping, construction of parking areas , and related improvements . The Project is more particularly described in the Scope of Development, attached hereto as Attachment No . 3 . Upon completion, the Project will consist of approximately 140 apartment units with a total of 135 , 800 square feet including 18-1 bedroom units, 48-2 bedroom . units , 56-3 bedroom units and 18-4 bedroom units . I. (S209) Purchase Price. The term "Purchase Price" shall mean that amount agreed upon by the parties as the payment to be made by Developer to Agency for the purchase of the Site, which Purchase Price shall be an amount equal to $1 . 00 . J. (S210) Regulatory Agreement. The term "Regulatory Agreement" shall mean the Regulatory Agreement and Declaration of Covenants and Restrictions attached hereto as Attachment No. 7. R. (S211) [Int:entionally Deleted] L. (S212) Sale Closing. The term "Sale Closing" shall mean the closing of the Sale Escrow by the Sale Escrow Agent ' s distributing the funds and documents received through Sale Escrow to the party entitled thereto as provided herein, which Sale Closing shall occur on or before the date established in the Schedule of Performance. M. (S213) Sale Escrow. The term "Sale Escrow" shall mean the escrow established pursuant to this Agreement for the conveyance of title to the Site from City to Agency and from Agency to Developer . -3- • o N. (5214) Sale Escrow Agent. The term "Sale Escrow Agent" shall mean Verdugo Escrow located at 901 E. Tahquitz Way, Suite A-105 , Palm Springs, CA 92262 and empowered hereunder to act as the Sale Escrow Agent for this transaction. O. (5215) Schedule of Performance. The term "Schedule of Performance" shall mean that cer- tain Schedule of Performance attached hereto as Attachment No. 2 . P. (5216) Site. The Project shall be located upon that real property, hereinafter referred to as the "Site" , consisting of approximately 13 . 3 acres and located approximately 816 feet north of the northwest corner of Sunrise Way and San Rafael Drive. The Site is depicted and/or legally described on Attachment No. 1-A and generally shown on the Site Map on file with the office of the City Clerk, Case No. Q. ( 5217) Title Company. The term "Title Company" shall mean First American Title Company, located at 1111 E. Tahquitz McCallum Way, Palm Springs, California 92262, empowered hereunder to act as the Title Company for the sale of the Site . The title officer shall be Craig C. Mitchell. III. (5300) PARTIES TO THE AGREEMENT A. (5301) Agency. Agency is a public body, corporate and politic, exercis- ing governmental functions and powers, organized and existing under the Community Redevelopment Law of the State of California (Health and Safety Code Sections 33000 , et seg. ) . The office of Agency is located at 3200 E. Tahquitz McCallum Way, Palm Springs, CA 92263-2743 . The term "Agency, " as used in this Agreement , includes the Palm Springs Redevelop- ment Agency and any assignee of, or successor to, its rights , powers and responsibilities . B. (5302) Cit`j. City is a municipal corporation exercising governmental functions and powers, organized and existing under the laws of the State of California. The office of the City is located at 3200 E. Tahquitz McCallum Way, Palm Springs, CA 92263-2743 . The term "City" , as used -4- • o herein, includes the City of Palm Springs and any assignee of or successor to, its rights, powers and responsibilities . C. (S303) Developer. 1. Identifi.cation. Developer is Coachella Valley Housing Coalition, a California nonprofit corporation. The principal office of Developer for the purposes of this Agreement is located at: 45701 Monroe Street, Suite G, Indio, California 92201 . Developer warrants and represents to City that each of the entities constituting Developer are validly formed, qualified to do business and in good standing under the laws of the State of California and have all requisite power and authority to carry out Developer ' s business as now and whenever conducted and to enter into and perform Developer ' s obligations under this Agreement. Except as may be expressly provided hereinbelow, all of the terms , covenants and conditions of this Agreement shall be binding on, and shall inure to the benefit of, Developer and the permitted successors, and assigns of Developer . Wherever the term "Developer" is used herein, such term shall include any permitted successors and assigns of Developer as herein provided. 2. Qualifications. Subject to the provisions of Section 304, the qualifications and identity of Developer are of particular concern to the Agency, and it is because of such qualifications and identity that the Agency has entered into this Agreement with Developer . Agency has considered the experience, financial capability, and product being marketed by Developer, the Site location and characteristics , and the public costs of acquiring and developing the Site and return on investment . Based upon these considerations, the Agency has imposed those restrictions on transfer set forth in this Agreement . D. (S304) Restrictions on Transfer . 1. Transfer Defined. As used in this Section, the term "transfer" shall include any assignment, hypothecation, mortgage, ' pledge, conveyance, or encumbrance of this Agreement , the Site, or the improvements thereon. A transfer shall also include the transfer to any person or group of persons acting in concert of more than twenty-five percent ( 25%) ( in the aggregate) of the present ownership and/or control of any of the persons or entities constituting Developer taking all transfers into account on a cumulative basis , except transfers of such ownership or control interest between members of the same immediate family, or transfers to -5- a trust, testamentary or otherwise, in which the beneficiaries are limited to members of the transferor ' s immediate family, or among its shareholders . In the event that any successor of Developer , is a corporation or trust, such transfer shall refer to the transfer of the issued and outstanding capital stock of such corporation, of beneficial interests of such trust; in the event that any successor of Developer is a limited or general partnership, such transfer shall refer to the transfer of more than twenty-five percent ( 25% ) of such limited or general partnership interest ; in the event that any successor of Developer is a joint venture, such transfer shall refer to the transfer of more than twenty-five percent ( 25% ) of the ownership and/or control of any such joint venture partner, taking all transfers into account on a cumulative basis . 2. Restrictions Prior to Completion. Prior to issuance of the Certificate of Completion, Developer shall not transfer this Agreement or any of Developer ' s rights hereunder, or any interest in the Sale Escrow, the Site or in the improvements thereon, directly or indirectly, voluntarily or by operation of law, except as provided below, without the prior written approval of Agency and if so purported to be transferred, the same shall be null and void. In considering whether it will grant approval to any assignment by Developer of its interest in the Site before the issuance of the Certificate of Completion, which assignment requires Agency approval , Agency shall consider factors such as ( i ) whether the acquisition of the Site from Agency and/or the completion of the Project is jeopardized; ( ii ) the financial strength and capability of the proposed assignee to perform Developer ' s obligations hereunder; and ( iii ) the proposed assignee ' s experience and expertise in the planning, financing, development, ownership, and operation of similar projects . In the absence of :specific written agreement by Agency, prior to the issuance of a Certificate of Completion no assignment or transfer by Developer of all or any portion of its interest in the Sale Escrow, the Site or this Agreement ( including without limitation an assignment or transfer not requiring Agency approval hereunder ) shall be deemed to relieve it or any successor party from any obligations under this Agreement with respect to the acquisition of the Site from Agency or the completion of the development of the Project with respect to that portion of the Site which is so transferred. In addition, no attempted assignment of any of Developer ' s obligations hereunder shall be effective unless and until the successor party executes and delivers to Agency -6- � o an assumption agreement in a form approved by the Agency assuming such obligations . 3. Exceptions. The foregoing prohibition shall not apply to any of the following: (a) Any mortgage, deed of trust, sale/lease- back , or other form of conveyance for financing, as provided in Section 512, but Developer shall notify Agency in advance of any such mortgage, deed of trust , sale/lease-back , or other form of conveyance for financing pertaining to the Site . (b) Any mortgage, deed of trust, sale/lease- back, or other form of conveyance for restructuring or refinancing of any amount of indebtedness described in subsection (a) above, provided that the amount of indebtedness incurred in the restructuring or refinancing does not exceed the outstanding balance on the debt incurred to finance the acquisition of and improvements on the Site, including any additional costs for completion of construction, whether direct or indirect, based upon the estimates of architects and/or contractors. (c) The granting of easements to any appropriate governmental agency or utility or permits to facilitate the development of the Site. (d) A sale or transfer resulting from or in connection with a reorganization as con- templated by the provisions of the Internal Revenue Code of 1986, as amended or otherwise, in which the ownership interests of a corporation are assigned directly or by operation of law to a person or persons , firm or corpora- tion which acquires the control of the voting capital stock of such corporation or all or substantially all of the assets of such corporation. -7- • o (e) A sale or transfer of twenty-five percent ( 25% ) or more of ownership or control interest between members of the same immediate family, or transfers to a trust, testamentary or otherwise, in which the beneficiaries consist solely of immediate family members of the transferor or transfers to a corporation or partnership in which the immediate family members or shareholders of the transferor have a controlling majority interest of more than fifty percent ( 50% ) . ( f) Any transfer to a limited partnership for syndication purposes and any transfer of the limited partnership interest . Agency shall have the right to approve any permitted transfer exception provided for herein prior to consummation of such transfer thereof, and Developer shall provide Agency with copies of all documents requested by Agency for such purposes . Any mortgage, deed of trust or other instrument referred to in subsections (a) and (b) above shall mean such instruments as approved by Agency pursuant to Section 406 ( 4) of this Agreement. 4. Restrictions After Completion. Subsequent to the issuance of the Certificate of Completion, Developer may not sell, transfer , convey, hypothecate, assign or lease all or any portion of its interest in the Site without complying with the transfer restrictions contained within the Deed and the restrictions in the Regulatory Agreement. IV. (S400) DISPOSITION OF THE SITE. A. (§401) Sale of the Site. In accordance with and subject to all the terms , covenants and conditions of this Agreement, the City agrees to convey to Agency and Agency agrees to accept fee title to the Site. Agency agrees to convey to Developer and Developer agrees to accept fee title to the Site subject to the terms of the Agency Deed. -8- B. (5402) Sale Escrow. The Sale Escrow shall be opened within the time period in the Schedule of Performance. This Agreement shall constitute the joint escrow instructions of the City, Agency and the Developer , and a duplicate original of this Agreement shall be delivered to the Sale Escrow Agent upon the opening of the Sale Escrow. Sale Escrow Agent is empowered to act under these instructions . City, Agency and Developer shall promptly prepare, execute, and deliver to the Sale Escrow Agent such additional escrow instructions consistent with the terms herein as shall be reasonably necessary. No provision of any additional escrow instructions shall modify this Agreement without specific written approval of the modification(s) by Developer, City and Agency. C. (g403) Conditions to Close of Sale Escrow. 1. Developer 's Conditions to Closing. Developer ' s obligation to acquire the Site and to close the Sale Escrow hereunder , shall, in addition to any other conditions set forth herein in favor of Developer, be conditional and contingent upon the satisfaction, deemed satisfaction or waiver by Developer, of each and all of the following conditions (collectively the "Developer ' s Conditions to Closing" ) within the time provided in the Schedule of Performance: (a) Developer shall have confirmed that it will obtain financing and subsidies sufficient to permit it to perform all of its obligations hereunder, including, without limitation, approval of its applications for 3% take out financing from the State Rental Housing Construction Program and for financing and/or low income housing tax credit granting agency, Developer shall submit applications to the proper offices of the State of California for the financial assistance described above within the times provided for in the Schedule of Performance . (b) Agency and City shall each have deposited into escrow a certificate ( "FIRPTA Certificate" ) in such form as may be required by the Internal Revenue Service pursuant to Section 1445 of the Internal Revenue Code. (c) City shall have deposited into the Sale Escrow the executed City Deed and Agency shall have -9- Q deposited into the Sale Escrow the executed Agency Deed and the Regulatory Agreement. Any waiver of the foregoing conditions must be express and in writing. In the event that the foregoing conditions have not been satisfied within the time provided therefor in the Schedule of Performance, Developer shall deliver to Agency written notice thereof and, in the event Agency has not caused such conditions to be satisfied within thirty ( 30 ) days following actual receipt of such notice, Developer may terminate this Agreement by delivering a written notice in accordance with Section. 409 . 2. City's Conditions to Closing. City' s obligation to convey the Site to Agency shall, in addition to any other conditions set forth herein in favor of City, be conditional and contingent upon the satisfaction, or waiver by City of each and all of the following conditions within the time provided in the Schedule of Performance : (a) All conditions established for Agency ' s benefit in Section 403( 3 . ) below shall have been satisfied; (b) Agency shall have deposited with the City the Reimbursement. Any waiver of the foregoing conditions must be express and in writing. In the event that Developer fails to satisfy City' s foregoing conditions by the dates found in the Schedule of Performance or defaults in the performance of its obligations hereunder, City shall deliver Developer written notice thereof in accordance with Section 409 . In the event the conditions can still not be cured in accordance with Section 409, City may (but shall not be obligated to) terminate this Agreement: and the Sale Escrow. 3. Agency' s _ Conditions to Closing. Agency ' s obligation to sell the Site and to close the Sale Escrow hereunder, shall, in addition to any other conditions set forth herein in favor of Agency, be conditional and contingent upon the satisfaction, or waiver by Agency, of each and all of the following conditions (collectively the "Agency' s Conditions to Closing" ) within the times provided in the Schedule of Performance: (a) Developer shall have provided Agency with financial statements documenting Developer ' s financial strength (and with financing commitments, tax credit allocation and any -10- • 9 other subsidies sufficient in amount to fund all costs of the Project) . Developer ' s financial statements and financing and funding commitments shall be subject to the approval of Agency. (b) Developer shall have timely submitted to Agency ,and processed with the City Planning and Building Departments plans and drawings for all improvements to be constructed on the Site, as provided in Section 502 . ( c) Developer shall not have made or attempted to make a transfer in violation of Section 304 . (d) Developer shall have deposited with Agency or into the Sale Escrow the Purchase Price and all other documents required under Section 404 ( 5) . Any waiver of the foregoing conditions must be express and in writing. In the event that Developer fails to satisfy Agency' s foregoing conditions by the dates found in the Schedule of Performance or defaults in the performance of its obligations hereunder, ,Agency shall deliver Developer written notice thereof in accordance with Section 409 . In the event the conditions can still not be cured in accordance with Section 409, Agency may (but shall not be obligated to) terminate this Agreement and the Sale Escrow. 4. Additional Conditions to Closing. Prior to the date for the Sale Closing specified in the Schedule of Performance, Developer, Agency and City shall execute and deliver a certificate ( "Taxpayer ID Certificate" ) in such form as may be required by the IRS pursuant to Section 6045 of the Internal Revenue Code, or the regulations issued pursuant thereto, certifying as to the description of the Site, date of closing, gross price, and taxpayer identification number or exemption for Developer , Agency and City. Prior to the date for the Sale Closing, Developer, Agency and City shall cause to be delivered to the Sale Escrow Agent such other items, instruments and documents , and the parties shall take such further actions , as may be necessary or desirable in order to complete the Sale Closing. No party shall be in breach of its obligations hereunder as of the Sale Closing . -11- • o D. (5404) Conveyance of the Site. 1. Time for Conveyance. The Sale Closing shall occur after satisfaction of all conditions to closing of the Sale Escrow, but not later than the date for the Sale Closing specified in the Schedule of Performance unless extended by the mutual agreement of the parties or any Enforced Delay. Possession shall be delivered to Developer concurrently with the conveyance of title. 2. Sale Escrow Agent to Advise of Costs . On or before the date set in the Schedule of Performance, the Sale Escrow Agent shall advise the parties in writing of the fees , charges, and costs necessary to close the Sale Escrow, and of any documents which have not been provided by said party and which must be deposited in the Sale Escrow to permit timely closing . 3 . Deposits By City Prior to Closing. On or before, but not later than 1: 00 p.m. of the date set forth in the Schedule of Performance, City shall execute, acknowledge and deposit into the Sale Escrow the following: ( i ) the City Deed to the Site; ( ii ) taxpayer I .D. Certificate; and ( iii ) FIRPTA Affidavit . 4. Deposits By Agency Prior to Closing. On or before, but not later than 1 : 00 p.m. of the date set in the Schedule of Performance, Agency shall execute, acknowledge and deposit into the Sale Escrow ( i) the Agency Deed to the Site; ( ii ) the Regulatory Agreement; ( iii ) an estoppel certificate certifying that Developer has completed all acts, other than as specified, necessary for conveyance, if such be the fact; ( iv) a FIRPTA Certificate; (v) a taxpayer I .D. Certificate; and (vi ) payment to the Sale Escrow Agent of the costs determined pursuant to Section 408 . 5. Deposits By Developer Prior to Closing. On or before, but not later than 1 : 00 p.m. of the date set in the Schedule of Performance, Developer shall execute and acknowledge as may be required and deposit into the Sale Escrow: ( i ) the Purchase Price; ( ii ) the Regulatory Agreement; and ( iii ) an estoppel certificate certifying that Agency has completed all acts, other than as specified, necessary to conveyance, if such be the fact . 6. Recordation and Disbursement of Funds. Upon the completion by the City, Agency and Developer of the deliveries and actions specified in these escrow instructions precedent to the Sale Closing, the Sale Escrow Agent shall be authorized to buy, affix and cancel any documentary stamps -12- • o and pay any transfer tax and recording fees, if required by law, and thereafter cause to be recorded in the official Records of Riverside County, California, the City Deed, the Agency Deed, the Regulatory Agreement and any other appropriate instruments delivered through the Sale Escrow, if necessary or proper to, and provided that the fee title interest can, vest in Developer in accordance with the terms and provisions herein. Concurrent with recordation, the Sale Escrow Agent shall deliver the Title Policy to Developer insuring title and conforming to the requirements of Section 405 . Following recordation, the Sale Escrow Agent shall deliver copies of said instruments to Developer and Agency. In addition, after deducting any sums specified in this Agreement, the Sale Escrow Agent shall disburse funds to the parties entitled thereto. E. (S405) Title Matters. 1. Condition of Title. City shall convey to Agency and Agency shall convey to Developer, fee interest in the Site, subject only to: ( i) the Redevelopment Plan, this Agreement and conditions in the Agency Deed and the Regulatory Agreement ; ( ii ) general and special real and personal property taxes and assessments, ; ( iii ) public and quasi-public utility easements; ( iv) public street easements; and (v) covenants, conditions , restrictions, easements, encumbrances and all other matters of any kind or nature of record or which could be revealed upon reasonable investigation and inquiry of the public records and physical inspection of the Site.. City shall convey title to Agency and Agency shall convey title to Developer pursuant to the City Deed and the Agency Deed in the forms set forth in Attachment Nos . 6A and 6B, respectively. 2. Exclusion of Oil, Gas. and Hydrocarbons. Title shall be conveyed subject to any exclusion therefrom to the extent excepted and reserved by the parties named in deeds , leases and other documents of record with respect to oil, gas, hydrocarbon substances and minerals of every kind and character, lying more than five hundred feet ( 5001 ) below the surface, together with the right to drill into, through, and to use and occupy all parts of the Site lying more than five hundred feet ( 500 ' ) below the surface thereof for any and all purposes incidental to the exploration for and production of oil, gas,, hydrocarbon substances or minerals from the Site but, without, however, any right to use either the surface of the Site or any portion thereof within five hundred feet ( 500 ' ) of the surface for any purpose or purposes whatsoever . -13- ! O 3. City and Agency Not to Encumber Site. City and Agency each hereby warrants to Developer that it has not and will not transfer , sell, hypothecate, pledge, or otherwise encumber the Site without express written permission of Developer, which consent shall not be unreasonably withheld, except such encumbrances as provided in this Agreement or which are removed prior to the Sale Closing. 4. Approval of Title Exceptions. Prior to the date in the Schedule of Performance, Agency shall deliver a preliminary title report, dated no earlier than the date of this Agreement, to Developer including copies of all documents referenced therein. Prior to the date in the Schedule of Performance, Developer shall deliver to Agency written notice, with a copy to Escrow Agent, specifying in detail any exception disapproved and the reason therefor . Developer shall not have the right to disapprove any exception to title which ( i ) was created by or under Developer ; or (ii ) is not in violation of Section 405 ( 1) above, all such exceptions being deemed approved by Developer . Prior to the date specified in the Schedule of Performance, Agency shall deliver written notice to Developer as to whether City or Agency will or will not cure the disapproved exceptions . If Agency elects not to cure the disapproved exceptions, Developer may terminate the Sale Escrow but without any liability of City or Agency to Developer on or before the date specified in the Schedule of Performance and if not so terminated by such date, Developer shall be deemed to have approved all disapproved exceptions . If Agency so elects to cure the disapproved exceptions, Agency shall do so on or, before the Sale Closing. 5. Title Policy. As of the Sale Closing, the Sale Escrow Agent shall furnish Developer with a CLTA Policy of Title Insurance ( the "Title Policy" ) for the Developer ' s interest, wherein the Title Company shall insure that title shall be vested in Developer, containing no exception to such title which has not been approved, deemed approved or waived by Developer in accordance with this Section 405 . Developer may request that the Title Policy include any available additional title insurance, extended coverage or endorsements provided that same are available, that Developer timely provide an ALTA survey required for such coverage and that issuance of or lack of availability of same shall not be a condition precedent to Developer ' s obligations hereunder nor delay the Sale Closing. Agency shall pay all title insurance premiums and costs, including without limitation, the premium for the Title Policy standard coverage, and such additional title insurance, extended coverage or special -14- endorsements required by Developer and reasonably acceptable to Agency. G. (5406) Developer Financing for Site Improvements. 1. Developer ' s Financial Statements. By the time specified in the Schedule of Performance, Developer agrees to deliver to Agency for Agency ' s approval financial statements of Developer , its principals and statements from financial institutions with whom Developer conducts business evidencing their willingness to provide the financing required hereunder . 2. Obtaininq Construction and Permanent Loans. By the time specified in the Schedule of Performance, Developer agrees to deliver to Agency and obtain the approval of Agency of irrevocable written commitments from the State of California or other governmental agency and/or financial institutions licensed to do business in California and acceptable to the Agency ( "Lender" ) agreeing to make construction loans and permanent loans to Developer, secured by a First Deed of Trust ( said commitment and loan are sometimes referred to collectively as the "Loan" ) . The amount of the commitment: shall not be less than the amount of the prime construction contract, plus all other direct and indirect costs associated with the Project, including without limitation, architectural, engineering, legal and accounting fees, loan fees, "points" and interest, administration, overhead and management: fees, permit and inspection fees, development and school fees, furnishings, fixtures , taxes and insurance, less the amount of Developer ' s equity contribution, if any, to the cost of construction, the source of which is verified by the information provided in Section 406 above. The construction commitment shall be on said Lender ' s usual and customary commercial terms and conditions , except for interest rate, which may be below market rates . 