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HomeMy WebLinkAbout11/16/2005 - STAFF REPORTS (3) PALM Sip �oF 4� ` 2 c u m C tOiPiEp ip,,^ q<I FO � Community Redevelopment Agency Staff Report DATE: NOVEMBER 16, 2005 JOINT PUBLIC HEARING SUBJECT: APPROVAL OF A DISPOSITION AND DEVELOPMENT AGREEMENT WITH GEIGER, LLC, FOR THE DISPOSITION OF 14+ ACRES OF AGENCY-OWNED LAND FOR THE PURPOSE OF DEVELOPING A 393,000 SQUARE FOOT RETAIL SHOPPING CENTER ON 38+ ACRES AT THE NORTHEAST CORNER OF RAMON ROAD AND GENE AUTRY TRAIL (HIGHWAY 111) IN THE CITY OF PALM SPRINGS, MERGED REDEVELOPMENT PROJECT AREA NO. 1 FROM: David H. Ready, Executive Director BY: Community & Economic Development Department SUMMARY Approval of the proposed Disposition and Development Agreement allows for the transfer of ownership from the Community Redevelopment Agency to Geiger, LLC of approximately 14 acres of land for the purpose of developing a 393,000 square foot retail shopping center on approximately 38 acres of land at the northeast corner of Ramon Road and Gene Autry Trail (Highway 111). The fair market appraised value of the Agency's land has been offset by the pro rata assigned share of developer's costs in remediating the former landfill site resulting in a transfer price of zero and a determination of no Agency subsidy for the project, RECOMMENDATIONS: COMMUNITY REDEVELOPMENT AGENCY RECOMMENDATION: 1. Adopt Resolution No. "A RESOLUTION OF THE COMMUNITY REDEVELOPMENT AGENCY OF THE CITY OF PALM SPRINGS, CALIFORNIA, APPROVING A DISPOSITION AND DEVELOPMENT AGREEMENT WITH GEIGER, LLC FOR THE DISPOSITION OF APPROXIMATELY 14 ACRES OF LAND FOR THE DEVELOPMENT OF A RETAIL SHOPPING CENTER AT THE NORTHEAST CORNER OF RAMON ROAD AND GENE AUTRY TRAIL (HIGHWAY 111) IN MERGED PROJECT AREA NO. 1 Item No. R A 1 . Community Redevelopment Agency Staff Report November 16, 2005 -- Page 2 Geiger Disposition and Development Agreement CITY COUNCIL RECOMMENDATION: 1. Adopt Resolution No. "A RESOLUTION OF THE CITY COUNCIL OF THE CITY OF PALM SPRINGS, CALIFORNIA, CONCURRING WITH THE COMMUNITY REDEVELOPMENT AGENCY REGARDING THE APPROVAL OF A DISPOSITION AND DEVELOPMENT AGREEMENT WITH GEIGER, LLC STAFF ANALYSIS: In February 2002 the Agency entered an Exclusive Agreement to Negotiate ("Agreement") with Geiger, LLC of Beverly Hills, California for the inclusion of Agency- owned land at the corner of Gene Autry Trail and Ramon Road, commonly known as the former dumpsite parcel, in the potential future development of a regional retail shopping center. The Agency approved an extension of the Agreement in April 2003, and again in March 2004. The current expiration date of the Agreement is March 16, 2007. During this period, in addition to designing and marketing the project to prospective tenants, Geiger developed a remediation plan for the clean-up of the former dump site which includes the Agency-owned land and two adjacent parcels now owned by Geiger. The remediation plan was submitted by Geiger to CaIEPA Department of Toxic Substances Control ("DTSC") and approved in March 2004. Through a License for Performance of Remediation Work ("License") approved by the Agency in March 2004, and subsequently amended in March and October 2005, Geiger has been allowed access to the Agency-owned land during the past twenty months to implement the requirements of the DTSC-approved remediation plan. Geiger has been solely responsible for all soils remediation costs for the site with the expectation, under the provisions of the Agreement, that Geiger would eventually acquire a fee interest in the Agency's land at fair market value with an offset for remediation costs (with the offset not to exceed the value of the property conveyed). Also, per the Agreement, it was anticipated that the Agency would not provide, and the remediation offset would not be considered, financial assistance to the project. The City's Architectural Advisory Committee recommended the project design for approval on June 20, 2005. Following preparation and review of the Draft EIR for the project, the Planning Commission recommended the project for approval on a unanimous 7-0 vote on September 28, 2005. The City Council approved the project and Final EIR on a unanimous 5-0 vote on October 19, 2005. Having completed the required environmental process and project entitlements City staff now recommends that the Agency-owned land be transferred to Geiger, LLC under the terms of the proposed Disposition and Development Agreement (DDA). One established legal principle for establishing value of contaminated land is to net the "as if clean" value against the all-in cost of remediating it. The fair market value of the entire site assuming a fully remediated site, as documented in the October 3, 2005 appraisal by Lidgard and Associates, Inc., is $12,245,000 or approximately $7.48 per Community Redevelopment Agency Staff Report November 16, 2005 -- Page 3 Geiger Disposition and Development Agreement square foot for the full 38-acre site. The Agency's assigned value for its approximately 14 acres, prior to the required offset for remediation costs, is $4,480,000 or 36.6% of the total value. The DDA acknowledges that Geiger has demonstrated to the Agency's satisfaction that the $12,588,435 in remediation costs incurred by Geiger, including an appraiser-determined 23% adjustment for appropriate overhead, supervision costs and developer's risk incentive for the remediation effort, exceed the site's appraised fair market value. Therefore the remediation offset contemplated in the Exclusive Agreement is considered equal to the value of the property resulting in a transfer price of zero. FISCAL IMPACT: IFinance Director Review - There is no fiscal impact to the Agency given that per the terms of the DDA, Geiger's purchase price for the Agency's land is offset by the remediation costs incurred by Geiger to clean up the former dumpsite. The Agency did not contribute to the remediation cost, nor does the DDA provide any financial incentive to the project. J hn S ay o d, Director of Curt Watts C, unity and Economic Deveopment Redevelopment Administrator Thomas Wilson, Assistant City Manager Development Services David H. Ready, City Ma r Attachments: 1. Notice of Joint Public Hearing 2. Agency Resolution 3. City Council Conformance Resolution 4. Summary Report for Disposition and Development Agreement 5. Disposition and Development Agreement Community Redevelopment Agency Staff Report November 16, 2005 -- Page 4 Geiger Disposition and Development Agreement NOTICE OF JOINT PUBLIC HEARING COMMUNITY REDEVELOPMENT AGENCY/CITY COUNCIL CITY OF PALM SPRINGS NOTICE IS HEREBY GIVEN, that the Community Redevelopment Agency of the City of Palm Springs, California ("Agency") and the City Council of the City of Palm Springs will hold a joint public hearing on Wednesday, November 2, 2005, at approximately 6:00 p.m. or as soon as possible thereafter, in the City Council Chamber at City Hall, 3200 Tahquitz Canyon Way, Palm Springs, California 92262. The purpose of this hearing is to consider the approval of a Disposition and Development Agreement ("DDA") between the Agency and Geiger, LLC ("Geiger') for the transfer of the Agency's ownership of approximately 14 acres of property located at the northeast corner of Gene Autry Trail (State Highway 111) and Ramon Road to Geiger for development of an approximately 393,000 square foot retail shopping center(the "Project") on an approximately 37-acre site(the"Site"). The purpose of the DDA is to (a) effectuate the Agency's Redevelopment Plan for Merged Project Area No. 1 in accordance with the terms and conditions set forth in the DDA, (b) to provide for the disposition by the Agency of the Agency Parcel to Geiger, and the maintenance of such land by Geiger, consistent with the general provisions and goals as identified in the previously executed Exclusive Agreement to Negotiate and the License Agreement between the Agency and Geiger, as amended, (c) to provide for the development and construction of the Project by Geiger on the Site, including the construction of necessary or appropriate rights-of-way and other public improvements, and (d) to impose certain covenants, conditions, and restriction upon the Site and upon the development thereof and upon Geiger and each successor owner in order to assure the development, use, operation, and maintenance of the Site as a Class A Shopping Center as further required by the DDA. The staff report and other supporting documents regarding this matter are available for public review at City Hall between the hours of 8:00 a.m. and 5:00 pm. Monday through Friday. Please contact the City Clerk's Department at (760) 323-8204 if you would like to schedule an appointment to review these documents. Response to this notice may be made verbally at the Public Hearing and/or in writing before the hearing. Written comments may be made to the Community Redevelopment Agency of the City of Palm Springs and City Council by letter(for mail or hand delivery)to: James Thompson, City Clerk 3200 E. Tahquitz Canyon Way P.O. Box 2743 Palm Springs, CA 92263 Any challenge of the proposed project in court may be limited to raising only those issues raised at the public hearing described in this notice, or in written correspondence delivered to the City Clerk at, or prior, to the public hearing. (Government Code Section 65009(b)(2)). An opportunity will be given at said hearing for all interested persons to be heard. Questions regarding this case may be directed to Curt Watts, Redevelopment Administrator, at(760) 323-8260. Si necesita ayuda con esta carta, porfavor Ilame a la Ciudad de Palm Springs y puede hablar con Nadine Fieger telefono (760) 323-8245. James Thompson, City Clerk Community Redevelopment Agency Staff Report November 16, 2005 -- Page 5 Geiger Disposition and Development Agreement RESOLUTION NO. OF THE COMMUNITY REDEVELOPMENT AGENCY OF THE CITY OF PALM SPRINGS, CALIFORNIA APPROVING A DISPOSITION AND DEVELOPMENT AGREEMENT WITH GEIGER, LLC FOR THE DISPOSITION OF APPROXIMATELY 14 ACRES OF LAND FOR THE DEVELOPMENT OF A RETAIL SHOPPING CENTER AT THE NORTHEAST CORNER OF RAMON ROAD AND GENE AUTRY TRAIL (HIGHWAY 111) IN MERGED PROJECT AREA NO. 1 WHEREAS, the Community Redevelopment Agency of the City of Palm Springs, California ("Agency") is a public body, corporate and politic, exercising governmental functions and powers and organized and existing under the Community Redevelopment Law of the State of California (Health and Safety Code Section 33000 et. seq.); and WHEREAS, the Agency desires to effectuate the Amended and Restated Redevelopment Plan for Merged Redevelopment Project No. 1, which includes the Ramon-Bogie Constituent Area, by providing for the development of a regional retail shopping center featuring a "big box" retail use (the "Project") within a portion of the approximately 38-acre vacant property at the northeast corner of Ramon Road and Gene Autry Trail/Highway 111 (the "Site") in the City of Palm Springs, California; and WHEREAS, the Agency and Geiger, LLC ("Geiger") entered into that certain "Exclusive Agreement to Negotiate", "Amended and Restated Exclusive Agreement to Negotiate" and "Second Amended and Restated Exclusive Agreement to Negotiate" ("Prior Exclusive Agreements") in order to negotiate diligently and in good faith to prepare and enter into a Disposition and Development Agreement ("DDA") for the development of the Project; and WHEREAS, the Agency approved a "License for Performance of Remediation Work", as subsequently amended (the "License"), to allow Geiger to enter upon Agency-owned property to undertake the remediation of soil conditions on the Site in accordance with its implementation of the Remediation Action Workplan approved by the California Department of Toxic Substances Control ("DTSC") on March 4, 2004 for the remediation of the Site; and WHEREAS, the construction of the Project will result in additional sales tax revenue and jobs for the City, therefore improving the City's ability to provide services to all its residents, as well as improve overall living conditions for low and moderate income households in the City; and WHEREAS, Section 33430 of the Community Redevelopment Law allows that an agency may, "for purposes of redevelopment, sell, lease, for a period not to exceed 99 years, exchange, subdivide, transfer, assign, pledge, encumber by mortgage, deed of Community Redevelopment Agency Staff Report November 16, 2005 -- Page 6 Geiger Disposition and Development Agreement trust, or otherwise, or otherwise dispose of any real or personal property or any interest in property;" and WHEREAS, the Agency desires to transfer to Geiger approximately 14 acres of land owned by the Agency to allow for the development of the Project; and WHEREAS, Section 33432 of the Community Redevelopment Law requires that any such disposition of property shall be conditioned on the redevelopment and use of the property in conformity with the redevelopment plan; and WHEREAS, a Notice of Public Hearing concerning the Disposition and Development Agreement was published in accordance with applicable law; and WHEREAS, the Agency has considered the staff report, and all the information, testimony and evidence provided during the public hearing on November 2, 2005. NOW, THEREFORE, BE IT RESOLVED by the Community Redevelopment Agency of the City of Palm Springs, California as follows: SECTION 1. The above recitals are true and correct and incorporated herein. SECTION 2. Geiger proposes to develop and construct an approximately 393,000 square foot retail shopping center on the approximate 38- acre Site which includes the Agency's 14 acres. The Project includes a 117,000 square foot home improvement store and adjacent 35,000 square foot garden center, nine additional major tenant spaces ranging in size from 10,000 square feet to 36,000 square feet, four retail stores ranging from 6,000 square feet to 12,600 square feet, and four restaurants ranging from 3,200 to 9,500 square feet. SECTION 3. The Project improves a blighted portion of the Ramon-Bogie Constituent Area of Merged Redevelopment Project No. 1 and will further increase tax increment to the Agency and sales tax collections to the City. SECTION 4. Pursuant to the California Environmental Quality Act (CEQA), the Community Redevelopment Agency finds that in connection with the approval of the DDA, the City Council certified the Final EIR for the Project on October 19, 2005. SECTION 5. The Agency does hereby find and determine as follows: (a) The property was used as a municipal landfill that accepted household refuse and inert construction waste from the early Community Redevelopment Agency Staff Report November 16, 2005 -- Page 7 Geiger Disposition and Development Agreement 1930s until the early 1960s. As a separate project, a Removal Action Workplan ("RAW") approved in March 2004 by CaIEPA Department of Toxic Substances Control ("DTSC") has recently been completed by Geiger, LLC at the site to excavate and manage soil and landfill refuse/debris associated with the former landfill site. Consequently, any potential hazards associated with the site's previous use as a municipal landfill were effectively mitigated from the site during the RAW process. The DDA provides environmental indemnity for the Agency by Geiger, and California's Polanco Redevelopment Act provides immunity from liability for redevelopment agencies and subsequent property purchasers for sites cleaned up under a cleanup plan approved by DTSC. (b) The DDA further effectuates the purposes of the Community Redevelopment Law by reversing or alleviating any serious physical, social, and economic burden of the Community which cannot reasonably be expected to be reversed or alleviated by private enterprise acting alone, in that it will clean up a blighted parcel and a potential health hazard to the community and that it will provide for additional commercial development within the City and increase the City's tax base. (c) The DDA further effectuates the purposes of the Community Redevelopment Law as it is intended to eliminate blight and promote the health, safety and general welfare of the people of Palm Springs by facilitating a major commercial development. SECTION 6. The Project is consistent with the Implementation Plan for this area, insofar as the Project will increase tax increment and increase the City's commercial sector by attracting major retail businesses to the City, in order to further capture a portion of the significant sales tax leakage that occurs in Palm Springs. SECTION 7. Based on the foregoing reasons, this Disposition and Development Agreement is hereby approved and incorporated herein by this reference. SECTION 7. The Executive Director of the Agency, and/or his designee, is authorized to execute all necessary documents, in a form approved by the Agency counsel. ADOPTED this 2nd day of November 2005. Community Redevelopment Agency Staff Report November 16, 2005 -- Page 8 Geiger Disposition and Development Agreement AYES: NOES: ABSENT: ATTEST: COMMUNITY REDEVELOPMENT AGENCY OF THE CITY OF PALM SPRINGS, CALIFORNIA By Assistant Secretary Chairman REVIEWED & APPROVED AS TO FORM Community Redevelopment Agency Staff Report November 16, 2005 -- Page 9 Geiger Disposition and Development Agreement RESOLUTION NO. OF THE CITY COUNCIL OF THE CITY OF PALM SPRINGS, CALIFORNIA CONCURRING WITH THE COMMUNITY REDEVELOPMENT AGENCY'S APPROVAL OF A DISPOSITION AND DEVELOPMENT AGREEMENT WITH GEIGER, LLC NOW, THEREFORE, BE IT RESOLVED by the City Council of the City of Palm Springs, California that it concurs with the action of the Community Redevelopment Agency in the matter of approving a Disposition and Development Agreement with Geiger, LLC. ADOPTED this 2°d day of November 2005. AYES: NOES: ABSENT: ATTEST: CITY OF PALM SPRINGS, CALIFORNIA By City Clerk City Manager REVIEWED &APPROVED AS TO FORM Community Redevelopment Agency Staff Report November 16, 2005 -- Page 10 Geiger Disposition and Development Agreement SUMMARY REPORT: DISPOSITION AND DEVELOPMENT AGREEMENT by and between the Community Redevelopment Agency of the City of Palm Springs, California and Geiger, LLC of Beverly Hills, California FOR THE DISPOSITION OF APPROXIMATELY 14 ACRES OF LAND for the purpose of constructing an approximately 393,000 square foot retail shopping center in the City of Palm Springs, California MERGED REDEVELOPMENT PROJECT NO. 1 NOVEMBER 2005 Community Redevelopment Agency Staff Report November 16, 2005 -- Page 11 Geiger Disposition and Development Agreement INTRODUCTION Before real property acquired by a Community Redevelopment Agency with tax increment proceeds may be sold or leased, the transaction must be approved by the Agency Board in accordance with California Health and Safety Code Section 33433. This Section requires a "Summary Report", which describes and specifies certain information in regard to this proposed transaction, be available for public inspection. DESCRIPTION OF THE PROPOSED AGREEMENT Site and Interests to be Conveyed The Site consists of three land parcels of approximately 14 acres located adjacent to the Developer's existing property of approximately 24 acres at the northeast corner of Ramon Road and Gene Autry Trail (State Highway 111). The combined acreage is the location of the City's former dumpsite, which Developer has remediated per the provisions of a Removal Action Workplan ("RAW") approved by the CaIEPA Department of Toxic Substances Control ("DTSC") on March 4, 2004. The Developers of the Property, Geiger, LLC of Beverly Hills, California, are seeking to acquire the Agency-owned parcels at fair market value offset by the pro rata assigned remediation costs for Developer's prior remediation of the Site. Proposed Development The Developer/Purchaser is proposing to develop a 393,000 square foot retail shopping center including a 117,000 square foot home improvement store and adjacent 35,000 square foot garden center, nine additional major tenant spaces ranging in size from 10,000 to 36,000 square feet, four retail stores ranging from 6,000 square feet to 12,600 square feet, and four restaurants ranging from 3,200 to 9,500 square feet. The Final Environmental Impact Report (SCH#2003121001) for the project was certified by the Palm Springs City Council on October 19, 2005 per Resolution No. 21433. Financing The Developer will privately finance the construction of the retail shopping center and required public improvements. No public financing is required for the construction of the new facility. Agency Responsibilities The Agency agrees to transfer its approximately 14 acres of property to the Community Redevelopment Agency Staff Report November 16, 2005 -- Page 12 Geiger Disposition and Development Agreement Developer. The appraised fair market value of $4,480,000 is offset by the pro rata assigned remediation costs of $4,605,108 for the Developer's former remediation of the Site, for a final transfer value of zero, resulting in no financial assistance to the project by the Agency. Developer Responsibilities The DDA will commit the Developer to a Schedule of Performance. The Developer commits to developing the project as approved by the Palm Springs City Council on October 19, 2005 including the architectural upgrades, noise buffering, quality landscaping, public improvements, and other components. Agency's other standard terms and conditions, including non-discrimination