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HomeMy WebLinkAbout00369C - FIRST AMERICAN TITLE INSURANCE LINSU INDEMNITY AGR American Title Insurance Co. Indemnity Agr - Linsu Developm1 AGREEMENT #369C R1006, 7-3-96 INDEMNITY AGREEMENT - - - THIS INDEMNITY AGREEMENT ("Agreement") is made and entered into this 3 c4 day of i:�� , 1996 between the COMMUNITY REDEVELOPMENT AGENCY OF THE VTTY OF PALM SPRINGS, CALIFORNIA, a public body, corporate and politic ("Indemnitor") , and FIRST AMERICAN TITLE INSURANCE COMPANY ("Title Company") . W I T N E S S E T H: WHEREAS, Indemnitor has acquired the possession of the property described in Exhibit "All attached hereto (the "Property") pursuant to an Order of Immediate Possession entered in. Riverside County Superior Court Case No. 086598 (the "Eminent Domain Action") ; and WHEREAS, Indemnitor has entered into an Owner Participation Agreement with Linsu Development Company, LLC, a California limited liability company ("Linsu") , dated as of December 13 , 1995 pursuant to which Indemnitor has agreed to convey the Property to Linsu prior to completion of acquisition of fee title by Indemnitor pursuant to the Eminent Domain Action; and WHEREAS, Title Company will be requested by Indemnitor to issue policies of title insurance (the "Policies") in favor of Linsu and Linsu's lenders showing fee title vested in Linsu, without taking exception for those deeds of trust more particularly set forth on Exhibit "B" attached hereto (the "Deeds of Trust") and those certain delinquent real property taxes and assessment more particularly set forth on Exhibit "C" attached hereto ("Delinquent Taxes") ; provided the amount of insurance under each of the Policies shall not exceed THREE HUNDRED NINETY-NINE THOUSAND DOLLARS ($399, 000. 00) ; and WHEREAS, Title Company is unwilling to issue such Policies in the manner requested without this Agreement; and WHEREAS, Indemnitor has offered to indemnify Title Company if Title Company will insure against loss which may result from the issuance of such Policies showing fee title in the Property vested in Linsu in the manner requested. NOW, THEREFORE, to induce Title Company to issue the Policies, which Policies will, in consideration of this Agreement, at the request of the Indemnitor, insure the insureds, including Linsu, against loss which may result under the Policies from the fact that Indemnitor does not yet own in fee the title to the Property, the Deeds of Trust have not been reconveyed, the obligations owing on the notes secured by the Deeds of Trust have not been released, and the Delinquent Taxes have not been paid, Indemnitor hereby indemnifies and agrees to hold Title Company harmless from all liability, loss or damages of any nature, including reasonable FS21383\014004-0001\2201936.1 x06/17/96 ORIGINAL DID AND1 1i f.GREEMF jj attorneys' fees and expenses incurred in enforcing this Agreement, which Title Company may sustain resulting from the issuance, either now or in the future, of the Policies which indemnify the named insureds in the title policies against loss that may result from the fact that Indemnitor and/or Linsu does not yet own in fee the title to the Property, the Deeds of Trust have not been reconveyed, the obligations owing on the notes secured by the Deeds of Trust have not been released and the Delinquent Taxes have not been paid. Indemnitor further agrees to diligently prosecute the Eminent Domain Action referred to above to final judgment and upon the receipt of funds