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HomeMy WebLinkAbout1/5/2005 - STAFF REPORTS (2) DATE: DEC EMBEa 1, 2004 TO: COMMUNITY REDEVELOPMENT AGENCY & CITY COUNCIL FROM: DIRECTOR OF COMMUNITY & ECONOMIC DEVELOPMENT JOINT PUBLIC HEARING TO APPROVE A DISPOSITION AND DEVELOPMENT AGREEMENT WITH CENTURY VINTAGE HOMES TO CONSTRUCT FIVE (5) MODERATE-INCOME HOMES ON AGENCY-OWNED PARCELS IN THE DESERT HIGHLAND GATEWAY AREA FOR THE PURPOSE OF FACILITATING THE DESERT HIGHLAND INFILL PROGRAM RECOMMENDATION: That the City and Agency approve a DDA with Century Vintage Homes for the construction of five single family homes in the Desert Highland area of the City for moderate-income families on Agency-owned lots,APNs 669-353-001, 669-413-019, 669-394-004, 669-394- 005 and 669-394-006 and authorize the Executive Director to execute documents necessary to close the transaction. SUMMARY: The Community Redevelopment Agency established a Desert Highland Infill program in 2002 with the issuance of an RFP to builders interested in constructing single-family homes in the neighborhood on Agency-owned parcels. These properties will be targeted at moderate-income families recently priced out of the single-family market in Palm Springs. Century Vintage Homes, the builder of the neighboring Mountain Gate project, was the successful proposer in that RFP. For the past year staff has been negotiating a DDA with Century that would commit them to construct the five homes on the parcels identified above, but be open-ended so that by mutual agreement additional parcels could be added and additional homes built. The Agency currently owns five parcels in the Desert Highland Gateway area is a about to close escrow with Coachella Valley Housing Coalition on five more. In addition, the Agency has approved the purchase of two lots from the County of Riverside Tax Collector(which will close in early 2005)and the City approved an exchange of two C-1 lots for an 8,000 s.f. R-1 lot; that exchange has closed. The DDA was brought to the Agency for approval on October 6, but held over for another 30 days until several small issues had been resolved. Since it was not on the November 3 agenda, it was re-noticed for December 1. Staff intends to use the Century DDA as a model for other homes to be constructed in the neighborhood on the additional lots. Staff is working with two other builders active in the neighborhood to develop a similar package as the Century DDA. Several issues have made the negotiations challenging: (1) staff originally had a concern that a subsidy on the part of the Agency could trigger prevailing wages on the project, thereby making it infeasible, but affordable housing remains exempted from prevailing wages(except when receiving state or federal funds); (2)since the Agency's resources are limited, staff set the income guidelines at"moderate-" rather than "low" income in an effort , N __ to reduce the Agency's subsidy; (3) Century's unexpectedly brisk sales at Mountain Gate created some project management issues,which have since been resolved; and (4) laying out the actual models on the lots created development standards issues with the possible need for variances, but those have also been resolved. The DDA now proposes that Century construct five (5) of their Model 102 homes (1,400 s.f.) on the five lots. Staff has analyzed their pro forma against the model pro forma for subsidized single family housing created by the National Development Council (NDC). Within the pro forma are the following assumptions: (1) that the Developer pays the appraised value for each of the lots; (2)that the Developer is entitled to a developer profit; (3) that both hard and soft costs are part of the project costs; and (4) that the Developer has set a home price that is competitive in the market (at market or slightly below). Staff confirmed the price by learning that the other new homes in the neighborhood are listing for $209,000. Since the October 6 meeting, staff has commissioned an appraisal of a Model 102 home on one of the infill lots: that value came in at $228,000 after taking a major discount for location. Century will sell the homes for$229,990 each. Based on the analysis of the pro forma at a $159,990 price the Developer would have needed a subsidy on each of the homes. A spreadsheet is attached showing the sample costs based on Model 102's. The subsidy per home would have been approximately $25,000-$35,000; most of that could be accomplished by the contribution of the lot at a value of $22,000 per lot. (Century now will pay the Agency fair market value for the lot —the subsidy could then be passed on to the buyer.) However, allowing