and maintenance covenants, and other terms and conditions in remain in the Disposition and Development Agreement for Developer. COST OF AGREEMENT TO THE AGENCY In recognition of the offset of Developer-incurred remediation costs against the appraised fair market value of the property, the Agency shall receive no funds from Developer from the property transfer. Per the provisions of the DDA, the Agency shall pay the premium for a CLTA policy, all documentary transfer taxes, one-half (1/2) of all escrow fees and costs, and Agency's share of prorations, if any. DISPOSITION AND DEVELOPMENT AGREEMENT by and between the COMMUNITY REDEVELOPMENT AGENCY OF THE CITY OF PALM SPRINGS and GEIGER,LLC DATED: November 10,2005 TABLE OF CONTENTS Page 1. SUBJECT AND PURPOSE OF AGREEMENT; PARTIES; APPLICABLE REQUIREMENTS.............................I 1.1 BACKGROUND REGARDING THE PROJECT......................................................................................................................1 1.2 PURPOSE OF THE AGREEMENT............................................. ..........................................................................................2 1.3 SCOPE OF AGREEMENT...................................................................................................................................................2 1.4 PARTIES TO THE AGREEMENT.........................................................................................................................................2 1.5 LOCAL GOVERNMENTAL REQUIREMENTS APPLICABLE TO AGREEMENT........................................................................3 1.6. NOT A DEVELOPMENT AGREEMENT...............................................................................................................................3 1.7 DEFINITIONS; ATTACHMENTS. .......................................................................................................................................3 2. PROHIBITION AGAINST CHANGE IN OWNERSHIP,MANAGEMENT AND CONTROL OF DEVELOPER 2.1 IMPORTANCE OF DEVELOPER QUALIFICATIONS. ............................................................................................................3 2.2 OWNERSHIP TRANSFER OR ASSIGNMENT.......................................................................................................................4 2.3 CHANGE IN MANAGEMENT OR CONTROL.......................................................................................................................6 2.4 ASSIGNMENT BY OPERATION OF LAW............................................................................................................................7 2.5 REMEDIES FOR IMPROPER TRANSFERS...........................................................................................................................7 2.6 MEMORANDUM OF DDA;PERMITTED MORTGAGEE PROTECTION.................................................................................8 3. REPRESENTATIONS AND WARRANTIES................................................................................................................17 3.1 DEVELOPER'S REPRESENTATIONS AND WARRANTIES. .................................................................................................17 3.2 AGENCY REPRESENTATIONS AND WARRANTIES..........................................................................................................19 3.3 SURVIVAL. ...................................................................................................................................................................20 4. CONVEYANCE OF PROPERTY/ALLEY DEDICATION.........................................................................................20 4.1. THE PROPERTY TO BE CONVEYED...............................................................................................................................20 4.2 PURCHASEPRICE..........................................................................................................................................................20 4.3 AGENCY ASSISTANCE FOR PUBLIC DOCUMENTS..........................................................................................................21 4.4 ESCROW.......................................................................................................................................................................21 4.5 INVESTIGATION;PROPERTY SOLD"AS-IS"...................................................................................................................21 5. INDEMNITY,NO FINANCING CONTINGENCY......................................................................................................26 5.1 INDEMNITY...................................................................................................................................................................26 5.2 NO FINANCING CONTINGENCY.....................................................................................................................................26 6. TITLE: SURVEY..............................................................................................................................................................27 6.1 SURVEY........................................................................................................................................................................27 6.2 PERMITTED EXCEPTIONS..............................................................................................................................................27 6.3 ALTA POLICY: ENDORSEMENTS.................................................................................................................................27 7. CLOSING..........................................................................................................................................................................28 7.1 TIME AND PLACE OF CLOSING......................................................................................................................................28 7.2 DEVELOPER'S CONDITIONS PRECEDENT TO CLOSING...................................................................................................28 7.3 THE AGENCY'S CONDITIONS PRECEDENT.....................................................................................................................29 7A ADDITIONAL CLOSING CONDITIONS.............................................................................................................................31 7.5 PROCEDURES FOR CONVEYANCE OF PROPERTY FROM AGENCY TO DEVELOPER..........................................................31 8. DEVELOPMENT OF THE PROJECT..........................................................................................................................33 8.1 SCOPE OF DEVELOPMENT.............................................................................................................................................33 8.2 TIMING AND CONDITIONS OF PROJECT DEVELOPMENT................................................................................................34 November 10,2005 11 8.3 LAND USE MATTERS....................................................................................................................................................35 8.4 FINANCIAL STATUS......................................................................................................................................................36 8.5 DESIGN APPROVAL.......................................................................................................................................................37 8.6 CONSTRUCTION COVENANTS.......................................................................................................................................40 8.7 AGENCY RIGHTS OF ACCESS........................................................................................................................................40 8.8 DISCLAIMER OF RESPONSIBILITY BY AGENCY..............................................................................................................40 8.9 CC&Rs........................................................................................................................................................................41 8.10 LOCAL, STATE AND FEDERAL LAWS............................................................................................................................41 8.11 TAXES,ASSESSMENTS,ENCUMBRANCES AND LIENS...................................................................................................41 9. CERTIFICATE OF COMPLIANCE..............................................................................................................................41 9.1 COMPLETION: SCHEDULE OF PERFORMANCE...............................................................................................................41 9.2 ISSUANCE OF CERTIFICATE OF COMPLIANCE................................................................................................................41 9.3 CONCLUSIVE PRESUMPTION.........................................................................................................................................42 9.4 RELEASEOFBONDS. ....................................................................................................................................................42 9.5 NOT EVIDENCE.............................................................................................................................................................42 9.6 CONDITIONS PRECEDENT TO ISSUANCE OF CERTIFICATE OF COMPLIANCE. .................................................................42 9.7 AGENCY OBLIGATIONS................................................................................................................................................43 10. INDEMNIFICATION AND ENVIRONMENTAL PROVISIONS..............................................................................43 10.1 DEVELOPER'S INDEMNIFICATION..................................................................................................................................43 10.2 ENVIRONMENTAL INDEMNITY......................................................................................................................................44 10.3 DURATION OF INDEMNITIES. .................................................. ... .............................................................................. ..44 10.4 CLAIM RESPONSE.........................................................................................................................................................44 10.5 RELEASE NOTIFICATION AND REMEDIAL ACTIONS......................................................................................................44 11. INSURANCE.....................................................................................................................................................................45 11.1 REQUIREDINSURANCE.................................................................................................................................................45 11.2 GENERAL INSURANCE REQUIREMENTS........................................................................................................................46 12. COVENANTS AND RESTRICTIONS...........................................................................................................................47 12.1 USECOVENANT............................................................................................................................................................47 12.2 MAINTENANCE COVENANT..........................................................................................................................................47 12.3 NONDISCRNAINATION AND EQUAL OPPORTUNITY........................................................................................................48 12.4 DEED RESTRICTIONS/COVENANTS RUNNING WITH THE LAND.....................................................................................49 13. DEED RESTRICTION FOR LIVE-WORK UNITS.....................................................................................................49 14. POTENTIAL AND MATERIAL DEFAULTS...............................................................................................................49 14.1 POTENTIAL DEFAULTS. ................................................................................................................................................49 14.2 MATERIAL DEFAULTS..................................................................................................................................................49 14.3 FAILURE OR DELAY IN NOTICE.....................................................................................................................................52 14.4 DEVELOPER INFORMATION AND PRODUCTS.................................................................................................................52 14.5 FAILURE TO TIMELY PAY AMOUNTS DUE....................................................................................................................52 15. NONOCCURRENCE OF A CLOSING CONDITION.................................................................................................53 15.1 FAILURE OF A CLOSING CONDITION TO OCCUR ABSENT A MATERIAL DEFAULT.........................................................53 15.2 FAILURE TO CLOSE;MATERIAL DEFAULT OF DEVELOPER...........................................................................................54 15.3 FAILURE TO CLOSE MATERIAL DEFAULT OF AGENCY. ................................................................................................55 15.4 MATERIAL DEFAULT BY BOTH PARTIES.......................................................................................................................56 November 10,2005 ill 16. RIGHT OF REVERSION................................................................................................................................................57 16.1 RIGHT OF REVERSION...................................................................................................................................................57 16.2 PRIORITY OF THE AGENCY'S RIGHT OF REVERSION......................................................................................................59 17. GENERAL PROVISIONS...............................................................................................................................................61 17.1 CONSENT TO JURISDICTION..........................................................................................................................................61 17.2 LEGAL FEES AND COSTS. .............................................................................................................................................61 17.3 MODIFICATIONS OR AMENDMENTS..............................................................................................................................62 17.4 APPLICABLELAW.........................................................................................................................................................62 17.5 FURTHER ASSURANCES................................................................................................................................................62 17.6 RIGHTS AND REMEDIES ARE CUMULATIVE...................................................................................................................62 17.7 NOTICES,DEMANDS AND COMMUNICATIONS BETWEEN THE PARTIES.........................................................................62 17.8 FORCE MAJEURE DELAY..............................................................................................................................................63 17.9 CONFLICT OF INTEREST................................................................................................................................................65 17.10 NON-LIABILITY OF AGENCY OFFICIALS AND EMPLOYEES............................................................................................65 17.11 INSPECTION OF BOOKS AND RECORDS. ........................................................................................................................65 17.12 APPROVALS..................................................................................................................................................................66 17.13 REAL ESTATE COMMISSIONS........................................................................................................................................66 17.14 DATE AND DELIVERY OF AGREEMENT.........................................................................................................................66 17.15 SURVIVAL OF COVENANTS...........................................................................................................................................66 17.16 CONSTRUCTION AND INTERPRETATION OF AGREEMENT. .............................................................................................66 17.17 TIME OF ESSENCE.........................................................................................................................................................67 17.18 FEES AND OTHER EXPENSES........................................................................................................................................68 17.19 NO PARTNERSHIP.........................................................................................................................................................68 17.20 COMPLIANCE WITH LAW.......................................................... . ................................................................................68 17.21 BINDING EFFECT..........................................................................................................................................................68 17.22 NO THIRD PARTY BENEFICIARIES. ...............................................................................................................................68 17.23 COUNTERPARTS. ..........................................................................................................................................................68 17.24 AUTHORITY OF SIGNATORIES TO AGREEMENT.............................................................................................................68 17.25 ENTIRE AGREEMENT,WAIVERS AND AMENDMENTS....................................................................................................69 17.26 APPROVAL PROCEDURES.................................................... . ..... ................................................................ ... ........... 69 November 10,20D5 IV LIST OF EXI3IBITS EXHIBIT NO. IA MAP OF THE SHOPPING CENTER EXHIBIT NO. I LEGAL DESCRIPTIONS OF THE AGENCY PARCEL AND THE DEVELOPER PARCEL EXHIBIT NO. 1 C SUMMARY OF APPRAISAL OF AGENCY PARCEL EXHIBIT NO. ID SUMMARY OF PROJECT REMEDIATION COSTS EXHIBIT NO. 2 GLOSSARY OF DEFINED TERMS EXHIBIT NO. 3 MEMORANDUM OF DDA EXHIBIT NO. 4 GRANT DEED TO DEVELOPER EXHIBIT NO. 5 PRELIMINARY TITLE REPORT EXHIBIT NO. 6 SCHEDULE OF PERFORMANCE EXHIBIT NO. 7 SCOPE OF DEVELOPMENT EXHIBIT NO. 8 METHOD OF FINANCING EXHIBIT NO. 9 FORM OF CERTIFICATE OF COMPLIANCE November 10,2005 v DISPOSITION AND DEVELOPMENT AGREEMENT THIS DISPOSITION AND DEVELOPMENT AGREEMENT (the "Agreement") is entered into as of , 2005 (the "Effective Date") by and between the COMMUNITY REDEVELOPMENT AGENCY OF THE CITY OF PALM SPRINGS (as defined in Section 1.4.1, the "Agency") and GEIGER, LLC (as defined in Section 1.4.2, the 'Developer"). The Agency and the Developer are sometimes referred to herein individually as a "Party" and collectively as the "Parties." The Parties agree as follows: 1. Subject and Purpose of Agreement; Parties, Applicable Requirements. 1.1 Background Regarding the Project. 1.1.1 The real property that is the subject of this Agreement is located within the Ramon- Bogie Redevelopment Project Area, now a part of Merged Project Area #1, and consists of an approximately 38 acre vacant property at the northeast corner of Gene Autry Trail and Ramon Road (the "Shopping Center" or the "Site," as shown on the "Site Map," Exhibit "A" to this Agreement). The Site is divided into two ownerships, the "Agency Parcel," which the Agency owns in fee, and the "Developer Parcel," which the Developer owns in fee. The Agency Parcel and the Developer Parcel are shown on Exhibit 1A. The legal descriptions of the Agency Parcel and the Developer Parcel are provided in Exhibit 1B to this Agreement. 