3. Covenants of Developer. Developer covenants and agrees to take all action, furnish all information, give all consents and pay all sums required to keep said commitment and Loan in full force and effect and shall comply with all conditions thereof, and shall promptly execute, acknowledge and deliver all loan applications, credit applications and data, financial statements , and loan documents in connection therewith, and shall actually draw upon and utilize the full amount of the Loan only for financing the cost of the Project . -15- • o 4. Agency Approval of Lender. The Developer shall not enter into any conveyance for financing without the prior written approval of Agency. The Agency ' s written approval or disapproval shall be given by the time provided in the Schedule of Performance. Agency' s review of the Lender shall be limited to the question of whether or not the Lender is a qualified and responsible financial or lending institution or other acceptable entity or person capable of performing its obligations under the Loan. Agency ' s right of review of the Loan shall be limited to verifying that ( i ) the amount of the Loan is sufficient to cover the development costs (when combined with Developer ' s equity contribution, if any) and ( ii ) the terms and conditions of the Loan, if performed, would not result in a violation of any of the provisions of this Agreement , provided, however, that Agency ' s approval of the Loan will not constitute a waiver by Agency of any breach or violation of this Agreement that is a result of acts that are or purport to be in compliance with or in furtherance of the Loan. I. ( S407) Condition of Site. 1. No Representations or Warranties. Developer acknowledges that it has had an adequate opportunity to inspect the Site and to investigate its physical characteristics and conditions , and hereby waives any and all objections to the physical characteristics and conditions of the Site which would be disclosed by such inspection. Developer acknowledges that neither City, Agency, nor any of their employees, agents or representatives has made any representations, warranties or agreements to or with Developer on behalf of City or Agency as to any matters concerning the Site, the present use thereof, the suitability of Developer ' s intended use of the Site or the ability of Developer to finance the same. The foregoing disclaimer includes, without limitation, topography, climate, air , water rights, utilities, present and future zoning, soil , subsoil, existence of hazardous waste or similar substances, purpose to which the Site is suited, drainage or access to public roads . Developer further acknowledges and agrees that the Site is to be purchased, conveyed and accepted by Developer in its present condition, "AS-IS" , and that no patent or latent physical condition of the Site, whether or not known or discovered, shall affect the rights of either party hereto. Developer has investigated and has knowledge of operative or imposed governmental laws and regulations ( including, but not limited to, zoning, environmental, including specifically the regulations of the Environmental Protection Agency, and land -16- use laws and regulations) to which the Site may be subject, and is acquiring the Site on the basis of its review and determination of the application and effect of such laws and regulations . Developer has neither received nor relied upon any representations concerning such laws and regulations made by City, Agency or their employees, agents , or any person acting under or on behalf of City or Agency. Any agreements , warranties or representations not expressly contained in this Agreement shall in no way bind City or Agency. 2. Hazardous Substances. Developer understands and agrees that it takes the Site without any representations or warranties by City or Agency, or by any official, employee or agent of City or Agency, regarding the use, generation, manufacture, storage, transportation, release or disposal of Hazardous Materials and/or oil wells and/or underground storage tanks and/or pipelines , or regarding that the Site is or may be in violation of any federal , state or local law, ordinance or regulation relating to Hazardous Materials and/or oil wells and/or underground storage tanks and/or pipelines on, under or about the Site including, without limitation, soil and ground water conditions . Developer acknowledges and understands that it must perform its own "due diligence" with respect to all environmental matters relating to the Site, .inclusive of any environmental audits or assessments, and that Developer is not relying on any environmental audits or assessments performed by or on behalf of City or Agency. Developer further understands and agrees that in the event Developer incurs any loss or liability concerning Hazardous Materials and/or oil wells and/or underground storage tanks and/or pipelines whether attributable to events occurring prior to or following the Effective Date, then Developer may look to prior owners of the Site, but under no circumstances shall Developer look to City or Agency for any liability or indemnification regarding Hazardous Materials and/or oil wells and/or underground storage tanks and/or pipelines. Developer further understands and agrees that in the event it acquires the Site pursuant to this Agreement , such acquisition will be done without any representations or warranties by City or Agency regarding responsibility for loss or liability incurred with respect to the use, generation, manufacture, storage, transportation, release or disposal of any Hazardous Materials and/or oil wells and/or underground storage tanks and/or pipelines. Developer , and each of the entities constituting Developer, from and after the Effective Date, hereby waives, releases, remises, acquits and forever discharges City, -17- • 0 Agency, their directors, officers, shareholders, employees, and agents, and their respective heirs, successors, personal representatives and assigns, of and from any and all Environmental Claims, Environmental Cleanup Liability and Environmental Compliance Costs, as those terms are defined below, and from any and all actions, suits, legal or administrative orders or proceedings , demands, actual damages, punitive damages, loss, costs, liabilities and expenses, which concerti or in any way relate to the physical or environmental conditions of the Site, the existence of any Hazardous Material thereon, or the release or threatened release of Hazardous Materials therefrom, whether existing prior to, at or after the Effective Date. It is the intention of the parties pursuant to this Release that any and all responsibilities and obligations of City and Agency, and any and all rights, claims , rights of action, causes of action, demands or legal rights of any kind of Developer , its successors, assigns or any affiliated entity of Developer, arising by virtue of the physical or environmental condition of the Site, the existence of any Hazardous Materials thereon, or any release or threatened release of Hazardous Material therefrom, whether existing prior to, at or after the Effective Date, are by this Release provision declared null and void and of no present or future force and effect as to the parties . Developer expressly agrees to waive any and all rights which said party may have under Section 1542 of the California Civil Code which provides as follows: "A general :release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which if known by him must have materially affected his settlement with the debtor. " Developer shall, from and after the Effective Date, defend, indemnify and hold harmless City, Agency and their officers, directors, employees, agents and repre- sentatives (collectively, the "Indemnified Parties" ) from and against any and all Environmental Claims, Environmental Cleanup Liability, Environmental Compliance Costs, and any other claims, actions , suits , legal or administrative orders or proceedings, demands or other liabilities resulting at any time from the physical and/or environmental conditions of the Site whether before or after the Effective Date or from the existence of any Hazardous Material or the release or threatened release of any Hazardous Material of any kind whatsoever, in, on or under the Site occurring at any time whether before or after the Effective Date, including but not limited to, all foreseeable and unforeseeable damages, fees, -18- costs, losses and expenses, including any and all attorneys ' fees and environmental consultant fees, directly or indirectly arising therefrom, and including fines and penalties of any nature whatsoever , assessed, levied or asserted against any Indemnified Parties to the extent that the fines and/or penalties are the result of a violation or an alleged violation of any Environmental Law. Developer further agrees that in the event Developer obtains, from any persons or entities, releases from liability, indemnities , or other forms of hold harmless relating to the subject matter of this section, Developer shall obtain for City and Agency the same releases, indemnities, and other comparable provisions . For purposes of this Section, the following terms shall have the following meanings : (a) "Environmental Claim" means any claim for personal injury, death and/or property damage made, asserted or prosecuted by or on behalf of any third party, including, without limitation, any governmental entity, employee, former employee, or their respective legal representatives, heirs , beneficiaries and estates , relating to the Site or their operations and arising or alleged to arise under any, Environmental Law. (b) "Environmental Cleanup Liability" means any cost or expense of any nature whatsoever incurred to contain, remove, remedy, clean up, or abate any contamination or any Hazardous Material from or on any part of the Site, including, without limitation, ( i) any direct costs or expenses for investigation, study, assessment, legal representation, cost recovery by governmental agencies, or on-going monitoring in connection therewith and ( ii ) any cost „ expense, loss or damage incurred with respect to the Site or its operation as a result of actions or measures necessary to implement or effectuate any such containment , removal, remediation, treatment , cleanup or abatement . ( c) "Environmental Compliance Cost" means any cost or expense of any nature whatsoever necessary to enable the Site to comply with all applicable Environmental Laws in effect . "Environmental Compliance Cost" shall include -19- 0 O all costs necessary to demonstrate that the Site is capable of such compliance . (d) "Environmental Law" means any federal, state or local statute, ordinance, rule, regulation, order, consent decree, judgment or common-law doctrine, and provisions and conditions of permits , licenses and other operating authorizations relating to ( i ) pollution or protection of the environment, including natural resources , ( ii ) exposure of persons, including employees , to Hazardous Materials or other products, raw materials, chemicals or other substances, ( iii ) protection of the public health or welfare from the effects of by-products, wastes, emissions, discharges or releases of chemical substances from industrial or commercial activities, or ( iv) regulation of the manufacture, use or introduction into commerce of chemical substances, including, without limitation, their manufacture, formulation, labeling, distribution, transportation, handling, storage and disposal . (e) "Hazardous Material" is defined to include any hazardous, or toxic substance, material or waste which is or becomes regulated by any local governmental authority, the State of California, or the United States Government . The term "Hazardous Material" includes, without limitation, any material or substance which is : ( i) petroleum or oil or gas or any direct or derivate product or byproduct thereof; ( ii ) defined as a "hazardous waste, " "extremely hazardous waste" or "restricted hazardous waste" under Sections 25115, 25117 or 25122 . 7, or listed pursuant to Section 25140, of the California Health and Safety Code, Division 20, Chapter 6. 5 (Hazardous Waste Control Law) ; ( iii ) defined as a "hazardous substance" under Section 25316 of the California Health and Safety Code, Division 20 , Chapter 6. 8 (Carpenter-Presley- Tanner Hazardous Substance Account Act) ; ( iv) defined as a "hazardous material, " "hazardous substance, " or "hazardous waste" under Sections 25501( j ) and (k) and 25501. 1 of the California Health and Safety Code, Division 20 , Chapter 6 . 95 (Hazardous Materials Release -20- • Q Response Plans and Inventory) ; (v) defined as a "hazardous substance" under Section 25281 of the California Health and Safety Code, Division 20, Chapter 6.7 (Underground Storage of Hazardous Substances) ; (vi) "used oil" as defined under Section 25250 ._1 of the California Health and Safety Code; (vii ) asbestos; (viii ) listed under Article 9 or defined as hazardous or extremely hazardous pursuant to Article 1 of Title 22 of the California Code of Regulations , Division 4, Chapter 30 ; ( ix) defined as waste or a hazardous substance pursuant to the Porter- Cologne Act , Section 13050 of the California Water Code; (x) designated as a "toxic pollutant" pursuant to the Federal Water Pollution Control Act, 33 U.S.C. § 1317; (xi) defined as a "hazardous waste" pursuant to the Federal Resource Conservation and Recovery Act, 42 U. S.C. § 6901 et seg. ( 42 U. S.C. § 6903) ; (xii ) defined as a "hazardous substance" pursuant to the Comprehensive Environmental Response, Compensation and Liability Act , 42 U.S.C. § 9601 et sec . ( 42 U.S.C. § 9601) ; (xiii) defined as "Hazardous Material" pursuant to the Hazardous Materials Transportation Act, 49 U. S.C. § 1801 et seg. ; or (xiv) defined as such or regulated by any "Superfund" or "Superlien" law, or any other federal, state or local law, statute, ordinance, code, rule, regulation, order or decree regulating, relating to, or imposing liability or standards of conduct concerning Hazardous Materials and/or oil wells and/or underground storage tanks and/or pipelines, as now, or at any time hereafter, in effect . Notwithstanding any other provision of this Agreement , Developer ' s release and indemnification as set forth in the provisions of this Section, as well as all provisions of this Section shall survive the Sale Closing and shall continue permanently. 3. Right to Enter Site Indemnification. Prior to the closing of the Sale Escrow, Developer, its employees, agents or contractors have the right to enter onto the Site to conduct soils, engineering, or other tests and studies , to perform preliminary work: or for any other purposes to carry out the terms of this Agreement . Developer shall indemnify, defend and hold City and Agency harmless from and against any -21- s Q claims, injuries or damages arising out of or involving any such entry or activity as provided in Section 505 . Any such activity shall be undertaken only after securing any necessary permits from the appropriate governmental agencies and providing City with certificates of insurance evidencing the coverages required in Section 506 . J. (S408) Costs! of Escrow. 1. Payment of Costs. The Sale Escrow Agent is authorized to allocate all costs of the Sale Escrow to Agency, including without limitation, the cost of the Title Policy, premiums for any additional insurance, extended coverage or special endorsements approved by Agency, documentary transfer tax, if any, all recording fees and all escrow and similar fees . Developer shall pay its own attorneys ' fees . 2. Prorations and Adjustments. Developer shall be responsible for all ad valorem taxes and assessments on the Site and insurance on the Site, from and after the Sale Closing. R. (S409) Termination of the Sale Escrow. 1. Termination. The Sale Escrow may be terminated by demand of either party who then shall have fully performed its obligations hereunder if: (a) The Conditions to Closing for the benefit of such party have not occurred or have not been approved, disapproved, or waived as the case may be, by the approving party by the date established herein for the occurrence of such Condition, including any grace period pursuant to this Section; or (b) The Sale Escrow is not in a condition to close by the date set for the Sale Closing; or ( c) The other party is in breach of the terms and conditions of this Agreement . In the event of the foregoing, the terminating party may, in writing, demand return of its money, papers, or documents from the Sale Escrow Agent and shall deliver a copy of such demand to the non-terminating party. No demand shall be recognized by the Sale Escrow Agent until fifteen (15) days after the Sale Escrow Agent shall have mailed copies of such demand to the non-terminating party, and if no -22- objections are raised in writing to the terminating party and the Sale Escrow Agent by the non-terminating party within the fifteen ( 15) day period. In the event of such objections, the opportunity to cure shall be provided as stated below in Subsection 2 of this Section. In addition, the Escrow Agent is authorized to hold all money, papers, and documents until instructed in writing by both Developer , Agency and City or , upon failure thereof, by a court of competent jurisdiction; provided that after expiration of the cure period provided in Subsection 2 of this Section. If no such demands are made, the Sale Escrow shall be closed as soon as possible and neither party shall have any further liability to the other . 2. Opportunity to Cure. Prior to the Sale Closing, in the event any of the Conditions to Closing are not satisfied or waived by the party with the power to approve said Conditions ( the "approving party" ) , then such party shall explain in writing to the other party (the "nonapproving party" ) the reason for the disapproval . Thereafter , the nonapproving party shall have an additional thirty ( 30 ) days to satisfy any such Condition to Closing, and only if such Conditions still cannot be satisfied may the approving party terminate the Sale Escrow. In the event Sale Escrow is not in a condition to close because of a default by any party, and the performing party has made demand as stated in Subsection 1 of this Section, then upon the non-performing party ' s delivering its objection to Sale Escrow Agent and the performing party within the above fifteen ( 15 ) day period, the non-performing party shall have the right to cure the default in accordance with and in the time provided in Section 701. L. (S410) Responsibility of Sale Escrow Agent. 1. Deposit of Funds. All funds received in the Sale Escrow shall be deposited by the Sale Escrow Agent in a special escrow account with any state or national bank doing business in the State of California and may not be combined with other escrow funds of Sale Escrow Agent or transferred to any other general escrow account or accounts . 2. Notices. All communications from the Sale Escrow Agent shall be directed to the addresses and in the manner provided in Section 801 of this Agreement for notices , demands and communications between City and Developer . 3. Sufficiency of Documents. The Sale Escrow Agent is not to be concerned with the sufficiency, validity, correctness of form, or content of any document prepared outside of escrow and delivered to Escrow. The sole duty of -23- • 0 the Sale Escrow Agent is to accept such documents and follow Developer 's, Agency ' s and City ' s instructions for their use. 4. Exculpation of Escrow Agent. The Sale Escrow Agent shall in no case or event be liable for the failure of any of the Conditions to Closing of the Sale Escrow, or for forgeries or false personation, unless such liability or damage is the result of negligence or willful misconduct by the Sale Escrow Agent . 5. Responsibilities in the Event of Controversies. If any controversy documented in writing arises between Developer , Agency and City or with any third party with respect to the subject matter of this escrow or its terms or conditions, the Sale Escrow Agent shall not be required to determine the same, to return any money, papers or documents, or take any action regarding the Site prior to settlement of the controversy by a final decision of a court of competent jurisdiction or written agreement of the parties to the controversy. The Sale Escrow Agent shall be responsible for timely notifying Developer, Agency and City of the controversy. In the event of such a controversy, the Sale Escrow Agent shall not be liable for interest or damage costs resulting from failure to timely close escrow or take any other action unless such controversy has been caused by the failure of the Sale Escrow Agent to perform its responsibilities hereunder . , V. (S500) DEVELOPMENT OF THE SITE A. (S501) Scope of Development; Public Improvement. 1. Scope o1` Development. The Site shall be developed by Developer as provided in the Scope of Development, the Developer ' s Basic Concept Drawings approved concurrently herewith and the plans and permits approved by City and Agency pursuant to Section 502 . 2. Public Improvements. In connection with approval of the Project, the City shall determine those public improvements which must be constructed as a part of or in connection with the Project . Developer shall be responsible for installing, at its expense, all such public improvements . -24- • O B• (5502) Development Plans, Final Building Plans. 1. Proposed Development ' s Consistency With Plans and Codes. Developer warrants and represents that the City ' s General Plan and Zoning Ordinance permit Developer ' s proposed development, and construction, operation, and use of the Site as provided in this Agreement, including without limitation the Scope of Development, subject only to ( i) approval of the Project pursuant to Health and Safety Code Sections 33433 and 33421 . 1 ; ( ii ) those development approvals yet to be obtained, including amendment to the planned development approval previously granted for the Site and adjacent property to conform to the improvements contemplated in Developer Basic Concept Drawings ; and ( iii ) City ' s and Agency ' s review and approval of the Project in accordance with the California Environmental Quality Act . It is expressly understood by the parties hereto that neither Agency nor City makes any representations or warranties with respect to approvals required by any other governmental entity or with respect to approvals hereinafter required from City and Agency, Agency reserving full police power authority over the Project and Developer acknowledges that Agency retains such full police power as well. Nothing in this Agreement shall be deemed to be a prejudgment or commitment with respect to such items nor a guarantee that such approvals or permits will be issued within any particular time or with or without any particular conditions . 2. Evolution of Development Plan Following approval of this Agreement, the City shall review and identify any corrections required for approval of the Developer ' s Basic Concept Drawings . On or before the date set forth in the Schedule of Performance, Developer shall submit to the Agency preliminary, and thereafter final drawings and specifications for development of the Site and each parcel thereof in accordance with the Scope of Development , and all in accordance with the City ' s requirements . The term preliminary and final drawings shall be deemed to include site plans , building plans and elevations , grading plans , if applicable, landscaping plans , parking plans, material pallets , a description of structural , mechanical , and electrical systems , and all other plans , drawings and specifications . Final drawings will be in sufficient detail to obtain a building permit . Said plans , drawings and specifications shall be consistent with the Scope of Development and the various development approvals referenced hereinabove, except as such items may be amended by City ( if applicable) and by mutual consent of Agency and Developer. Plans, ( concept, preliminary and construction) shall be progressively more detailed and will be approved if -25- • O a logical evolution of plans, drawings or specifications previously approved. 3. Develope?r Best Efforts to Obtain Approvals Developer shall exercise its best efforts to timely submit all documents and information necessary to . obtain all development and building approvals from the City in a timely manner . Not by way of limitation of the foregoing, in developing and constructing the Project , Developer shall comply with all applicable development standards in City' s Municipal Code and shall comply with all building code, landscaping, signage, and parking requirements , except as may be permitted through approved variances and modifications . 4. Agency Assistance. Subject to Developer ' s compliance with ( i ) the applicable City and Agency development standards for the Site; and ( ii) all applicable laws and regulations governing such matters as public hearings, site plan review and environmental review, Agency agrees to provide reasonable assistance to Developer, at no cost, expense or liability to Agency, in the expeditious processing of Developer ' s submittals required under this Section in order that Developer can obtain a final City action on such matters within the time set forth in the Schedule of Performance . City or Agency' s failure to provide necessary approvals or permits within such time periods, after and despite Developer ' s reasonable efforts to submit the documents and information necessary to obtain the same, shall constitute an Enforced Delay. 5. Disapproval. Agency shall approve or disapprove any submittal made by Developer pursuant to this Section within thirty ( 30 ) days after such submittal. All submittals made by Developer will note the thirty ( 30) day time limit, and specifically reference this Agreement and this section . Any disapproval shall state in writing the reason for the disapproval and the changes which Agency requests be made. Developer shall make the required changes and revisions and resubmit for approval as soon as is reasonably practicable but no more than thirty ( 30 ) days after the date of disapproval. Thereafter , Agency shall have an additional thirty ( 30 ) days for review of the resubmittal, but if the Agency disapproves the resubmittal, then the cycle shall repeat, until Agency ' s approval has been obtained. The foregoing time periods may be shortened if so specified in the Schedule of Performance. 6. Approvals to be Obtained by Developer. Developer shall be responsible for processing all appropriate applications and obtaining all approvals necessary for -26- • o construction and operation of the Project , including without limitation, applications and approval required under the California Environmental Quality Act . C. (5503) Developer Responsibilities During Construction. The cost of constructing all of the improvements thereon required to be constructed for the Project shall be borne solely by Developer , except for any work expressly set forth in this Agreement to be performed by Agency or others . D. (5504) Schedule of Performance; Progress Reports. Developer shall begin and complete all plans, reviews , construction and development specified in the Scope of Development within the times specified in the Schedule of Performance or such reasonable extensions of said dates as may be mutually approved in writing by the parties . Once construction is commenced, it shall be diligently pursued to completion, and shall not be abandoned for more than thirty ( 30) consecutive days, except when due to an Enforced Delay. Developer shall keep Agency informed of the progress of con- struction and submit to Agency written reports of the progress of the construction when and in the form requested by Agency. E. (5505) Indemnification During Construction. During the periods of construction on the Site and until such time as Agency has issued a Certificate of Completion with respect to the construction of the improvements thereon, the Developer agrees to and shall indemnify and hold City and the Agency harmless from and against all liability, loss, damage, costs, or expenses ( including reasonable attorneys ' fees and court costs) arising from or as a result of the death of any person or any accident, injury, loss, or damage whatsoever caused to any person or to the property of any person which shall occur on the Site and which shall be directly or indirectly caused by any acts done thereon or any errors or omissions of Developer or its agents , servants , employees , or contractors . Developer shall not be responsible for (and such indemnity shall not apply to) any acts , errors , or omissions of the City or the Agency, or their respective agents, servants , employees , or contractors . City and Agency shall not be responsible for any acts, errors, or omissions of any person or entity except City and Agency and their respective agents, servants, employees , or -27- • o contractors, subject to any and all statutory and other immunities . F. (S506) Bodily Iniury Property Damage and Workers ' Compensation Insurance. Prior to the commencement of any construction on the Site required to be performed by Developer hereunder , including without limitation any site preparation work on or adjacent to the Site such as soil and engineering tests and grading, Developer shall furnish or cause to be furnished to Agency duplicate originals or appropriate certificates of ( i ) commercial general liability insurance on an "occurrence" basis including bodily injury and property damage insurance in the amount. of at least ONE MILLION DOLLARS ( $1 , 000 , 000 . 