therefor from Linsu to pay the compensation awarded therein. Indemnitor further agrees to record or cause to be recorded a certified copy of the final judgment of condemnation entered in the Eminent Domain Action or such deeds as may be delivered to Indemnitor conveying some or all of the fee title to the Property to Indemnitor. For Title Company to be entitled to the indemnification provided herein in respect of or arising out of or involving a claim by Linsu against Title Company, Title Company shall give Indemnitor written notice of such claim and shall permit Indemnitor to assume the defense of such claim. Such notice shall be given within thirty (30) days after receipt of notice of such claim by Title Company. Failure by the Indemnitor to notify Title Company of its election to defend any such claim within a reasonable time (but in no event more than sixty [60] days) after notice thereof shall be given to Indemnitor shall be deemed a waiver by Indemnitor of its right to defend such action. If Indemnitor assumes the defense of any such claim, the obligations of Indemnitor shall be limited to taking all steps necessary in the defense or settlement of such claim and to holding Title Company harmless from and against any and all losses caused by or arising out of any settlement approved by Indemnitor or any judgment in connection with such claim. Title Company may particIpate in the defense and/or settlement of such claim at its own expense. If Indemnitor shall not assume the defense of any such claim within the time required above (i) Title Company may defend against such claim in such manner as it may deem appropriate; (ii) Indemnitor shall reimburse Title Company for all expenses (including reasonable fees and disbursements of counsel) as and when incurred by Title Company in connection with the defense or settlement of such claim; (iii) Title Company may settle such claim on such terms as it may deem appropriate with the prior written consent of Indemnitor, which consent shall not be unreasonably withheld, and Indemnitor shall promptly reimburse Title Company for the amount expended in such settlement, including, but not limited to, defense costs; (iv) if no such settlement of such claim is made, Indemnitor shall promptly reimburse Title Company for the P521383\014084-0001\2201836.1 +06/17/96 -2- . r . amount of any judgment rendered with respect to such claim together with defense costs. Indemnitor agrees that Title Company may, at its discretion, report to its proposed insured the existence of the matters set forth in this Agreement, including the status and condition of the title. If the insurance which Title Company shall make available to its proposed insured is not satisfactory to its proposed insured, Title Company shall be under no obligation to issue such a policy of title insurance. IN WITNESS WHEREOF, the parties have executed this agreement the day and year first above written. FIRST AMERICAN TITLE INSURANCE COMPANY By: Its: , By: Its: ATTEST: COMMUNITY REDEVELOPMENT AGENCY OF THE CITY OF PALM SPRINGS, CALIFORNIA, a public body, corporate and politic L V ssistant Secretary Cha rman u APPROVED AS TO FORM: RUTAN & TUCKER David J. Aleshire, Agency Counsel Dy PS2\383\014084-0001\2201836.1 A06/17/% -3- amount of any judgment rendered with respect to such claim together with defense costs. Indemnitor agrees that Title Company may, at its discretion, report to its proposed insured the existence of the matters set forth in this Agreement, including