1.1.2 On April 4, 2002, the Agency entered into an Exclusive Agreement to Negotiate with Developer. On April 16, 2003 and March 17, 2004, Agency and Developer executed Amended and Restated Exclusive Agreements to Negotiate. The agreements dated April 4, 2002, April 16, 2003, and March 17, 2004, are collectively referred to in this Agreement as the "Negotiation Agreements." The agreement dated March 17, 2004 is referred to in this Agreement as the"EAN." 1.1.3 On March 17, 2004, the Agency entered into a License Agreement for the Performance of Remediation Work with Developer for the remediation of enviromnental contamination on the Agency Parcel (the "License Agreement"). The License Agreement allowed the Developer to access the Agency Parcel and remediate the soil conditions of the Agency Parcel in a manner provided under law. Developer undertook such remediation entirely at its own risk except that the Parties agreed that if the Agency approved a DDA subsequent to Developer's completion of the remediation and approval and/or acceptance of the remediation by all appropriate state agencies, including the California Department of Toxic Substances Control ("DTSC"), the value of Developer's costs incurred with the remediation would be credited against the purchase price that developer would pay the Agency to acquire the Agency Parcel pursuant to the terns of the DDA. The License Agreement was extended pursuant to the terns of the First Amendment to License, dated March 16, 2005, and Amendment No. 2 to License dated October 5, 2005, between the Parties. 1.1.4 The Agency desires to effectuate the Redevelopment Plan for Ramon-Bogie Redevelopment Project Area, now a part of Merged Project Area 91 (the Project Area") by providing for November 10,2005 t the development of a regional retail shopping center featuring a "big box" retail user on the Site (the "Project"). 1.2 Purpose of the Agreement. The purpose of this Agreement is to (a) effectuate the Agency's Redevelopment Plan for the Project Area in accordance with the terns and conditions set forth in this Agreement, (b) to provide for the disposition by the Agency of the Agency Parcel to the Developer, and the maintenance of such land by the Developer, consistent with the general provisions and goals as identified in the EAN and the License Agreement as amended. (c) to provide for the development and construction of the Project by the Developer on the Site, including the construction of necessary or appropriate rights-of-way and other public improvements, (d) to impose certain covenants, conditions, and restrictions upon the Site and upon the development thereof and upon Developer and each Successor Owner in order to assure the development, use, operation, and maintenance of the Site as a Class A Shopping Center as further required by this Agreement. All undertakings pursuant to this Agreement are for the purpose of development of the Project and not for speculation in land holding. The fulfillment of this Agreement is in the vital and best interests of the Palm Springs community and the health, safety, and welfare of its residents, and is in accord with the public purposes and provisions of applicable federal, state, and local laws and requirements. 1.3 Scope of Agreement. 1.3.1 This Agreement provides for the disposition by the Agency to the Developer of the Agency Parcel. Subject to approval of Entitlements, Developer shall be required to develop and construct the Project on the Site. This Agreement further provides for the Project to consist of construction and installation of the following Project Improvements, all of which collectively constitute the Project. (a) Private Improvements. The Private Improvements are more specifically described in the Glossary of Defined Terns attached hereto as Exhibit "No. 2" and the Scope of Development attached hereto as Exhibit"No. 7." (b) Public Improvements. The dedication and construction of certain public improvements as further described in the Glossary of Defined Terms attached hereto as Exhibit "No. 2" and the Scope of Development, attached hereto as Exhibit "No. 7." 1.4 Parties to the Agreement. 1.4.1 Ate. The Agency is a state agency organized for local purposes (Health and Safety Code Sections 33000 et. seq.). It is a public body, corporate and politic. The City Council of the City of Palm Springs serves as the legislative body of the Agency. The principal office of the Agency and mailing address is: 3200 E. Tahquitz Canyon Way, Palm Springs, CA, 92262. 1.4.2 Developer. The Developer is Geiger, LLC, located at: 1888 Century Park East, 41h Floor, Century City, CA, 90067. Its managing member is John J. Carroll. Whenever the term "Developer" is used in this Agreement, such teen shall be limited to Geiger, LLC, which is the Developer as of the Effective Date, or, following an Ownership Transfer pursuant to a Permitted Transfer approved by the November 10,2005 2 Agency, to any assignee of or successor to the Developer's rights, powers, and responsibilities permitted by this Agreement. 1.4.3 Relationship of Agency to Developer. (a) It is hereby acknowledged that the relationship of the Agency to the Developer is neither that of a partnership nor that of a joint venturer and that the Agency shall not be deemed or construed for any purpose to be the agent of the Developer, nor shall the Developer be deemed or construed to be the agent of the Agency. (b) Notwithstanding any provision of this Agreement, the Developer is not, and shall not be deemed to be, the agent of the Agency for any purpose, and shall not have the power or the authority to bind the Agency to any contractual or other obligation. Until Close of Escrow has occurred, the Developer may characterize itself to third parties as the prospective purchaser and developer of the Agency Parcel. The Developer shall not at any time hold itself out to the Agency or to any other third party as an agent of the Agency, and shall not, by any act or omission, mislead any third party into believing, or allow any third party to continue in the mistaken belief, that the Developer is an agent of the Agency or has the power or authority to bind the Agency to any contractual or other obligation. 1.5 Local Governmental Requirements Applicable to Agreement. This Agreement is subject to all Governmental Regulations, including the City of Palm Springs General Plan, the Palm Springs Municipal Code and ordinances, and the Agency's Redevelopment Plan enacted prior to the Effective Date. 1.6. Not a Development Agreement. This Agreement is not a Development Agreement as provided in California Govermnent Code Section 65864 and, is not a grant of any entitlement, permit, land use approval, or vested right in favor of the Developer, the Project, or the Site. The Agency shall cooperate in good faith, within applicable legal constraints and consistent with applicable Agency policies, and take such actions as may be necessary or appropriate to effectuate and carry out this Agreement in a timely and cormnercially reasonable manner. 1.7 Definitions: Attachments. Capitalized terms used herein, including terns in the Attachments attached hereto, unless otherwise defined herein, shall have the respective meanings set forth herein/or as specified in the Glossary of Defined Terns attached hereto as Exhibit "No. 2." Unless otherwise indicated, references in this Agreement to sections, paragraphs, clauses, exhibits, attaclmients and schedules are to the same that are contained within or attached to this Agreement and all attachments and schedules referenced herein are incorporated herein by this reference as through fully set forth herein. 2. Prohibition Against Change in Ownership, Management and Control of Developer. 2.1 Importance of Developer Qualifications. The Developer represents and agrees that its undertakings pursuant to this Agreement are for the purpose of development of the Project and not for November 10,2005 3 speculation in land holding. The Developer further recognizes that the qualifications and identity of the Developer are of particular concern to the Agency and community in light of the following: (a) The importance of the development of the Project to the fulfillment of the Agency's Redevelopment Plan and the general welfare of the community; (b) The fact that a change in ownership or control of the Developer or of its members, or any other act or transaction involving or resulting in a significant change in ownership control of the Developer or the degree of control thereof as described in this Article 2 is for practical purposes a transfer or disposition of the property then owned by the Developer; (c) That it is because of the qualifications and identity of the Developer and its key personnel that the Agency is entering into the Agreement with the Developer. 2.2 Ownership Transfer or Assignment. 2.2.1 Restrictions on Rights and Powers under Agreement. For the reasons set forth in Section 2.11 the Developer acknowledges and agrees that no voluntary or involuntary successor in interest of the Developer shall acquire any rights or powers under this Agreement except as set forth in this Section 2.2. 2.2.2 Restrictions on Ownership Transfers and Assignments. For the reasons set forth in Section 2.1, the Developer represents and agrees for itself, its members and all voluntary and involuntary successors-in-interest of itself and each member of Developer, that the Developer shall not effect any total or partial Ownership Transfer of the Developer Parcel, except as provided in Section 2.5, or the Developer's interest in this Agreement, or any interest therein, whether voluntary or involuntary, nor shall there be a Transfer of Control of the Developer (as described below in Section 2.3) unless such Ownership Transfer or Transfer of Control is a Permitted Transfer. In order for an Ownership Transfer to be a Permitted Transfer, the following conditions shall be met by Developer: (a) where required, the prior written consent of the Agency is obtained, subject to the standards for such consent set forth in Sections 2.2.4 and 2.2.5; (b) the Developer shall have provided to the Agency at least thirty (30) Business Days prior to the date of any proposed Ownership Transfer: (i) the name of the proposed Ownership Transferee, (ii) all of the material terms of the transfer, (iii) current audited financial statements of the proposed transferee, (iv) the names of all Persons who own, directly or indirectly, a five percent (5%) or more interest in the proposed Ownership Transferee, (v) a statement describing other real estate projects developed by, or sold by the proposed Ownership Transferee in California over the preceding five (5) year period, and the dates of involvement by the proposed Ownership Transferee with such projects and the success of the projects, which statement shall be made under penalty of perjury by the manager, president or other person with appropriate authority from the proposed Ownership Transferee to do so, (vi) all November 10,2005 4 relevant instruments and other legal documents proposed to effect any such transfer, and (vii) such other relevant information that the Agency may reasonably request; and (c) The Ownership Transferee shall execute a written assumption of this Agreement in accordance with Section 2.2.8, and shall be approved by the Agency. 2.2.3 Condition to Release of Developer from Obligations Under this Agreement. In the absence of(a) an express written assumption by an Ownership Transferee in accordance with Section 2.2.8 of the obligations of the Developer, which assumption shall be approved by the Agency, (b) specific prior written agreement by the Agency to an Ownership Transfer requiring Agency consent, pursuant to which the Agency expressly releases the Developer, or (c) execution by the Agency and recordation in the Official Records of a Certificate of Compliance, no Ownership Transfer shall constitute a release of the Developer from any of its obligations under this Agreement. 2.2.4 Prior to Recordation of Certificate of Compliance. (a) Except as set forth in Sections 2.2.4 (b), 2.5, and 2.7, prior to the recordation of a Certificate of Compliance, an Ownership Transfer shall require the approval of the Agency in its sole discretion and the Agency may withhold its consent to any proposed Ownership Transfer for any reason whatsoever. (b) Notwithstanding the provisions of Section 2.2.4(a) or any provision of this Agreement, foreclosure of any Pennitted Mortgage, or any sale thereunder, shall not require the consent of the Agency or constitute a breach of any provision of or a Material Default under this Agreement. (c) Notwithstanding the provisions of Section 2.2.4(a) or any provision of this Agreement, a sale or conveyance by any Permitted Mortgagee or its wholly-owned designee who acquired title to the Developer Parcel by an Ownership Transfer shall not require the consent of the Agency or constitute a breach of or a Material Default under this Agreement, provided that the transferee: (i) has a reputation as a quality regional commercial builder licensed to do business in the State of California; (ii) has a reputation for fair and honest business dealings with persons or entities generally; (iii) has a sufficient net worth to undertake the obligations to be performed by Developer; (iv) has successfully developed and managed regional commercial development in the State of California; and (v) assumes the obligations of Developer under this Agreement in accordance with Section 2.2.8. 2.2.5 Following Recordation of a Certificate of Compliance. Subsequent to the recordation of a Certificate of Compliance, a proposed Ownership Transfer shall not require the consent of the Agency. 2.2.6 Restriction on Permitted Transfers. Any purported Ownership Transfer that does not comply with the provisions of this Section 2.2 shall not be a Pennitted Transfer under this Agreement. 2.2.7 Assignment of Rights to Permitted Mortgagee. Subject to the provisions of Section 2_2 and Section 2.7.2, nothing contained in this Agreement shall restrict the right of Developer to November W,2005 5 conditionally or unconditionally assign its rights and obligations under this Agreement to the holder of a Permitted Mortgage as required to obtain financing for development of the Project on the Developer Parcel. 2.2.8 Written Assumption Agreement Required. Except as provided in Section 2.5 or for an Ownership Transfer after recordation of the Certificate of Compliance, any Ownership Transfer, other than an Ownership Transfer of all or any portion of the Developer Parcel pursuant to foreclosure or deed in lieu of foreclosure to a Permitted Mortgagee or its wholly-owned designee, regardless of whether such Ownership Transfer is a Permitted Transfer hereunder, shall be null and void unless the Ownership Transferee shall, at the time of transfer, expressly assumes by written instrument that is satisfactory to the Agency and in a form that is recordable in the Official Records, for itself and its successors and assigns, and for the benefit of the Agency, all the obligations of the Developer under this Agreement and agrees to be subject to all the conditions and restrictions to which the Developer is subject by reason of this Agreement (the "Assumption Agreement"). The obligation of an Ownership Transferee to enter into an Assumption Agreement pursuant to this Section 2.2.8 shall cease upon recordation of the Certificate of Compliance for the Project. 2.2.9 Assignment to a Single Member Entity. Notwithstanding any other provision of this Section 2, the Developer may freely assign its interests in the Developer Parcel and in this Agreement to a single member entity, provided that the Developer is the sole member of the entity and the single member entity complies with the provisions of Section 2.2.8. Such an assignment shall not relieve the Developer of any of its obligations under this Agreement, and the Agency shall look to the Developer to fully comply with this Agreement, and to cause the single member entity to comply with this Agreement, as though there had not been an assignment. 2.3 Change in Management or Control. 2.3.1 The Developer represents and warrants to the Agency that the Developer is a California limited liability corporation, whose managing members are identified in Section 1.4.2 of this Agreement. 2.3.2 Transfer of Control. Notwithstanding any other provision of this Agreement, until execution by the Agency of a Certificate of Compliance and recordation of such instrument in the Official Records, there shall be no Transfer of Control of the Developer, unless otherwise approved by the Agency in its sole discretion, which approval may be withheld for any reason whatsoever. "Transfer of Control' shall include any one or more of the following, whether made directly or through an intermediary, and whether made in one transaction or in more than one transaction during the Term and whether occurring as a single event or a series of events which result, on a cumulative basis, in a change in forty-nine percent (49%) or more of the general partners of the Developer or a change of control of its General Partner which reduces or adversely impacts the managerial powers of such General Partner. November 10,2005 6 2.3.3 The Developer shall make prompt and full disclosure to the Agency of any changes to the Developer's General Partner or any changes to Developer's organizational jurisdiction or structure, and all other material information concerning the Developer and its partners as related to the Project. 2.3.4 The Developer shall promptly notify the Agency of any and all changes whatsoever in the identity of the Developer's General Partner identified in Section 1.4.2 who will be directly involved in the development of the Project, and (b) members in control of the General Partner or the degree thereof, of which it or any of its managing members have been notified or otherwise have knowledge or information. 2.3.5 The Developer shall make full disclosure to the Agency of all other material information concerning the Developer and its partners and consultants related to the Project. The Developer agrees to substitute any of its consultants and professionals working on the Project as reasonably requested by the Agency. 2.4 AssiEnment by Operation of Law. Neither this Agreement nor any interest therein shall be assignable by operation of law (including the transfer of this Agreement by testacy or intestacy). Airy involuntary assignment shall constitute a Material Default by the Developer. In such event, this Agreement shall not be treated as an asset of the Developer. The following is a nonexclusive list of acts which shall be considered an involuntary assignment: (a) If the Developer is or becomes bankrupt or insolvent or if any involuntary proceeding is brought against the Developer (unless, in the case of a petition filed against the Developer, the same is dismissed within ninety (90) days), or the Developer makes an assignment for the benefit of creditors, or institutes a proceeding under or otherwise seeks the protection of federal or State bankruptcy or insolvency laws, including the filing of a petition for voluntary bankruptcy or instituting a proceeding for reorganization or arrangement; (b) If a writ of attachment or execution is levied on this Agreement or on the Developer Parcel, or on any portion thereof, where such writ is not discharged within ninety(90) days; or (c) If, in any proceeding or action in which the Developer is a party, a receiver is appointed with authority to take possession of the Developer Parcel, or any portion thereof, where possession is not restored to the Developer within ninety(90) days. 2.5 Remedies For Improper Transfers. Any purported Ownership Transfer that is not a Permitted Transfer shall, at the election of the Agency, be null and void. If there is any Ownership Transfer that is not a Pennitted Transfer such Ownership Transfer shall be a Material Default under this Agreement as of the date of the transfer, which date shall not be extended by Force Majeure Delay. In the event of(a) a failure by Developer to comply with the requirements of this Section 2 with respect to any Ownership Transfer or (b) a failure of any Ownership Transferee to execute the assumption agreement required by Section 2.2.8, the Agency shall have all remedies available to it at law and in equity, including the right to exercise the Right of Reversion contained in Section 17. November 10,2005 7 2.6 Memorandum of DDA; Permitted Mort2a2ee Protection. 