00 ) each occurrence, TWO MILLION DOLLARS ( $2, 000 , 000 . 00 ) aggregate products and completed operations and TWO MILLION DOLLARS ( $2 , 000 , 000 . 00 ) general aggregate naming City and the Agency as additional insureds, and ( ii) so-called "Builder ' s Risk" insurance, covering the replacement value of any improvements constructed on the Site . All certificates of insurance shall provide that such insurance shall not be cancelled or terminated without a minimum of thirty ( 30) days prior written notice to City and Agency shall be primary insurance and not contributory with any insurance which may be maintained by City or the Agency, and shall be issued by an insurance company which is rated "A" or "A+" by Best ' s Rating System. Developer shall also, upon request of Agency, furnish or cause to be furnished to Agency evidence reasonably satisfactory to it that Developer and any contractors and subcontractors with whom Developer has contracted for the performance of any work for which Developer is responsible hereunder carries workers ' compen- sation insurance as required by law. The obligations set forth in this Section shall remain in effect only during such periods of time that construction work is in progress and prior to the time Developer is entitled to a Certificate of Completion. G. (S507) City and Other Governmental Agency Permits. Before commencement of construction or development of any buildings, structures, or other works of improvement upon the Site which are Developer ' s responsibility under the Scope of Development, Developer shall at its own expense secure or cause to be secured any and all permits which may be required by City or any other governmental agency affected by such construction, development or work. Developer shall not be obligated to commence construction if any such permit is not -28- • o issued despite good faith effort by Developer . If there is delay beyond the usual, time for obtaining any such permits due to no fault of Developer, the Schedule of Performance shall be extended to the extent such delay prevents any action which could not: legally or would not in accordance with good business practices be expected to occur before such permit was obtained. Developer shall pay all normal and customary fees and charges applicable to such permits and any fees or charges hereafter imposed by City or Agency which are standard for and uniformly applied to similar projects in the City. H. (5508) Rights of Access. Representatives of Agency shall have the reasonable right of access to the Site without charges or fees, at any time during normal construction hours during the period of construction, for the purpose of assuring compliance with this Agreement, including but not limited to the inspection of the construction work being performed by or on behalf of Developer . Such representatives of Agency shall be those who are so identified in writing by the Executive Director of Agency. Each such representative of Agency shall identify himself or herself at the job site office upon his or her entrance to the Site, and shall provide Developer , or the construction superintendent or similar person in charge on the Site, a reasonable opportunity to have a representative accompany him or her during the inspection. Agency shall indemnify, defend, and hold Developer harmless from any injury or property damage caused or liability arising out of Agency ' s exercise of this right of access . Developer shall be solely responsible for all aspects of Developer ' s business and conduct in connection with the Property and the improvements, including but not limited to, the quality and suitability of the plans and specifications and their compliance with all governmental requirements, the supervision of the work of construction, the qualifications , financial condition and performance of all architects, engineers, contractors, material suppliers , consultants and property managers, and the accuracy of all applications for payment and the proper application of all disbursements . Agency is not obligated to supervise, inspect or inform Developer or any third party of any aspect of the construction of the improvements or any other matter referred above. Any inspection or review by Agency is to determine whether Developer is properly discharging its obligations to Agency and may not be relied upon by Developer or any third party. Agency owes no duty of care to Developer or any third party to protect against , or to inform Developer or any third -29- o party of, any negligent, faulty, inadequate or defective design or construction of the improvements . I. (S509) Applicable Laws. Developer shall carry out the construction of the improvements to be constructed by Developer in conformity with all applicable laws , including all applicable federal and state labor laws . J. (S510) Antidiscrimination During Construction. Developer , for itself and its successors and assigns , agrees that in the construction of the improvements to be constructed by Developer, it shall not discriminate against any employee or applicant for employment because of race, color , creed, religion, sex, marital status, ancestry or national origin. K. (S511) Taxes, Assessments, Encumbrances and Liens. Developer shall pay, when due, all general and special real and personal property taxes and assessments assessed or levied attributable to the period subsequent to the Sale Closing. Until the date Developer is entitled to the issuance by Agency of a. Certificate of Completion, Developer shall not place or allow to be placed thereon any mortgage, trust deed, encumbrance or lien prohibited by this Agreement . Developer shall remove or have removed any levy or attachment made on the Site, or assure the satisfaction thereof, within a reasonable time, but in any event prior to a sale thereunder . Nothing herein contained shall be deemed to prohibit Developer from contesting, in good faith, the validity or amounts of any tax, assessment, encumbrance or lien, nor to limit the remedies available to Developer in respect thereto, provided Developer first delivers such bond or other security as requirement to assure that no sale occurs thereunder . L. (S512) Rights of Holders of Approved Security Interests in Site. 1. Definitions. As used in this Section, the term "mortgage" shall include any mortgage, whether a leasehold mortgage or otherwise, deed of trust, or other security interest, or sale and lease-back, or any other form of conveyance for financing which is approved by Agency pursuant to the terms of this Agreement. The term "holder" shall include the holder of any such mortgage, deed of trust, -30- • o or other security interest, or the lessor under a lease-back, or the grantee under any other conveyance for financing. 2. No Encumbrances Except Mortgages to Finance the Proiect. Notwithstanding the restrictions on transfer in Section 303, mortgages required for any reasonable method of financing of the construction of the improvements are permitted before issuance of a Certificate of Completion but only for the purpose of securing loans of funds used or to be used for financing the acquisition of the Site, for the construction of improvements thereon, and for any other expenditures necessary and appropriate to develop the Site under this Agreement, or for restructuring or refinancing any for same, so long as the refinancing does not exceed the then outstanding balance of the existing financing, including any additional costs for completion of construction, whether direct or indirect , based upon the estimates of architects and/or contractors . Developer (or any entity permitted to acquire title under this Section) shall notify the Agency in advance of any mortgage, if Developer or such entity proposes to enter into the same before issuance of the Certificate of Completion. Developer or such entity shall not enter into any such conveyance for financing without the prior written approval of the Agency as provided in Section 407 . Any lender approved by the City pursuant to Section 407 shall not be bound by any amendment, implementation, or modification to this Agreement subsequent to its approval without such lender giving its prior written consent thereto. In any event, the Developer shall promptly notify the Agency of any mortgage, encumbrance, or lien that has been created or attached thereto prior to issuance of a Certificate of Completion, whether by voluntary act of the Developer or otherwise . 3. Developer ' s Breach Not Defeat Mortgage Lien. Developer ' s breach of any of the covenants or restrictions contained in this Agreement shall not defeat or render invalid the lien of any, mortgage made in good faith and for value as to the Site, or any part thereof or interest therein, but unless otherwise provided herein, the terms, conditions , covenants , restrictions, easements, and reservations of this Agreement shall be binding and effective against the holder of any such mortgage of the Site whose interest is acquired by foreclosure, trustee ' s sale or other- wise. 4. Holder Not Obligated to Construct or Complete Improvements . The holder of any mortgage shall in no way be obligated by the provisions of this Agreement to construct or complete the improvements or to guarantee such construction or completion. Nothing in this Agreement shall be deemed or -31- • o construed to permit or authorize any such holder to devote the Site or any portion thereof to any uses , or to construct any improvements thereon, other than those uses or improvements provided for or authorized by this Agreement . 5. Notice of Default to Mortgagee, Deed of Trust or Other Security Interest Holders. Whenever Agency shall deliver any notice or demand to Developer with respect to any breach or default by Developer hereunder, Agency shall at the same time deliver a copy of such notice or demand to each holder of record of any mortgage who has previously made a written request to Agency therefor, or to the representative of such lender as may be identified in such a written request by the lender . No notice of default shall be effective as to the holder unless such notice is given. 6. Right to Cure. Each holder ( insofar as the rights of Agency are concerned) shall have the right, at its option, within ninety ( 90 ) days after the receipt of the notice, to: (a) Obtain possession, if necessary, and to commence and diligently pursue said cure until the same is completed, and (b) Add the cost of said cure to the security interest debt and the lien or obligation on its security interest; provided that in the case of a default which cannot with diligence be remedied or cured within such ninety ( 90 ) day period, such holder shall have additional time as reasonably necessary to remedy or cure such default . In the event there_ is more than one such holder , the right to cure or remedy a breach or default of Developer under this Section shall be exercised by the holder first in priority or as the holders may otherwise agree among them- selves, but there shall be only one exercise of such right to cure and remedy a breach or default of Developer under this Section. . No holder shall undertake or continue the construction or completion of the improvements (beyond the extent necessary to preserve or protect the improvements or construction already made) without first having expressly assumed Developer ' s obligations to Agency by written agree- ment satisfactory to Agency with respect to the Site or any portion thereof in which the holder has an interest . The holder must agree to complete, in the manner required by this -32- • & Agreement, the improvements to which the lien or title of such holder relates, and submit evidence satisfactory to the Agency that it has the qualifications and financial responsibility necessary to perform such obligations . Any holder properly completing such improvements shall be entitled, upon written request made to Agency, to a Certifi- cate of Completion from Agency. 7. Agency' :; Rights upon Failure of Holder to Complete Improvements . In any case where one hundred eighty ( 180) days after default by Developer in completion of construction of improvements under this Agreement, the holder of any mortgage creating a lien or encumbrance upon the Site or improvements thereon has not exercised the option to con- struct afforded in this Section or if it has exercised such option and has not proceeded diligently with construction, Agency may, after ninety ( 90 ) days ' notice to such holder and if such holder has not exercised such option to construct within said ninety ( 90 ) day period, purchase the mortgage, upon payment to the holder of an amount equal to the indebtedness secured by such mortgage. In the event that the holder does not exercise its option to construct afforded in this Section, and Agency elects not to purchase the mortgage of holder, upon written request by the holder to Agency, Agency agrees to use reason- able efforts to assist the holder in selling the holder ' s interest to a qualified and responsible party or parties (as determined by Agency) , who shall assume the obligations of making or completing the improvements required to be con- structed by Developer , or such other improvements in their stead as shall be satisfactory to Agency. The proceeds of such a sale shall be applied, first to the holder of those amounts secured by such mortgage and any balance remaining thereafter shall be applied as follows, except as otherwise applicable by law: (a) First, to reimburse Agency, on its own behalf and on behalf of the Agency, for all costs and expenses actually and reasonably incurred by Agency, including but not limited to payroll expenses„ management expenses, legal expenses , and others . ( b) Second, to reimburse Agency, on its own behalf and on behalf of the Agency, for all payments made by Agency to discharge any other encum- brances or liens on the Site or to discharge or prevent from attaching or being made any subsequent encumbrances or liens due to obli- -33- gations,, defaults, or acts of Developer, its successors or transferees . (c) Third, to reimburse Agency, on its own behalf and on behalf of the City, for all costs and expenses actually and reasonably incurred by Agency, in connection with its efforts assist- ing the holder in selling the holder ' s inter- est in accordance with this Section. (d) Fourth, any balance remaining thereafter shall be paid to Developer . 8. Right of Agency to Cure Mortgage Deed of Trust or Other Security Interest Default. In the event of a default or breach by Developer (or entity permitted to acquire title under this Section) of a mortgage prior to the issuance by Agency of a Certificate of Completion for the Site or portions thereof covered by said mortgage, and the holder of any such mortgage has not exercised its option to complete the development, Agency may cure the default prior to completion of any foreclosure. In such event, Agency shall be entitled to reimbursement from Developer or other entity of all costs and expenses incurred by Agency in curing the default , to the extent permitted by law, as if such holder initiated such claim for reimbursement, including legal costs and attorneys ' fees, which right of reimbursement shall be secured by a lien upon the Site to the extent of such costs and disbursements . Any such lien shall be subject to: (a) Any mortgage for financing permitted by this Agreement; and (b) Any rights or interests provided in this Agreement: for the protection of the holders of such mortgages for financing; provided that nothing herein shall be deemed to impose upon Agency any affirmative obligations (by the payment of money, construction or otherwise) with respect to the Site in the event of its enforcement of its lien. 9 . Right of the Agency to Satisfy Other Liens on the Property After Conveyance of Title. After the conveyance of title and prior to the recordation of a Certificate of Completion for construction and development, and after the Developer has had a reasonable time to challenge, cure, or satisfy any liens or encumbrances on the Site or any portion thereof, the Agency shall have the right to satisfy any such -34- 0 o liens or encumbrances;: provided, however, that nothing in this Agreement shall require the Developer to pay or make provision for the payment of any tax, assessment, lien or charge so long as the Developer in good faith shall contest the validity or amount thereof, and so long as such delay in payment shall not subject the Site or any portion thereof to forfeiture or sale . M. ( S513) Certificate of Completion. Upon the completion of all construction required to be completed by Developer on the Site, Agency shall furnish Developer with the Certificate of Completion for the Site in the form attached hereto as Attachment No. 5 upon written request therefor by Developer . The Certificate of Completion shall be executed and notarized so as to permit it to be recorded in the Office of the Recorder of Riverside County. A Certificate of Completion shall be, and shall state that it constitutes, conclusive determination of satisfactory completion of the construction and development of the improvements required by this Agreement upon the Site and of full compliance with the terms of this Agreement with respect thereto. A partial Certificate of Completion applicable to less than the entire Site shall not be permitted. After the issuance of a Certificate of Completion, any party then owning or thereafter purchasing, leasing or other- wise acquiring any interest in the Site shall not (because of such ownership, purchase, lease, or acquisition) incur any obligation or liability under this Agreement with respect thereto, except that such party shall be bound by the cove- nants, encumbrances , and easements contained in the Deed and the Regulatory Agreement . After issuance of a Certificate of Completion, the Agency shall not have any rights or remedies under this Agreement with respect to said Site, except as otherwise set forth or incorporated in the Agency Deed and the Regulatory Agreement . Agency shall not unreasonably withhold a Certificate of Completion. If Agency refuses or fails to furnish a Certifi- cate of Completion within thirty ( 30 ) days after written request from Developer or any entity entitled thereto, Agency shall provide a written statement of the reasons Agency refused or failed to furnish a Certificate of Completion. The statement shall also contain Agency ' s opinion of the action Developer must take to obtain a Certificate of Comple- tion. If the reason for such refusal is confined to the immediate availability of specific items or materials for landscaping, or other minor so-called "punch list" items, -35- • o Agency will issue its Certificate of Completion upon the posting of a bond in an amount representing one hundred fifty percent (150% ) of the fair value of the work not yet com- pleted or other assurance reasonably satisfactory to Agency. A Certificate of Completion shall not constitute evi- dence of compliance with or satisfaction of any obligation of Developer to any holder of a mortgage, or any insurer of a mortgage securing money loaned to finance the improvements , or any part thereof. Such Certificate of Completion is not notice of completion as referred to in the California Civil Code Section 3093 . Nothing herein shall prevent or affect Developer ' s right to obtain a Certificate of Occupancy from the Agency before the Certificate of Completion is issued. N. (§514) Estoppels. At the request of Developer or any holder of a mortgage or deed of trust, Agency shall, from time to time and upon the request of such holder , timely execute and deliver to Developer or such holder a written statement of Agency that, to the best of its knowledge, no default or breach exists (or would exist with the passage of time, or giving of notice or both) by Developer under this Agreement, if such be the determination of Agency, and certifying as to whether or not Developer has at the date of such certification complied with any obligation of Developer hereunder as to which such holder may inquire. The form of any estoppel letter shall be prepared by the holder or Developer and in form reasonably acceptable to Agency and shall be at no cost to Agency. VI. (§600) USES OF THE SITE A. (§601) Use For Affordable Rental Housing. The Developer covenants and agrees for itself, its successors , its assigns and every successor in interest that during construction and thereafter, the Developer , such successors and such assigns shall devote the Site to the uses as provided in the Agency Deed and subject to the restrictions contained in the Regulatory Agreement. B. (§602) Obligation to Refrain from Discrimination. There shall be no discrimination against, or segregation of, any persons, or group of persons, on account of race, color, creed, religion, sex, marital status, national origin or ancestry in the rental, sale, lease, sublease, transfer , -36- • O use, occupancy, or enjoyment of the Site, or any portion thereof, nor shall Developer, or any person claiming under or through Developer , establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number , use or occupancy of tenants, lessees , subtenants, sublessees or vendees of the Site or any portion thereof. The nondiscrimination and nonsegregation covenants contained herein shall remain in effect in perpe- tuity. C. (§603) Form of Nondiscrimination and Nonsegregation Clauses. Developer shall refrain from restricting the rental, sale, or lease of any portion of the Site on the basis of race, color, creed, religion, sex, marital status, ancestry or national origin of any person. All such deeds, leases or contracts shall contain or be subject to substantially the following nondiscrimination or nonsegregation clauses : 1. Deeds. In deeds the following language shall appear : "The grantee herein covenants by and for himself or herself, his or her heirs, executors, administrators, and assigns , and all persons claiming under or through them, that there shall be no discrimination against or segregation of any person or group of persons on account of race, color, creed, religion, sex, marital status , national origin or ancestry in the sale, lease, sublease, transfer, use, occu- pancy, tenure or enjoyment of the land herein conveyed, nor shall the grantee, or any persons claiming under or through him or her , establish or permit any such practice or prac- tices of discrimination or segregation with reference to the selection, location, number, use or occupancy of tenants, lessees , subtenants, sublessees or vendees in the land herein conveyed. The foregoing covenants shall run with the land. " 2. Leases. In leases the following language shall appear : The lessee herein covenants by and for himself or herself, his or her heirs, executors , administrators and assigns, and all persons claiming under or through him or her , and this lease is made and accepted upon and subject to the following conditions : ' That there shall be no discrimination against or segregation of any person or group of persons on account of race, color , creed, religion, sex, marital status , national origin or ancestry in the leasing, subleasing, transferring, use, occupancy, tenure or enjoyment of the premises herein leased nor shall the lessee, or any person claiming under or through him or her , establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, -37- • O number, use or occupancy of tenants, lessees, sublessees, subtenants or vendees in the premises herein leased. "' 3. Contracts . Any contracts which Developer or Developer ' s heirs, executors, administrators, or assigns propose to enter into for the sale, transfer, or leasing of the Site shall contain a nondiscrimination and nonsegregation clause substantially as set forth in Section 602 and in this Section. Such clause shall bind the contracting party and subcontracting party or transferee under the instrument . D. (S604) Maintenance of Improvements. Developer covenants and agrees for itself, its succes- sors and assigns, and every successor in interest to the Site or any part thereof, that , after Agency ' s issuance of its Certificate of Completion, Developer shall be responsible for maintenance of all improvements that may exist on the Site from time to time, including without limitation buildings , parking lots , lighting, signs , and walls, in first-class condition and repair , and shall keep the Site free from any accumulation of debris or waste materials . Developer shall also maintain all landscaping required pursuant to Developer ' s approved landscaping plan in a healthy condition, including replacement of any dead or diseased plants . The foregoing maintenance obligations shall run with the land in accordance with and for the term of the Agency Deed and Regulatory Agreement . Developer ' s further obligations to maintain the Site, and Agency ' s remedies in the event of Developer ' s default in performing such obligations are set forth in the Regulatory Agreement. Developer hereby waives any notice, public hearing, and other requirements of the public nuisance laws and ordinances of the Agency that would otherwise apply, except as specified in the Regulatory Agreement . E. (S605) Effect of Covenants. Agency is deemed a beneficiary of the terms and provi- sions of this Agreement and of the restrictions and covenants running with the land, whether appearing in the Agency Deed or the Regulatory Agreement for and in its own right for the purposes of protecting the interests of the community in whose favor and for whose benefit the covenants running with the land have been provided. The covenants in favor of Agency shall run without: regard to whether Agency has been, remains or is an owner of any land or interest therein in the Site and shall be effective as both covenants and equitable servitudes against the Site. Agency shall have the right, if any of the covenants set forth in this Agreement which are -38- provided for its benefit are breached, to exercise all rights and remedies and to maintain any actions or suits at law or in equity or other proper proceedings to enforce the curing of such breaches to which it may be entitled. With the exception of the Agency, no other person or entity shall have any right to enforce the terms of this Agreement under a theory of third-party beneficiary or otherwise. The covenants running with the land and their duration are set forth in the Agency Deed and the Regulatory Agreement. F. (5606) Future Enforcement. The parties hereby agree that should the Agency cease to exist as an entity at any time during the term of this Agreement, the City shall have the right to enforce all of the terms and conditions herein, unless the City or Agency had previously specified another entity to enforce this Agreement . VII. (5700) DEFAULTS, REMEDIES AND TERMINATION A. (5701) Defaults, Right to Cure and Waivers. Subject to any Enforced Delay, failure or delay by either party to timely perform any covenant of this Agreement constitutes a default under this Agreement, but only if the party who so fails or delays does not commence to cure, correct or remedy such failure or delay within thirty ( 30 ) days after receipt of a written notice specifying such failure or delay, and does not thereafter prosecute such cure, correction or remedy with diligence to completion. The injured party shall give written notice of default to the party in default, specifying the default complained of by the injured party. Except as required to protect against further damages, the injured party may not institute proceed- ings against the party in default until thirty ( 30 ) days after giving such notice. Failure or delay in giving such notice shall not constitute a waiver of any default, nor shall it change the time of default . Except as otherwise provided in this Agreement, waiver by either party of the performance of any covenant, condition, or promise, shall not invalidate this Agreement, nor shall it be considered a waiver of any other covenant , condition, or promise . Waiver by either party of the time for performing any act shall not constitute a waiver of time for performing any other act or an identical act required to be performed at a later time. The delay or forbearance by -39- a o either party in exercising any remedy or right as to any default shall not operate as a waiver of any default or of any rights or remedies or to deprive such party of its right to institute and maintain any actions or proceedings which it may deem necessary to protect, assert, or enforce any such rights or remedies . B. ( S702) Leclal Actions. 