Century to charge a market price for the home where they could cover all of their costs and make a small profit eliminates the need for Developer subsidy, but posed two risks: (1) it creates a market risk in that there are more alternatives available to potential buyers in the same price range and (2) from an underwriting perspective, because the monthly housing expense is limited under redevelopment law, a higher price would require more cash subsidy to the buyers from the Agency in the form of second loans. The appraisal reduces some of the worry about market risk; and, two sample loan worksheets are included, one for a family at the highest possible income in the moderate income category, and one for a family at $51,000 in income. In the first case no buyer subsidy would be needed; in the second case a small amount of subsidy would be required. Contributing the value of the parcels ($22,000) could accomplish all or most of the necessary subsidy for a wide range of buyers, even with the home priced "at market." The buyer's subsidy would be included in the financing as a "silent second" loan. In addition, Redevelopment Law requires that subsidized for-sale housing have a provision that requires an "equity sharing" provision in the CC &Rs for a period of time. For buyer subsidy programs, staff will return to the City Council to reprogram the sale proceeds of the Sunrise Norte lot sales to the buyers' side of the Desert Highland Infill Program which have been deposited into DBG Program Income. A14� Joh,fi S. RbymOm Dir ctor f Conity & Economic Development APPROVED:- Executive Director` ATTACHMENTS: 1. Agency & City Resolution 2. Public Hearing Notice 3. Sample Developer Pro Forma 4. Sample Buyer Qualifications 5. Disposition and Development Agreement The Ventanas at Desert Highlands - Palm Springs RDA Pro Forma Analysis by Plan Overall Project Data: Project Data: Model Required No Unit City Palm Springs Plan Number 102 Alt. Totals Averages Seller Palm Springs RDA Product Mix 5 0 Traci Number To Be Determined BetlmOms/Balhs/Stories 3/211 Min Acres/Lot Size To Be Determined Livable Area Square Footage 1,400 7,000 1,400 Number of Phases 0 Finished Guest or Bonus Area 0 0 0 Number of Units 5 Semifinished Guest or Bonus Arson) 0 0 0 Number of Models Use Existing Total Buill Out Square Fonta a 1.400 7.000 1,400 Entitlement Status Semi-Fmishetl Lot Product Type To Be Determined Sales Revenues: IA,wmpd,4 JV Partner Troxler$Century Proforma Sales Prices 1 100.50% 229,900 1,149,500 229,900 Project Lender Indy Mac Option Income-Other 2 0.00% 0 0 0 Option Upgrade/Phase increases 3 0.00% 0 0 0 Buyers Incentives 4 0.00% 0 0 0 Project Assumptions: Lehman/CPM Fee F o500 5 .0.50% 1,150 5,748 11150 1 Preliminary Pricing Net Sales Revenues 100.00% 2211,751 1,143,753 228,751 2 00.Income-Other 3 Option Upgrade/Phase-Increases Estimated Project Costs: 4 Buyers Incentives 0.00% Land Cost 6 0.00% 0 0 0 5 Lehman/CPM Fee 0.50% Land Subordinated Note 7 0.00% 0 0 0 6 Land Cost Land Cost at House Closing 8 0.00% 0 0 0 7 Land Subordinated Note RE Tax,Carry B Other Land Costs 9 0.13% 30D 1,500 300 8 Land Cost at House Closing Total Land Costs 0.13% 300 1,500 300 9 RETax,Carry A Other Land Casts Site Improvement Costs 10 9.74% 22,280 111,401 22,250 10 Site Improvement Casts Site lmar.Contingency soE 11 4.87% 11,140 55,701 11.140 11 Site lmpr.Contingency 50.00% Other 12 ON% 0 0 0 12 Other Permits and Fees 13 4.69% 10,735 53,675 10735 13 Permits and Fees Schaal Fees per sq.ft.,, S2.24 14 1.37% 3,136 15,680 3,136 14 School Fees per sq.ft. Palm Springs $2.24 Building Permits per sq.ft Ht $200 15 122% 2,800 14,000 2.800 15 Building Pernik per sq.ft.(1) $2.00 Ullity,Installation Costs 16 0.19% 445 2,225 445 16 UtiLty Installation Costs Common Area/HOA 17 0.00% 0 0 0 17 Common Area/HOA Other 18 0.00% 0 0 0 18 Other Utility Refunds 19 0.00% 0 0 0 19 Utility Refunds Finished Lot Costs 22.22% 50,836 254,182 50,836 20 Direct Onside Costs Direct Onside Costs 20 37.41% 85,582 427,910 85,582 21 Bonus Roam Butdouts 1 Bonus Room BuildOuls l'1 21 000% 0 0 D 22 Me Spbnkiers/Poat Tension Slabs et$110 paf-1 Muse only(Lot 63) Fire sprloklerePost Tuamn slabs Fstto 22 0.13% 1,540 1.540 308 23 Fencing(Block Wall') Fencing(Block Wall?) 23 2,82% 6,450 32.250 6.450 24 Front Landscaping Front Landscaping 24 1.21% 2,775 13.875 2.75 25 Indirects Indirects 25 2.85% 6,522 32.610 6.522 26 Insurance Insurance 26 2.N% 6,715 33,575 6,715 27 Customer Service Customer Service 27 0.46% 1,100 5,500 1,100 28 Long Tenn Reserve Long Term Reserve 28 0.49% 1,119 5,596 1,119 29 Per Cash Flow Interim Financing Costs 29 1.17% 2,686 13,428 2,686 30 Take Out and Closing Take Out and Closing 30 