2.6.1 Recordation of Memorandum of this Agreement. The Developer shall record a memorandum of this Agreement in substantially the form and substance of the Memorandum attached hereto as Exhibit No. 3 (the "Memorandum of DDA") against the Site. 2.6.2 Rieht To Encumber. Notwithstanding any other provision of this Agreement to the contrary, upon conveyance of the Agency Parcel by the Agency to the Developer, the Developer shall have the right to encumber the fee title to all or portions of the Site owned by it with a Permitted Mortgage subject to compliance with the terms, conditions and limitations set forth in this Section 2.7 (Mortgages complying with the following temms and entered into by Developer with Permitted Mortgagees shall be deemed to be "Permitted Mortgages"); provided, however that all Mortgages shall be subject and subordinate to the lien of this Agreement, and the Memorandum of DDA. 2.6.3 Encumbrance Prior to Certificate of Compliance. Until recordation of the Certificate of Compliance in the Official Records, the following shall apply to every Mortgage with respect to the Developer Parcel or any portion thereof: (a) The Developer shall not encumber the Agency Parcel with any Mortgage without the prior written consent of the Agency in its sole discretion. (b) The Developer's right to execute and deliver Mortgage(s) shall be limited to a first trust deed Mortgage executed and delivered to obtain financing necessary to pay costs for developing and constructing the Private Improvements. (c) This Agreement and the Agency Parcel shall not be cross-collateralized to serve as additional security for any other loan by a Mortgagee, which is also secured by real property other than the Agency Parcel, the Private Improvements thereon, any portion thereof or any interest therein, without the Agency's consent in its sole discretion; provided, however, that a Permitted Mortgagee which has .made more than one loan to Developer secured solely by all or any portion of the Developer Parcel may cross-collateralize those loans. (d) At least thirty (30) days prior to entering into any Mortgage with any Mortgagee, the Developer shall deliver to the Agency a proposed Mortgagee's loan documents and such other information, including the name and current audited financial statements of the proposed Mortgagee, as may be reasonably necessary for the Agency to confirm the matters described in this Section 2.7.3 and the Agency shall have the right to review the loan documents to ascertain that they comply with the following provisions: (i) For all such Mortgages, that the Mortgagee is or is not an Institutional Lender and, if the proposed Mortgagee is not an Institutional Lender, the Developer shall provide the Agency with the following additional information: (i) the names of all Persons who own, directly or indirectly, a five percent (5%) or more interest in the proposed Mortgagee, (h) a statement describing other November 10,2005 8 real estate projects for which financing has been provided by the proposed Mortgagee in California over the preceding five (5) year period, the dates of involvement be the proposed Mortgagee with such projects and the success of the projects, which statement shall be made under penalty of perjury by the manager, president or other person with appropriate authority from the proposed Mortgagee to do so and (iii) such other relevant information that the Agency may reasonably request. (ii) The loan documents shall include a subordination and consent agreement in form satisfactory to the Agency in its reasonable discretion ("Subordination and Consent") executed by the Permitted Mortgagee in favor of the Agency acknowledging subordination of the Permitted Mortgage to this Agreement and the applicability of the Right of Reversion and Right of Purchase, in accordance with Sections 16.2 and 14.2.2 respectively to the Permitted Mortgage following: (A) a Material Default by the Developer as specified in Section 15.2 and (B) expiration of any relevant Permitted Mortgagee's cure rights provided in this Agreement and to the New Agreement provisions set forth in Sections 2.7.24, 2.7.25 and 2.7.26. (iii) The loan documents shall include a provision requiring (A) the Mortgagee to provide notice to the Agency concurrently with the provision of any notice to the Developer of any event which has occurred which is a default under the loan documents or which would trigger the commencement of any cure periods under the loan documents, and (B) providing the Agency with a right to cure any such default up to one week before the completion of any foreclosure in accordance with Section 2.7.12; (iv) For construction Mortgages for the original construction of the Private Improvements, the Agency shall have reasonably determined in accordance with the Method of Financing, Exhibit "No. 8," that the amount of the construction loans provided for in the loan documents, together with the equity to be committed by the Developer for the construction of the Project, shall be sufficient to pay for the costs of constructing the Project in accordance with the construction budget, including appropriate construction contingencies reflected in such loan documents. (f) There shall be recorded in the Official Records at the time of closing of the Mortgage the Subordination and Consent executed and acknowledged by the Mortgagee; (g) Mortgages meeting the above requirements and (i) made with Mortgagees determined by the Agency, in its reasonable discretion, to be Institutional Lenders shall be deemed to be Permitted Mortgages (and the Mortgagees thereof Pennitted Mortgagees) without further consent of the Agency, and (ii) made with Mortgagees determined by the Agency, in its reasonable discretion, to be Non-Institutional Lenders, shall be deemed to be Permitted Mortgages (and the Mortgagees thereof Permitted Mortgagees) only with the consent of the Agency in its sole discretion. (h) No Mortgage shall be a Permitted Mortgage and no Mortgagee shall be a Permitted Mortgagee or be entitled to the protections provided to Permitted Mortgagees under this Agreement unless such proposed Mortgagee and its Mortgage has been reviewed and, if required, consented to, by the Agency pursuant to this Section 2.7.3. November 10,2005 9 2.6.4 Right to Encumber Following Recordation of Certificate of Compliance. Following recordation of the Certificate of Compliance in the Official Records, there shall be no restriction on the right of the Developer to encumber fee title to the portions of the Developer Parcel owned by it with any Mortgage, and Agency consent to such Mortgage shall not be required. 2.6.5 The Agency's Acknowledgment of Permitted Mortgagee. Within thirty (30) days following the Developer's delivery of the loan documents and information required under Section 2.7.3, the Agency shall acknowledge receipt of the name and address of any Mortgagee (or proposed Mortgagee), and either (a) confirm to the Developer and such Mortgagee that such Mortgagee is (or would be, upon closing of its loan) a Permitted Mortgagee and has (or would have) all the rights of a Permitted Mortgagee under this Agreement and is (or would be) an Institutional Lender, if applicable, or (b) if the Agency reasonably determines that any proposed Mortgagee does not or would not qualify as such or as an Institutional Lender or meet the other criteria set forth in Section 2.7.3 give notice of such determination to the Developer and the proposed Mortgagee, which notice shall specify the basis for such determination. 2.6.6 Change in Loan Documents. Once the Agency has approved loan documents and the Subordination and Consent as satisfying the requirements of Section 2.7.3, the Developer shall not modify or agree to modify those loan documents in a manner affecting the requirements of Section 2.7.3 without the prior written approval of the Agency in its sole discretion. 2.6.7 Initial Notice. If the Developer enters into any Mortgage(s) reviewed and, if required, consented to, by the Agency pursuant to Section 2.7.3, then the Mortgagee(s) thereunder, if confrnned by the Agency as Permitted Mortgagee(s) pursuant to Section 2.7.3 shall be entitled to the Permitted Mortgagee protections provided for under this Agreement from and after such time as the Developer or such Pennitted Mortgagee has provided the Agency notice, in accordance with the provisions of Section 17.7, of the name and address of such Mortgagee, accompanied by a copy of the executed Mortgage. 2.6.8 Effect of a Mortgage. The Developer's recordation of a Mortgage shall not constitute an assignment or transfer of the Agency Parcel, nor shall any Mortgagee, as such, or in the exercise of its rights under its Mortgage or this Agreement, be deemed to be an assignee or transferee or mortgagee in possession of the Agency Parcel so as to require such Mortgagee to assume or otherwise be obligated to perform any of the Developer's obligations under this Agreement. 2.6.9 Foreclosure Without the Agency's Consent. Neither the foreclosure of any Permitted Mortgage (or any sale thereunder), whether by judicial proceedings or by virtue of any power contained in any such Permitted Mortgage, nor any conveyance of the Developer Parcel and/or Project Improvements from Developer to any Permitted Mortgagee or its designee through, or in lieu of, foreclosure or other appropriate proceedings in the nature thereof, shall require the consent of the Agency or constitute a breach of any provision of, or a Potential Default or a Material Default under, this Agreement. If a Permitted Mortgagee or its wholly-owned designee does acquire the portion of the Developer Parcel being foreclosed upon, the provisions of Section 2.7.11 shall govern such acquisition and the rights and obligations of the Permitted Mortgagee or designee. If a Permitted Mortgagee or its wholly-owned designee does not acquire November 10,2005 10 the portion of the Developer Parcel being foreclosed upon, or if it does acquire such portion of the Developer Parcel but then subsequently sells or conveys all or any portion of the Developer Parcel acquired by such Permitted Mortgagee or designee by foreclosure or deed in lieu thereof, then upon such foreclosure, sale or conveyance, (a) all of the provisions contained in this Agreement shall be binding upon and benefit the Person who acquires title to all or any portion of the Developer Parcel and (b) the Agency shall recognize the purchaser or other transferee in connection therewith as the Developer under this Agreement; provided that such Person shall, as a condition of such recognition, assume the obligations of the Developer under this Agreement in accordance with Section 2.2.8. 2.6.10 Rights and Obligations of Permitted Mortgagee Acquiring Title. (a) Except as set forth in Section 2.7.9, a Pennitted Mortgagee or its wholly owned designee obtaining title to all or any portion of the Developer Parcel as a result of a default by the Developer under a Permitted Mortgage shall not be obligated to perform any of the Developer's obligations under this Agreement, including without limitation to construct or complete the Project Improvements or to guarantee such construction or completion thereof; provided, however, that except as set forth in this Section 2.7.10(d), with respect to protective activities or preservation or protection of existing Project Improvements, nothing in this Agreement shall be deemed or construed to permit or authorize any Permitted Mortgagee or its designee to devote the Site or any part thereof to any uses, or to construct any improvements thereon, other than those uses and or Project Improvements provided for or authorized by this Agreement and (ii) any and all construction of improvements on the Developer Parcel by the Permitted Mortgagee or its designee shall be carried out in accordance with all the terns and conditions of this Agreement, including without limitation, Section 2.7.10(b). (b) No Permitted Mortgagee or its designee shall be permitted or authorized to undertake the construction of the Private hnprovements without first having expressly assumed the obligations of Developer for the portion of the Site in which the Pennitted Mortgagee or its designee has an interest, by written agreement reasonably satisfactory to the Agency provided, however, the Permitted Mortgage shall be entitled at all times to take such actions necessary to preserve or protect existing Project Improvements, but such shall not include the right to undertake new construction except as necessary to protect exposed elements of such previously constructed Project Improvements. Upon such assumption, the Permitted Mortgagee or its wholly-owned designee, in that event, must agree to complete, in the manner provided in this Agreement, the Project Improvements to which the lien or title of such Permitted Mortgagee relates. Any such Permitted Mortgagee or designee properly completing such Project Improvements and satisfying all other conditions precedent thereto, shall be entitled, upon written request made to the Agency, to a Certificate of Compliance from the Agency for such Project Improvements. (c) In the event that a Permitted Mortgagee, or its wholly-owned designee, is in possession and/or control of such portion of the Site in which the Permitted Mortgagee has au interest, and the Permitted Mortgagee assumes the obligation of Developer under this Agreement, such Pennitted Mortgagee shall only be bound to perform Developer's obligations hereunder to the extent of its interest in the portion of the Developer Parcel and the Project Improvements thereon. November 10,2005 tr (d) Upon obtaining title to the Site or any portion thereof, and notwithstanding any other provision of this Agreement to the contrary, each Permitted Mortgagee, or its wholly-owned designee, as the case may be, shall, even if it does not assume the obligation of Developer under this Agreement, be obligated to perform the following with respect to the portion of the Site owned by it: (i) keep the real property taxes current; (ii) abate weeds and other hazards and nuisances on the Site, in a commercially reasonable manner; (iii) maintain liability insurance in commercially reasonable amounts; (iv) erect and maintain barricades and fencing as reasonably necessary to protect the public; and (v) maintain erosion control in a commercially reasonable manner. 2.6.11 No Impact on Lien. Except with respect to the Right of Reversion provisions contained in Section 16.2 and the Right of Purchase provisions contained in Section 14.2.2, breach of any of the covenants, conditions, restrictions, or reservations contained in this Agreement shall not defeat or render invalid the lien of any Permitted Mortgage made in good faith and for value as to the Site or any portion of the Site or interest therein. Unless otherwise herein provided, the teams, conditions, covenants, restrictions, and reservations of this Agreement shall be binding and effective against the Permitted Mortgagee and any owner of the Site, or any portion of the Site, whose title thereto is acquired by foreclosure, trustee's sale, or otherwise. 2.6.12 Right of The Agency to Cure Mortgage; Other Conveyance for Financing Default. In the event of an uncured event of default by the Developer under a Permitted Mortgage for financing of the Site or the Project prior to the issuance of a Certificate of Compliance, and so long as the Penmitted Mortgagee has not exercised its option to assume the obligations hereunder and complete the Project Improvements, the Agency may, at its option, but shall not be obligated to, cure the default at any time, up to one week (5 business days) prior to completion of any foreclosure. In such event, the Agency shall be entitled to reimbursement by Developer of all direct and actual costs and expenses incurred by Agency in curing the default. 2.6.13 Notice to Mortgagees. A Permitted Mortgagee under any Permitted Mortgage affecting a portion of the Site shall be entitled to receive concurrent notice of any default by any party hereunder provided that such Permitted Mortgagee shall have delivered a written request for such notice of default to the Party from whom the Permitted Mortgagee wishes to receive notice of a default, specifying both the Permitted Mortgagee's name and address and the name of the Party as to whose default the Permitted Mortgagee wishes to receive such notice of. Failure of a Party to deliver a concurrent copy of such notice of default to the Permitted Mortgagee shall not affect in any way the validity of the notice of default as it relates to the defaulting Party, but in any subsequent proceeding arising from the notice of default without the requested concurrent notice to the Permitted Mortgagee, the interest of the Permitted November 10,2005 12 Mortgagee and its lien upon the affected Parcel shall not be affected in any way until such time as it has received proper notice and all cure periods with respect thereto have expired. Any such notice to a Permitted Mortgagee shall be given in the same manner as provided in Section 17.7. The giving of any notice of default or the failure to deliver a copy to any Pennitted Mortgagee shall in no event create any liability on the part of the Person so declaring a default. 2.6.14 Right of Pennitted Mortgagee to Cure. Notwithstanding anything to the contrary contained in this Agreement, if the Site is encumbered by a Pennitted Mortgage(s) and if the Permitted Mortgagee(s) of such Permitted Mortgage(s) shall send to the Agency a true copy thereof, together with written notice specifying the name and address of the Mortgagee(s) and the pertinent recording data with respect to such Mortgage(s), the Agency agrees that, subject to its Right of Reversion and Right of Purchase contained in this Agreement, so long as any such Permitted Mortgage(s) shall remain unsatisfied of record or until written notice of satisfaction is given by the Pennitted Mortgagee(s) to the Agency each Permitted Mortgagee the following provisions shall apply: (a) Each Permitted Mortgagee shall have the right, but not the obligation, at any time prior to termination of this Agreement and without payment of any penalty, to cure or remedy such Potential Default or Material Default, to effect any insurance, to pay any amounts due to the Agency, to make any repairs or improvements, to do any other act or thing required of Developer under this Agreement, and to do any act or thing which may be necessary and proper to be done in the performance and observance of this Agreement to prevent termination of this Agreement. To carry out the foregoing, the Developer hereby agrees that each Pennitted Mortgagee and its agents and contractors shall have full access to the Site for purposes of accomplishing any of the foregoing. Any of the foregoing done by any Pennitted Mortgagee shall be as effective to prevent a termination of this Agreement as the same would have been if done by Developer. (b) Notwithstanding any other provision of this Agreement to the contrary, if any Potential Default or Material Default shall occur which, pursuant to any provision of this Agreement, entitles the Agency to terminate this Agreement or to exercise its Right of Reversion, the Agency shall not be entitled to terminate this Agreement or to revest any portion of the Site as to any Pennitted Mortgagee, unless (i) the Agency, following the expiration of any periods of time given Developer in this Agreement to cure such Potential Default or Material Default, shall have given written notice to such Permitted Mortgagee stating the Agency's intent to terminate this Agreement, and (ii) within ninety (90) days after delivery of such notice, such Pennitted Mortgagee shall fail to either: (i) cure the Potential Default or Material Default if the same consists of the nonperformance by Developer of any covenant or condition of this Agreement requiring the payment of money by Developer to the Agency; or (ii) if the Potential Default or Material Default does not involve a covenant or condition of this Agreement requiring the payment of money by the Developer to the Agency, either, in Permitted Mortgagee's sole discretion, (a) cure such Potential Default or Material Default, or (b)(i) commence, or cause any trustee under the Pennitted Mortgage to commence, within ninety (90) days after the provision of written notice by the Agency to the Pennitted Mortgagee as provided above, and November 10,2005 13 thereafter to diligently pursue to completion steps and proceedings to foreclose on the interests covered by the Permitted Mortgage, and (ii) perform or cause the performance of all of the covenants and conditions of this Agreement requiring the payment of money by the Developer to the Agency, until such time as the Developer Parcel and/or Project hnprovements shall be sold upon foreclosure pursuant to the Permitted Mortgage or shall be transferred upon judicial foreclosure or by deed or assigmnent in lieu of foreclosure. Any Potential Default or Material Default which does not involve a covenant or condition of this Agreement requiring the payment of money by the Developer to the Agency shall be deemed cured if any Permitted Mortgagee shall diligently pursue to completion steps and proceedings to foreclose under the Permitted Mortgage as provided above and shall, upon acquiring title to all or any portion of the Developer Parcel, thereafter undertake its obligations with respect to the portion of the Site owned by it pursuant to Section 2.7.10. (c) If any Permitted Mortgagee is prohibited from commencing or prosecuting foreclosure or other appropriate proceedings in the nature thereof by any process or injunction issued by any court or by reason of any action by any court having jurisdiction of any bankruptcy or insolvency proceeding involving Developer, the times specified in Section 2.7.14(b) above, for commencing or prosecuting foreclosure or other proceedings shall be extended for the period of the prohibition; provided that the Permitted Mortgagee shall have fully cured any Potential Default or Material Default required by Section 2.7.14(b) above and shall continue to perform and/or cure all such obligations as and when the same fall due. (d) No Permitted Mortgagee shall have the right to use the failure of the Agency to provide notice to any other Permitted Mortgagee as a claim, defense or estoppel to application of these provisions with respect to its Mortgage. 