1 . Institut:ion of Legal Actions. In addition to any other rights or remedies , and subject to the requirements of Section 701, either party may institute legal or equitable action to cure, correct or remedy any default , to recover damages for any default, or to obtain any other remedy consistent with the purpose of this Agreement . Actions must be instituted and maintained in the Superior Court of the County of Riverside, State of California, in any other appropriate court in that county, or in the Federal District Court in the Central District of California. 2. Applicable Law and Forum. The laws of the State of California shall govern the interpretation and enforcement of this Agreement . 3. Acceptance of Service of Process. In the event that any legal action is commenced by Developer against Agency, service of process on Agency shall be -made by personal service upon the Executive Director or Secretary of Agency, or in such other manner as may be provided by law. In the event that any legal action is commenced by Agency against Developer, service of process on Developer shall be made in such manner as may be provided by law and shall be valid whether made within or without the State of California. C. (S703) Rights and Remedies are Cumulative. Except as otherwise expressly stated in this Agreement , the rights and remedies of the parties are cumulative, and the exercise by either party of one or more of its rights or remedies shall not preclude the exercise by it, at the same or different times , of any other rights or remedies for the same default or any other default by the other party. D. (S704) Soec.ific Performance. In addition to any other remedies permitted by this Agreement, if either party defaults hereunder by failing to perform any of its obligations herein, each party agrees that -40- 9 o the other shall be entitled to the judicial remedy of specific performance, and each party agrees (subject to its reserved right to contest whether in fact a default does exist) not to challenge or contest the appropriateness of such remedy. In this regard, Developer specifically acknowledges that Agency is entering into this Agreement for the purpose of assisting in the redevelopment of the Site and not for the purpose of: enabling Developer to speculate with land. E. (S705) Ric[ht of Reverter. Agency shall have the right, at its option, to re-enter and take possession of the Site with all improvements thereon and to terminate and revest in Agency the estate conveyed to the Developer, if after conveyance of the estate and prior to the recordation of the Certificate of Completion, the Developer (or his successors in interest) shall : 1 . Fail to commence construction of the improvements as required by this Agreement for a period of ninety ( 90 ) days after written notice to proceed from Agency, provided that the Developer shall not have obtained an extension or postponement to which Developer may be entitled pursuant to this Agree- ment; or 2 . Abandon or substantially suspend construction of the improvements for a period of ninety ( 90 ) days after written notice of such abandonment or suspension from Agency, provided that the Developer shall not have obtained an extension of time to which Developer may be entitled pursuant to this Agreement; or 3 . Assign or attempt to assign this Agreement, or any rights herein, or transfer, or suffer any involun- tary transfer of, the Site, or any part thereof, in violation of this Agreement, and such violation shall not be cured within one hundred twenty ( 120 ) days after the date of receipt of written notice thereof by Agency to Developer . The right to re-enter , repossess, terminate, and revest shall be subject to and be limited by and shall not defeat , render invalid, or limit: 1 . Any mortgage, deed of trust, or other security interests permitted by this Agreement . -41- Q 2 . Any rights or interests provided in this Agreement for the protection of the holders of such mort- gages, deeds of trust , or other security interests . Upon the revesting_ in Agency of possession to the Site, or any part thereof, as provided in this Section 705, the Agency shall, pursuant to its responsibilities under state law, use its best efforts to release, or resell the Site, as the case may be, or any part thereof, as soon and in such manner as Agency shall find feasible and consistent with the objectives of such law to a qualified and responsible party or parties (as determined by City) , who will assume the obligation of making or completing the improvements , or such other improvements in their stead, as shall be satisfactory to Agency. In the event of a resale, the proceeds thereof shall be applied as follows : ( 1) First, to reimburse Agency on its own behalf or on behalf of the City for all costs and expenses incurred by Agency, including but not limited to, salaries to personnel, legal costs and attorneys ' fees, and all other contractual expenses in connection with the recapture, management, and resale of the Site (but less any income derived by Agency from the Site or part thereof in connection with such management) ; all taxes, assessments and water and sewer charges with respect to the Site (or, in the event the Site is exempt from taxation or assessment or such charges during the period of ownership, then such taxes, assessments, or charges, as determined by the Agency, as would have been payable if the Site were not so exempt) ; any payments made or necessary to be made to discharge or prevent from attaching or being made any subsequent encumbrances or liens due to obligations incurred with respect to the making or completion of the agreed improvements or any part thereof on the Site or part thereof; and amounts otherwise owing Agency by Developer, its successors , or transferees ; and ( 2) Second, to reimburse the Developer , its successor or transferee, up to the amount equal to ( i ) the Purchase Price paid to Agency by Developer for the Site; plus ( ii) the costs incurred by Developer for the development of the Site and for the agreed improvements existing on the Site at the time of the re-entry and repossession which are supported by adequate documentation such as paid invoices and exclusive of loan fees and debt service; less ( iii) any gains or income withdrawn or made by the Developer from the Site or the improvements thereon. -42- • o (3) Any balance remaining after such reimbursements shall be retained by the Agency as its property. To the extent that the right established in this Section involves a forfeiture, it must be strictly interpreted against the Agency, the party for whose benefit it is created. The rights established in this Section are to be interpreted in light of the fact that the Agency will lease or sell the Site to Developer for development, and not for speculation in undeveloped land . F. (5706) Attorney' s Fees. If any party to this Agreement is required to initiate or defend any action or proceeding in any way arising out of the parties ' agreement to, or performance of, this Agreement , or is made a party to any such action or proceeding by the Escrow Agent or other third party, such that the parties hereto are adversarial, the prevailing party, as between the Developer and Agency only, in such action or proceeding, in addition to any other relief which may be granted, whether legal or equitable, shall be entitled to reasonable attorneys ' fees from the other . As used herein, the "prevailing party" shall be the party determined as such by a court of law, pursuant to the definition Code of Civil Procedure Section 1032 (a) ( 4) , as it may be subsequently amended. Attorneys ' fees shall include attorneys ' fees on any appeal , and in addition a party entitled to attorney ' s fees shall be entitled to all other reasonable costs for investigating such action, taking depositions and discovery and all other necessary costs the court allows which are incurred in such litigation. All such fees shall be deemed to have accrued on commencement of such action and shall be enforceable whether or not such action is prosecuted to judgment. VIII. (S800) GENERAL PROVISIONS A. (S801) Notices, Demands and Communications Between the Parties. Except as expressly provided to the contrary herein, any notice, consent , report, demand, document or other such item to be given, delivered, furnished or received hereunder shall be deemed given, delivered, furnished, and received when given in writing and personally delivered to an authorized agent of the applicable party, or upon delivery by the United States Postal Service, first-class registered or certified mail, postage prepaid, return receipt requested, or by a -43- • • national "overnight courier" such as Federal Express, at the time of delivery shown upon such receipt; in either case, delivered to the address, addresses and persons as each party may from time to time by written notice designate to the other and who initially are: If to Developer : Coachella Valley Housing Coalition 45-701 Monroe Street, Suite G Indio, California 92201 If to Agency: PALM SPRINGS REDEVELOPMENT AGENCY 3200 E. Tahquitz McCallum Way Palm Springs , California 92263-2743 Attention: Executive Director A copy to: RUTAN & TUCKER P.O. Box 1950 611 Anton Boulevard, Suite 1400 Costa Mesa, California 92626 Attention: David S. Aleshire City Counsel If to City: CITY OF PALM SPRINGS 3200 E. Tahquitz McCallum Way Palm Springs, California 92263-2743 B. (S802) Nonl.iability of Agency and Agency Officials and Employees; Conflicts of Interest: Commissions. 1. Personal Liability. No member , official, employee, agent or contractor of Agency or City shall be personally liable to Developer in the event of any default or breach by Agency or City or for any amount which may become due to Developer or on any obligations under the terms of the Agreement; provided, it is understood that nothing in this Section 802 is intended to limit Agency ' s or City' s liability. 2. Financial Interest. No member , official, employee or agent of Agency or City shall have any financial interest, direct or indirect , in this Agreement, nor participate in any decision relating to this Agreement which is prohibited by law. 3. Commissions. Neither the City, Agency nor the Developer has retained any broker or finder or has paid or given, and will not pay or give, any third person any money or other consideration for obtaining this Agreement . Neither -44- • o party shall be liable for any real estate commissions, brokerage fees or finders ' fees which may arise from this Agreement, and each party agrees to hold the others harmless from any claim by any broker, agent , or finder retained by such party. C. (S803) Enforced Delav: Extension of Times of Performance. Time is of the essence in the performance of this Agreement . Notwithstanding the foregoing, in addition to specific provisions of this Agreement, performance by either party hereunder shall not be deemed to be in default where delays or defaults are due to war; insurrection; strikes; lock-outs; riots; floods; earthquakes; fires; casualties; supernatural causes ; acts of the public enemy; epidemics; quarantine restrictions; freight embargoes; lack of transportation; subsurface conditions on the Site and unknown soils conditions; governmental restrictions or priority litigation; unusually severe weather; inability to secure necessary labor, materials or tools; delays of any contractor , sub- contractor or supplier; acts of the other party; acts or the failure to act of a public or governmental agency or entity (except that acts or the failure to act of Agency or City shall not excuse performance by Agency or City unless the act or failure is caused by the acts or omissions of Developer ) ; or any other causes beyond the reasonable control or without the fault of the party claiming an extension of time to perform. In the event: of such a delay (herein "Enforced Delay" ) , the party delayed shall continue to exercise reason- able diligence to minimize the period of the delay. An extension of time for any such cause shall be limited to the period of the enforced delay, and shall commence to run from the time of the commencement of the cause, provided notice by the party claiming such extension is sent to the other party within ten ( 10) days of the commencement of the cause. The following shall not be considered as events or causes beyond the control of Developer , and shall not entitle Developer to an extension of time to perform: ( i ) Developer ' s failure to obtain financing for the Project, and ( ii ) Developer ' s failure to negotiate agreements with prospective users for the Project or the alleged absence of favorable market conditions for such uses . Times of performance under this Agreement may also be extended by mutual written agreement by Agency and Developer . The Executive Director of Agency shall have the authority on -45- 0 0 behalf of Agency to approve extensions of time not to exceed a cumulative total of one hundred eighty ( 180 ) days with respect to the development of the Site. D. (§804) Books and Records. 1. Developer to Keen Records. Developer shall prepare and maintain all books, records and reports necessary to substantiate Developer ' s compliance with the terms of this Agreement or reasonably required by the Agency. 2. Right to Inspect. Either party shall have the right, upon not less than seventy-two (72 ) hours notice, at all reasonable times , to inspect the books and records of the other party pertaining to the Site as pertinent to the purposes of this Agreement. 3. Ownership of Documents. Copies of all drawings, specifications, reports , records , documents and other materials prepared by Developer, its employees, agents and subcontractors, in the performance of this Agreement, which documents are in the possession of Developer and are not confidential shall be delivered to Agency upon request in the event of a termination of this Agreement, and Developer shall have no claim for additional compensation as a result of the exercise by Agency of its rights hereunder . The Agency shall have an unrestricted right to use such documents and materials as if it were in all respects the owner of the same. Developer makes no warranty or representation regard- ing the accuracy or sufficiency of such documents for any future use by Agency, and Developer shall have no liability therefor. Notwithstanding the foregoing, the Agency shall not have any right to sell, license, convey or transfer the documents and materials to any third party, or to use the documents and materials for any other site, except in the case of a termination of this Agreement due to default of Developer . E. (§805) Assurances to Act in Good Faith. Agency and Developer agree to execute all documents and instruments and to take all action, including deposit of funds in addition to such funds as may be specifically provided for herein, and as may be required in order to consummate conveyance and development of the Site as herein contemplated, and shall use their best efforts , to accomplish the closing and subsequent development of the Site in accordance with the provisions hereof. Agency and Developer shall each diligently and in good faith pursue the -46- satisfaction of any conditions or contingencies subject to their approval . F. (S806) Interpretation. The terms of this Agreement shall be construed in accordance with the meaning of the language used and shall not be construed for or against either party by reason of the authorship of this Agreement or any other rule of construc- tion which might otherwise apply. The Section headings are for purposes of convenience only, and shall not be construed to limit or extend the meaning of this Agreement . This Agreement includes all attachments attached hereto, which are by this reference incorporated in this Agreement in their entirety. This Agreement also includes any other documents incorporated herein by reference, as though fully set forth herein. G• (S807) Entire Agreement Waivers and Amendments. This Agreement integrates all of the terms and condi- tions mentioned herein, or incidental hereto, and this Agree- ment supersedes all negotiations and previous agreements between the parties with respect to all or any part of the subject matter hereof . All waivers of the provisions of this Agreement, unless specified otherwise herein, must be in writing and signed by the appropriate authorities of Agency, City or Developer , as applicable, and all amendments hereto must be in writing and signed by the appropriate authorities of Agency, City and Developer . g. (S808) Severability. In the event any term, covenant, condition, provision or agreement contained herein is held to be invalid, void or otherwise unenforceable„ by any court of competent jurisdic- tion, such holding shall in no way affect the validity or enforceability of any term, covenant, condition, provision or agreement contained herein. I. (S809) Time for Acceptance of Agreement by City and Agency. This Agreement, when executed by Developer and delivered to Agency and City, must be authorized, executed and delivered by Agency and. City, not later than the time set forth in the Schedule of Performance or this instrument shall be void, except to the extent that Developer shall consent in writing to further extensions of time for the authorization, execution, and delivery of this Agreement. After execution -47- by Developer, this Agreement shall be considered an irrevocable offer until such time as such offer shall become void due to the failure of the Agency and City to authorize, execute and deliver the Agreement in accordance with this Section. J. (S810) Execution. 1 . This Agreement may be executed in counterparts , each of which shall be deemed to be an original , and such counterparts shall constitute one and the same instrument . 2 . Agency represents and warrants that : ( i) it is a Redevelopment Agency duly organized and existing under the laws of the State of California; ( ii ) by proper action of Agency, Agency has been duly authorized to execute and deliver this Agreement, acting by and through its duly authorized officers; and ( iii ) the entering into this Agree- ment by Agency does not violate any provision of any other agreement to which Agency is a party. 3 . City represents and warrants that : ( i ) it is a municipal corporation duly organized and validly existing under the laws of the State of California; ( ii) ( ii ) by proper action of City„ City has been duly authorized to execute and deliver this Agreement, acting by and through its duly authorized officers; and ( iii ) the entering into this Agreement by City does not violate any provision of any other agreement to which City is a party. 4. Developer represents and warrants that: ( i ) it is a nonprofit corporation duly organized and existing under the laws of the State of California; ( ii) by proper action of Developer, Developer has been duly authorized to execute and deliver this Agreement, acting by and through its duly authorized officers; and ( iii ) the entering into this Agreement by Developer does not violate any provision of any other agreement to which Developer is a party. R. (S811) Consents. Whenever the consent or approval of Agency is to be given pursuant to this Agreement or the attachments hereto, such consent may be withheld in Agency ' s sole and absolute discretion. -48- ! 0 L. (S812) Survival. The representations, warranties and covenants contained in this Agreement shall survive the Sale Closing and recordation of the Agency Deed shall inure to the benefit of the parties hereto and their permitted heirs, successors and assigns . M. (S813) Conflict, Incorporation by Reference. In the event of any conflict between the terms and provisions of the main body of this Agreement and the attachments hereto, the main body of this Agreement shall control . Subject to the foregoing all attachments hereto are incorporated in this Agreement by reference as if set out in full herein. N. (S814) Effect of RUD Regulations. The rights of City and the restrictions contained in this Agreement and the attachments hereto shall be subject to the applicable rules and regulations of the Federal Housing Administration, the U. S . Department of Housing and Urban Development and any "Extended Use Agreement" of the State of California low income housing tax credit granting agency, and in the event any of said agencies shall reasonably request modifications to this Agreement and/or the attachments hereto, neither Developer, Agency nor City will unreasonably withhold their consent to such modifications . IN WITNESS WHEREOF, the parties hereto have executed this Disposition and Development Agreement as of the date of -49- ! O execution by the Agency and the City. "AGENCY" THE REDEVELOPMENT AGENCY OF THE CITY OF PALM SPRINGS, a public body, corporate and politic Date Chai rman ATTEST: By 1- assistant Secretary APPROVED AS TO FORM: RUTAN & TUCKER �' ✓� Daviq,�JJ. Aleshire Agency Counsel "CITY" THE CITY OF PALM SPRINGS, a municipal corporation Date: f - 3, - By: City Manager ATTEST: By: -- City' Clerk APPr,4�:)Vj:!) '1'u �By'C�:�(16�9�SL (Signatures Continued on Next Page) Sbw. (i 1• 73� j o -50- 0 0 APPROVED AS TO FORM: RUTAN & TUCKER BY David J: le§hire City Atto ney "DEVELOPER" COACHELLA VALLEY HOUSING COALITION, a California nonprofit corporation 1 Date: 1 1 it - By: Its : -51- Attachment No. lA COACHELLA VALLEY HOUSING COALITION DDA LEGAL DESCRIPTION OF SITE The Site is located in the City of Palm Springs, County of Riverside, State of California, more particularly described as follows : Attachment No. 1A Page 1 of 1 Page 12/20/90 IS:IS $E19 323 3314 P.kL][ SPRINGS 1a4 R17.0 nTC%ER 2002 T 1 I MARKET HOUSING I I I MFP; - I I} -3 f SELF-HELP I ly HOUSING ifz EXISTING MOPILE HOME PARK ' EXISTING ff HOUSING JULYLLUVM N i { .I � I i -. -_ -.----- -SAN-- ---- :DRIVE .--rE7 - WAE HOUSING COALITION PALM SPRINGS, CALIFORNIA INTERACTIVF nFSTFiN r:ni:zpngATTnN coo& C. 7Anatila ,IOO.1LU9I vw rlSLlI 01IRVMS, es 46195 -'eS 4"0 Attachment No. 2 COACHELLA VALLEY HOUSING COALITION DDA S_CH®III F OF PFRFORMANCF Agreement Item To Be Performed Time For Performance Refgxaarze 1. Developer submits Conceptual Prior to approval of DDA Drawings to Planning Commission, receives initial comments from Planning Commission, corrects and resubmits drawings 2 . Agency and City approve DDA in January 2, 1991 concept and general substance 3. Developer executes and de- On or before January 3, 1991 livers DDA to Agency 4. Agency approves or disapproves On or before January 3, 1991 810; final DDA and, if approves, 502.2 executes DDA 5. Opening of Sale Escrow January 3, 1991 402 6. Developer submits application On or before January 4, 1991 403 to State HCD for 38 takeout financing 7. Planning Commission approval/ 30 days after approval of DDA 502.2 disapproval of corrected Conceptual Drawings 8. Developer submits application On or before February 15, 1991 403 for low income housing tax credit allocation 9. Developer submits preliminary 30 days after P.C. approval of 502 .2 plans, drawings and specifi- Conceptual Drawings cations per approved Conceptual Drawings 10. State approves 3% financing 90 days after submission 11. State approves tax credit 90 days after submission allocation Attachment No. 2 Page 1 of 5 2/094/014084-0006/03 1/3/91 • 0 12. Planning Commission reviews 60 days after submission 502.2 preliminary plan and identifies necessary corrections 13. Developer makes corrections to 30 days after P.C. review 502.2 preliminary plans and resubmits 14. Planning Commission reviews and 30 days after submission of 502.2 approves/disapproves corrected plans preliminary plans (with subse- quent corrections and review, if required) 15. Developer provides Agency with Within 20 days after Agency 403.3(a) , evidence of intended source of execution of DDA (Event No. 4) 406.2 all financial requirements 16. Agency approves evidence of Within 30 days after receipt 403 . 