the status and condition of the title. If the insurance which Title Company shall make available to its proposed insured is not satisfactory to its proposed insured, Title Company shall be under no obligation to issue such a policy of title insurance. IN WITNESS WHEREOF, the parties have executed this agreement the day and year first above written. FIRST AMERICAN TITLE INSURANCE COMPANY By: Its: By: Its: ATTEST: COMMUNITY REDEVELOPMENT AGENCY OF THE CITY OF PALM SPRINGS, CALIFORNIA, a public body, corporate and politic Assistant Secretary Chairman o APPROVED AS TO FORM: RUTAN & TUCKER r David,'J. Aleshire, Agency Counsel PS2\383\014084-0001\2201836.1 a08122196 -3- EXHIBIT "A" LEGAL DESCRIPTION OF PROPERTY THE LAND REFERRED TO HEREIN IS SITUATED IN THE STATE OF CALIFORNIA, COUNTY OF RIVERSIDE, AND IS DESCRIBED AS FOLLOWS: PARCEL I.- THE NORTHERLY 264 FEET OF THE NORTHWEST QUARTER OF THE NORTHWEST QUARTER OF THE WRTHWEST 'QUARTER OF THE NORTHWEST QUARTER OF SECTION I1, TOWNSHIP 4 SOUTH, RANGE 4 EAST, SAN BERNARDINO BASE AND MERIDIAN, AS SHOWN BY UNITED STATES GOVERNMENT SURVEY. SAID PROPERTY IS ALSO SHOWN ON RECORD OF SURVEY ON FILE IN BOOK 5 PAGE 42, OF RECORDS OF SURVEY, RECORDS OF RIVERSIDE COUNTY, CALIFORNIA; EXCEPTING THEREFROM ANY DEPOSITS OF OIL, GAS OR OTHER HYDROCARBON SUBSTANCES AND WATER UNDERLYING SAID LAND, AS RESERVED IN DEED FROM SECURITY FIRST NATIONAL BANK OF LOS ANGELES TO ZORA WITKIN, RECORDED DECEMBER 12, 1935 IN BOOK 262 PAGE 178 OF OFFICIAL RECORDS OF RIVERSIDE COUNTY, CALIFORNIA HOWEVER, SUCH RESERVATION SHALL NOT BE DEEMED TO GIVE THE GRANTOR, ITS SUCCESSORS OR ASSIGNS, ANY RIGHT TO ENTER UPON SAID PREMISES FOR THE DEVELOPMENT OF ANY SUCH WATER, OIL, GAS OR OTHER HYDROCARBON SUBSTANCES. PARCEL 2: LOT 7 OF PALM SPRINGS ESTATES NO. 5, AS SHOWN BY MAP ON FILE IN BOOK 18 PAGE(S-) 91, OF MAPS, RECORDS OF RIVERSIDE COUNTY, CALIFORNIA; EXCEPTING THEREFROM ALL DEPOSITS OF OIL, GAS OR OTHER HYDROCARBON, MINERAL OR KINDRED SUBSTANCES, AND ALL WATER UNDERLYING SAID LAND, PROVIDED, HOWEVER, THAT THE GRANTOR, ITS SUCCESSORS OR ASSIGNS, SHALL HAVE NO RIGHT TO ENTER UPON SAID PREMISES FOR THE PURPOSES OF DEVELOPING ANY WATER, GAS, OIL, HYDROCARBON, MINERAL AND/OR KINDRED SUBSTANCES, AS RESERVED IN DEED FROM SECURITY FIRST NATIONAL BANK OF LOS ANGELES, RECORDED DECEMBER 23, 1936 IN BOOK 308 PAGE 24 OF OFFICIAL RECORDS OF RIVERSIDE COUNTY, CALIFORNIA. EXHIBIT "A" TO INDEMNITY AGREEMENT FS2\383\014084-0001\2178518.4 a04/05/96 PAGE 1 OF 2 PAGES PARCEL 31 LOT 8 OF PALM SPRINGS ESTATES NO. 5, AS SHOWN BY MAP ON FILE IN BOOK 1S PAGE(S) 91, OF MAPS, RECORDS OF RIVERSIDE COUNTY, CALIFORNIA; EXCEPTING ANY AND ALL DEPOSITS OF OIL, GAS OR OTEER HYDROCARBON, MINERAL OR KINDRED SUBSTANCES UNDERLYING SAID LAND, PROVIDED, HOWEVER, THAT THE GRANTOR, ITS SUCCESSORS AND ASSIGNS, SHALL HAVE NO RIGHT TO ENTER UPON SAID PREMISES FOR THE PURPOSE OF DEVELOPING ANY GAS, OIL, RYDROCARBON, MINERAL OR KINDRED SUBSTANCESr AS RESERVED IN DEED FROM SECURITY FIRST NATIONAL BANK OF LOS ANGELES, RECORDED DECEMBER 23, 1936 IN BOOK 308 PAGE 24 OF OFFICIAL RECORDS OF RIVERSIDE COUNTY, CALIFORNIA. EXHIBIT "A" TO INDEMNITY AGREEMENT PS213831014084-000112178518.4 e04/05/96 PAGE 2 OF 2 PAGES EXHIBIT "B" DESCRIPTION OF DEEDS OF TRUST 7. A DEED OF TRUST TO SECURE AN INDEBTEDNESS OF THE AMOUNT STATED HEREIN AND ANY OTHER AMOUNTS PAYABLE UNDER THE TERMS THEREOF, RECORDED AUGUST 6, 1973 AS INSTRUMENT NO. 102701 OF OFFICIAL RECORDS OF RIVERSIDE COUNTY, CALIFORNIA DATED: JULY 25, 1973 TRUSTOR: WILLIAM NEIL DUNAHE Wz A SINGLE MAN TRUSTEE: INDEPENDENT ENCUMBRANCE SERVICE, A CORPORATION BENEFICIARY: NELLIE ROHR AMOUNT: $70,000.00 (AFFECTS PARCEL 3) 8. A DEED OF TRUST TO SECURE AN INDEBTEDNESS OF THE AMOUNT STATED HEREIN AND ANY OTHER AMOUNTS PAYABLE UNDER THE TERMS THEREOF, RECORDED MAY 14, 1979 AS INSTRUMENT NO. 97711 OF OFFICIAL RECORDS OF RIVERSIDE COUNTY, CALIFORNIA DATED: APRIL 26, 1979 TRUSTOR: ROBERT J. KATCHMARK, SR. , AND RUBY M. KATCHMARK, HUSBAND AND WIFE AS JOINT TENANTS TRUSTEE: FIRST AMERICAN TITLE INSURANCE COMPANY, A CALIFORNIA CORPORATION BENEFICIARY: JOSEPH CAPRIOTTI AND LORRANINE CAPRIOTTI, HUSBAND AND WIFE AS COMMUNITY PROPERTY AMOUNT: $77,000.00 (AFFECTS PARCEL 3) THE TRUSTEE IN SAID DEED OF TRUST WAS SUBSTITUTED BY AN INSTRUMENT RECORDED JUNE 30, 1994 AS INSTRUMENT NO. 267682 OF OFFICIAL RECORDS. NEW TRUSTEE: MANHATTAN FINANCIAL CORPORATION -7 EXHIBIT "B" TO INDEMNITY AGREEMENT PAGE 1 OF 2 PAGES FS2\383\014084-0001\2178518.4 .04/05/96 10. A DEED OF TRUST TO SECURE AN INDEBTEDNESS OF THE AMOUNT STATED HEREIN AND ANY OTHER AMOUNTS PAYABLE UNDER THE TERMS THEREOF, RECORDED JANUARY 23, 1991 AS INSTRUMENT NO. 23945 OF OFFICIAL RECORDS OF RIVERSIDE COUNTY, CALIFORNIA DATED: SEPTEMBER 30, 1990 TRUSTOR: RENAISSANCE HOTEL PARTNERSHIP TRUSTEE: SAFECO TITLE INSURANCE COMPANY, A CALIFORNIA CORPORATION BENEFICIARY: RONALD H. SEMLER AMOUNT; $815,167.71 SAID DEED OF TRUST PURPORTEDLY ENCUMBERS PARCEL 1 DESCRIBED HEREIN, WITH OTHER PROPERTIES. AT THE TIME OF RECORDING OF SAID DEED OF TRUST THE ABOVE TRUSTORS HAD NO RECORD TITLE OR INTEREST TO SAID PARCEL 1, NOR HAVE THEY SINCE ACQUIRED ANY. THE BENEFICIAL INTEREST UNDER SAID DEED OF TRUST WAS ASSIGNED TO RONALD H. SEM ER SEPARATE PROPERTY TRUST IN INSTRUMENT RECORDED NOVERBER 19, 1991 AS INSTRUMENT NO. 400624 OF OFFICIAL RECORDS. EXHIBIT „Bn TO INDEMNI� Ty AGREEMENT F52\383\014084-O0OI\21785I8.4 .04/05196 PAGE 2 OF 2 PAGES EXHIBIT "C" DESCRIPTION OF DELINQUENT TAXES A. GENERAL AND SPECIAL CITY AND/OR COUNTY TAXES FOR THE FISCAL YEAR 1996-1997, A LIEN NOT YET DUE AND PAYABLE. B. GENERAL AND SPECIAL CITY AND/OR COUNTY TAXES FOR TEE FISCAL YEAR 1995-1996: TOTAL AMOUNT: $1,833.76 FIRST INSTALLMENT: $916.88 UNPAID, DELINQUENT PENALTY: $91.69 SECOND INSTALLMENT: $916.88 UNPAID CODE AND PARCEL NO: 011040/507-021-002-1 EXEMPTION: NONE (SAID MATTER AFFECTS PARCEL 3) TOTAL AMOUNT: $2,455.82 FIRST INSTALLMENT: $1,227.91 UNPAID, DELINQUENT PENALTY: $122.79 SECOND INSTALLMENT: $1,227.91 UNPAID CODE AND PARCEL NO: 011040/507-021-003-2 EXEMPTION: NONE (SAID MATTER AFFECTS PARCEL 2) TOTAL AMOUNT: $6,958.10 FIRST INSTALLMENT: $3,479. 05 UNPAID, DELINQUENT PENALTY: $347.91 SECOND INSTALLMENT: $3,479.05 UNPAID CODE AND PARCEL NO: 011040/507-021-010-8 EXEMPTION: NONE (SAID MATTER AFFECTS PARCEL 1) C. A TAX DEFAULT FOR DELINQUENT TAXES FOR FISCAL YEAR 1990-1991, AND SUBSEQUENT YEARS. AMOUNT TO REDEEM PRIOR TO APRIL 30, 1996, $14,015.51; MAY 31, 1996, $14,145.98. PARCEL NO: 507-021-002. (SAID MATTER AFFECTS PARCEL 3) A TAX DEFAULT FOR DELINQUENT TAXES FOR FISCAL YEAR 1990-1991, AND SUBSEQUENT YEARS. AMOUNT TO REDEEM PRIOR TO APRIL 30, 1996, $18,705.02; MAY 31, 1996, $18,879. 56. PARCEL NO: 507-021-003. (SAID MATTER AFFECTS PARCEL 2) A TAX DEFAULT FOR DELINQUENT TAXES FOR FISCAL YEAR 1990-1991, AND SUBSEQUENT YEARS. AMOUNT TO REDEEM PRIOR TO APRIL 30, 1996, $54,897.45; MAY 31, 1996, $55,410.08. PARCEL NO: 507-021-010. (SAID MATTER AFFECTS PARCEL 1) EXHIBIT "C" PS2\383\014084-0001\2178518.4 a04/05/96 TO INDEMNITY AGREEMENT