2.6.15 Failure of Permitted Mortgagee to Complete Project hnprovements. If, after all cure periods of Developer have expired following Material Default by Developer in Completion of construction of the Project Improvements on the Site under this Agreement, and the notice required by Section 2.7.14 to a Permitted Mortgagee was properly given, and such Permitted Mortgagee has not cured or commenced to cure as required by Section 2.7.14, the Agency may, at its option, upon thirty (30) days' written notice to the Developer and such Pennitted Mortgagee either: (a) purchase the Permitted Mortgage by payment to the Pennitted Mortgagee of the amount of the unpaid debt plus accrued but unpaid interest and other advances and amounts secured by the security interest; (b) exercise its Right to Purchase the Site pursuant to Section 14.2.2, or (c) if all Revesting Conditions have occurred with respect to the Site or any portion thereof, exercise its Right of Reversion with respect to the applicable portions of the Site pursuant to Section 16. 2.6.16 Amendment; Termination. No amendment or modification to this Agreement made without the consent of any Permitted Mortgagee of any portion of the Site shall be binding upon such Permitted Mortgagee or its successors in interest. Developer shall not terminate this Agreement as to any portion of the Site which is subject to any Permitted Mortgage without first obtaining the prior written consent of all Permitted Mortgagees whose Permitted Mortgages encumber that portion of the Developer Parcel. November 10,2005 14 2.6.17 Condemnation or Insurance Proceeds. Except as otherwise expressly set forth in this Agreement, the rights of any Permitted Mortgagee, pursuant to its Permitted Mortgage, to receive condemnation or insurance proceeds which are otherwise payable to such Permitted Mortgagee or to a Party which is its mortgagor shall not be impaired. 2.6.18 Loss Payable Endorsement to Insurance Policy. The Agency agrees that the name of the most senior Permitted Mortgagee may be added as the primary loss payee to the "Loss Payable Endorsement" attached to any and all insurance policies required to be carried by Developer under this Agreement. 2.6.19 Modification of Article: Conflicts. Following the Close of Escrow, no Party shall unreasonably withhold its consent to such modifications of this Agreement as are reasonably requested by a Permitted Mortgagee, provided that the rights of any such Party will not be materially impaired, diminished, limited, or delayed, nor the obligations of such Party increased in any material respect as a result of such modifications. Notwithstanding the foregoing, the Developer and the Agency hereby agree that the Agency shall have no obligation to make any modifications to this Agreement pursuant to this Section prior or as a condition to Close of Escrow. 2.6.20 No Subordination. This Agreement shall not be subordinated to any Mortgage, ground lease, or other instrument without the express written consent of the Parties hereto and all Mortgagees of the Parties, each in its sole discretion. 2.6.21 Constructive Notice and Acceptance. Until such time as a Certificate of Compliance is recorded in the Official Records with respect to the Site, all of the provisions contained in this Agreement shall be binding upon and benefit any Person who acquires title to a portion of the Site by voluntary or involuntary transfer, foreclosure, trustee's sale, deed in lieu of foreclosure, or otherwise under a Mortgage and each successor and assign of such Person acquiring an interest in any portion of the Site. Upon acquisition of title to a portion of the Site by a Person acquiring title through foreclosure, trustee's sale, or deed in lieu of foreclosure or through sale, transfer or conveyance by any Permitted Mortgagee or its wholly-owned designee following its acquisition of title through foreclosure, trustee's sale or deed in lieu of foreclosure, the acquiring Person and the Agency shall meet and confer in good faith to revise the Schedule of Performance as reasonably necessary to provide adequate time for such Person to satisfy the obligations of the Developer hereunder. 2.6.22 Bankruptcy Affecting the Developer. If the Developer, as debtor in possession, or a trustee in bankruptcy for the Developer rejects this Agreement in connection with any proceeding involving the Developer under the United States Bankruptcy Code or any similar state or federal statute for the relief of debtors (a "Bankruptcy Proceeding"), then the Agency agrees for the benefit of each and every Permitted Mortgagee that such rejection shall be deemed the Developer's assignment of the Agreement and the Site to the Developer's Permitted Mortgagee(s) in the nature of an assignment in lieu of foreclosure. Upon such deemed assignment, this Agreement shall not terminate and each Permitted Mortgagee shall, subject to compliance with Section 2.2.8, become the Developer hereunder as if the Bankruptcy Proceeding had not occurred, unless such Permitted Mortgagee(s) shall reject such deemed November 10,2005 15 assignment by written notice to the Agency within thirty (30) calendar days after receiving notice of the Developer's rejection of this Agreement in Bankruptcy Proceedings. 2.6.23 New Agreement with Permitted Mortgagee. (a) In the event of termination of this Agreement for any reason other than a default by Agency (including by reason of any Material Default by Developer or by reason of the disaffinnance thereof by Developer, as a debtor-in-possession, or by a receiver, liquidator or trustee for Developer or its property), the Agency, if requested by the most senior Permitted Mortgagee (or by the next most senior Permitted Mortgagee if Permitted Mortgagees with more senior priority do not so request) will enter into a new Agreement with the Permitted Mortgagee or the party requesting a new Agreement upon the same terns, provisions, covenants and agreements set forth herein and commencing as of the date of termination of this Agreement("New Agreement"), subject to the following: W such Pennitted Mortgagee or the requesting party shall have provided written notice to the Agency requesting the New Agreement within thirty (30) days after the date of termination of this Agreement; (ii) such Permitted Mortgagee or the requesting party shall pay to the Agency at the time of the execution and delivery of the New Agreement the sums specified in Section 2.7.14(b)(i) which would, at the time of the execution and delivery thereof be due and unpaid pursuant to this Agreement but for its termination, and in addition thereto any expenses and reasonable attorneys' fees, to which the Agency shall have been subjected by reason of Developer's Material Default; and (b) In the event of termination of this Agreement for any reason other than a default by Agency (including by reason of any Material Default by Developer or by reason of the disaffirmance thereof by Developer, as a debtor-in-possession, or by a receiver, liquidator or trustee for Developer or its property) the most senior Permitted Mortgagee, if requested by the Agency, and provided that such Permitted Mortgagee is the then owner of the Developer Parcel, will enter into a new Agreement with the Agency requesting a new Agreement upon the same terns, provisions, covenants and agreements set forth herein and commencing as of the date of termination of this Agreement ("New Agreement"), subject to the Agency having provided written notice to the party requesting the New Agreement within thirty(30) days after the date of termination of this Agreement. 2.6.24 Priority of New Agreement. Any New Agreement shall be prior to any Mortgage or other lien, charge, or encumbrance on the Developer Parcel and each Mortgagee shall execute such additional consents and/or subordination agreements as may reasonably requested by the Agency or the new Developer to evidence the priority of the New Agreement to all Mortgages, whether recorded prior or subsequent to execution of the New Agreement. November 10,2005 16 3. Representations and Warranties. 3.1 Developer's Representations and Warranties. As an inducement to the Agency to enter into this Agreement and to perform its obligations hereunder, the Developer represents and warrants to the Agency as follows: (a) The Developer has the necessary expertise, experience, qualifications and legal status necessary to perform as the Developer pursuant to this Agreement and to construct and complete the Project; (b) The Developer's acquisition of the Agency Parcel and its other undertakings pursuant to this Agreement are for the purpose of timely redevelopment of the Site in accordance with the Schedule of Performance attached to this Agreement and not for speculation or land holding; (c) The Developer is a limited liability corporation, duly organized, qualified, and validly existing and in good standing under the laws of the State of California, is duly qualified to do business and in good standing under the laws of each other jurisdiction where the operation of its business or its ownership of property make such qualification necessary; (d) The Developer has all requisite power and authority required to enter into this Agreement and the instruments referenced herein, to consummate the transaction contemplated hereby and to take any steps contemplated thereby or hereby, and to perform its obligations hereunder and thereunder. No consent of any additional partner, individual, corporation, shareholder, creditor, investor, judicial or administrative body, authority or other party is required in connection with any of the foregoing. (e) All requisite action has been taken by the Developer and the Developer has obtained all requisite consents in connection with entering into this Agreement and the instruments and documents referenced herein to which the Developer is a party and the consummation of the transactions contemplated hereby. (f) The individuals executing this Agreement and the instruments referenced herein on behalf of the Developer have the legal power, right and actual authority to bind the Developer to the terms and conditions hereof and thereof. (g) This Agreement has been duly authorized, executed and delivered by the Developer and all documents required herein to be executed by the Developer pursuant to this Agreement shall be, at such time as they are required to be executed by the Developer, duly authorized, executed and delivered by the Developer and are or shall be, at such time as the same are required to be executed hereunder, valid, legally binding obligations of and enforceable against the Developer in accordance with their terms. The Developer has duly authorized, executed and delivered any and all other agreements and documents required to be executed and delivered in order to carry out, give effect to, and consummate the transactions contemplated by this Agreement. November 10,2005 17 (h) Neither the execution or delivery of this Agreement and the documents referenced herein, nor the incurring of the obligations set forth herein, nor the consummation of the transactions herein contemplated, nor compliance with the terms of this Agreement and the documents referenced herein, will violate any provision of law, any order of any court or other government entity or conflict with or result in the breach of any terms, conditions, or provisions of, or constitute a default under any bond, note, or other evidence of indebtedness or any contract, indenture, mortgage, deed of trust, loan partnership agreement, lease or other agreements or instruments to which the Developer or any of its members are a party or which affect the Site. (i) No attachments, execution proceedings, assignments of benefit to creditors, bankruptcy, reorganization or other proceedings are pending or, to the best of Developer's knowledge, threatened against the Developer or its members. 0) The Developer is relying solely upon its own inspections and investigations in proceeding with this Agreement, and is not relying on the accuracy or reliability of any information provided to it by the Agency, on any oral or written representation or on the nondisclosure of any facts or conclusions of law made by the Agency, or any of its elected and appointed officials, officials, employees, agents, attorneys or representatives made in connection with this Agreement. In making such investigation and assessment, the Developer has been provided access to any persons, records or other sources of information which it has deemed appropriate to review. (k) Without limiting the generality of the foregoing provisions, the Developer acknowledges that the Agency has not made and will not make any representations or warranties concerning compliance or non-compliance of the Agency Parcel or any other portion of the Site with Environmental Laws or the existence or non-existence of Hazardous Materials to the Agency Parcel or the Site or otherwise. (1) There are no adverse conditions or circumstances, pending or, to the best of the Developer's knowledge, threatened litigation, goverrrrnental action, or other condition which could prevent or materially impair the Developer's ability to develop the Site and the Project as contemplated by the ternis of this Agreement, assuming that the Closing Conditions described in Section 7 are satisfied. (m) The Developer has not paid or given, and will not pay or give, any third person any money or other consideration for obtaining this Agreement, other than the normal cost of conducting business and cost of professional services such as architects, engineers, and attorneys. (n) To the best of the Developer's knowledge, all reports, documents, instruments, information and forms of evidence delivered by the Developer to the Agency concerning or related to this Agreement are accurate, correct and sufficiently complete to give the Agency tare and accurate knowledge of the subject matter, and do not contain any misrepresentation or omission. (o) The Developer has sufficient equity, capital, and firm binding financing commitments to (i) pay all costs of development, construction, marketing and sale of all the Project Improvements as defined in the Scope of Development; and (ii) enable the Developer to perform and November 10,2005 1$ satisfy all the covenants of the Developer contained in this Agreement. The Developer has not and shall not undertake such additional projects as could reasonably be expected to jeopardize the sufficiency of such equity, capital, and firm and binding commitments for the purposes expressed in the preceding sentence. (p) The Developer does not have any contingent obligations or any other contracts which could affect the ability of the Developer to carry out its obligations hereunder. (q) There are no legal proceedings either pending or, to the best of the Developer's knowledge, threatened, to which the Developer is or may be made a party, or to which any of the Developer's property, including the Developer Parcel, is or may become subject, which has not been fully disclosed in the documents submitted to the Agency and which could materially affect the ability of the Developer to carry out its obligations hereunder. As used in this Section 3.1. "to the best of the Developer's knowledge" means the knowledge of the Managing Members of the Developer identified in Section 1.4.2 after conducting best efforts inquiry. 3.2 A2ency Representations and Warranties. As an inducement to the Developer to enter into this Agreement and perform its obligations hereunder, the Agency represents and warrants to the Developer as follows: (a) The Agency is a redevelopment authority existing pursuant to the laws of the State of California. (b) The Agency has all requisite power and authority required to enter into this Agreement and the instruments referenced herein, to consummate the transaction contemplated hereby and to take any steps contemplated thereby or hereby, and to perform its obligations hereunder and thereunder. No consent of any additional individual, official, board, division,judicial or administrative body, authority or other party is required in connection with any of the foregoing. (c) All requisite action has been taken by the Agency and the Agency has obtained all requisite consents in connection with entering into this Agreement and the instruments and documents referenced herein to which the Agency is a party and the consunnnation of the transactions contemplated hereby. (d) The individual executing this Agreement and the instruments referenced herein on behalf of the Agency has the legal power, right and actual authority to bind the Agency to the terms and conditions hereof and thereof. (e) This Agreement is duly authorized, executed and delivered by the Agency and all documents required herein to be executed by the Agency pursuant to this Agreement shall be, at such time as they are required to be executed by the Agency, duly authorized, executed and delivered by the Agency November 10,2005 19 and are or shall be, at such time as the same are required to be executed hereunder, valid, legally binding obligations of and enforceable against the Agency in accordance with their tenns. (f) There are no legal proceedings either pending or, to the actual knowledge of the Executive Director or Agency Legal Counsel, threatened, to which the Agency is or may be made a party, or to which any of the Agency's property, including the Developer Parcel, is or may become subject, which has not been fully disclosed in the documents submitted to the Developer and which could reasonably affect the ability of the Agency to carry out its obligations hereunder. 3.3 Survival. Each of the items in Sections 3.1 and 3_2 in its entirety is deemed to be an ongoing representation and warranty and shall survive the Closing and the termination of this Agreement and shall not be merged into the Grant Deed. The Developer, or Agency, shall each promptly advise the other party in writing if there is any change pertaining to any matters set forth or referenced in Sections 3.1 and 3_2. 4. Conveyance of Property. 4.1 The Property To Be Conveyed. 4.1.1 Agency Parcel. Pursuant to the terms and conditions set forth herein, including the satisfaction of the Closing Conditions set forth in Section 7, the Agency agrees to sell to the Developer and the Developer agrees to purchase from the Agency, the Agency Parcel, together with all existing Project Improvements, presently located on the Agency Parcel, subject to all Permitted Exceptions (defined below) and such other title exceptions as may be applicable to the Agency Parcel. 4.2 Purchase Price. 4.2.1 Purchase Price. As consideration for the sale of the Agency Parcel by the Agency to the Developer, the Developer shall pay to the Agency an amount equal to the appraised value of the Property as specified in Exhibit 1C of this Agreement (the "Purchase Price"), adjusted as provided in Section 4.2.2 below. 4.2.2 Adiustments to Purchase Price. The Purchase Price for the Agency Parcel shall be adjusted as follows: (a) Remediation Costs. The Developer represents that it has incurred costs in the amounts specified in Exhibit 1D of this Agreement in securing the remediation of the soils of the Property pursuant to the terns of the License Agreement. The Agency agrees that the value of these Remediation Costs shall be applied toward the Purchase Price; however, in no event shall the total Purchase Price be less than zero ($0.00) even if the value of the Remediation Costs exceed the Purchase Price of the Agency Parcel. Prior to and as a condition of the close of escrow on the sale of the Agency Parcel, Developer shall provide appropriate certifications of costs, acceptable to the Executive Director and Agency Counsel N.,e.be,10,2005 20 (b) Closing Costs. The Developer shall also deposit into Escrow sufficient funds to (a) cover all closing costs to be paid by the Developer pursuant to Section 7.5.1(b), (b) allow Escrow Holder to disburse to the Agency an amount equal to the Purchase Price, as adjusted for any net credits or debits to the Agency for closing costs and/or prorations in accordance with Sections 7.5.4 and 7.5.5. (c) Payments in Immediately Available Funds. Funds delivered to Escrow Holder under this Agreement shall be in the form of cash, wire transfer (to such account as Escrow Holder notifies the Developer in writing), or by cashier's check drawn on good and sufficient funds on a federally insured bank in the State of California and made payable to the order of Escrow Holder. 4.3 [Reserved.] 4.4 Escrow. Not later than one (1) business day after the execution of this Agreement by the Developer and the Agency, the Developer and the Agency shall each deliver an executed original counterpart of this Agreement to Escrow Holder. For purposes of this Agreement, the "Opening of Escrow" shall be the date that Escrow Holder receives an executed original counterpart to this Agreement signed by the Developer and the Agency. Upon the written acceptance of this Agreement by Escrow Holder, this Agreement shall constitute the joint escrow instructions of the Developer and the Agency to Escrow Holder to open an escrow (the "Escrow"). Upon Escrow Holder's written acceptance of this Agreement, Escrow Holder is authorized to act in accordance with the terms of this Agreement. The Developer and the Agency shall execute Escrow Holder's general escrow instructions upon request, with such modifications thereto as the Developer and the Agency may reasonably require; provided, however, that, if there is any conflict or inconsistency between such general escrow instructions and this Agreement, this Agreement shall control. Escrow Holder shall not prepare any further escrow instruction restating or amending this Agreement unless specifically so instructed by the Agency and the Developer in writing. Any supplemental escrow instructions must be in writing and signed by the Agency and the Developer and accepted by the Escrow Holder to be effective. 