3(a) financial capability by Agency (Event No. 15) 17. Agency approves or disapproves Within 30 days after receipt 406.2 financial commitments and Lender by Agency (Event No. 15) 406.4 18. Agency delivers to Developer Within 30 days after Agency 405.4 Preliminary Title Report execution of DDA (Event No. 4) 19. Developer approves or dis- Within 30 days after delivery 405.4 approves title exceptions of Preliminary Title Report to Developer (Event No. 18) 20. Agency delivers notice to De- Within 30 days after receipt 405.4 veloper as to whether it will of Developer' s notice (Event cure disapproved exceptions No. 19) 21. Delivery to Agency by Developer Within 15 days after receipt 405.4 of termination of Sale Escrow of Agency notice (Event No. based on uncured disapproved 20) exceptions 22 . City and Agency review and 30 days after P.C. approval 502 .2 approve/disapprove preliminary plans approved by P.C. 23. Developer submits working 30 days after P.C. approval 502.2 drawings consistent with plans approved by City/Agency to Building Department for Permits 24. Developer completes plan check 60 days after first submission 502.2 and obtains building permits of working drawings assuming prompt correction of disapproved items Attachment No. 2 Page 2 of 5 25. Sale Escrow Agent advice to Within 7 days prior to Sale 404.2 Developer and Agency of fees, Closing (Event No. 32 ) charges and costs of Sale Escrow 26. Deposits into Sale Escrow by City and Agency: a) Executed City Deed On or before 1:00 p.m. on 404.3 the last business day pre- ceding the Sale Closing b) Executed Agency Deed On or before 1:00 p.m. on 404.4 the last business day pre- ceding the Sale Closing c) Estoppel Certificate On or before 1:00 p.m. on 404.4 (Agency only) , the last business day pre- ceding the Sale Closing (Event No. 32) d) Taxpayer ID Certificates On or before 1:00 p.m. on the 404.3 (Both) last business day preceding the 404.4 Sale Closing (Event No. 32) e) FIRPTA Certificates (Both) On or before 1:00 p.m. on 404.3 the last business day pre- 404.4 ceding the Sale Closing (Event No. 32) f) Regulatory Agreement On or before 1:00 p.m. on 404.4 (Agency only) the last business day pre- ceding the Sale Closing (Event No. 32) g) Payment of Escrow Costs On or before 1:00 p.m. on 404.4 the last business date pre- ceding the Sale Closing (Event No. 32) h) Reimbursement (Agency only) On or before 1:00 p.m. on 404.3 the last business date pre- ceding the Sale Closing (Event No. 32) Attachment No. 2 Page 3 of 5 27. Deposits into Sale Escrow by Developer: a) Purchase Price On or before 1:00 p.m. on 404.5 the last business date pre- ceding the Sale Closing (Event No. 32) b) Estoppel Certificate on or before 1:00 p.m. on 404.5 the last business date pre- ceding the Sale Closing C) Taxpayer ID Certificate On or before 1:00 p.m. on the 403.4 last business day preceding the Sale Closing d) Regulatory Agreement On or before 1:00 p.m. on 404.5 the last business date pre- ceding the Sale Closing (Event No. 32) 28. Delivery by Developer to Agency Within 30 days prior to the 403.1 of notice of failure of Sale Closing (Event No. 32) Developer' s Conditions to Closing 29. Delivery by Agency to Developer Within 30 days prior to the 403.3 of notice of failure of Sale Closing (Event No. 32) 409 Agency's Conditions to Closing 30. Delivery by City to Developer Within 30 days prior to the 403.2 and Agency of notice of failure Sale Closing (Event No. 32) 409 of City' s Conditions to Closing 31. Agency, City or Developer, as Within 30 days after date 409.2; the case may be, may cure any established therefor, or date 701 condition to closing disapproved; of breach, as the case may be or may cure any default 32. Close of Sale Escrow; recorda-- Within 30 days of Agency 213 tion and delivery of documents approval of financing 404. 1 and delivery of title and/or (Event No. 16) possession 404.6 33. Developer submits certificates Within 30 days after obtaining 504; of insurance, and commences Building Permits (Event No. 24) 506; grading of Site and construc- 507 tion of improvements Attachment No. 2 Page 4 of 5 • 0 34. Developer completes construc— Within 12 months after 504 tion of improvements, including Developer commencement of improvements required pursuant construction (Event No. 33) to Attachment Nos. 3 and 4 35. Agency issues Certificate of Within 30 days of written re— 513 Completion for the Site quest by Developer, and Developer ' s satisfactory com— pletion of all improvements (Event No. 34) It is understood that the foregoing Schedule of Performance is subject to all of the terms and conditions set forth in the text of the Agreement. The summary of the items of performance in this Schedule of Performance is not intended to supersede or modify the more complete description in the text; in the event of any conflict or inconsistency between, this Schedule of Performance and the text of the Agreement, the text shall govern. The time periods set forth in this Schedule of Performance may be altered or amended only by written agreement signed by both Developer and Agency. A failure by either party to enforce a breach of any particular time provision shall not be construed as a waiver of any other time provision. The Executive Director of Agency shall have the authority to approve extensions of time without Agency Board action not to exceed a cumulative total of 180 days as provided in Section 803. Attachment No. 2 Page 5 of 5 Q Q Attachment No. 3 COACHELLA VALLEY HOUSING COALITION DDA SCOPE OF DEVELOPMENT A. General The Developer agrees that the Site shall be developed and improved in accordance with the provisions of this Agreement including all attachments, and the plans , drawings, and related documents approved by the Agency pursuant hereto. The Developer, its supervising architect, engineers, and contractor shall work with the Agency staff to coordinate the overall design, architecture, site layout, open areas, landscaping and parking with regards to mass, scale, bulk, color and materials . Any questions or issues regarding the Scope of Development not included or addressed herein or in the Disposition and Development Agreement ( "DDA" ) shall be resolved in accordance with the Palm Springs Municipal Code. B. Design Criteria 1. Design Guidelines . The buildings shall be consistent with the City' s approved Design Guidelines, incorporated herein by this reference and on file in the office of the City' s Director of Planning and Community Development. 2. Architectural Ouality. The buildings shall have architectural excellence, both individually and in terms of the context of the total complex. The design theme and facade treatment shall be consistent with the Approved Plan to be placed on file with the Office of the City Clerk, Case No. Open and landscaped areas shall be designer the same degree of excellence. 3 . Site Plan. The Site Plan shall be consistent with the Site Plan to be approved and placed on file with the Office of the City Clerk, Case No. C. Site Work The Developer shall be responsible for construction and installation of all site improvements except as specified otherwise herein or in the DDA. The Developer ' s improvements shall include, but need not be limited to the following: Attachment No. 3 Page 1 of 3 2/094/014084-0006/04 12/10/90 • 0 1 , separate buildings which shall collectively include 140 rental units containing approximately 135,800 square feet, including 18 - one bedroom units ; 48 - two bedroom units; 56 - three bedroom units and 18 - four bedroom units . 2 . Parking area(s ) shall be provided on-site. The design and construction, as well as the number of parking spaces provided shall be in accordance with Section 9306 . 00 of the Palm Springs Zoning Ordinances . Construction of the parking areas shall include installation of necessary drainage system(s ) ( including connections within the public right-of-way) , paving , installation of required landscaping and irrigation, striping and labeling, all in accordance with the Palm Springs Municipal Code and approved plans . 3 . On-site landscaping and automatic irrigation system shall be installed and maintained per approved plans consistent with Section 9404 . 05 of the Palm Springs Zoning Ordinance . 4 . On-site lighting shall be installed in a manner consistent with the approved lighting and electrical plans . Light standards and fixtures shall be as set forth in the approved plans on file with the Department of Planning and Community Development . D. Site Grading Developer shall at Developer ' s sole expense perform all rough and finish grading activities upon the Site necessary for the construction of the improvements . Such grading shall be pursuant to grading plans prepared by Developer and approved by City. The Agency shall have no liability for and Developer shall indemnify and hold Agency harmless from any claims or liability concerning said plans or the adequacy thereof. E. Landscaped Yards Landscaped yards shall be maintained with landscaping and automatic irrigation. No vehicular parking or display shall occur within the landscaped yards . F. Trash Storage Trash storage areas shall be provided of sufficient size to ensure containment of all solid waste materials generated from the Site. The size of the enclosure shall be determined by Agency staff based upon the size and nature of the facility proposed but shall not be less than thirty ( 30 ) square feet . The trash enclosure shall be constructed of Attachment No. 3 Page 2 of 3 � o solid masonry walls and shall not be less than five ( 5 ) feet in height with solid metal panel gates equipped with self- closing devices . Adequate access shall be provided to the enclosure for refuse pickup. G. Signs All signs shall be installed by the Developer . A sign program shall be submitted to the City for approval . Building and, where necessary, electrical permits shall be obtained prior to installation, painting or erection of signs. Signs shall be designed in a manner consistent with the overall architectural theme of the Project . H. Underaroundina Utilities All new utilities servicing the Site shall be installed underground, including connections to facilities within the Public right-of-way. I. Mechanical Eauinment On-site mechanical equipment, whether roof or ground mounted, shall be completely screened from public view. Screening material shall be constructed of materials which coordinate with the overall architectural theme of the Project. Where public visibility will be minimal, the Director of Planning and Community Development may permit use of landscaping to screen ground mounted equipment. No mechanical equipment , including electrical transformers shall be located in any required setback area. J. Applicable Codes All improvements shall be constructed in accordance with the Uniform Building Code (with Palm Springs modifications) , the Palm Springs Fire Code, the Palm Springs Municipal Code and current City standards . Attachment No. 3 Page 3 of 3 Attachment No. 4 COACHELLA VALLEY HOUSING COALITION DDA [INTENTIONALLY DELETED] Attachment No. 4 Page 1 of 1 2/094/014084-0006/05 1/3/91 Attachment No. 5 COACHELLA VALLEY HOUSING COALITION DDA FREE RECORDING REQUESTED BY AND WHEN RECORDED MAIL TO: Palm Springs Redevelopment Agency P.O. Box 2743 Palm Springs, California 92263-2743 Attn: Executive Director (Space Above This Line for Recorder ' s Office Use Only) CERTIFICATE OF COMPLETION WHEREAS, by that certain Agency Deed recorded on , as Document No. of the Official Records of the County Recorder of the County of Riverside, California, THE REDEVELOPMENT AGENCY FOR THE CITY OF PALM SPRINGS, a public body, corporate and politic ( "Agency" ) conveyed to COACHELLA VALLEY HOUSING COALITION, a California nonprofit corporation ( "Developer" ) , certain real property situated in the City of Palm Springs, California, described on Exhibit "A" attached hereto and made a part hereof ( the "Site" ) ; and WHEREAS, the Deed incorporates 'by reference that certain Disposition and Development Agreement by and between the Agency, the City of Palm Springs and Developer dated 1990 . Said Disposition and Development Agreement is hereinafter referred to as the "Agreement" ; and WHEREAS, as referenced in the Agreement, Agency shall furnish Developer with. a Certificate of Completion upon completion of construction and development, which certificate shall be in such form as to permit it to be recorded in the Official Records of the County Clerk of the County of Riverside, California; and WHEREAS, the Agreement provided for certain covenants to run with the land, which covenants were incorporated in a Regulatory Agreement ( the "Regulatory Agreement" ) ; and WHEREAS, such Certificate of Completion shall constitute a conclusive determination by Agency of the satisfactory completion by Developer of the construction and development Attachment No. 5 Page 1 of 3 2/094/014084-0006/06 12/10/90 O required by the Agreement and of Developer ' s full compliance with the terms of the Agreement with respect to such construction and development, but not of the Agency Deed nor of the Regulatory Agreement, the provisions of which shall continue to run with the land pursuant to its terms; and WHEREAS, Agency has conclusively determined that the construction and development on the Site required by the Agreement has been satisfactorily completed by Developer in full compliance with the terms of the Agreement . NOW, THEREFORE, 1 . The improvements required to be constructed havL been satisfactorily completed in accordance with the provisions of said Agreement . 2. The Certificate of Completion shall constitute a conclusive determination of satisfaction of the agreements and covenants contained in the Agreement with respect to the obligations of the Developer, and its successors and assigns, to construct the improvements and the dates for the beginning and completion thereof., 3. This Certificate shall not constitute evidence of Developer ' s compliance with the Deed or the Regulatory Agreement, the provisions of which shall continue to run with the land. 4. This Certificate of Completion shall not constitute evidence of compliance with or satisfaction of any obligation of the Developer to any holder of a mortgage or any insurer of a mortgage, securing money loaned to finance the improvements or any part thereof. 5 . This Certificate is not a Notice of Completion as referred to in California Civil Code Section 3093 . 6. Except as stated herein, nothing contained in this instrument shall modify in any way any other provisions of the Agreement or any other provisions of the documents incorporated therein. Attachment No. 5 Page 2 of 3 IN WITNESS WHEREOF, the Agency has executed this Certificate of Completion this day of , 19 THE REDEVELOPMENT AGENCY FOR THE CITY OF PALM SPRINGS, a public body, corporate and politic By: ATTEST: Agency Secretary APPROVED AS TO FORM: RUTAN & TUCKER David J. Aleshire Agency Counsel .Attachment No. 5 Page 3 of 3 • o STATE OF CALIFORNIA ) ss. COUNTY OF RIVERSIDE ) On the day of 1990, before me, the undersigned, a Notary Public, in and for said State and County, personally appeared and , personally known to me (or proved to me on the basis of satisfactory evidence) to be the persons who executed the within instrument as the and r on behalf of THE REDEVELOPMENT AGENCY FOR THE CITY OF PALM SPRINGS, the public entity therein named, ,and acknowledged to me that such public entity executed the within instrument . WITNESS my hand and official seal. (SEAL) Notary Public 0 EXHIBIT "A" LEGAL DESCRIPTION OF SITE The Site is located in the City of Palm Springs, County of Riverside, State _ of California, more particularly described as follows : ATTACHMENT NO. 6A COACHELLA VALLEY HOUSING COALITION DDA FREE RECORDING REQUESTED BY AND AFTER RECORDATION RETURN TO: Palm Springs Redevelopment Agency P.O. Box 2743 Palm Springs , California 92263-2743 Attn: Executive Director ( Space Above This Line for Recorder ' s Office Use Only) CITY GRANT DEED For valuable consideration, the receipt of which is hereby acknowledged, THE CITY OF PALM SPRINGS, a municipal corporation (herein called "Grantor" ) , hereby grants to THE REDEVELOPMENT AGENCY OF THE CITY OF PALM SPRINGS, a public body, corporate and politic, of the State of California (herein called "Grantee" ) , the real property legally described in Exhibit "A" attached hereto, and incorporated herein by this reference ( the "Site" ) . The Site is being conveyed by Grantor to Grantee pursuant to the terms of a Disposition and Development Agreement ( the "DDA" ) entered into by and among Grantor , Grantee and Coachella Valley Housing Coalition, a California nonprofit corporation. The DDA is of public record on file in that office of the City Clerk of the City of Palm Springs, located at 3200 East 'Tahquitz McCallum Way, Palm Springs , California 92263-2743 and is incorporated herein by this reference. Grantee covenants and agrees for itself and its successors and assigns to dispose of the Site as contemplated in the DDA. IN WITNESS WHEREOF, the Grantor and Grantee have caused this instrument to be executed on their behalf by their Attachment No. 6A Page 1 of 3 2/255/014084-0006/10 12/10/90 • 0 respective officers thereunto duly authorized this _ day of 1991. "GRANTOR" THE CITY OF PALM SPRINGS, a municipal corporation By: Dated ATTEST: By: APPROVED: RUTAN & TUCKER By: David J. Aleshire Grantor ' s Counsel Attachment No. 6A Page 2 of 3 Grantee hereby approved and accepts the foregoing grant. "GRANTEE" THE REDEVELOPMENT AGENCY OF THE CITY OF PALM SPRINGS, a public body, corporate and politic By: Dated ATTEST : By: APPROVED: RUTAN & TUCKER By: David J. Aleshire Grantee ' s Counsel Attachment No. 6A Page 3 of 3 STATE OF CALIFORNIA ) ) ss. COUNTY OF RIVERSIDE ) On the day of 1990 , before me, the undersigned, a Notary Public, in and for said State and County, personally appeared , personally known to me (or proved to me on the basis of satisfactory evidence) to be the person who executed the within instrument as the on behalf of the CITY OF PALM SPRINGS, the municipal corporation therein named, and acknowledged to me that such corporation executed the within instrument pursuant to its bylaws or a resolution of its board of directors . WITNESS my hand and official seal . Notary Public (SEAL) +M Q STATE OF CALIFORNIA ) ss . COUNTY OF RIVERSIDE ) On the day of 1990, before me, the undersigned, a Notary Public, in and for said State and County, personally appeared and personally known to me (or proved to me on the basis of satisfactory evidence) to be the persons who executed the within instrument as the and I on behalf of THE REDEVELOPMENT AGENCY OE' THE CITY OF PALM SPRINGS, the public entity therein named, and acknowledged to me that such public entity executed the within instrument . WITNESS my hand and official seal . ( SEAL) Notary Public Q EXHIBIT "A" LEGAL DESCRIPTION OF SITE The Site is located in the City of Palm Springs , County of Riverside, State of California, more particularly described as follows : ATTACHMENT NO. 6B COACHELLA VALLEY HOUSING COALITION DDA FREE RECORDING REQUESTED BY AND AFTER RECORDATION RETURN TO: Palm Springs Redevelopment Agency P.O. Box 2743 Palm Springs, California 92263-2743 Attn: Executive Director ( Space Above-'This for Recorder ' s Office Use Only) AGENCY GRANT DEED For valuable consideration, the receipt of which is hereby acknowledged, THE REDEVELOPMENT AGENCY OF THE CITY OF PALM SPRINGS, a public body, corporate and politic, of the State of California (herein Called "Grantor" ) , acting under the Community Redevelopment Law of the State of California, hereby grants to COACHELLA VALLEY HOUSING COALITION, a California nonprofit corporation (herein called "Grantee" ) , the real property legally described in Exhibit "A" attached hereto, and incorporated herein by this reference (the "Site" ) . As conditions of this conveyance, the Grantee covenants by and for itself and any successors in interest for the benefit of Grantor and the City as a whole, as follows : 1. Governing Documents. The Site is conveyed pursuant to a Disposition and Development Agreement ( the "DDA" ) entered into by and among the City of Palm Springs, Grantor and Grantee and dated ]November 30, 1990 , and subject to the DDA, the Regulatory Agreement and Declaration of Covenants and Restrictions ( "Regulatory Agreement" ) by and between Grantor and Grantee, executed concurrently herewith. The DDA and the Regulatory Agreement are public records on file in that office of the City Clerk of the City of Palm Springs , located at 3200 E. Tahquitz McCallum Way, Palm Springs, California 92263-2743, and are incorporated herein by this reference. Grantee covenants and agrees for itself and its successors and assigns to develop the Site in accordance with the DDA and thereafter to use, operate and maintain the Site in accordance with the Regulatory Agreement and this Deed. Attachment No. 6B Page 1 of 12 2/094/014084-0006/07 12/18/90 4 The Site is also conveyed subject to easements and rights- of-way of record and other matters of record approved by the Grantee pursuant to the DDA. In the event of any conflict between this Grant Deed and the DDA, the provisions of the DDA shall control . 2. Term of Restriction. Pursuant to the DDA and the Regulatory Agreement, Grantee hereby covenants and agrees for itself, its successors, its assigns, and every successor in interest to the Site that Grantee, such successors and such, assigns, shall not develop, operate, maintain or use the Site in violation of the terms and conditions of the Regulatory Agreement (unless expressly waived in writing by Grantor) for a period not less than thirty ( 30 ) years after the recordation of the Certificate of Completion pursuant to Section 513 of the DDA ( "Certificate of Completion" ) . 3. Right of Re-Entry Prior to Completion. The Grantee covenants by and for itself and any successors in interest that the Grantor shall have the additional right, at its option, to reenter and take possession of the Site hereby conveyed, with all improvements thereon, and revest in the Grantor the estate conveyed to the Grantee, if after conveyance of title and prior to issuance of a Certificate of Completion of construction upon the Site, the Grantee or successor in interest shall: (a) Fail to proceed with the construction of the improvements as required by the DDA within the time period for cure as provided in the DDA; or (b) Abandon or substantially suspend construction of the improvements as required by the DDA, and fail to proceed within the time period for cure as provided in the DDA; or (c) Transfer, or suffer any involuntary transfer of the Site, or any part thereof, in violation of the DDA. Such right to reenter, repossess and revest shall be subordinate and subject; to and be limited by and shall not defeat, render invalid or limit: (a) Any mortgage, deed of trust or other security instrument permitted by the DDA; Attachment No. 6B Page 2 of 12 (b) Any rights or interests provided in the DDA for the protection of the holder of such mortgages , deeds of trust or other security instruments . Within five ( 5 ) days after Grantor gives Grantee written notice that Grantor intends to exercise its right to reenter and take possession of the Site, Grantee shall deliver Grant Deed( s) reconveying the Site to Grantor . 4. Reservation. Grantor excepts and reserves any existing street , proposed street, or portion of any street or proposed street lying outside the boundaries of the Site which might otherwise pass with a conveyance of the Site. 5. Use , of Site. The Grantee covenants that Grantee may only use the Site for low and moderate income rental. housing in accordance with the Regulatory Agreement; provided that with Grantor ' s approval , which shall not be unreasonably withheld, Grantee may change the use of the Site. In considering whether to grant approval, Grantor may consider those factors listed in Section 6 (b) of this Deed, and Grantee ' s sole remedy in the event Grantee disagrees with Grantor ' s determination, shall be to have the proposed use declared valid as if Grantor ' s approval had been given, and Grantor shall not have liability for monetary damages, or otherwise, except as provided herein. Grantee shall have no right to subdivide, separate, or partition the Site. In general, Grantee shall operate the business conducted by it on the Site in a prudent manner, exercising customary business practices. The covenants contained in this Section shall run until thirty ( 30) years of the recordation of the Certificate of Completion, which is the expiration date of the Redevelopment Plan. 6. Encumbrances Prohibited. Prior to issuance of the Certificate of Completion by the Grantor as provided in the DDA, the Grantee shall not place or suffer to be placed on the Site any lien or encumbrance other than mortgages, deeds of trust, sales and leases back or any other form of conveyance required for financing of the acquisition of the Site, the construction of improvements on the Site, and any other expenditures necessary and appropriate to develop the Site, except as specifically provided in the DDA and attachments thereto. The Grantee shall not enter into any such conveyance for financing without prior written approval of Grantor , which approval Grantor agrees to give if any such conveyance is to a responsible financial or lending institution or other acceptable person or entity. Attachment No. 63 Page 3 of 12 � o 7. Transfer Restrictions. The Grantee covenants that Grantee shall not transfer the Site or any of its interests therein except as provided in this Section. (a) Transfer Defined. As used in this Section, the term "transfer" shall include any assignment, hypothecation, mortgage, pledge, conveyance, or encum- brance of this Agreement, the Site, or the improvements thereon. A transfer shall also include the transfer to any person or group of persons acting in concert of more than twenty-five percent ( 25% ) ( in the aggregate) of the present ownership and/or control of any person or entity constituting Grantee, taking all transfers into account on a cumulative basis , except transfers of such ownership or control interest between members of the same immediate family, or transfers to a trust, testamentary or otherwise, in which the beneficiaries are limited to members of the transferor ' s immediate family, or among its shareholders. In the event any successor of Grantee, is a corporation or trust, such transfer shall refer to the transfer of the issued and outstanding capital stock of such corporation, of beneficial interests of such trust; in the event that any successor of Grantee is a limited or general partnership, such transfer shall refer to the transfer of more than twenty-five percent ( 25%) of such limited or general partne.rship interest; in the event that any successor of Grantee is a joint venture, such transfer shall refer to the transfer of more than twenty-five percent ( 25%) of the ownership and/or control of any such joint venture partner, taking all transfers into account on a cumulative basis . (b) Grantor Approval of Transfer Required. Grantee shall not transfer the Site or any of the rights of Grantee hereunder, or any interest in the Site or in the improvements thereon, directly or indirectly, voluntarily or by operation of law, except as provided below, without the prior written approval of Grantor , and if so purported to be transferred, the same shall be null and void. In considering whether it will grant approval of any transfer by Grantee of its interest in the Site, Grantor shall consider factors such as ( i ) whether the completion of the Project is jeopardized; ( ii) the financial credit, strength, and capability of the proposed transferee to perform Grantor ' s obligations hereunder; and ( iii) the proposed transferee' s experience and expertise in the planning, financing, Attachment No. 68 Page 4 of 12 development, ownership, and operation of similar projects . In the absence of specific written agreement by Grantor , no transfer by Grantee of all or any portion of its interest in the Site ( including without limitation a transfer not requiring Grantor approval hereunder ) shall be deemed to relieve it or any successor party from the obligation to complete the Project or any other obligations under this Deed. In addition, no attempted transfer of any of Grantee ' s obligations hereunder shall be effective unless and until the successor party executes and delivers to Grantor an assumption agreement in a form approved by the Grantor assuming such obligations . (c) Exceptions . The foregoing prohibition shall not apply to any of the following: ( 1) Any mortgage, deed of trust, sale/lease- back, or other form of conveyance for financing, but Grantee shall notify Grantor in advance of any such mortgagee, deed of trust, or other form of conveyance for financing pertaining to the Site. ( 2) Any mortgage, deed of trust, sale/lease- back, or other form of conveyance for restructuring or refinancing of any amount of indebtedness described in subsection ( 1) above, provided that the amount of indebtedness incurred in the restructuring or refinancing does not exceed the outstanding balance on the debt incurred to finance the acquisition of the Site and construction of improvements on the Site, including any additional costs for completion of construction, whether direct or indirect, based upon the estimates of architects and/or contractors. (3) After recordation of the Certificate of Completion, any mortgage deed of trust, sale/lease-back, or other form of conveyance for financing provided that the principal amount of the loan does not exceed eighty-five percent (85% ) of the value of the land and improvements thereon. ( 4) The granting of easements to any appropriate governmental agency or utility to facilitate the development of the Site. Attachment No. 613 Page 5 of 12 n ( 5) A sale or transfer resulting from or in connection with a reorganization as contemplated by the provisions of the Internal Revenue Code of 1986, as amended or otherwise, in which the ownership interests of a corporation are assigned directly or by operation of law to a person or persons, firm or corporation which acquires the control of the voting capital stock of such corporation or all or substantially all of the assets of such corporation. ( 6) A transfer of twenty-five percent ( 25% ) or more ownership interest to a member of the transferor ' s immediate family, a trust, testamentary or otherwise, in .which immediate family members of the transferor are the sole beneficiaries, or a corporation or partnership in which the immediate family members or shareholders of the transferor have controlling majority interest of more than fifty percent (50%) . (7) Any transfer to a limited partnership for syndication purposes and any transfer of the limited partnership interests in Grantee. Grantor shall have the right to approve any permitted transfer exception provided for herein prior to consummation of such transfer thereof, and Grantee shall provide Grantor with copies of all documents requested by Grantor for such purposes. Any mortgage, deed of trust or other instrument referred to in subsections (1) , ( 2) and (3) above shall mean such instruments as approved by Grantor pursuant to Section 406( 4) of the DDA. (d) Grantee ' s Remedy. In the event that the Grantor withholds its consent, Grantee may bring an action to compel the Grantor to give such consent, and Grantee' s sole remedy shall be to have the proposed transfer declared valid as if Grantor ' s consent had been given, and Grantor shall not have liability for monetary damages or otherwise, except as provided herein. 