3.28% 7,500 37.500 7,500 31 Marketing Start Up Costs Marketing Start Up Costs 31 0.64% 1,228 6,140 1,228 32 Marketing On Going Costs Marketing On Going Costs 32 1.22% 2,800 14,000 2.800 33 Sales Commissions on Grass 3.00% Sales Commissions on Grass 3 op% 33 302% 6,897 34.485 6,897 34 General and Admin on Gross 3.00% General and Admin on Gross 3.00% 34 302% 6.897 34,485 6.897 35 Troxler Fee on Gross 1.00% Troxler Fee on Gross 1.W% 35 1.01% 2,299 11,495 2,299 36 Palm SpdWx Subsidy Reimbursement-Palo?? Palm Springs Subsidy Reimbursement 36 000% 0 0 0 37 Project Contingency on Gross 5.00% Project Contingencyon Gross 5q07.1 37 503% 11,495 57,475 11,495 38 Per Cash Flow Estimated Costs 89.37% 204,441 1,022,207 204,441 39 Per Cash Flox \_ Estimated Profits 24,309 121,546 24,309 40 ProOt Splits as Indicated Profit Percentage 10.63% 10.63% Prpfprme Distributions: Approved By: Sonaturg Date \ Other 3B 0 0 0 John Pavelak _._..........._..____________ 1j Preferred Returns to Troxler/Century 39 0 0 0 Gary Welnlraub----__-__-____-___-__-______---_-_------------------- -`+-� Land to City at House Close if available 40 22,000 110,000 22000 Tog2 Scimia --------- ---------------------- ------------- Profits to: Other a an 40 0 0 0 Palli B_yerX Troxler so use 40 1,155 5,773 1.155 Jim Bennett--------------- ------------------ 1 Century Crowell 5a 0o% 40 1,155 5,773 1.155 Finance - Statistical Data: Value Ratio Per Square Fool Before Incentives $164.21 $164.21 George Mooratlian - ..... ......................_...___________________.__.........___ ValueRatioPerSquareFoot After Incentives $163.39 $163.39 Jerry Herman......................_..................-__---__-_------- TaxctLoad CostAfter Square a 1.25% 61.13 Exdudes LLD Wanda act Director Direct Cost Per 5 uare Foot $61.13 $81.13 Wantla Robinson - le Assumes 50%of the Bonus areas will be built out with no offsetting option income. 1/4/2005 8:22 AM Daant HlgblmMa-Palm sprnga RDA-113004Gnence my Page 1 RESOLUTION NO. j :7;; ' OF THE COMMUNITY REDEVELOPMENT AGENCY OF THE CITY OF PALM SPRINGS, CALIFORNIA APPROVING A DISPOSITION AND DEVELOPMENT AGREEMENT WITH CENTURY VINTAGE HOMES TO EFFECTUATE THE DEVELOPMENT OF FIVE MODERATE-INCOME SINGLE- FAMILY HOMES IN THE DESERT HIGHLAND GATEWAY NEIGHBORHOOD, MERGED AREA#1 WHEREAS, the Community Redevelopment Agency of the City of Palm Springs (the "Agency") has established an affordable housing setaside fund in accordance with Section 33000 et. seq. of the California Health and Safety Code; and WHEREAS, the funds are earmarked for the acquisition, construction, or rehabilitation of affordable housing to benefit the community; and WHEREAS, the Agency solicited proposals from builders and developers interested in constructing affordable single-family homes on Agency-owned parcels in the Desert Highland Gateway neighborhood, and received a successful proposal from Century Homes; and WHEREAS,the property developers, Century Vintage Homes and Century Crowell Communities are the developers of the successful Mountain Gate project adjacent to the neighborhood, and have endeavored to provide service to the Desert Highland neighborhood; and WHEREAS,the Agency has negotiated an Agreement with the Developer whereby the Developer would construct five single-family homes on Agency-owned lots in the neighborhood; and WHEREAS, Section 33430 of the Community Redevelopment Law allows that an agency may, "for purposes of redevelopment, sell, lease, for a period not to exceed 99 years, exchange, subdivide, transfer, assign, pledge, encumber by mortgage, deed of trust, or otherwise, or otherwise dispose of any real or personal property or any interest in property;" and WHEREAS, the Developer agrees to restrict, though a Regulatory Agreement approved as an attachment to the Disposition and Development Agreement, the resale provisions on the five homes to make the homes affordable to families with no more than 110%of Area Median Income (AM[); and WHEREAS, a Notice of Public Hearing concerning the Disposition and Development Agreement was published in accordance with applicable law; and WHEREAS, the City Council and Agency have considered the staff report, and all the information, testimony and evidence provided during the public hearing on October 6, 2003 and December 1, 2004. NOW THEREFORE BE IT RESOLVED by the Community Redevelopment Agency of the City of Palm Springs, as follows: SECTION 1. The above recitals are true and correct and incorporated herein. SECTION 2. Pursuant to the California Environmental Quality Act (CEQA), Public Resources Code Section 21000 et seg., the Community Redevelopment Agency finds that this Project qualifies as a "In-Fill' categorical (exemption a.N 14 CCR 15332. The Agency finds as follows: (a) The project is consistent with the applicable general plan designation and all applicable general plan policies as well as with applicable zoning designation and regulations. (b) The proposed development occurs within city limits on a project site of no more than five acres substantially surrounded by urban uses. (c) The project site has no value as habitat for endangered, rare or threatened species. (d) Approval of the project would not result in any significant effects relating to traffic, noise, air quality, or water quality. (e) The Site can be adequately served by all required utilities and public services. SECTION 3. The Developer has proposed building 5 moderate income single family homes on infill lots in the Desert Highland neighborhood. The models are Model 102's of the Ventana Collection from Mountain Gate (approximately 1,425 square feet). The project has not received any reductions in development standards or any density bonuses allowed under Section 65915 of the California Government Code, and contains architectural and landscaping upgrades. The project will help the City meet its requirements to provide affordable housing under California law. SECTION 4. The Developer agrees, through this Disposition and Development Agreement, to acquire from the Agency the five parcels at an average value of $22,000 each for the project; the Agency agrees to provide a subsidy program to the qualified buyers of the homes up to the value of the parcel plus an additional cash write-down of up to $15,000 per home. The buyer subsidies will vary by household income. Through the creation of a separate program, the City could participate in the project through the use of CDBG- or other funds. The Agency retains reverter rights if the Developer fails to proceed or complete the project. In addition,the Agency agrees to assist the Developer in marketing the properties and qualifiying buyers. The buyer subsidy shall remain on the title of the home as a "Silent second"; in addition, the Regulatory Agreement shall contain equity sharing provisions as required by California Law. SECTION 5. The Agency does hereby find and determine as follows: A) The parcels were acquired by the Community Redevelopment Agency for the purposes of providing low- and moderate-income housing on them, mostly as part of several phases of self-help housing in the neighborhood. B) The DDA effectuates the purposes of the Community Redevelopment Law by assisting in the development of housing . affordable to families with incomes below 120% of Area Median Income and preserving the affordability of that housing for a period of 45 years. f) The DDA effectuates the purposes of the Community Redevelopment Law as it is intended to eliminate blight and promote the health, safety and general welfare of the people of Palm Springs. SECTION 6. The proposed project is consistent with the Amended and Restated Redevelopment Plan for Merged Project Area #1, the Five Year Implementation Plan and Housing Compliance Plan for the Palm Springs Community Redevelopment Agency, insofar as this project will provide additional housing for persons of low- or moderate income within the City of Palm Springs. SECTION 7. Based on foregoing reasons, this DDA with Century Vintage Homes is hereby approved and incorporated herein by this reference. SECTION 8. The Executive Director or his designee is hereby authorized to execute on behalf of the Agency the Disposition and Development Agreement and other documents necessary to the Agreement, and make minor changes as may be deemed necessary, in a form approved by Agency Counsel. ADOPTED this day of 2004. AYES: NOES: ABSENT: ATTEST: COMMUNITY REDEVELOPMENT AGENCY OF THE CITY OF PALM SPRINGS, CALIFORNIA By Assistant Secretary Chairman REVIEWED &APPROVED AS TO FORM �e RESOLUTION NO. OF THE CITY COUNCIL OF THE CITY OF PALM SPRINGS, CALIFORNIA, CONCURRING WITH THE COMMUNITY REDEVELOPMENT AGENCY REGARDING THE APPROVAL OF A DISPOSITION AND DEVELOPMENT AGREEMENT WITH CENTURY VINTAGE HOMES FOR THE DEVELOPMENT OF FIVE SINGLE-FAMILY MODERATE-INCOME HOMES IN THE DESERT HIGHLAND AREA OF MERGED AREA#1 NOW THEREFORE BE IT RESOLVED by the City Council of the City of Palm Springs that it concurs with the action of the Community Redevelopment Agency regarding the approval of a Disposition and Development Agreement with Century Vintage Homes for the development of five single-family moderate-income homes in the Desert Highland area of Merged Area #1. ADOPTED this day of 12004. AYES: NOES: ABSENT: ATTEST: CITY OF PALM SPRINGS, CALIFORNIA By City Clerk City Manager REVIEWED &APPROVED AS TO FORM