4.5 InvestiEation; Property Sold "As-Is". 4.5.1 hnvestigation. (a) The Developer has conducted, or will have conducted prior to execution of this Agreement, the Developer's own investigation of the Agency Parcel and all matters related to the Agency Parcel including the state of title, including easements, covenants, conditions and/or restrictions affecting the Agency Parcel, if any, the physical condition thereof, the accessibility and location of utilities, the physical condition of all structures located on the Agency Parcel, as applicable, and all mechanical, plumbing, sewage, and electrical systems located therein, suitability of soils, environmental, and other Agency Parcel investigations. The Developer has reviewed, or will have reviewed prior to execution of this Agreement, all items that in the Developer's sole judgment affect or influence the Developer's purchase and use of the Property and the Developer's willingness to consummate this Agreement. (b) The Developer acknowledges and agrees that having been given the opportunity to inspect the Agency Parcel, review the information and documentation affecting the property, November 10,2005 21 and has assumed the responsibility for the remediation of the Agency Parcel, the Developer is relying solely on its own investigation of the Agency Parcel, its own review of such information and documentation in determining the physical, economic, and legal condition of the property, and its own November 10,2005 22 work in the remediation of the Agency Parcel, and not on any information provided or to be provided by the Agency or the agents of the Agency. The Developer further acknowledges and agrees that any information provided to the Developer by or on behalf of the Agency with respect to the Agency Parcel was obtained from a variety of sources and that the Agency has not made any independent investigation or verification of such information and makes no representations as to the accuracy or completeness of such information. The Developer acknowledges and agrees that it shall perform its own assessment of the environmental condition of the Developer Parcel, the presence of Hazardous Materials on the property, and the suitability of the soil for improvements to be constructed. 4.5.2 AS-IS: WHERE-IS. (a) No Representations or Warranties. The Developer recognizes that the Agency would not sell the Developer Parcel except on an "AS IS, WHERE IS, WITH ALL FAULTS" basis, and the Developer acknowledges that the Agency has made no representations or warranties of any kind whatsoever, either express or implied in connection with any matters with respect to the Developer Parcel or any portion thereof. The Developer acknowledges that the Developer has examined the Developer Parcel and is buying the Developer Parcel in an "AS IS, WHERE IS, WITH ALL FAULTS" condition, in its present state and condition and with all faults, if any. The Developer further acknowledges and agrees that, except as otherwise specifically provided in this Agreement, the Agency has not made and does not make and specifically negates and disclaims any representations, warranties, promises, agreements or guaranties of any kind or character, whether express or implied, oral or written, past, present or future, whether by the Agency or any of its agents, elected or appointed officials, representatives or employees, of concerning or with respect to: (i) the value of the Agency Parcel or the income to be derived from the Developer Parcel; (ii) the existence or nonexistence of any liens, easements, covenants, conditions, restrictions, claims or encumbrances affecting the Agency Parcel; (iii) the suitability of the Agency Parcel for any and all future development, uses and activities which the Developer may conduct thereon, including the development of the Project described herein; (iv) the habitability, merchantability or fitness for a particular purpose of the Agency Parcel; (v) the manner, quality, state of repair or lack of repair of the Agency Parcel; (vi) the nature, quality or condition of the Agency Parcel including water, soil .and geology; November 10,2005 23 (vii) the compliance of or by the Agency Parcel or its operation with any Governmental Requirement, including the National Environmental Policy Act, CEQA, and the Americans with Disabilities Act of 1990; (viii) the marmer or quality of the construction or materials, if any, incorporated into the Agency Parcel; (ix) the presence or absence of Hazardous Materials, at, on, under, or adjacent to the Agency Parcel; (x) the content, completeness or accuracy of the information, documentation, studies, reports, surveys and other materials, delivered to the Developer in cormection with the review of the Agency Parcel and the transactions contemplated herein; (xi) the conformity of the existing improvements on the Agency Parcel, if any; to any plans or specifications for the Site; (xii) compliance of the Agency Parcel with past, current or future statutes, laws, codes, ordinances, regulations or Governmental Requirements relating to zoning, subdivision, planning, building, fire, safety, health or environmental matters and/or covenants, conditions, restrictions or deed restrictions; (xiii) the deficiency of any undershoring or of any drainage; (xiv) the fact that all or a portion of the Agency Parcel may be located on or near an earthquake fault line or falls within an earthquake fault zone established under the Alquist-Priolo Earthquake Zone Act, California Public Resources Code Sections 262 1-2630 or within a seismic hazard zone established under the Seismic Hazards Mapping Act, California Public Resources Code, Sections 2690-2699.6 and Sections 3720-3725; (xv) the existence or lack of vested land use, zoning or building entitlement affecting the Agency Parcel; (xvi) the fact that the Site may be located near or in the vicinity of a commercial airport and development of the Site may be subject to the jurisdictional review of an airport land use commission as provided under Public Utility Code Section 21670 et seq.; (xvii) with respect to any other matters. (b) No Unauthorized Representations. No person acting on behalf of the Agency is authorized to make, and by execution hereof, the Developer acknowledges that no person has made, any representation, agreement, statement, warranty, guarantee or promise regarding the Agency Parcel or the transaction contemplated herein or the past, present, or future zoning, land use entitlements, construction, physical condition or other status of the Site except as may be expressly set forth in this Agreement. No November l0,2005 24 representation, warranty, agreement, statement, guarantee, or promise, if any, made by any person acting on behalf of the Agency that is not contained in this Agreement will be valid or binding on the Agency. For the purposes of this Paragraph (b) of this agreement the term Agency includes the City of Palm Springs. (c) Release. Save and except for the covenants, representations and warranties of the Agency and any other "Released Party" (as defined below in this Section) under this Agreement, the Developer and any Person claiming by, through or under the Developer, including all voluntary and involuntary successors of the Developer owning all or any portion of the Site ('Releasing Party"), hereby waives, as of the date of execution of this Agreement and as of the Closing Date, its right to recover from, and fully and irrevocably releases, the Agency and City of Palm Springs and their respective officials, employees, agents, attorneys, affiliates, representatives, contractors, successors and assigns (individually, a "Released Party", collectively, the "Released Parties") from any and all Claims that the Developer may now have or hereafter suffer or acquire for any costs, losses, liabilities, damages, expenses, demands, actions or causes of action: (a) arising from any information or documentation supplied by any of the Released Parties ("Due Diligence Information"); (b) arising from any condition of the Agency Parcel, known or unknown by any Releasing Parry or any Released Party; (c) arising from any construction defects, errors, omissions or other conditions, latent or otherwise, including enviromnental matters, as well as economic and legal conditions on or affecting the Agency Parcel, or any portion thereof, (d) arising from the existence, Release, threatened Release, presence, storage, treatment, transportation or disposal of any Hazardous Materials at any time on, in, under, from, about or adjacent to the Agency Parcel or any portion thereof; (e) by any Governmental Authority or any other third party arising from or related to any actual, threatened, or suspected Release of a Hazardous Material on, in, under, from, about, or adjacent to the Agency Parcel, or any portion thereof, including any Investigation or Remediation at or about the Agency Parcel; provided, however, that the foregoing release by the Releasing Parties shall not apply to the extent that any Claim is the result of the willful misconduct or fraud of the Agency or their respective officials, employees, representatives, agents, or consultants arising after the Close of Escrow. This release includes Claims of which the Developer is presently unaware or which the Developer does not presently suspect to exist which, if known by the Developer, would materially affect the Developer's release to the Released Parties. The Developer specifically waives the provision of California Civil Code Section 1542, which provides as follows: "A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM MUST HAVE MATERIALLY AFFECTED HIS SETTLEMENT WITH THE DEBTOR." In this connection and to the extent pennitted by law, the Developer hereby agrees, represents and warrants, which representation and warranty shall survive the Close of Escrow and the termination of this Agreement and not be merged with the Grant Deed, that the Developer realizes and acknowledges that factual matters now unknown to it may have given or may hereafter give rise to Claims or controversies which are presently unknown, unanticipated and unsuspected, and the Developer further agrees, represents and warrants, which representation and warranty shall survive the Close of Escrow and the termination of November 10,2005 25 this Agreement and not be merged with the Grant Deed, that the waivers and releases herein have been negotiated and agreed upon in light of that realization and that the Developer, on behalf of itself and the other Releasing Parties, nevertheless hereby intends to release, discharge and acquit the Released Parties from any such unknown Claims and controversies which might in any way be included as a material portion of the consideration given to the Agency by the Developer in exchange for the Agency's performance hereunder. BY INITIALIZING BELOW, DEVELOPER ACKNOWLEDGES THAT (A) IT HAS READ AND FULLY UNDERSTANDS THE PROVISIONS THAT THIS SECTION, (B) IT HAS HAD THE CHANCE TO ASK QUESTIONS OF ITS COUNSEL ABOUT ITS MEANING AND SIGNIFICANCE, AND (C) IT HAS ACCEPTED AND AGREED TO THE TERMS SET FORTH IN THIS SECTION. AGENCY'S INITIALS DEVELOPER'S INITIALS This release shall run with the land as an equitable servitude for the benefit of the Agency and, shall be included in its entirety in the Grant Deed. 5. Indemnity, No Financing Contingency. 5.1 Indemnity. The Developer hereby agrees to protect, indemnify, defend, and hold the Agency and the City of Palm Springs and their respective officials, employees, agents, attorneys, representatives, contractors, successors and assigns free and harmless from and against any and all Claims arising from or related to entry onto the Agency Parcel by the Developer or the activities or work on or use by the Developer or the Developer's officers, directors, employees, agents, representatives and/or contractors of the Developer Parcel, including carried out by the Developer on or adjacent to the Agency Parcel; provided, however, that the foregoing indemnity shall not apply to any diminution in the value of the Agency Parcel resulting solely from Developer's discovery of any pre-existing condition, pre-existing circumstance or pre-existing Hazardous Material on the Developer Parcel. The Developer shall keep the Developer Parcel free and clear of any mechanics' liens or materialmen's liens related to the Developer's Inspection of the Agency Parcel. The indermnification by the Developer set forth in this Section 5.4 shall survive the Close of Escrow and the termination of this Agreement and shall not be merged with the Grant Deed. 5.2 No Financing Contingency. The Developer acknowledges that it has examined its ability to purchase the Agency Parcel and to develop the Project, including the Developer's ability to obtain financing there for. As a condition precedent to entering into this Agreement, the Developer has provided evidence, satisfactory to the Agency, of the Developer's ability to obtain such financing. The Developer acknowledges and agrees that the Developer's purchase of the Agency Parcel is subject to no financing contingency whatsoever with respect to either private or public financing. November 10,2005 26 6. Title: Survey. 6.1 Survey. A proposed survey of the Agency Parcel ("Survey") has been prepared by Developer. Prior to Close of Escrow the Survey shall be certified by the Surveyor to the Agency, the Developer and the Title Company and corrections made, if necessary. The Survey identifies all Permitted Exceptions, as hereinafter defined, by reference to the recording information applicable to the documents creating them and also states whether any portion of the Project lies within a flood hazard area. The Developer hereby agrees to indemnify and hold the Agency and its respective officials, employees, agents, attorneys, representatives, contractors and successors and assigns free and harmless from any and all Claims which the Developer shall incur or sustain as a result of inaccuracy in the legal description for the Project. The indemnification by the Developer set forth in this Section 6.1 shall survive the Close of Escrow and the termination of this Agreement and shall not be merged with the Grant Deed. 6.2 Permitted Exceptions. Attached hereto as Exhibit No. 6 is a preliminary title report issued to the Agency by the Title Company with respect to the Agency Parcel ("Preliminary Title Report"). Within ten (10) days following the Effective Date, the Developer may, at the Developer's sole expense, cause the Title Company to prepare and deliver to the Developer a preliminary title commitment from Title Company ("Title Commitment") committing to issue to the Developer a California Land Title Association Owner's Policy for the Agency Parcel (the "CLTA Policy") together with true and complete copies of all instruments referred to therein. The Developer acknowledges and agrees that it has reviewed the Preliminary Title Report and the other relevant documents referenced below and that it shall take title to the Agency Parcel subject to the following (collectively referred to herein as the "Permitted Exceptions"): (a) all covenants, restrictions and encumbrances, liens, exceptions, leases, restrictions, deed restrictions and qualifications set forth in or pennitted or contemplated by this Agreement, (b) all exceptions indicated in the Preliminary Title Report, and (c) unless removed from title in accordance with Section 6.3, any and all further title exceptions as may be found in any subsequent update of title. 6.3 ALTA Policy: Endorsements. It shall be a condition precedent to the Developer's obligation to close escrow that the Title Company issue the CLTA Policy with policy amount as requested by the Developer, not to exceed the Purchase Price. It shall not be a condition precedent to the Developer's obligation to close that the CLTA Policy show only exceptions to fee title that are Permitted Exceptions; the Agency Parcel is being sold by the Agency "as is." The Developer shall have the right, at its sole expense, to request and obtain an ALTA extended coverage owner's policy of insurance (the "ALTA Policy") and any additional title endorsements ("Developer's Title Endorsements") as the Developer deems necessary;provided that the issuance of the ALTA Policy and the Developer's Title Endorsements shall not delay the Close of Escrow and shall not be a condition precedent to the Close of Escrow. The Agency shall pay for the cost of the CLTA Policy. Developer shall pay for the cost of any ALTA Policy requested by Developer and the cost of Developer's Title Endorsements. The title policy obtained by the Developer is referred to herein as "Developer's Title Policy." Developer's failure or inability to obtain the ALTA Policy or any or all of Developer's Title Endorsements by Close of Escrow shall not be a condition precedent to or result in any delay in the Close of Escrow. November 10,2005 27 7. Closing. 7.1 Time and Place of Closing. For purposes of this Agreement, the term "Closing Date" shall mean five (5) working days after satisfaction of Developer's Closing Conditions and Agency's Closing Conditions. The Close of Escrow shall take place on the Closing Date at: Chicago Title Company; [name of Escrow Officer] (the "Title Company or Escrow Officer"). The Closing Date may be extended upon mutual written agreement of the Parties. 7.2 Developer's Conditions Precedent to Closing. The Developer's obligation to purchase the Property and to close Escrow is subject to and conditioned upon the Developer's satisfaction or the Developer's written waiver, in its sole discretion, as to each of the following conditions to Close of Escrow ("Developer's Closing Conditions") on or before the Closing Date: 7.2.1 The Agency's Document Deliveries. The Agency's execution and delivery to Escrow Holder of the following documents, which documents the Agency shall deliver to Escrow not later than one (1) day prior to the Close of Escrow: (a) the Grant Deed, executed by the Agency, acknowledged and in recordable form; (b) a federal "FIRPTA" Affidavit executed by the Agency in form reasonably acceptable to the Developer, certifying that the Agency is not a "foreign person" under the Foreign Investment in Real Property Tax Act; (c) California's Real Estate Withholding Exemption Certificate Form 597-W; (d) such proof of the Agency's authority and authorization to enter into this Agreement and consummate the transactions contemplated hereby, and such proof of the power and authority of the individual(s) executing and/or delivering any instruments, documents or certificates on behalf of the Agency to act for and/or bind the Agency as may be reasonably required by Title Company and/or the Developer; and (e) such other documents or instruments as Escrow Holder may reasonably request to consummate the transaction contemplated herein. 7.2.2 Title Policy. The Title Company shall be in a position to convert the Title Coirunitment to the CLTA Policy and issue same to the Developer. 7.2.3 Leases and Contracts. Except as approved by the Developer in writing or constituting a Permitted Exception, there shall exist no leases, contracts or rights of occupancy with respect to the Site that shall survive the Close of Escrow. 7.2.4 Planned Development Permit. The City Council shall have approved the Planned Development Permit for the Project. November 10,2005 28 7.2.5 Thirty-one (31) days shall have passed since City's and Agency's filing of Notices of Determination under CEQA for the Project, and no temporary restraining order, preliminary injunction, or alternative writ has been issued by a court which sets aside the City's Project approval or temporarily prevents City's or Developer's timely performance of this Agreement. 7.3 The Agency's Conditions Precedent. The Agency's obligation to sell the Agency Parcel and to close Escrow is subject to and conditioned upon the Agency's satisfaction or the Agency's written waiver, in its sole discretion, as to each of the following conditions to Close of Escrow ("Agency Closing Conditions") on or before the Closing Date: 7.3.1 Documents to be Delivered Upon Execution of this Agreement. Prior to or concurrently with the execution of this Agreement by the Developer, the following shall have occurred: The Developer shall have delivered to the Agency (i) a declaration certified by the General Partner of Developer, that the following documentation submitted by the Developer to the Agency prior to the Effective Date is true and correct as of Close of Escrow: (aa) documentation relating to the Developer's limited partnership and its General Partner, including, as applicable: the Limited Partnership Agreement; (bb) copies of all resolutions or other necessary actions taken by such entity to authorize the execution of this Agreement and any other documents or instruments required by this Agreement; (cc) a certificate of status issued by the California Secretary of State; (dd) a copy of any Fictitious Business Name Statement if any, as published and filed with the Clerk of Riverside County; and (ee) a certificate of good standing of the Developer and its General Partner issued by the California Secretary of State. 