8. Non-Discrimination. The Grantee covenants that there shall be no discrimination against, or segregation of, any persons, or group of persons, on account of race, color , creed, religion, sex, marital status, national origin or ancestry in the rental, sale, lease, sublease, transfer, use, occupancy, or enjoyment of the Site, or any portion thereof, Attachment No. 6B Page 6 of 12 9 0 nor shall Grantee, or any person claiming under or through Grantee, establish or permit any such practice or practices of discrimination or segregation with references to the selection, location, number, use or occupancy of tenants, lessees, subtenants, sublessees or vendees of the Site or any portion thereof. The nondiscrimination and nonsegregation covenants contained herein shall remain in effect in perpetuity. 9. Nondiscrimination Clauses in Agreements. All deeds, leases or contracts made relative to the Site, the improvements thereon, or any part thereof, shall contain or be subject to substantially the following non-discrimination or nonsegregation clauses : (a) In deeds: "The grantee herein covenants by and for itself, its successors and assigns, and all persons claiming tinder or through them, that there shall be no discrimination against or segregation of any person or group of persons on account of sex, marital status, race, color, creed, religion, national origin or ancestry in the sale, lease, sublease, transfer, use, occupancy, tenure or enjoyment of the land herein conveyed, nor shall the grantee itself or any person claiming under or through it, establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use or occupancy of tenants, lessees, subtenants, sublessees, or vendees in the land herein conveyed. The foregoing covenants shall run with the land. " (b) In leases: "The lessee herein covenants by and for itself, its successors and assigns, and all persons claiming under or through them, and this Lease is made and accepted upon and subject to the following conditions: That there shall be no discrimination against or segregation of any person or group of persons, on account of sex, marital status, race, color, creed, religion, national origin or ancestry in the leasing, _ subleasing, renting, transferring, use, occupancy, tenure or enjoyment of the land herein leased, nor shall lessee itself, or any person claiming under or through it, establish or permit such practice or practices of discrimination or segregation with reference to the selection, location, number, use or occupancy of Attachment No. 6B Page 7 of 12 • o tenants, lessees, sublessees, subtenants, or vendees in the land herein leased. " (c) In contracts: "There shall be no discrimination against or segregation of any person or group of persons on account of sex, marital status, race, color, religion, creed, national origin or ancestry in the sale, lease, sublease, transfer, use, occupancy, tenure or enjoyment of the land, nor shall the transferee itself or any person claiming under or through it, establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number , use or occupancy of tenants, lessees, subtenants, sublessees, or vendees of the land. " The foregoing covenants shall remain in effect in perpetuity. 10. Mortgage Protection. No violation or breach of the covenants, conditions, restrictions, provisions or limitations contained in this Grant Deed shall defeat or render invalid or in any way impair the lien or charge of any mortgage, deed of trust or other financing or security instrument permitted by and approved by Grantor pursuant to the DDA; provided, however, that any successor of Grantee to the Site shall be bound by such remaining covenants, conditions, restrictions, limitations and provisions, whether such successor ' s title was acquired by foreclosure, deed in lieu of foreclosure, trustee ' s sale or otherwise. 11. Covenants to Run With the Land. The covenants contained in this Grant Deed shall be construed as covenants running with the land and not as conditions which might result in forfeiture of title, and shall be binding upon Grantee, its heirs, successors and assigns to the Site, whether their interest shall be fee, easement, leasehold, beneficial or otherwise. 12. Rights Upon Default. (a) Rights of Holder of Mortgage to Cure. Whenever Grantor shall deliver any notice or demand to the Grantee with respect to any breach or default by the Grantee under the DDA or the CC&R' s, Grantor shall at the same time deliver to each holder of record of any mortgage, deed of trust or other security interest and the lessor under a lease-back or grantee under any other conveyance for financing authorized by and approved by Attachment No. 6H Page 8 of 12 • o Grantor pursuant to the DDA, a copy of such notice or demand. Each such holder ( insofar as the rights of the Grantor are concerned) has the right at its option within ninety (90) days after the receipt of the notice, to cure or remedy, or to commence to cure or remedy, any such default and to add the cost thereof to the security interest debt and the lien on its security interest, or to the obligations of the lessee under any lease-back, or of the grantor under any other conveyance for financing. If such default shall be a default which can only be remedied or cured by such holder upon obtaining possession, such holder shall seek to obtain possession with diligence or continuity through a receiver or otherwise, and shall remedy or cure such default within ninety ( 90) days after obtaining possession; provided that in the case of a default which cannot with diligence be remedied or cured, or the remedy or cure of which cannot be commenced, within such 90-day period, such holder shall have such additional time as reasonably necessary to remedy or cure such default with diligence and continuity; and provided further that such holder shall not be required to remedy or cure any noncurable default of the Grantee. Nothing contained in the DDA or this Grant Deed shall be deemed to permit or authorize such holder or other entity to undertake or continue the construction or completion of the improvements (beyond the extent necessary to conserve or protect the improvements or construction already made) without first having expressly assumed the Grantee ' s obligation (with respect to the Site or any portion thereof on which the holder or other entity has an interest) to the Grantor by written agreement satisfactory to Grantor. The holder or other entity in that event must agree to complete, in the manner provided in the DDA, the improvements to which the lien or title of such holder relates, and submit evidence satisfactory to Grantor that it has the qualifications and financial responsibility necessary to perform such obligations. Any such holder or other entity properly completing such improvements shall be entitled, upon written request made to the Grantor , to a Certificate of Completion from the Grantor with respect to such improvements. (b) Grantor ' s Right to Purchase Mortgage In any case where, six (6) months after default by the Grantee in completion of construction of improvements under the DDA, the holder of any mortgage, deed of trust or other security interest creating a lien or encumbrance upon Attachment No. 6B Page 9 of 12 Q the Site, or the lessor under a sale/lease-back, or grantee under any other conveyance for financing of the Site or any portion thereof approved by Grantor pursuant to the DDA, has not exercised the option to construct, or if it has exercised the option but has not proceeded diligently with construction, Grantor may either : ( 1) purchase the mortgage, deed of trust or other security interest, or the interest of any such lessor or grantee, by payment to the holder of the amount of the unpaid debt, plus any accrued and unpaid interest, or , in the case of such lessor or grantee, by payment to such lessor or grantee of the purchase price paid for its interest in any of the Site (or any portion thereof) and the improvements to be constructed thereon, and any unpaid rent or other charges payable to it under its applicable agreements with its lessee or grantor; or ( 2 ) if the ownership of any of the Site (or any portion thereof) has vested in the holder , purchase from the holder such interest, upon payment to the holder of an amount equal to the sum indebtedness secured by such mortgage. (c) Grantor ' s Right to Cure Default. In the event of a default or breach by the Grantee (or entity permitted to acquire title under the DDA) of a mortgage, deed of trust or other security instrument, of a lease- back, or of obligations of the Grantee under any other conveyance for financing with respect to the Site, or any portion thereof prior to the completion of development of improvements thereon, and the holder has not exercised its option to complete the development, the Grantor may cure the default prior to completion of any foreclosure, to termination of the lease, or to completion of proceedings by which such other security interest is retained or granted back. In such event, the Grantor shall be entitled to reimbursement from Grantee (or such other entity permitted to acquire title under the DDA) of all costs and expenses incurred by the Grantor in curing the default, to the extent permitted by law as if such holder initiated such claim for reimbursement. Grantor shall be entitled to a lien upon any of the Site (or any portion thereof) encumbered by the security instrument with respect to which Grantee (or such other entity permitted to acquire title under the DDA) has defaulted to the extent of such costs and disbursements . Any such lien shall be subject to mortgages, deeds of trust, or other security instruments and the interest of lessors under any leases-back and grantees under other conveyances for financing executed Attachment No. 6B Page 10 of 12 � o for the sole purpose of obtaining funds to purchase and/or develop any of the Site (or any portion thereof) , to construct the improvements thereon, and to finance such costs and to pay all costs reasonably related to the Grantee' s obtaining and performing this Agreement . (d) Grantor ' s Right to Satisfy Liens . After the conveyance of title and prior to the recordation of a Certificate of Completion for construction and development, and after the Grantee had a reasonable time to challenge, cure or satisfy any liens or encumbrances on the Site or any portion thereof, the Grantor shall have the right to satisfy any such liens or encumbrances. IN WITNESS WHEREOF, the Grantor and Grantee have caused this instrument to be executed on their behalf by their respective officers thereunto duly authorized, this day of 19 "GRANTOR" THE REDEVELOPMENT AGENCY OF THE CITY OF PALM SPRINGS, a public body, corporate and politic, By Dated ATTEST: By: APPROVED: RUTAN & TUCKER By _ David S. Aleshire Grantor ' s Counsel Attachment No. 6B Page 11 of 12 • o By its acceptance of this Grant Deed, Grantee hereby agrees as follows: 1 . Grantee expressly understands and agrees that the terms of the Grant Deed shall be deemed to be covenants running with the land and shall apply to all of the Grantee ' s successors and assigns . 2 . The provisions of this Grant Deed are hereby approved and accepted. "GRANTEE" COACHELLA VALLEY HOUSING COALITION, a California nonprofit corporation By: Its : Attachment No. 6B Page 12 of 12 • O STATE OF CALIFORNIA ) ss . COUNTY OF RIVERSIDE ) On the day of , 1990, before me, the undersigned, a Notary Public, in and for said State and County, personally appeared and , personally known to me (or proved to me on the basis of satisfactory evidence) to be the persons who executed the within instrument as the and , on behalf of THE REDEVELOPMENT AGENCY OF' THE CITY OF PALM SPRINGS, the public entity therein named, and acknowledged to me that such public:: entity executed the within instrument . WITNESS my hand and official seal. Notary Public (SEAL) • O STATE OF CALIFORNIA ) ss . COUNTY OF ) On the day of 1990 , before me, the undersigned, a Notary Public, in and for said State and County, personally appeared and , personally known to me (or proved-tome-on the basis of satisfactory evidence) to be the persons who executed the within instrument as the and , on behalf of COACHELLA VALLEY HOUSING COALITION, a California nonprofit corporation, the corporation therein named, and acknowledged to me that such corporation executed the within instrument pursuant to its bylaws or a resolution of its board of directors . WITNESS my hand and official seal. Notary Public (SEAL) * o EXHIBIT "A" LEGAI, DESCRIPTION OF SITE The Site is located in the City of Palm Springs , County of Riverside, State of California, more particularly described as follows: Attachment No. 7 COACHELLA VALLEY HOUSING COALITION DDA FREE RECORDING REQUESTED BY AND WHEN RECORDED MAIL TO: Palm Springs Redevelopment Agency P.O. Box 2743 Palm Springs, California 92263-2743 Attn: Executive Director ( Space Above This L.ine for Recorder ' s Office Use Only) REGULATORY AGREEMENT AND DECLARATION OF COVENANTS AND RESTRICTIONS THIS REGULATORY AGREEMENT AND DECLARATION OF COVENANTS AND RESTRICTIONS ( "Regulatory Agreement" ) is made and entered into this day of , 19 , by and between THE REDEVELOPMENT AGENCY OF THE CITY OF PALM SPRINGS, a public body, corporate and politic ( "Agency" ) and COACHELLA VALLEY HOUSING COALITION, a California non-profit corporation ( "Developer" ) . I It E C I T A L S: A. Pursuant to a Disposition and Development Agreement by and between Agency, the City of Palm Springs ( "City" ) and Developer, dated , 1990 (the "DDA" ) , Agency has conveyed to Developer certain real property which is legally described in Exhibit "A" , attached hereto and incorporated by reference herein (the "Site" ) . B. Developer has executed an Extended Use Agreement ( the "Use Agreement" ) with the State of California low income tax credit granting agency, which agreement provides for certain restrictions on the use of the Site. C. Pursuant to the DDA, Developer has agreed to develop, construct and maintain a multi-family residential rental project (hereinafter referred to as the "Project" ) on the Site. Attachment No. 7 Page 1 of 17 2/094/014084-0006/08 12/18/90 • n D. Agency and Developer now desire to place restrictions upon the use and operation of the Project, in order to ensure that the Project shall be operated continuously as a multi-family residential rental project available for rental by low and moderate income tenants for the term of this Regulatory Agreement . [The restrictions contained in this Regulatory Agreement shall be subordinate and junior to those contained in the Use Agreement. ) E. It is the intent of the parties that the title vested in Developer by the Grant Deed ( "Grant Deed" ) for the Site dated , 1991, recorded concurrently herewith ( in Office of the County Recorder for the County of Riverside, as Instrument No. ) be subject to this Regulatory Agreement, and that the terms hereof shall be binding on the Developer and its successors in interest in the Site for so long as the Regulatory Agreement shall remain in effect. NOW, THEREFORE, the Developer and Agency declare, covenant and agree, by and for themselves, their heirs, executors, administrators and assigns, and all persons claiming under or through them, that the Site shall be held, transferred, encumbered, used, sold, conveyed, leased and occupied, subject to the covenants and restrictions hereinafter set forth, all of which are declared to be in furtherance of a common plan for the subdivision, improvement and sale of the Site, and are established expressly and exclusively for the use and benefit of the Site and of each and every person and entity who may now or in the future own the Site or any part thereof. 1 . DEFINITIONS. (a) For the purposes of this Agreement, the "Riverside County Median Income" shall be determined by reference to the regulations published by the California Department of Housing and Community Development pursuant to Health & Safety Code Section 50093, or its successor . (b) As used herein, the term "Moderate Income Tenant" shall mean those persons whose income does not exceed one hundred twenty percent ( 120%) of the Riverside County Median Income. (c) As used herein, the term "Low Income Tenant" shall mean those persons whose income does not exceed sixty percent ( 60% ) of the Riverside County Median Income. Attachment No. 7 Page 2 of 17 • 0 (d) As used herein, the term "affordable moderate income rent" shall mean rentals whose amount does not exceed thirty percent ( 30% ) of one hundred twenty percent ( 120%) of the Riverside County Median Income for one person. (e) As used herein, the term "affordable low income rent" shall mean rentals whose amount does not exceed thirty percent ( 30% ) of sixty percent ( 60%) of the Riverside County Median Income for one person. 2 . RESIDENTIAL RENTAL PROPERTY. The Developer hereby agrees that the Project: is to be owned, managed and operated as a project for a low and moderate income residential rental for a term equal to thirty ( 30 ) years, commencing upon the date of the recordation of the Certificate of Completion for the Site in accordance with the DDA. To that end, and for the term of this Regulatory Agreement, the Developer hereby represents, covenants, warrants and agrees as follows : (a) The Project will be acquired and constructed for the purpose of providing multi-family residential rental property, and the Developer shall own, manage and operate the Project as a project to provide multi-family residential rental comprised of a building or structure or several interrelated buildings or structures, together with any functionally related and subordinate facilities, and no other facilities. (b) None of the dwelling units in the Project will at any time be utilized on a transient basis or will ever be used as a hotel, motel, dormitory, fraternity house, sorority house, rooming house, nursing home, hospital, sanitarium, or trailer court or park . (c) No part of the Project will at any time be owned by a cooperative housing corporation, nor shall the Developer take any steps in connection with the conversion to such ownership or uses , to condominiums , or to any other form of ownership, without the prior written approval of` Agency. (d) All of the dwelling units will be available for rental on a continuous basis to members of the general public in accordance with the terms of this Regulatory Agreement, and the Developer will not give preference to any particular class or group in renting the dwelling units in the Project, except as provided in subsection (e) of this Section. Attachment No. 7 Page 3 of 17 i O (e) To the extent permitted by federal and state law and the applicable regulations, Developer shall give preference in renting units to persons who currently reside in the City of Palm Springs . 3 . OCCUPANCY OF PROJECT BY LOW AND MODERATE INCOME TENANTS. Developer hereby represents, warrants, and covenants as follows: (a) Except as expressly provided herein, throughout the term of this Regulatory Agreement , not less than fifty percent ( 50% ) of the completed units in the Project shall be continuously occupied or held vacant and available for occupancy by Low Income Tenants and not less than fifty percent ( 50% ) of the completed units in the Project shall be continuously occupied or held vacant and available for occupancy by Moderate Income Tenants . Developer shall advise Agency, by delivery of a certificate in writing, of the status of the occupancy of the Project on a monthly basis, for the term of this Regulatory Agreement . For purposes of satisfying the Moderate Income Tenant occupancy requirements and the Moderate Income Tenant Occupancy requirements set forth above, a unit occupied by a person or family, who at the . commencement of their occupancy qualified as a Low Income Tenant or a Moderate Income Tenant, as applicable, shall be treated as occupied by a Lower Income Tenant or a Moderate Income Tenant, as applicable, throughout their tenancy in such unit , even though they subsequently cease to be a Low Income Tenant or a Moderate Income Tenant, as applicable. (b) During the term of this Regulatory Agreement, Agency shall maintain a list ( the "Housing List" ) of persons who have notified Agency of their desire to rent a unit in the Project and who have incomes which would qualify them as Low Income Tenants or Moderate Income Tenants and Developer shall offer to rent on a preference basis the units in the Project reserved For Low Income Tenants and Moderate Income Tenants , respectively, subject to the rules and regulations of the Federal Housing Administration, to the persons on the Housing List prior to offering to rent such units to any other person; provided, however , that nothing contained herein shall require Developer to offer to rent said units to such persons on terms and conditions which are more favorable than the terms and conditions on which such units will be offered to the public generally. Attachment No. 7 Page 4 of 17 9 O (c) If after and despite Developer ' s best efforts, Developer is unable to rent any unit in the Project reserved for a Low Income Tenant to a Low Income Tenant, Developer may rent said unit to a Moderate Income Tenant . For the purposes of this Agreement, Developer will have been deemed to have used his/her best efforts if he/she ( i) has advised the Agency in writing as to the unit ' s availability and has thereafter offered said unit to all of the persons on the Housing List maintained by Agency pursuant to subsection (b) above; and ( ii ) has advertised said unit at affordable low income rent at least weekly in a newspaper of general circulation for a period of two (2) months from the date the unit is vacated. Developer ' s obligation to offer the unit to persons on the Agency ' s Housing List shall be satisfied only if Developer has offered the unit to all persons on or added to the Housing List within thirty ( 30 ) days following the date of the Developer ' s notice of the unit ' s availability. (d) Developer shall obtain, complete and maintain on file income certifications from each tenant, dated immediately prior to the initial occupancy of such tenant in the Project, in a form to be approved by Agency Counsel, and will provide such additional information as may be required in the future by, Agency, the United States Government, the State of California, or the City of Palm Springs . A copy of each such income certification shall be attached to the monthly report filed with the Agency pursuant to subsection (a) above . Developer shall make a good faith effort to verify that the income provided by an applicant in an income certification is accurate by taking one or more of the following steps as part of the verification process : ( i) obtain a pay stub for the most recent pay period; ( ii) obtain an income tax return for the most recent tax year; ( iii) conduct a TRW or similar search; or ( iv) contact the applicant ' s current employer . (e) Developer shall maintain complete and accurate records pertaining to the units, and will permit any duly authorized representative of the Agency to inspect the books and records of Developer pertaining to the Project including, but not limited to, those records pertaining to the occupancy of the dwelling units. (f) Developer shall accept as tenants on the same basis as all other prospective tenants, persons who are recipients of federal certificates for rent subsidies pursuant to the existing program under Section 8 of the Attachment No. 7 Page 5 of 17 • 0 United States Housing Act of 1937 , or its successor . Developer shall not apply selection criteria to Section 8 certificate holders that is more burdensome than criteria applied to all other prospective tenants. (g) Each lease shall contain a provision to the effect that Developer has relied on the income certification and supporting information supplied by the tenant in determining qualification for occupancy of the unit, and that any material misstatement in such certification (whether or not intentional) will be cause for immediate termination of such lease. 4 . RENTAL RESTRICTIONS. Developer hereby agrees to rent those units occupied by Low Income Tenants at affordable low income rent (as that term is defined in Section 1 above) , and to rent those units occupied by Moderate Income Tenants at affordable moderate income rent (as that term is defined in Section 1 above) . Developer further agrees that no more than two persons for each bedroom in a unit shall occupy each unit . 