7.3.2 Developer's Delivery of Purchase Price: Other Costs. Not later than two (2) days prior to the Closing Date, the Developer shall deliver to Escrow (a) the Supplemental Deposit, as described in Section 4.2.2(b) plus all other sums required to pay the Developer's closing costs, and other sums required to be paid by the Developer as a condition to Close of Escrow, as described in Section 4.2 of this Agreement. 7.3.3 Developer's Document Deliveries. The Developer's execution and delivery to Escrow Holder of the following, which documents the Developer shall deliver to the Escrow not later than three (3) days prior to the Closing Date: (a) the Memorandum of DDA executed by the Developer, acknowledged and in recordable form; (b) a reaffirmation of the Developer's representations and warranties set forth in Section 3.1 in form and substance acceptable to the Agency; (e) a reaffirmation of the Release described in Section 4.5.2(c) in form and substance acceptable to the Executive Director; November 10,2005 29 (d) such proof of the Developer's authority and authorization to enter into this Agreement and consummate the transactions contemplated hereby, and such proof of the power and authority of the individual(s) executing and/or delivering any instruments, documents or certificates on behalf of the Developer to act for and/or bind the Developer as may be reasonably required by Title Company and/or the Agency; (e) certification of remediation costs as provided in Section 4.2.2(a) in a form and substance acceptable to the Executive Director and Agency Counsel; and (f) such other documents or instruments as Escrow Holder may reasonably request to consummate the transaction contemplated herein. 7.3.4 Evidence of Financine. The Developer shall have submitted to the Agency the following evidence of financing: (a) Demonstration to the satisfaction of the Executive Director or designee(i) the availability of funds sufficient to pay all costs relating to acquisition of the Agency Parcel and development of the Project including sufficient equity capital, bonding capacity and commitment for funding of the Project Improvements in writing from a Permitted Mortgagee(s) and (ii) no material adverse change in the financial capacity or condition of Developer from that presented to the Agency in Developer's response to RFP'. (b) A letter from a federally-insured Financial Institution to the effect that the Developer has established a commercial account with such financial institution and a good and established relationship with such financial institution. (c) Such other documents, as the Agency, in its sole discretion, determines will assist in the evaluation of whether the Developer is able to acquire the Agency Parcel, construct the Project Improvements and perform in a timely manner all of its other obligations and commitments set forth in this Agreement. 7.3.5 Plarmed Development Permit. The City Council approval of the Planned Development Permit for the Project shall be final. 7.3.6 Developer's Representations and Warranties. The Developer's representations and warranties set forth in this Agreement shall be true and correct as of the Closing Date. 7.3.7 Developer's Covenants. The Developer shall not be in default of any covenant or agreement to be performed by the Developer under this Agreement. 7.3.8 Insurance Policies. The Developer shall have submitted to the Agency evidence of insurance policies required to be obtained by the Developer pursuant to Section 11. November 10,2005 30 7.4 Additional Closing Conditions. In addition to the provisions of Sections 7.2, 7.3, and 8.3.3, the Close of Escrow shall be conditioned upon the following Closing Conditions, which shall be for the benefit of each of the Agency and the Developer: 7.4.1 Closing Cost Statement. Escrow Holder shall have delivered at least two (2) business days prior to the Closing Date a statement of costs to each of the Agency and the Developer. 7.4.2 Supplemental Escrow Instructions. The Agency and the Developer shall have prepared and approved any supplemental Escrow instructions as may be needed. 7.4.3 Closing Certificate. The Agency and the Developer shall each submit to Escrow Holder a certificate stating that all Closing Conditions for its benefit have been satisfied or waived. 7.5 Procedures for Conveyance of Property From Agency to Developer. 7.5.1 Costs and Expenses. The costs and expenses of the Closing shall be allocated as follows: (a) Agency's Costs. The Agency shall pay (a) the premium for a CLTA policy; (b) one-half(1/2) of all escrow fees and costs; and (d) the Agency's share of prorations, if any. Except as provided herein, the Agency shall pay the fees of all consultants (including lawyers, environmental, engineering and land use consultants) engaged by it. (b) Developer's Costs. The Developer shall pay for (a) the premium for the Developer's Title Policy; (b) the cost, if any, of any title insurance policy required by any Mortgagee; (c) document recording charges for the Grant Deed, the Memorandum of DDA and other documents recorded at Closing; (d) all documentary transfer taxes; (e) one-half(1/2) of all escrow fees and costs; and (f) the Developer's share of prorations. The Developer shall pay the fees of all consultants and employees (including lawyers, environmental, engineering and land use consultants) engaged by it. (c) Other Costs. All costs and expenses related to the Closing and the transfer of the Agency Parcel to the Developer not otherwise allocated herein shall be allocated between the Developer and the Agency in accordance with the customary practice in Riverside County, California. 7.5.2 Possession. The Agency shall deliver the Grant Deed to the Agency Parcel and possession of the Agency Parcel at the Close of Escrow. 7.5.3 Deliveries to Developer Upon Closing. The Agency agrees to deliver to the Developer, on or prior to the Closing Date, outside of Escrow, the following items: (a) Records and Plans. To the extent in the Agency's possession, originals or copies of records and plans that will affect the Site after the Closing. November 10,2005 31 (b) Licenses and Permits. To the extent in the Agency's possession, originals or copies of all licenses and permits affecting the Agency Parcel. 7.5.4 Proration. (a) Taxes. The Developer shall be responsible for all taxes, fees and charges imposed by any Governmental Authority from and after the Close of Escrow. If, after the Closing, any real property taxes are assessed against the Agency Parcel pertaining to the period prior to the Closing, the Agency agrees to contact the applicable taxing authority and seek recognition and enforcement of its tax exemption. The provisions of this Section 7.5.4 shall survive the termination of this Agreement and the Closing and shall not merge into the Grant Deed. (b) Contracts and Leases. The Developer has agreed to maintain the Site from the Effective Date to and through the Closing Date. Accordingly, amounts payable under Contracts and Leases and any other expenses relating to the Site (excluding real property taxes or other taxes) shall be prorated on an accrual basis as of the Effective Date (and not the Closing Date). The Agency shall pay all amounts due thereunder which accrue prior to the Effective Date, and, unless previously paid by the Developer, the Developer shall pay all amounts accruing on the Effective Date and thereafter. (c) Method of Proration. All prorations shall be made in accordance with customary practice in Riverside County, except as otherwise expressly provided herein. The Developer and the Agency agree to cause a schedule of prorations to be prepared prior to the Closing Date. Such prorations, if and to the extent known and agreed upon as of the Closing Date, shall be paid by the Developer to the Agency (if the prorations result in a net credit to the Agency) or by the Agency to the Developer (if the proration result in a net credit to the Developer) by increasing or reducing the cash to be paid by the Developer at the Closing. Any such prorations not determined or not agreed upon as of the Closing shall be paid by the Developer to the Agency, or by the Agency to the Developer, as the case may be, in cash as soon as practicable following the Closing. A copy of the schedule of prorations as agreed upon by the Developer and the Agency shall be delivered to Escrow Holder at least three (3) business days prior to the Closing Date. All prorations provided for in this Section shall be on an "actual day" basis and a three hundred sixty-five (365) day year. If the Agency Parcel is part of a larger tax parcel ("Assessment Parcel"), which as of the Close of Escrow remains unsegregated on the County Tax Assessor's Roll for the coming fiscal year, Escrow Holder shall charge the Developer and credit the Agency for taxes and assessments allocated to the Agency Parcel on an acreage basis compared to the acreage for the entire Assessment Parcel, which acreage figures for allocation purposes shall be fairly and equitably determined and supplied to Escrow Holder by the Parties. The Parties shall cooperate in good faith to cause the Agency Parcel to be separately assessed and segregated in Developer's name on the current tax roll at the earliest possible time. 7.5.5 Disbursements and Other Actions by Escrow Holder. At the Close of Escrow and subject to the satisfaction or waiver by the benefited party of the Closing Conditions described in Sections 7.2, 7.3, and 7_4, Escrow Holder shall promptly undertake all of the following in the manner indicated below: November 10,2005 32 7.5.6 Funds. Debit or credit all matters addressed in Section 7.5.1 and prorate all matters addressed in Section 7.5.4 and disburse to the Agency the Purchase Price (as adjusted by the foregoing debits, credits and prorations) deposited with Escrow Holder by the Developer. 7.5.7 Recording. Cause the Grant Deed; the Memorandum of DDA and any other documents which the Developer and the Agency may mutually direct, or which may be required to be recorded by the terms of this Agreement to be recorded in the Official Records, obtain conformed copies thereof and distribute same to the Developer and the Agency. 7.5.8 Title Policy. Direct the Title Company to issue the CLTA policy to the Developer, concurrent with the issuance of the Insurance Policy the Title Company shall provide such endorsements as may be requested by the Developer. 7.5.9 Delivery of Documents to Developer and Agency. Deliver to the Developer and the Agency original counterparts (and conformed copies, if applicable) of the Grant Deed, the Memorandum of DDA, the FIRPTA Certificate, the California Form 597-W and any other documents (or copies thereof) deposited into Escrow by the Developer or the Agency pursuant hereto, and deliver to the Developer and the Agency a certified copy of their respective Escrow closing statements. 7.5.10 Other Actions. Take such other actions as the Developer and the Agency direct pursuant to mutually executed supplemental Escrow instructions. 7.5.11 Notice. All communications from the Escrow Holder shall be directed to the addresses and in the manner established in Section 17.7 of this Agreement for notices, demands, and communications between the Parties. 8. Development of the Proiect. 8.1 Scope of Development. 8.1.1 Requirement to Develop the Project. The Scope of Development attached to this Agreement as Exhibit No. 7 sets forth the overall plan for the Project and development of the Site, including the Common Areas. The Developer shall improve the Site and construct the Public Improvements identified in Exhibit No. 7, in the manner described in the Scope of Development and in accordance with the Schedule of Performance and the Approved Project Plans, all as further described below. 8.1.2 Responsibility for Project Development. The Developer shall have responsibility for the design and layout of the Private Improvements (including height, shape, and location, size of floor plans, and special landscaping and art features), the Public hmprovements and for the special uses to be incorporated therein, subject to the approval of the Agency and the City, pursuant to its governmental authority as entitling agency, and subject to the provisions of this Agreement, including the design review and approval provisions for the benefit of the Agency set forth in this Agreement which are undertaken by the Agency in its proprietary capacity. November 10,2005 33 8.1.3 Project Development Costs. Within the time set forth in the Schedule of Perfonnance and subject to Force Majeure, the Developer shall final the design of and construct the Project at the Developer's sole cost and expense. Without limiting the generality of the foregoing, the Developer hereby agrees that all costs associated with planning, designing and constructing the Project, preparing the Site and constructing all Project Improvements thereon including all hard costs, soft costs, the cost of services, fees, exactions, dedications, cost overruns, profit, overhead, consultants' fees, legal fees, wages required to be paid to any person employed by the Developer, any Assignee, contractor or subcontractor, Quimby Act Fees ("Development Costs"), has been and will continue to be the responsibility of the Developer without any cost or liability to the Agency. 8.1.4 Compliance with Governmental Requirements and Other Requirements. The Project shall be consistent with the Scope of Development and shall be developed and maintained in accordance with this Agreement and all Governmental Requirements, including the Approved Project Plans. 8.1.5 Construction of Specific Project Components. (a) Project Improvements. The Developer shall promptly begin and thereafter diligently prosecute to Completion in accordance with the Schedule of Performance and subject to Force Majeure, all Project Improvements when and as required by the Agency and pursuant to all Governmental Requirements, State and Federal Law. (b) Quimby Fees. The Developer shall be responsible at its sole cost and expense for compliance with the Quimby Act, California Govermnent Code Section 66477 and shall pay in lieu fees in compliance with Palm Springs City Code Section 9931(d). 8.2 Timing and Conditions of Proiect Development. 8.2.1 Schedule of Perfornance. Attached hereto as Exhibit No. 6 is a Schedule of Performance which sets forth the schedule for submissions, approvals and actions, including the design and construction of the Project Improvements. The Parties acknowledge and agree that the Agency is entering into this Agreement with the expectation that subject to Force Majeure, the projections in the Schedule of Performance will be met. Following conveyance of the Agency Parcel to the Developer, the Developer shall promptly begin and thereafter diligently prosecute to completion all steps required by the Schedule of Performance including final design, construction, and development of the Project Improvements within the time specified in the Schedule of Performance. The Agency may, in its sole discretion and upon written request from the Developer, extend the time specified in the Schedule of Performance; provided, however, that the Agency shall not withhold its consent to reasonable extensions to deadlines in the Schedule of Performance requested by the Developer so long as the Developer is proceeding in good faith and in a commercially reasonable matter, as determined by the Agency in its sole discretion, to comply with the requirements of the Schedule of Performance and there are no circumstances applicable to or causing the delay suffered by the Developer that would not apply to other developers attempting to complete similar commercial projects in Riverside County. Any such agreed upon changes shall be within the limitations of November 10,2005 34 the Entitlements. Any such extensions shall not be deemed as amendments to this Agreement. Any such extensions shall be evidenced by written notice from the Executive Director or designee. 8.2.2 Conditions Relating to Timing and Sequencing of the Development of the Project. The following are express conditions precedent to the right of the Developer to proceed with development of the Project. (a) Prior to issuance of the first grading permit (other than stockpiling) for the Project, the Developer shall provide a Performance Bond and a Payment Bond in an amowrt and form acceptable to the City Engineer securing its obligations to construct the Public Improvements. (b) School Impact Fees. The Developer acknowledges and agrees that the Site may be subject to imposition of developer school impact fees by the Palm Springs Unified School District. Such fees shall be paid by Developer in accordance with law, prior to issuance of Building permits for the Private Improvement, and evidence of such payment provided to City. (c) Conditions of Approval. The Developer acknowledges and agrees that the Developer shall fully comply with all conditions of approval of the City Council Resolution No. 21433, conditionally approving a planned development permit (Case 5.0948 PD-291) (the "Planned Development Permit") for the Project on October 19, 2005. 8.3 Land Use Matters. 8.3.1 Entitlements and Development Permits. It is the responsibility of the Developer, without cost to the Agency: (a) to obtain all land use approvals and entitlements legally required by the City or any other Governmental Authority as a condition to development of the Site and construction of the Project Improvements shown in the Scope of Development and the Preliminary Plan as the same may be modified from time to time with the approval of the Agency ("Entitlements"); (b) to obtain all grading, demolition, and building permits; and (c) to assure that the design, construction, use, operation, maintenance, repair and replacement of the Project Improvements is carried out in accordance with the provisions of this Agreement, and is pennitted by zoning and all applicable City requirements. Nothing contained herein shall be deemed to entitle the Developer to any Entitlement or grading, demolition, and building permit or other City approval necessary for the development of the Site, or to the waiver of any applicable Agency requirements relating thereto. The failure of the City to issue or approve any Entitlement described in this Agreement, or to issue any grading, demolition, and building permit shall not be a default of the Agency under this Agreement. Nothing in this Agreement shall be construed as prohibiting the Developer from requesting and securing temporary certificates of occupancy of portions of the Project from the City subject to the usual and customary practice of the City in the administration of its building and zoning ordinances. 8.3.2 Agreement Does Not Grant Entitlements. This Agreement does not (a) grant any land use entitlement to the Developer, (b) supersede, nullify, or amend any condition which may be imposed by the City in connection with approval of the Project, (c) guarantee to the Developer or any other party any profits from the development of the Site, or(d) amend any City laws, codes, or rules. November 10,2005 35 8.3.3 Entitlements. This Agreement and the development of the Project shall be subject to the completion of all Entitlement review processes of the City all of which are Closing Conditions, including but not limited to final approval of the planned development permit as described in Section 8.5 of this Agreement. Without limiting the foregoing, in developing and constructing the Project, the Developer shall ensure that the Project complies with all applicable development standards in the Redevelopment Plan, the City Code, and with all building codes, landscaping, signage, and parking requirements, except as may be permitted pursuant to the Planned Development Permit. 8.3.4 Development Permits and Dedications. The Developer shall process, secure, or cause to be secured any and all permits, certificates, and approvals which may be required by the Agency or any other Governmental Authority to develop the Site and to construct the Project Improvements (collectively, "Development Permits"). 8.3.5 Agency Review of Land Use Applications. Consistent with this Agreement, the Agency agrees, without cost to the Agency, to support the Developer's efforts to obtain the Entitlements and grading, demolition, and building permits required for the full implementation of this Agreement. The Agency will seek to expedite review of entitlement applications where reasonably required in order to meet the deadlines set forth in the Schedule of Performance. Without limiting any other provision of this Agreement, the Developer shall pay all pennit fees and other fees and costs normally charged by the Agency in comiection with application for and review and approval of Entitlements and grading, demolition, and building permits. 8.3.6 CEQA Requirements. The Parties acknowledge and agree that CEQA is applicable to the development of the Project. The Developer has been and will continue to be responsible, at its own cost and expense, for obtaining CEQA approvals and certifications, if any, required by the Agency and any other Governmental Authority for development of the Project. The Agency agrees to cooperate with the Developer in obtaining information to detennine the environmental impact of the Project, if any. 8.3.7 Conditions of Approval. The Developer acknowledges and agrees that the Agency shall require certain satisfaction of conditions and dedication of certain property, as determined by the Agency in its sole discretion, in connection with its approval, or the City's approval, of any Entitlement approved in conjunction the approval of the Project. 