5 . SALE OR TRANSFER OF THE PROJECT. The Developer covenants that Developer shall not transfer the Site or any of its interests therein except as provided in this Section. (a) Transfer Defined. As used in this Section, the term "transfer" shall include any assignment , hypothecation, mortgage, pledge, conveyance, or encum- brance of this Agreement, the Site, or the improvements thereon. A transfer shall also include the transfer to any person or group of persons acting in concert of more than twenty-five percent ( 25%) ( in the aggregate) of the present ownership and/or control of any person or entity constituting Developer, taking all transfers into account on a cumulative basis, except transfers of such ownership or control interest between members of the same immediate family, or transfers to a trust , testamentary or otherwise, in which the beneficiaries are limited to members of the transferor ' s immediate family, or among its shareholders. In the event any successor of Developer, is a corporation or trust, such transfer shall refer to the transfer of the issued and outstanding capital stock of such corporation, of beneficial interests of such trust; in the event that any successor of Developer is a limited or general partnership, such transfer shall refer to the transfer of more than twenty-five percent ( 25`s) of such limited or general partnership interest; in the event that any ,Attachment No. 7 Page 6 of 17 successor of Developer is a joint venture, such transfer shall refer to the transfer of more than twenty-five percent ( 25% ) of the ownership and/or control of any such joint venture partner, taking all transfers into account on a cumulative basis . (b) Agency _ Approval of Transfer Required. Developer shall not transfer the Site or any of Developer ' s rights hereunder, or any interest in the Site or in the improvements thereon, directly or indirectly, voluntarily or by operation of law, except as provided below, without the prior written approval of Agency, and if so purported to be transferred, the same shall be null and void. In considering whether it will grant approval of any transfer by Developer of its interest in the Site, Agency shall consider factors such as ( i ) whether the completion of the Project is jeopar- dized; ( ii ) the financial credit, strength, and capability of the proposed transferee to perform Agency' s obligations hereunder; and ( iii) the proposed transferee ' s experience and expertise in the planning, financing, development, ownership, and operation of similar projects. In the absence of specific written agreement by Agency, no transfer by Developer of all or any portion of its interest in the Site ( including without limitation a transfer not requiring Agency approval hereunder) shall be deemed to relieve it or any successor party from the obligation to complete the Project or any other obligations under this Deed. In addition, no attempted transfer of any of. Developer ' s obligations hereunder shall be effective unless and until the successor party executes and delivers to Agency an assumption agreement in a form approved by the Agency assuming such obligations . (c) Exceptions . The foregoing prohibition shall not apply to any of the following: ( 1) Any mortgage, deed of trust, sale/lease- back, or other form of conveyance for financing, but Developer shall notify Agency in advance of any such mortgage, deed of trust, or other form of conveyance for financing pertaining to the Site. ( 2) Any mortgage, deed of trust, sale/lease- back, or other form of conveyance for restructuring or refinancing of any amount of indebtedness described in subsection ( 1) above, provided that Attachment No. 7 Page 7 of 17 • o the amount of indebtedness incurred in the restructuring or refinancing does not exceed the outstanding balance on the debt incurred to finance the acquisition of the Site and construction of improvements on the Site, including any additional costs for completion of construction, whether direct or indirect, based upon the estimates of architects and/or contractors . ( 3) After recordation of the Certificate of Completion, any mortgage deed of trust, sale/lease-back, or other form of conveyance for financing provided that the principal amount of the loan does not exceed eighty-five percent ( 85% ) of the value of the land and improvements thereon . ( 4) The granting of easements to any appropriate governmental agency or utility to facilitate the development of the Site. (5) A sale or transfer resulting from or in connection with a reorganization as contemplated by the provisions of the Internal Revenue Code of 1986, as amended or otherwise, in which the ownership interests of a corporation are assigned directly or by operation of law to a person or persons, firm or corporation which acquires the control of the voting capital stock of such corporation or all or substantially all of the assets of such corporation. (6) A transfer of twenty-five percent ( 25% ) or more ownership interest to a member of the transferor ' s immediate family, a trust , testamentary or otherwise, in which immediate family members of the transferor are the sole beneficiaries, or a corporation or partnership in which the immediate family members or shareholders of the transferor have controlling majority interest of more than fifty percent (50% ) . (7) Any transfer to a limited partnership for syndication purposes and any transfer of the limited partnership interest. Agency shall have the right to approve any permitted transfer exception provided for herein prior to the consummation of such transfer thereof, and Developer shall provide Agency with copies of all documents requested by Agency for such purposes . Any Attachment No. 7 Page 8 of 17 i O mortgage, deed of trust or other instrument referred to in subsections ( 1,) , ( 2 ) and ( 3) above shall mean such instruments as approved by Agency pursuant to Section 408( 4) of the DDA.. 6 . MAINTENANCE. Developer shall maintain and operate the Site, and all landscaping, open space, common areas , improvements and structures upon the Site in good first-class order, condition and repair, and shall keep the entire Site free from any accumulation of debris or waste materials or other nuisances. Developer shall also maintain all landscaping on the Site in a healthy condition and replace any deteriorated or dead landscaping. The Site shall be maintained in accordance with all City codes, laws , regulations and ordinances, as they now exist or may be amended. Developer shall maintain the Site in such a manner as to avoid the reasonable determination of a duly authorized officer of the Agency or City that a public nuisance has been created such as to be detrimental to public health, safety or general welfare, or that such a condition of deterioration or disrepair causes appreciable harm or is materially _ detrimental to surrounding property or improvements . In the event Developer fails to maintain the Site in the above-mentioned condition, and satisfactory progress is not made in correcting the condition within thirty ( 30 ) days from the date of written notice from Agency, City or Agency may, at their option, and without further notice to Developer, declare the unperformed maintenance to constitute a public nuisance. Thereafter, either Agency or City, their employees, contractors or agents, may cure Developer ' s default by entering upon the Site and performing the necessary landscaping and/or maintenance. The Agency or City shall give Developer, its representative or the residential manager reasonable notice of the time and manner of entry, and entry shall only be at such times and in such manner as is reasonably necessary to carry out this Regulatory Agreement . Developer shall pay such costs as are reasonably incurred by Agency or City for such maintenance. If such costs are not reimbursed within thirty ( 30 ) days after Developers ' receipt of notice thereof, the same shall be deemed delinquent, and the amount thereof shall bear interest thereafter at a rate of ten percent (10%) per annum until paid. Any and all delinquent amounts, together with said interest, costs and reasonable attorney' s fees, shall be a personal obligation of Developer as well as a lien and charge, with power of sale, upon the property interests of Developer, and the rents, issues and profits of such property. City and/or Agency may bring an action at law against Developer obligated to pay any such sums or foreclose Attachment No. 7 Page 9 of 17 s o the lien against Developer ' s property interests . Any such lien may be enforced by sale by the City or Agency following recordation of a Notice of Default of Sale given in the manner and time required by law as in the case of a deed of trust; such sale to be conducted in accordance with the provisions of Section 2924 , et sec,. , of the California Civil Code, applicable to the exercise of powers of sale in mortgages and deeds of trust, or in any other manner permitted by law. Any monetary lien provided for herein shall be subordinate to any bona fide mortgage or deed of trust covering an ownership interest or leasehold or subleasehold estate in and to any parcel approved by Agency pursuant to the DDA, and any purchaser at any foreclosure or trustee ' s sale (as well as any deed or assignment in lieu of foreclosure or trustee ' s sale) under any such mortgage or deed of trust shall take title free from any such monetary lien, but otherwise subject to the provisions hereof; provided that, after the foreclosure of any such mortgage and/or deed of trust , all other assessments provided for herein to the extent they relate to the expenses incurred subsequent to such foreclosure, assessed hereunder to the purchaser at the foreclosure sale, as owner of the subject parcel after the date of such foreclosure sale, shall become a lien upon such parcel upon recordation of a Notice of Assessment or Notice of Claim of Lien as herein provided. 7 . RENTAL SUBSIDIES. Developer agrees to cooperate with Agency or the City of Palm Springs in qualifying the Project for participation in federal and state rental subsidy programs . 8 . ENFORCEMENT. In the event Developer defaults in the performance or observance of any covenant, agreement or obligation of Developer set forth in the Grant Deed or this Regulatory Agreement, and if such default remains uncured for a period of thirty ( 30 ) days after written notice thereof shall have been given by Agency, or , in the event said default cannot be cured within said time period, Developer has failed to commence to cure such default within said thirty ( 30 ) days and diligently prosecute said cure to completion, then Agency shall declare an "Event of Default" to have occurred hereunder , and, at its option, may take one or more of the following steps : Attachment No. 7 Page 10 of 17 (a) By mandamus or other suit, action or proceeding at law or in equity, require Developer to perform its obligations and covenants hereunder or enjoin any acts or things which may be unlawful or in violation of this Regulatory Agreement; or (b) Take such other action at law or in equity as may appear necessary or desirable to enforce the obligations, covenants and agreements of Developer hereunder; or (c) Enter the Site and cure the Default as provided in Section 6 hereof; or (d) Exercise its right to re-enter and repurchase the Site in accordance with Section 9 hereof. Except as otherwise expressly stated in this Regulatory Agreement, the rights and remedies of the parties are cumulative, and the exercise by any party of one or more of its rights or remedies shall not preclude the exercise by it, at the same or different times, of any other rights or remedies for the same default or any other default by another party. 9 . RIGHT OF REVERSION OF TITLE. Agency shall have the right at its option (provided Agency is not in default of its obligations hereunder) to repurchase, reenter and take possession of the Site or an individual parcel or parcels thereof, with all improvements thereon and reinvest in Agency the estate theretofore conveyed to Developer, if after conveyance of title Developer or its successors shall: (a) Fail to commence construction of the required improvements; or (b) Abandon or substantially suspend construction of the required improvements for a period of thirty ( 30) days after written notice thereof from Agency to Developer; or (c) Fail to complete construction of the required improvements: or (d) Transfer or suffer any involuntary transfer of the Site or such parcel or parcels without the approval of Agency in violation of Section 5 hereof; or Attachment No. 7 Page 11 of 17 (e) Fail to make one hundred percent (100%) of the completed units in the Project continuously occupied or held vacant and available for occupancy by Low Income Tenants, or Moderate Income Tenants, as provided in Section 3, at affordable low and moderate income rent levels; or ( f) Violate the occupancy rental restrictions of Section 4; or (g) Fail to utilize the Agency' s Housing List to provide first preference for occupancy or fail to properly advertise the availability of units as required by Section 3 ; or (h) Fail to properly maintain the Site or to reimburse Agency or City for any costs reasonably incurred pursuant to Section 6 hereof; or ( i ) Violate any other provisions of the Regulatory Agreement; and ( j ) Such failure or violation of paragraphs (a) through ( i) , inclusive, shall not be cured within ninety ( 90) days after written demand therefor by Agency. The foregoing described rights to reenter and repossess, shall be subordinate and subject to and be limited by and shall not defeat, render invalid or limit: (a) Any mortgage, deed of trust, or sale and lease-back, or other conveyance for financing permitted by the DDA and the Grant Deed; or (b) Any rights or interests provided in the DDA, the Grant Deed and the Regulatory Agreement for the protection of the holders of such mortgages, deeds of trust or other security instruments, the lessor under a sale and lease-back or the grantee under such other conveyance for financing; provided, that nothing herein shall be deemed to impose upon Agency any affirmative obligations to the holder of the deed of trust or other financing instrument (by the payment of money, construction, or otherwise) with respect to the Site or such parcel(s) in the event of Agency' s exercise of its rights under this Section 9 . Upon the revesting in Agency of title to the Site or parcel(s) thereof as provided in this Section 9, Agency shall, use its best efforts to resell the Site or such Attachment No. 7 Page 12 of 17 parcel(s) as soon and in such manner as Agency shall find feasible and responsible party or parties (as determined by Agency) who will assume the obligation of making or completing the improvements or such other improvements in their stead as shall be satisfactory to Agency and in accordance with the uses specified for the Site in the DDA, the Deed and this Regulatory Agreement. Upon such resale of the Site or portion thereof, the proceeds thereof shall be applied, except to the extent otherwise required by law: (a) First, to reimburse Agency on its own behalf or on behalf of the City for all costs and expenses incurred by Agency, including but not limited to, salaries to personnel, legal costs and attorneys ' fees , and all ' other contractual expenses in connection with the recapture, management, and resale of the Site (but less any income derived by Agency from the Site or part thereof in connection with such management) ; all taxes, assessments and water and sewer charges with respect to the Site (or , in the event the Site is exempt from taxation or assessment or such charges during the period of ownership, then such taxes, assessments, or charges, as determined by the City, as would have been payable if the Site were not so exempt) ; any payments made or necessary to be made to discharge or prevent from attaching or being made any subsequent encumbrances or liens due to obligations incurred with respect to the making or completion of the agreed improvements or any part thereof on the Site or part thereof; and amounts otherwise owing Agency by Developer, its successors, or transferees; and (b) Second, to reimburse the Developer, its successor or transferee, up to the amount equal to ( i) the Purchase Price paid to Agency by Developer for the Site; plus ( ii) the costs incurred by Developer for the development of the Site and for the agreed improvements existing on the Site at the time of the re-entry and repossession which are supported by adequate documentation such as paid invoices and exclusive of loan fees and debt service; less ( iii ) any gains or income withdrawn or made by the Developer from the Site or the improvements thereon. (c) Any balance remaining after such reimbursements shall be retained by the Agency as its property. To the extent that the right established in this Section involves a forfeiture, it must be strictly interpreted Attachment No. 7 Page 13 of 17 against the Agency, the party for whose benefit it is created. The rights established in this Section are to be interpreted in light of the fact that the Agency will lease or sell the Site to Developer for development, and not for speculation in undeveloped land. 10 . COVENANTS TO RUN WITH THE LAND. Developer hereby subjects the Site to the covenants , reservations and restrictions set forth the Grant Deed and in this Regulatory Agreement. The Agency and the Developer hereby declare their express intent that all such covenants, reservations and restrictions shall be deemed covenants running with the land and shall pass to and be binding upon the Developer ' s successors in title to the Site; provided, however, that on the termination of this Regulatory Agreement said covenants, reservations and restrictions shall expire, except as otherwise expressly provided, including those covenants against discrimination contained in the Grant Deed, which shall remain in perpetuity. All covenants without regard to technical classification or designation shall be binding for the benefit of the Agency, and such covenants shall run in favor of the Agency for the entire term of this Regulatory Agreement, without regard to whether the Agency is or remains an owner of any land or interest therein to which such covenants relate. Each and every contract, deed or other instrument hereafter executed covering or conveying the Site or any portion thereof shall conclusively be held to have been executed, delivered and accepted subject to such covenants, reservations and restrictions, regardless of whether such covenants, reservations and restrictions are set forth in such contract, deed or other instrument. Agency and Developer hereby declare their understanding and intent that the burden of the covenants set forth herein touch and concern the land in that Developer ' s legal interest in the Site is rendered less valuable thereby. Agency and Developer hereby further declare their understanding and intent that the benefit of such covenants touch and concern the land by enhancing and increasing the enjoyment and use of the Project by Low :Income Tenants and Moderate Income Tenants, the intended beneficiaries of such covenants , reservations and restrictions, and by furthering the public purposes for which the Agency was formed. 11. ATTORNEYS' FEES. In the event that a party to this Regulatory Agreement brings an action against the other party hereto by reason of the breach of any condition or covenant, representation or warranty in this Regulatory Agreement, or Attachment No. 7 Page 14 of 17 otherwise arising out: of this Regulatory Agreement, the prevailing party in such action shall be entitled to recover from the other reasonably attorney ' s fees to be fixed by the court which shall render a judgment, as well as the costs of suits . Attorney ' s fees shall include attorney ' s fees on any appeal, and in addition a party entitled to attorney ' s fees shall be entitled to all other reasonable costs for investigating such action, including the conducting of discovery. 12 . AMENDMENTS . This Regulatory Agreement shall be amended only by a written instrument executed by the parties hereto or their successors in title, and duly recorded in the real property records of the County of Riverside . 13 . NOTICE. Any notice required to be given hereunder shall be made in writing and shall be given by personal delivery, certified or registered mail, postage prepaid, return receipt requested, at the addresses specified below, or at such other addresses as may be ;specified in writing by the parties hereto: Agency: City of Palm Springs Redevelopment Agency 3200 E. Tahquitz McCallum Way P.O. Box 2743 Palm Springs, CA 92263-2743 Attn: Executive Director Copy to: Rutan & Tucker 611 Anton Blvd. 13th Floor Costa Mesa, CA 92626 Attn: David J. Aleshire Developer : Coachella Valley Housing Coalition 45-701 Monroe Street, Suite G Indio, CA 92201 The notice shall be deemed given three ( 3 ) business days after the date of mailing, or, if personally delivered, when received. 14 . SUBORDINATION TO FEDERAL AGREEMENTS AND LAWS. Notwithstanding anything in this Agreement to the contrary, if any provision of this Agreement in any way tends to limit Attachment No. 7 Page 15 of 17 the Secretary in his administration of the National Housing Act of 1937, as amended, or the Housing Act of 1959 , as amended, or the regulations pursuant thereto, this Agreement shall be deemed amended so as to comply with such Acts and regulations. 15 . SEVERASILITY/WAIVER/INTEGRATION. (a) If any provision of this Regulatory Agreement shall be invalid, illegal or unenforceable, the validity, legality and enforceability of the remaining portions hereof shall not in any way be affected or impaired thereby. (b) A waiver by either party of the performance of any covenant or condition herein shall not invalidate this Agreement nor shall it be considered a waiver of any other covenants or conditions, nor shall the delay or forbearance by either party in exercising any remedy or right be considered a waiver of, or an estoppel against, the later exercise of such remedy or right. (c) This Agreement contains the entire Agreement between the parties and neither party relies on any warranty or representation not contained in this Agreement. 16. FUTURE ENFORCEMENT. The parties hereby agree that should the Agency cease to exist as an entity at any time during the term of this Regulatory Agreement, the City of Palm Springs shall have the right to enforce all of the terms and conditions herein, unless the Agency had previously specified another entity to enforce this Regulatory Agreement . IN WITNESS WHEREOF, the Agency and Developer have executed this Regulatory Agreement and Declaration of Attachment No. 7 Page 16 of 17 • O Covenants and Restrictions by duly authorized representatives on the date first written hereinabove. Dated: THE REDEVELOPMENT AGENCY OF THE CITY OF PALM SPRINGS, a public body, corporate and politic By: Its : "Agency" ATTEST: Secretary APPROVED AS TO FORM: RUTAN & TUCKER By: David J. Aleshire Agency Counsel COACHELLA VALLEY HOUSING COALITION, a California non-profit corporation Dated: By: Its: By: Its: "Developer" Attachment No. 7 Page 17 of 17 EXHIBIT "A" LEGAL DESCRIPTION OF SITE The Site is located in the City of Palm Springs, County of Riverside, State of California, more particularly described as follows : STATE OF CALIFORNIA ) ss. COUNTY OF ) On the day of 1990 , before me, the undersigned, a Notary Public, in and for said State and County, personally appeared and , personally known to me (or proved to me on the basis of satisfactory evidence) to be the persons who executed the within instrument as the and r on behalf of THE REDEVELOPMENT AGENCY 01' THE CITY OF PALM SPRINGS, the public entity therein named, and acknowledged to me that such public entity executed the within instrument . WITNESS my hand and official seal . Notary Public (SEAL) STATE OF CALIFORNIA ) ss. COUNTY OF ) On the day of , 1990 , before me, the undersigned, a Notary Public, in and for said State and County, personally appeared and , personally known to me (or proved to me on the basis of satisfactory evidence) to be the persons who executed the within instrument as the and , on behalf of COACHELLA VALLEY HOUSING COALITION, a California non-profit corporation, the corporation therein named, and acknowledged to me that such corporation executed the within instrument pursuant to its bylaws or a resolution of its board of directors . WITNESS my hand and official seal. ( SEAL) Notary Public JM 2 4 199 CHICAGO TITLE CD. RECORDING REQUESTED BY AND Uj WHEN RECORDED MAIL TO: IC Y o z Coachella Valley Housing Coalition G � Plaza 1, 45-701 Monroe Street, Suite G p�p o o C3 C7 Indio, CA 92201 ; aU O �$g{ MAIL TAX STATEMENT TO: a a W � Same as above DOCUMENTARY TRANSFER TAX: None 53/y3�f3U 11 QUITCLAIM DEED The purpose of this Quitclaim Deed is to evidence the cancellation and termination of the certain Lease Agreement entered into March 1, 1982, by and between the City of Palm Springs, Lessor, and Fredricks Development Corporation, a California corporation, Lessee, which Agreement was recorded March 22, 1982 , as instrument No. 47803 of Official Records of Riverside County (the "Lease") . The purpose of this Quitclaim Deed is also to evidence the cancellation and termination of the covenants, conditions, and restrictions as 'set forth in the document recorded on October 22, 1982, as Instrument No. 182722, Official Records of Riverside County, and the covenants, conditions, and restrictions as set forth in the document recorded on February 28, 1983 , as Instrument No. 37066, Official Records of Riverside County (collectively the "CC&Rs") . The Grantors herein warrant that they are the successors in interest to Fredricks Development Corporation, a California corporation, and hereby relinquish any interest they may have in the Lease to the City of Palm Springs. The Grantors also relinquish any interest they may have in and under the CC&Rs. Dated: _ 1 2— kj5� BY: -4��n2ic�s Its: By: - Its B Its: STATE OF California `� 16363 COUNTY OF Orange On December 12 , 1991 , before me, Barbara Luisi personally appeared _ JAMES D. WHITE & PATRICK M. KELLY personally known to me (or proved to me on the basis of satisfactory evidence) to be the persons) whose name (s) is/are subscribed to the within instrument and acknowledged to me that they executed the same i' ez authorized capacity (ies) , and that by their signa- t e (s) on the instrument the person (s) , or the entity upon behalf r whEtheson (s) ac , , executed the instrument. WITNEand of ial seal. CNO�TARY SEAL LUISI °� ALIFORNIANTYne 30.Bu.5 446363 RESOLUTION NO. 17707 OF THE CITY COUNCIL OF THE CITY OF PALM SPRINGS, CALIFORNIA AUTHORIZING THE CITY MANAGER TO ACCEPT AN INTEREST IN REAL PROPERTY. WHEREAS,Government Code Section 27281 requires a certificate or resolution of acceptance evidencing consent by the City of Palm Springs to accept a conveyance of interest in or easement upon real property; NOW, THEREFORE, BE IT RESOLVED THAT THE CITY MANAGER IS HEREBY AUTHORIZED TO ACCEPT AND CONSENT TO, on behalf of the City of Palm Spring, a quit claim deed dated December 12, 1991 and executed by Fredricks and Lyons Development Corporations to relinquish their interests, if any existed, in the lease and covenants, conditions, and restrictions set forth in the documents recorded as Instrument Numbers 47803, 182722, and 37066, Offical Records of Riverside County. Adopted this 18th day of December, 1991. AYES: Councilmembers Broich, Hodges, Murawski , Neel and Mayor Bono NOES: None ABSENT: None ATTEST: CITY OF PALM SPRINGS, CALIFORNIA By: /s/JUDITH SUMICH /s/ROBERT PARKINS City Clerk City Manager REVIEWED & APPROVED 1 HMEBY CNRTMY THAT THE FOREGOING IS A TRUE COPl' RE801LUTION No. /:70 --� F PALM CITY C0fjNCIC�OF THE CITY p DULY ADOPTEn Tf ERLOF HELD ON THE S'� AY SPRINTS r), DATED A7`11L S M SPRIN , ILAC FORT IA n THIS /%_ DAY OF � CFJ`Y O7 CITY SPRINGS, CITY OI'PALM SPRINGS,CALIFOR[viA DATE: Februar)91 1992 TO: Redevelopment - Attention: Amy Parker FROM: City Clerk COYOTE RUN APARTMENTS/CVHC Attached are copies of the face sheet of the recorded documents which have been returned to me, i .e. : City Grant Deed Agency Grant Deed Regulatory Agr & Decl of C&R Deed of Trust (CRA beneficiary) Subordination Agr Apparently, the CRA Res 838 was attached to the City's grant deed and recorded as a part of that document. Also attached to that document is a copy of a "Quitclaim Deed" to evidence the cancellation and termin- ation of Lease Agreement between the City and Fredricks Development Corp. , and cancellation and termination of CCRs both executed by Fredricks Development Corp. , and both recorded in 1982. I do not have either of the recorded documents referred to in the quitclaim, although the numbers and dates are referred to in other document, and it raises the following questions to fill in some holes in the record: By what Council action was the City's "lease agreement" terminated? The Council Resolution 17707 on 12-19-91 only authorized acceptance of the quitclaim, and Resolution 17706 authorize doing whatever was necessary to consummate amendment to the DDA. If that is construed as terminating the "Fredricks lease" - which of the p., following is it terminating, and how does the quitclaim effect: ( Agr 1696, originally dated 3-18-81 (portion assgined to AFCOM Mobilehome Parks, Ltd and portion/and participation to Fredricks) I Agr 1779, originally dated November 1, 1981, and substituted and 9 restated March 1, 1982 (60 ac Fredricks) Separate CCR document ���a� U$✓ {,� dated March 1, 1982, notarized February 22, 1983. Agr had 2 b G�� amend- ments between March 1982 and February, 1983. L✓� Agr 1843, originally dated September 3, 1982 (Fredricks to develop 30 mobile home spaces) Agr 1878, originally dated November 18, 1982 (Agreement and consent to assignment and encumbrance of lease refers to Agr 1696, and Fredricks as substitute lessee) Agr 1895, originally dated February 2, 1983 - recorded Feb 15, 1983 as #28930 - between City and State Dept of Housing, provides enforcement provisions in event of default of Agr 1779. Although the quitclaim deed was an attachment to the City's grant deed, when was the prig nal of it actually recorded, and where is the original ? — qj W� A o-g l01 The above documents refer to either a metes & bounds description, or Lot 1, or Lots 8 and 9 of Tract 17642-1. The newly recorded documents refer to Lot 1 Tract 26943-1. Is Tract 27943-1 a resubdivision of a portion of 17642-1? Who now owns, or leases the mobilehome/mod housing project, and if it is leased by other than Santiago (assigned from Fredricks) by what authority? Do legal descriptions in the above agreements need to be changed? Which of the above agreements does the County Assessor need to know are still in effect - cancelled, for possessory leasehold tax purposes? 2-5-92 - Redev. , Parker Page 2 Coyote Run/CVHC The Reg. & Subord. agreements, and Deed of Trust, will be filed with the DDA (City Agr 2935/CRA A261C) , and the grant deed incorporated into each entities' deed records. No changes will be given to the Assessor until the above questions are answered, or clarified. A copy of this memo will be placed in each of the above agreement files. There is no current "lessee" insurance certificate on the mobilehome/mod hsg project site. JUDITH SUMICH City Clerk Attached cc: City Attorney r VQ FREE RECORDING REQUESTED BY AND WHEN RECORDED MAIL 7'O: !L o 0 C,2 g x in 0 W W 00 OFFICE OF THE CITY CLERK P.O. Box 2743 W Palm Springs, CA 92263 W a p ( Space Above This Line for Recorder ' s Office Use Only) REGULATORY AGREEMENT AND DECLARATION OF COVENANTS AND RESTRICTIONS THIS REGULATORY AGREEMENT AND DECLARATION OF COVENANTS AND RESTRICTIONS ( "Regulatory Agreement" ) is made and entered into this 19th day of December, 1991, by and between THE COMMUNITY REDEVELOPMENT AGENCY OF THE CITY OF PALM SPRINGS, a public body, corporate and politic ( "Agency" ) , COACHELLA VALLEY HOUSING COALITION, a California non-profit corporation ( "CVHC" ) and COYOTE SPRINGS APARTMENTS ASSOCIATES, a California limited partnership ( "Partnership" ) . CVHC and Partnership shall be collectively referred to herein as the "Developer" . R E C I T A L S : A. Pursuant to a Disposition and Development Agreement by and between Agency, the City of Palm Springs ( "City" ) and CVHC, dated January 2, 1991, as amended by that certain Amendment No. 1 to Disposition and Development Agreement Coachella Valley Housing Coalition dated May 9 , 1991 by and among Agency, City and CVHC and by that certain Second Amendment to Disposition and Development Agreement dated substantially concurrently herewith by and among Agency, City, CVHC and Partnership (the "DDA" ) , Agency has conveyed to CVHC certain real property which is legally described in Exhibit "A" , attached hereto and incorporated by reference herein ( the "Site" ) and CVHC has leased the Site to Partnership. B. Pursuant to the DDA, Developer has agreed to develop, construct and maintain a multi-family residential rental project (hereinafter referred to as the "Project" ) on the Site . Page 1 of 18 2/094/014084-0006/08 12/18/91 / •L RECORDING REQUESTED BY x oz rn AND WHEN REQUESTED MAIL TO: � d c12 $ LLL (+7 OFFICE OF THE CITY CLERK pogo �p P.O. Box 2743 m¢U o Palm Springs, CA 92263 V as S No fee for recording Pursuant to Government Code Section 27383 SUBORDINATION AGREEMENT NOTICE: THIS SUBORDINATION AGREEMENT RESULTS IN YOUR SECURITY INTEREST IN THE PROPERTY BECOMING SUBJECT TO AND OF LOWER PRIORITY THAN THE LIEN OF SOME OTHER OR LATER SECURITY INSTRUMENTS. THIS SUBORDINATION AGREEMENT is entered into this 19th day of December, 1991, by and among THE COMMUNITY REDEVELOPMENT AGENCY OF THE CITY OF PALM SPRINGS, a public agency, corporate and politic ( the "Agency" ) ; COACHELLA VALLEY HOUSING COALITION, a California non-profit public benefit corporation ( "CVHC" ) ; COYOTE SPRINGS APARTMENTS ASSOCIATES, a California limited partnership ( the "Partnership" ) ; BANK OF AMERICA STATE BANK (the "Bank" ) ; and the CALIFORNIA DEPARTMENT OF HOUSING AND COMMUNITY DEVELOPMENT, a public agency of the State of California ( "HCD" ) . R E C I T A L S : A. The Agency owns or recently owned in fee the real property described on Exhibit "A" ( the "Land" ) attached hereto and incorporated herein by reference . The term "Fee Interest" as used herein shall refer to the fee interest in the Land. The Agency is selling or has sold the Land to CVHC pursuant to a grant deed that will be recorded concurrently with this Subordination Agreement ( the "Grant Deed" ) . Under the Grant Deed and Section 705 of the DDA, as such term is hereinafter defined, the Agency has a right of reverter in the event of default under certain provisions of the Grant Deed ( "Right of Reverter" ) . The Agency and CVHC have entered into a Disposition and Development Agreement dated for 2/383/014084-0012/32 12/18/91 e cc o ` L7 FREE RECORDING REQUESTED BY AND LL jr AFTER RECORDATION RETURN TO: LL 3 oar c OFFICE OF THE CITY CLERK 1u 9 a a w $ P.O. BOX 2732 °�° o Palm Springs, CA 92263 a sa W 2 (Space Above This Line for Recorder ' s Office Use Only) AGENCY GRANT DEED For valuable consideration, the receipt of which is hereby acknowledged, THE COMMUNITY REDEVELOPMENT AGENCY OF THE CITY OF PALM SPRINGS, a public body, corporate and politic, of the State of California (herein called "Grantor" ) , acting under the Community Redevelopment Law of the State of California, hereby grants to COACHELLA VALLEY HOUSING COALITION, a California nonprofit corporation (herein called "Grantee" ) , the real property legally described in Exhibit "A" attached hereto, and incorporated herein by this reference ( the "Site" ) . As conditions of this conveyance, the Grantee covenants by and for itself and any successors in interest for the benefit of Grantor and the City as a whole, as follows : 1. Governing Documents. The Site is conveyed pursuant to a Disposition and Development Agreement ( the "DDA" ) entered into by and among the City of Palm Springs , Grantor and Grantee and dated January 2 , 1991, as amended, and subject to the DDA, the Regulatory Agreement and Declaration of Covenants and Restrictions ( "Regulatory Agreement" ) by and among Grantor , Grantee and Coyote Springs Apartments Associates , a California limited partnership, executed concurrently herewith. The DDA and the Regulatory Agreement are public records on file in that office of the City Clerk of the City of Palm Springs , located at 3200 E. Tahquitz McCallum Way, Palm Springs, California 92263-2743 , and are incorporated herein by this reference. Grantee covenants and agrees for itself and its successors and assigns to develop the Site in accordance with the DDA and thereafter to use, operate and maintain the Site in accordance with the Regulatory Agreement and this Deed. The Site is also conveyed subject to easements and rights-of-way of record and Page 1 of 12 2/094/014084-0006/07 1'2,-", 9 FREE RECORDING REQUESTED BY S Hw 3 M AND WHEN RECORDED MAIL TO: C It LL O v h G12 LL LO O OFFICE OF THE CITY CLERK @ m a " �p P.O. Box 2743 u>y� a 6 p Palm Springs, CA 92263 C1 da CC F S ( Space Above This Line for Recorder ' s Office Use Only) CITY GRANT DEED For valuable consideration, the receipt of which is hereby acknowledged, THE CITY OF PALM SPRINGS, a municipal corporation (herein called "Grantor" ) , hereby grants to THE COMMUNITY REDEVELOPMENT AGENCY OF THE CITY OF PALM SPRINGS, a public body, corporate and politic, of the State of California (herein called "Grantee" ) , the real property legally described in Exhibit "A" attached hereto, and incorporated herein by this reference (the "Site" ) . The Site is being conveyed by Grantor to Grantee pursuant to the terms of a Disposition and Development Agreement ( the "DDA" ) entered into by and among Grantor, Grantee and Coachella Valley Housing Coalition, a California nonprofit corporation. The DDA is of public record on file in that office of the City Clerk of the City of Palm Springs , located at 3200 East Tahquitz McCallum Way, Palm Springs, California 92263-2743 and is incorporated herein by this reference. Grantee covenants and agrees for itself and its successors and assigns to dispose of the Site as contemplated in the DDA. Page 1 of 2 2/383/014084-0006/49 12/15/91 Ord?r No. a l7 Escrow No, Q k Loan No. W 7 d (:j!ICA%U T!'l iiU. 0C WHEN RECORDED MAIL TO: " r v vF 4� LL OFFICE OF THE CITY CLERK W ..a a W . P.O. Box 2743 >_ F Q p Palm Springs, CA 92263 O ul < tE a SPACE ABOVE THIS LINE FOR RECORDER'S USE DEED OF TRUST WITH ASSIGNMENT OF RENTS ISHORT FORM) This DEED OF TRUST, made this 1 9th day of December , 1991 between COYOTE SPRINGS APARTMENTS ASSOCIATES, a California limited partnership and COACHELLA VALLEY HOUSING COALITION, a California nonprofit herein called TRUSTOR, u1,blic benefit corporation whose address is Plaza 1 , 45-701 Monroe St. , Ste. G Indio, CA 92201 (Number and Street) (City) (Stale) FIRST AMERICAN TITLE INSURANCE COMPANY, a California corporation, herein called TRUSTEE, and THE COMMUNITY REDEVELOPI.IENT AGENCY OF THE CITY OF PALM SPRINGS , a public agency, corporate and politic , herein called BENEFICIARY, WITNESSETH: That Trustor grants to Trustee in Trust, with Power of Sale, that property in the City of Palm Springs County of Riverside , State of California, described as: See Exhibit "A" attached hereto and made a part hereof by reference See Rider to Deed of Trust attached hereto and incorporated herein by reference Together with the rents,issues and profits thereof,subject,however,to the right, power and authority hereinafter given to and conferred upon Beneficiary to collect and apply such rents,issues and profits. 200,000.00 For the Purpose of Securing(1)payment of the sum of$ with interest Ihereen according to the terms of a promissory note or notes of even data herewith made by Truslar, payable to order of Beneficiary, and extensions or renewals thereof, and (2) the performance of each agreement of Truster incorporated by reference or contained herein (3)Payment of additional sums and interest thereon which may hereafter be loaned to Trusloq or his successors or assigns, when evidenced by a promissory note or notes reciting that they are secured by this Deed of Trust. To protect the security of this Deed of Trust, and with respect to the property above described, Truslor expressly makes each and all of the agreements, and adopts and agrees to perform and be bound by each and all of the terms and provisions set forth in subdivision A, and it is mutually agreed that each and all of the terms and provisions set forth in subdivision B of the Politicos deed of trust recorded in Orange County August 17, 1964, and in all other counties August 18, 1964, in the book and at the page of Official Records in the office of the county recorder of fire county where said property is located, noted below opposite the name of such county,namely: COUNTY BOOK PAGE COUNTY BOOK PAGE COUNTY BOOK PAGE COUNTY BOOK PAGE Alameda 1288 556 Kings 858 713 Placer 1028 379 Sierra 38 187 Alpine 3 130-31 lake 437 110 Plumes 166 1307 Siskiyou 506 762 Amador 133 438 Lassen 192 367 Riverside 3778 347 Solana 1287 621 Butte 1330 513 Los Angeles T-3978 874 Sacramento 5039 124 Sonoma 2067 427 Cal averas 185 338 Madera 911 136 San Benito 300 405 Slanislaus 1970 56 Cafes. 323 391 M.A. 1849 122 San Bernardino 6213 768 Sutter 655 585 Contra Costa 4684 1 Mariposa 90 453 San Francisco A-804 596 Tehama 457 193 Del Norte 101 549 Mendocino 667 99 San Joaquin 2855 283 Trinity Too 595 El Dorado 704 635 Merced 1660 753 San Lufs Obispo 131I 137 T.W. 2530 108 Fresno 5052 623 Mcrae 191 93 San Matra 4778 175 Tuolumne 177 160 Glenn 469 76 Mono 69 3J2 Santa Barbara 2065 BBI Ventura 2607 237 Humboldt 801 83 Monterey 357 239 Santa Clara 6626 664 Y.T. 769 16 Imperial 1189 701 Napa 704 742 Santa Cruz 163E 607 Yuba 398 693 Inyo 165 672 Nevada 363 94 Shasta 800 633 Krrn 3756 690 Orange 7182 18 San Diego SERIES 5 Book 1964,Page 149774 shall inure to and bind the parties hereto, with respect to the properly above described. Said agreements, terms and provisions contained in said subdivision A and B,(,denncal in all co(.nfles,and printed on the reverse side hereof)are by the within reference (hereto, incorporated herein and made a part of this Deed of Trust for all purposes as fully as if set forth at length herein, and Beneficiary may charge for a statement regarding the obligation secured hereby, provided the chmgo therefor does not exceed the maximum allowed by law, The undersigned Trusioq requests that a copy of any notice of default and any notice of sale hereunder be mailed to him at his address hereinbefore set forth. Signature of Truster STATE OF CALIFORNIA 1 SEE EXHIBIT "B" ATTACHED HERETO COLIN rY OF_ IS& AND INCORPORATED H I on. REFERENCE _ tMforn me,the uodnrnigned,a Notary Public In and for said State,per- eonalb/appn%Trod pmy„nnI1Y 4ro-nvn u,le-for provnd la con on the basis of Sntisfnctery evulnrce)In Lin Ihn pnnnnl sl*hone mrnn(,)b/are subscrffwd lei the �nrm b•xhumnnl ant)or Mnowlod0nd It,mo Ihal hill,4/11hey eneculed Pro u r. WI MUSS May hand and W0c:41"ol. Hbmlur� - W..a 'hr+ltww-....�.,,,•,..-i.. •.. tteta'n.a.r....rr t t t o 1158 (6/82) • o PROMISSORY NOTE � SECURED BY DEED OF TRUST $200, 000 . 00 December 19 1991 FOR VALUE RECEIVED, the undersigned, COYOTE SPRINGS APARTMENTS ASSOCIATES, a California limited partnership (herein called the "Maker" ) , hereby promises to pay to the Community Redevelopment Agency of the City of Palm Springs, a public agency, corporate and politic, or order ( the "Holder" ) , the principal sum of TWO HUNDRED THOUSAND DOLLARS ($200,000 . 00) . This Note shall be fully due and payable to Holder on the earlier of: ( i) the date Maker completes construction of the improvements to be located on the property encumbered by the Deed of Trust or ( ii) eighteen ( 18) months from the execution date of this Promissory Note ( the "Repayment Date" ) . If not paid within thirty ( 30 ) days from the Repayment Date, Maker shall immediately pay a late fee equal to ten percent (10%) of the outstanding balance of the Loan (the "Late Fee" ) which shall be deemed added to principal . No interest shall begin to accrue on the unpaid principal until the Repayment Date, at which time interest shall commence to accrue on unpaid principal from the Repayment Date until paid, at the rate of ten percent (10% ) per annum. Any payments made by Maker in payment of this Note shall be applied first to interest then accrued and due and the remainder applied to the reduction of principal . Both principal and interest shall be paid by Maker in lawful money of the United States of America such that Holder has received immediately available funds for the credit of Maker on the date that such payment or payments is due . This Note is secured by a Deed of Trust with Assignment of Rents of even date herewith encumbering certain real property located in the County of Riverside, State of California, more particularly described therein ( "Deed of Trust" ) . The Deed of Trust provides, in part, as follows : "In the event Trustor shall , directly or indirectly, voluntarily, involuntarily or by operation of law, sell, assign, transfer , dispose of, hypothecate, further encumber , enter into option to sell or lease with option to sell or agree to sell, assign, transfer, dispose of , further encumber , enter into option to sell or 2/383/014084-0012/33 121/15, 9 , r1w � �EXHIBIT"'A" ' CANCELLEDPromissory Note $130 , 000 .00 May 15 , 1991 FOR VALUE RECEIVED, the undersigned, COACHELLA VALLEY HOUSING COALITION, a California non-profit corporation (herein called the "Maker" ) hereby promises to pay to the Community Redevelopment Agency of the City of Palm Springs, a public body corporate and politic or order ( "Holder" ) , the principal sum of ONE HUNDRED THIRTY THOUSAND DOLLARS ( $130 ,000 . 00 ) . Principal shall be paid in lawful money of the United States of America. Principal shall be payable on demand any time after November 1, 1991 . Principal may be prepaid at any time in whole or in part. No interest shall accrue on unpaid principal until November 1, 1991 , at which time interest shall accrue on unpaid principal from November 1, 1991 until paid at the rate of twelve percent ( 12% ) per annum. In the event Holder refers this Note to an attorney for collection or seeks legal advice following a default by Maker , Maker promises to pay, within ten (10 ) days of written demand, such reasonable attorneys ' fees for services performed by Holder ' s attorneys and all reasonable costs and expenses incurred incident to such employment . COACHELLA VALLEY HOUSING COALITION, a n profit California- corporation f� By: t� ItS : CnL- By: Its : EXHIBIT "A" :IT • 2nd Amend to DDA Hsg • CV Housing Coalition 13ac Sunrise San Rafael AGREEMENT #2935 A261C R17706, 12-18-91 SECOND AMENDMENT TO DISPOSITION AND DEVELOPMENT AGREEMENTf�.-, eif/o THIS SECOND AMENDMENT TO DISPOSITION AND DEVELOPMENT AGREEMENT (the "Second DDA Amendment") is made as of the 1 day of L;a ti , 1991, by and among the Community Redevelopment Agency of the City of Palm Springs, a public body corporate and politic (the "Agency") ; the City of Palm Springs, a municipal corporation (the "City") ; Coachella Valley Housing Coalition, a California nonprofit public benefit corporation ("CVHC") ; and Coyote Springs Apartments Associates, a California limited partnership (the "Partnership") . The Agency, the City, CVHC and the Partnership shall be collectively referred to as the "Parties" in this Agreement. RECITALS A. CVHC, the City and the Agency have entered into that certain Disposition and Development Agreement dated for' reference purposes January 2 , 1991 (the "DDA") . The DDA calls for the construction of certain improvements on the real property described in the DDA as the "Site. " B. CVHC, the City and the Agency have entered into that certain Amendment No. 1 to Disposition and Development Agreement - Coachella Valley Housing Coalition, dated for reference 67902U.P50 12/13/91 1 j IN WITNESS WHEREOF, the parties have entered into this second DDA Amendment as of the date first above written. THE AGENCY: The Community Redevelopment Agency of the City of Palm Springs, a public body �corporate and politic Attest: � � By; B Chairman Acyency Secretary THE CITY: Attest: // The ?4QF�t- . BC j/�J muni ity Clerk By; CVHC: APPROVED AS TO FORM Coachella Valley Housing Coalition, RUTAN & TUCKER a Cal ' ornia nonprofit public bene i corporation By: David J. Aleshire, Esq. By; Agency Counsel and City Attorney Its; Ize ✓i' iwc�QL APPROVED BY THE CITY COUNLIL BY RES. NO. % 7 ECG /L -/Y-2 / ArPP p�'E D 3Y - HE LOMM 7 9TyirEakq% 91 AGUENI:Y 3Y R'ES' 67902U.P50 12/13/91 1 1 THE PARTNERSHIP: Coyote Springs Apartments Associates, a California limited partnership T By: Coachella Valley Housing Coalition, a California onprofit public benefit orporation By: Its: 679o2u.Pso 12/13/91 12 RUTAN & TUCKER ATTORNEYS AT LAW A PARTNERSHIP INCLUDING PROFESSIONAL CORPORATIONS sate BANK OF THE WEST, SUITE 1400 Omsmnax 611 ANTON BOULEVARD DUKE B WARLBUIST SCOTT M 5CHOCNWALD elDI CHARD A UE UTT PERA COSTA MESA, CALIFORNIA 92626MARKSMITH sCX7SPECIES AR DIRECT ALL MAIL TO P. O. BOX 1950 5 COSTA MESA, CALIFORNIA 92628-1950 [.III on KATHYA Fm ANI �n TELEPHONE 0141 641-5100 VE UP wlOMASLIAM W w ON 1213) 625-7586 N.AllA x1(VICKI)OE TELECOPIER (714) 546-9035 MVF0 L EDWA 2 a MIND 55 LMs SH N II880-1B721 In a.Ilee a-1a5 o1 O owEN Em IS BUYR 11 E,T-IBB eI J OSCPH O CODLRMN M KPi HE KROGIURINE NsoN H ROOG Ca P.—L URGE I�631 Bs October 14, 1991 ABEFULA aNALCORPDRATIon MEL1BA BeCK OF COUNSEL Ms. Judy Sumich, City Clerk City of Palm Springs P. O. Box 2743 3200 E. Tahquitz Canyon Way Palm Springs, California 92263 Dear Ms. Sumich: Enclosed please find five (5) sets of the loan documentation (the "Loan Documents") , a Promissory Note and a Uniform Commercial Code - Financing Statement (the "UCC Financial Statement") associated with a $200, 000 loan which was made by the Redevelopment Agency of the ` City of Palm Springs (the "Redevelopment Agency") to the Coachella Valley Housing Coalition ("CVHC") . These documents have been executed by CVHC and by Anne Lanphar of our offices (as City Attorney for the City) . Please have the Loan Documents executed by the executive director of the Redevelopment Agency, and retain the originally executed Promissory Note. Please send me a set of the originally executed Loan Documents, together with a copy of the originally executed Promissory Note, and the originally executed UCC Financing Statement, and forward all other executed documents to Amy Parker, together with a copy of the originally executed Promissory Note and UCC Financing Statement, to be distributed by Amy to the appropriate parties. RUTAN & TUCKER • ATTORNEYS AT LAW P PP FiN EPS HIP IN CLN OIrvG Pfl OF[SSION FL COPPO PPiIO NS Ms. Judy Sumich, City Clerk October 14, 1991 Page 2 If you have any questions or concerns regarding these Loan Documents, do not hesitate to contact me at (714) 662- 4639. Thank you for your cooperation. Very truly yours, RUTAN & TUCKER % JJ/) Melise G. Dant MGD/lc 2/186/014084-0012/15 Enclosures cc: David J. Aleshire, Esq. Ms. Amy Parker (w/o enc. ) • • CV Housing Coalition Amend 1 - DDA Loan - $130,000 AGREEMENT #261 R781, 5-15-91 AMENDMENT NO. 1 TO DISPOSITION AND DEVELOPMENT AGREEMENT - COACHELLA VALLEY HOUSING COALITION THIS AMENDMENT TO DISPOSITION AND DEVELOPMENT AGREEMENT is entered into as of the date executed by the Agency and dated for reference purposes only on May 9 , 1991, by and between THE CITY OF PALM SPRINGS, a municipal corporation ( "City" ) , THE REDEVELOPMENT AGENCY OF THE CITY OF PALM SPRINGS, a public body, corporate and politic ( "Agency" ) and COACHELLA, VALLEY HOUSING COALITION, a nonprofit California corporation ( "Developer" ) . R E C I T A L S• A. City, Agency and Developer previously entered into a Disposition and Development Agreement - Coachella Valley Housing Coalition dated for reference purposes only on January 2, 1991 (the "DDA" ) . All terms defined in the DDA will have the same meaning when used in this Amendment. B. Developer has presented to Agency evidence of Developer ' s acquisition of rental housing construction program financing, private construction financing and low income housing tax credit allocations in an amount sufficient to complete the Project. Based on such commitments, Developer has advised Agency that the condition to its purchase of the Site described in Section 403 (1) (a) has been satisfied. C. Developer is required to deposit with the State of California the sum of ONE HUNDRED THIRTY THOUSAND DOLLARS ($130,000 .00) in order to preserve the low income housing tax credit allocation approved by the State of California in the sum of $1,551, 289.00. D. Developer has requested that Agency loan to Developer the sum of ONE HUNDRED THIRTY THOUSAND DOLLARS ($130,000.00) for delivery to the State of California to preserve the allocation. E. Developer has received a commitment for construction financing to fund no later than November 1, 1991, which will provide for disbursement to Agency of ONE HUNDRED THIRTY THOUSAND DOLLARS ($130 ,000 .00) as repayment of Agency' s loan to Developer . 2/094/014084-0006/16 5/10/91 • • F. Agency has considered Developer ' s request and the benefit to the Project from the low income housing tax credit allocation and has determined that Agency ' s loan of $130 , 000 . 00 to Developer is in the vital and best interest of the Agency and in accordance with the public purposes and provisions of applicable federal, state and local laws and requirements . NOW, THEREFORE, the parties hereto agree as follows: 1. Agency shall immediately loan to Developer following execution of this Agreement by Agency, the sum of ONE HUNDRED THIRTY THOUSAND DOLLARS ( $130 , 000 . 00 ) . Agency may, at its election, make the disbursement of such loan payable to the State of California and identify such payment as the Deposit to secure the low income tax credit allocation for the Project . 2. As a condition to the Agency ' s disbursement of the funds described in paragraph 1, Developer shall execute and deliver to Agency this Agreement and a Promissory Note in the same form as attached to this Agreement as Exhibit "A" . 3. Developer hereby agrees to deliver to the State of California, together with the deposit, written notice instructing the State to pay any refund of such deposit to the Agency and not to Developer . Developer shall deliver such further documentation as may be required by the State of California to perfect such assignment by Developer to Agency of Developer ' s right to any refund of the deposit. 4. Except as herein otherwise specifically provided, the DDA shall remain unchanged and continue and remain in full force and effect . IN WITNESS WHEREOF, the parties hereto have executed this Amendment No. 1 to Disposition and Development Agreement -2- as of the date of execution by the Agency and the City. "AGENCY" THE REDEVELOPMENT AGENCY OF THE CITY OF PALM SPRI ublic body, corpor and politi Date: Y���: , d `�,���� , 1991 B Its: Executive Director ATTEST: Secretary APPROVED AS TO FORM: RUTAN & TUCKER f By: d% ."I' — David leshire, Agency Counsel "CITY" THE CI OF PALM SPRIN S, a muni ipal corporati n o" Date: 1991 By: l� Its: City Manager ATTEST: A''PO � r, �, CfJ,E UJU L'L9 1Ty REM. City,/" er -3- APPROVED AS TO FORM: RUTAN & TUCKER By: _ David J. Aleshire, City Attorney "DEVELOPER" COACHELLA VALLEY HOUSING COALITION, a nonprofit California corporation Date: , 1991 By: i,�'' -" Its : ?c,c �tivEQYZr.y�w �.a Date: , 1991 By: Its: -4- EXHIBIT "A" Promissory Note $130 , 000 . 00 May 15 , 1991 FOR VALUE RECEIVED,, the undersigned, COACHELLA VALLEY HOUSING COALITION, a California non-profit corporation (herein called the "Maker" ) hereby promises to pay to the Community Redevelopment Agency of the City of Palm Springs, a public body corporate and politic or order ( "Holder" ) , the principal sum of ONE HUNDRED THIRTY THOUSAND DOLLARS ( $130, 000 . 00) . Principal shall be paid in lawful money of the United States of America. Principal shall be payable on demand any time after November 1, 1991. Principal may be prepaid at any time in whole or in part. No interest shall accrue on unpaid principal until November 1, 1991, at which time interest shall accrue on unpaid principal from November 1, 1991 until paid at the rate of twelve percent (12%) per annum. In the event Holder refers this Note to an attorney for collection or seeks legal advice following a default by Maker , Maker promises to pay, within ten (10) days of written demand, such reasonable attorneys ' fees for services performed by Holder ' s attorneys and all reasonable costs and expenses incurred incident to such employment. COACHELLA VALLEY HOUSING COALITION, a no rofit California corporation By. Its : �� c-c ti.v� �✓c� �q2 By: Its : EXHIBIT "A"