8.4 Financial Status. 8.4.1 Financial Capability. Until issuance of the Certificate of Compliance, the Developer shall continue to be responsible for demonstrating to the Agency the financial capacity and capability to perform its obligations under this Agreement. The Developer shall submit any additional financial information of Developer and its members or managing member as requested by the Agency within thirty (30) days of a request by the Agency pursuant to this Agreement. The Developer shall identify with specificity the documents which the Developer wants the Agency to maintain as confidential documents and a statement as to why the request is consistent and complies with the provisions of the Public Records Act of the State of California. If confidentiality is requested and if nondisclosure under the Public Records November 10,2005 36 Act is allowed, the documents shall be delivered to and maintained by the Agency and copies shall not be disseminated. Otherwise, Developer agrees to make such information available to Agency at its offices. To the extent permitted by law, the Agency shall not make public disclosure of confidential documents. The Agency's agents, negotiators and consultants may review the documents as necessary as long as such parties agree to maintain the confidentiality of such documents. 8.4.2 Additional Information. The Developer understands and agrees that the Agency reserves the right at any time to reasonably request from the Developer additional information, including information, data and commitments to ascertain the depth of the Developer's capability and desire to develop the Site expeditiously. 8.5 Design Approval. 8.5.1 Design Review. It is understood and agreed to by the Developer that the quality, character, and uses proposed for the Project are of particular importance to the Agency and that the City, acting in its governmental capacity, will continue to require Concept Plan and Design Review approval as part of the Entitlements. In addition, in its proprietary capacity as seller of the real property that is the subject of this Agreement, the Agency will require plan review and approval for the Site as further set forth in this Section 8.5. 8.5.2 Plan Development and Cost. All plans and specifications for the Project have been and will continue to be prepared by the Developer at the Developer's sole cost and expense and subject to the requirements set forth in this Section 8.5. 8.5.3 Preliminary Plans and Development of Further Design Stages. The Developer has previously submitted to the City and Agency a preliminary development plan for the Site (the "Preliminary Plan"), which is on file with the Development Services Department, graphically depicting the overall plan for development of the Project Improvements on the Site. Such plan was revised and submitted to the Agency Board and City Council for review and approval. The City Council reviewed and conditionally approved a planned development permit (Case 5.0948 PD-291) (the "Planned Development Permit") for the Project on October 19, 2005. The Agency and the Developer agree that the Placed Development Pen-nit is in substantial compliance with the Preliminary Plan. Within the timeframe shown in the Schedule of Performance, Developer shall submit for approval by the Agency and City, final design drawings and related documents ("Final Design Documents") conforming to the requirements of the conditions of approval for the Planned Development Permit and the Palm Springs Municipal Code. 8.5.4 Coordination. The Developer and the Project Architect shall meet with representatives of the Agency to review and come to a clear understanding of any additional planning and design criteria required by the Agency for the preparation of Final Design Documents in conformity with the approved Planned Development Permit. During the preparation of all Final Design Documents, staff of the Agency and the Developer shall hold regular progress meetings to coordinate the preparation of, submission to, and review of the Final Design Documents. The staff of the Agency and the Developer shall communicate and consult as frequently as necessary to facilitate prompt and speedy consideration of the Developer's submittals. Navemb.,10,2005 37 8.5.5 Proprietary Review. The Agency shall have the right of reasonable architectural review of all plans and submissions, including any proposed changes thereto, regarding exterior elevations, exterior materials (including selections and colors) and the size, bulk and scale for all buildings. The Developer acknowledges and agrees that the Development Services Department is responsible for reviewing the working drawings and issuing the appropriate Development Permits. The exercise of the Executive Director's office of its right to inspect or review the plans, drawings, and related documents for development of the Site, including the Final Design Documents: (a) is an exercise of the Agency's proprietary function and not the City's governmental function; (b) shall not constitute an approval by the Agency of any Entitlements or Development Permits; (c) shall not constitute a determination by the Agency of the engineering or structural design, sufficiency or integrity of the improvements contemplated by such plans, drawings and related documents; and (d) shall not constitute a determination by the Agency of the compliance of such plans, drawings, and related documents with any applicable building codes, safety features and standards. Any inspection or approval of plans, specifications and drawings made or granted pursuant to this Agreement shall not constitute an inspection or approval of the quality, adequacy or suitability of such plans, specifications or drawings, nor of the labor, materials, services or equipment to be furnished or supplied in connection therewith. 8.5.6 Process for Proprietary Review. In order to comply with the provisions of Sections 85.5 at each of the schematic design, design development, and construction document stages, the Developer shall submit two sets of Final Design Documents for the Project Improvements to the City. The Final Design Documents shall be in compliance with the approved Planned Development Pen-nit. All plans to be submitted to the Agency shall be submitted in writing over the signature of the Developer or a representative duly authorized by the Developer in writing. If the Executive Director approves such Final Design Documents, the Executive Director shall endorse its approval on one set of submitted documents and return the same to the Person from whom the documents were received. The Executive Director shall conclusively be deemed to have given its approval to such Final Design Documents unless, within ten (10) business days after the Agency's receipt of such Final Design Documents, the Executive Director gives written notice of disapproval to the Developer specifying in reasonable detail each item that the Executive Director disapproves and the reasons for such disapproval. In the event of disapproval by the Executive Director of such Final Design Documents for any Project Improvements, the Developer shall make changes in response to the Executive Director's notice of disapproval and resubmit such Design Documents to the Executive Director's review and approval in accordance with the provisions of this Section 8.5.6 (except that in such case the Executive Director's review period shall be five (5) business days rather than ten (10) business days). Submissions of plans by the Developer with respect to partial portions of the Project or the Site shall be permitted provided that the same shall be sufficient to permit review by the Director for the purposes set forth above. The Developer's final submittal to the Agency, when approved by the Executive Director, shall be deemed submitted to the Agency in its proprietary capacity and shall constitute the "Final Plans." 8.5.7 Later Stage Design and Construction. The Developer shall not commence or permit commencement of any work of construction in connection with any subsequent development or any redevelopment on the Site, other than Project Improvements constructed in accordance with the Approved Project Plans, interior construction work, building facade replacements or building repair or restoration on November 10,2005 38 the same footprint following a casualty, without the written consent of the Agency. If the, Developer contemplates any action not permitted by the foregoing, the Developer shall submit the applicable Design Documents to the Agency for approval in accordance with Sections 8.5.5 and 8.5.6 prior to commencing any construction work. The Agency shall have the right to approve or disapprove any such Design Documents in accordance with the standards and procedures for the Agency's review and approval set forth in such sections. 8.5.9 Agency's Governmental Review. The Parties acknowledge that the Agency shall have the right to review all plans and submissions, including any changes therein, through its normal plan review and Entitlement process and that the Agency may exercise its governmental discretion in review of any of the plans and submissions. The Development Services Department is authorized to mutually approve minor changes to building plans after approval by the Agency provided such changes do not significantly reduce the quality of the development concept or the design and materials to be used in enhancing the architecture and aesthetics of the Project Improvements. 8.5.9 Exculpation. The Agency shall not be liable in damages to the Developer or to any owner, lessee, any licensee or other Person, on account of(a) any approvals by the Agency, including by the Executive Director or designee, whether made in the governmental capacity of City or proprietary capacity of the Agency, or any disapproval of any Final Design Document submittal, whether or not defective or whether or not in compliance with applicable laws or ordinances; (b) any construction, perfonnance or nonperformance by the Developer or any owner, lessee, licensee or other Person of any work on the Property, whether or not pursuant to approved Final Design Document submittals or whether or not in compliance with applicable laws or ordinances; (c) any mistake in judgment, negligence, action or omission in exercising its rights, powers and responsibilities hereunder; and/or (d) the enforcement or failure to enforce any of these Restrictions. Every Person who makes Final Design Document submittals for approval agrees by reason of such submittal, and the Developer and every subsequent owner of the Site or any portion thereof agrees by acquiring title thereto or an interest therein, not to bring any suit or action against the Agency or City seeking to recover any such damages and expressly waives any such claim or cause of action which it would otherwise be entitled to assert. The review of any Design Document submittal shall not constitute the assumption of any responsibility by, or impose any liability upon, the City or Agency as to the accuracy, efficacy, sufficiency or legality thereof nor decrease or diminish any liability, duties, responsibilities, or obligations of the Developer under this Agreement. 8.5.10 No Supervision or Control. The Agency does not have any right and hereby expressly disclaims any right of supervision or control over the architects, designers, engineers, or persons responsible for drafting or formulating of the plans, drawings and related documents of the Developer. 8.5.11 Approved Project Plans. Upon approval by the City of the Entitlements and subsequent approval by the Agency of the Final Plans in accordance with Section 8.5, the plans so approved (the "Approved Project Plans"), shall govern development of the Project Improvements on the Site. To the extent of any inconsistencies between the plans identified in the Scope of Development or the Preliminary Plans and the Approved Project Plans, the Approved Project Plans shall govern and control as to the development of the Site. November 10,2005 39 8.6 Construction Covenants. With respect to construction of the Project, the Developer hereby covenants and agrees as follows: 8.6.1 The Developer shall maintain throughout the term of this Agreement, sufficient equity, capital and binding commitments for financing necessary to (i) pay through Completion, all costs of development, construction, marketing and sale of all the Project Improvements as defined in the Scope of Development; and (ii) enable the Developer to perfonn and satisfy all the covenants of the Developer contained in this Agreement. The Developer shall not undertake such additional projects as could reasonably be expected to jeopardize the sufficiency of such equity, capital and firm and binding commitments for the purposed expressed in the preceding sentence. 8.6.2 The development of the Project shall be done in a professional and competent mariner. The Developer shall perform all work required to complete the Project and related work in accordance with all Governmental Requirements. 8.6.3 The Developer shall be responsible for the timeliness and quality of all work performed and materials and equipment furnished in connection with the Project, whether the work, materials and equipment are performed and furnished by the Developer or through subcontractors, sub-subcontractors (of all tiers) and suppliers. 8.6.4 The Developer shall promptly cause to be removed (by way of release bonds, if necessary) any and all mechanic's liens, stop notices and/or bonded stop notices that are recorded and/or served by subcontractors, sub-subcontractors (of all tiers) and suppliers in connection with the Project. 8.6.5 The Developer shall commence the development of the Project promptly and shall assure the completion of the development of the Project in accordance with the projections set forth in the Schedule of Perfonnance, subject to Force Majeure. 8.7 Agency Rights of Access. Representatives of the Agency shall have the reasonable right of access to all portions of the Site, without charges or fees, at normal construction hours during the period of construction for the purposes of this Agreement, including the inspection of the work being perfonned in constructing the Project Improvements. The Agency agrees to indemnify, defend and hold the Developer harmless for any and all claims, liability and damages arising out of any inspection or other activity on the Site by the Agency, or their respective agents, employees or contractors permitted pursuant to this Section 8_7, except to the extent caused by the negligence or willful misconduct of the Developer. 8.8 Disclaimer of Responsibility by Agency. The Agency neither undertakes nor assumes nor will have any responsibility or duty to the Developer or to any Assignee or to any other third party to review, inspect, supervise, pass judgment upon or inform the Developer, Assignee or any third party of any matter in connection with the development or construction of the Project Improvements, whether regarding the quality, adequacy or suitability of the plans, any labor, service, equipment or material furnished to the Site, any person furnishing same, or otherwise. The Developer, any Assignee and all third parties shall rely upon its or their own judgment regarding such matters, and any review, inspection, supervision, exercise of November 10,2005 40 judgment or information supplied to the Developer, Assignee or to any third party by the Agency in connection with such matter is for the public purpose of redeveloping the Site, and neither the Developer nor any Assignee nor any third party is entitled to rely thereon. The Agency shall not be responsible for any of the work of construction, improvement or development of the Site. 8.9 CC&Rs. Conditions, covenants, and restrictions ("CC&Rs") shall be prepared by Developer for recordation against the Site. The CC&Rs shall be subject to review and approval by the Agency. The CC&Rs shall include, at a minimum, the following provisions as applicable: (a) maintenance of the Common Area; (b) a maintenance covenant for the benefit of the Agency as set forth in Section 12.2 or as otherwise agreed by the Agency in its sole discretion, (c) the release provisions set forth in Section 4.5.2 c ; (d) all other applicable requirements included in the conditions of approval for the Entitlements for the Project; and (e) covenants to maintain and/or contribute to the maintenance of post-construction best management practices to control runoff. 8.10 Local, State, and Federal Laws. The Developer shall carry out the construction of the Project, including all Project hmprovements, in conformity with all applicable laws and Governmental Requirements, including all applicable federal and State labor laws and requirements. Neither the City nor the .Agency shall be responsible for any claims, including penalties assessed by Governmental Authorities, arising from or related to Developer's construction of the Project, including compliance with the prevailing wage requirements imposed by State law and by the Davis-Bacon Act requirements imposed by federal law. 8.11 Taxes, Assessments, Encumbrances, and Liens. The Developer shall pay when due and prior to delinquency all real property taxes and assessments assessed and levied on or against all portions of the Agency Parcel subsequent to the conveyance of fee thereto by the Agency to the Developer. The Developer shall not place, or allow to be placed, on its interests in the Site, Parcel, Lot or Unit, or any portion thereof, any Mortgage or encumbrance or lien not authorized by this Agreement. The Developer shall remove, or shall have removed, any levy or attachment made on its interests in the Property (or any portion thereof), or shall assure the satisfaction thereof within a reasonable time but in any event prior to foreclosure sale. Nothing herein contained shall be deemed to prohibit the Developer from contesting the validity or amount of any tax, assessment, encumbrance or lien, nor to limit the remedies available to the Developer in respect thereto. 9. Certificate of Compliance. 9.1 Completion: Schedule of Performance. Following the mutual execution and delivery of this Agreement, the Developer shall proceed diligently and in good faith to complete the Entitlement process, design and construct the Project and satisfy all Conditions Precedent relating to issuance of a Certificate of Compliance when and as required by this Agreement in accordance with the Schedule of Performance. 9.2 Issuance of Certificate(s) of Compliance. After Completion of construction and development required to be undertaken by the Developer in conformity with this Agreement and satisfaction of the Conditions Precedent set forth below, to the satisfaction of the Executive Director in his November 10,2005 41 sole reasonable discretion, the Executive Director shall deliver to the Developer or Assignee, as the case may be, a Certificate of Compliance, conditional or unconditional, upon written request there for by the Developer. After the recordation of a Certificate of Compliance, any Person then owning or thereafter purchasing, leasing, or otherwise acquiring any interest in the Project covered by such Certificate of Compliance shall not (because of such ownership, purchase, lease or acquisition) incur any obligation or liability under this Agreement with respect to such Project Improvements, except that such Party shall continue be bound by any covenants contained in Sections 10 and 12 of this Agreement. Issuance of one or more Certificates of Compliance shall not waive any rights or claim that the Agency may have against any party for latent or patent defects in design, construction, or similar matters under any applicable law, nor shall it be evidence of satisfaction of any of the Developer's obligations to others, not a party to this Agreement. The Certificate of Compliance shall be in such form as to permit it to be recorded in the Official Records. 9.3 Conclusive Presumption. The Certificate of Compliance shall be, and shall so state, conclusive determination of satisfactory completion of the obligations of the Developer pursuant to this Agreement. 9.4 Release of Bonds. Upon issuance of the Certificate of Compliance, the Agency shall release any Performance Bond required by Section 8.2.2(a). 9.5 Not Evidence. Issuance by the Agency of a Certificate of Compliance shall not constitute evidence of compliance with or satisfaction of any obligation of the Developer to any insurer of a Mortgage securing money loaned to finance the Project Improvements, nor any part thereof. Such Certificate of Compliance is not a notice of completion as referred to in Section 3093 of the California Civil Code. 9.6 Conditions Precedent to Issuance of Certificate of Compliance. The Executive Director shall not be obligated to issue a Certificate of Compliance for the Project as a whole, unless and until each of the following has occurred(the "Conditions Precedent"): (a) final inspection of the Site and determination by the Agency that the Project Improvements thereon and all improvements required in connection with the Project hmprovements have been Completed in conformance with this Agreement and all Governmental Requirements; (b) issuance of a certificate of substantial completion for the Project as applicable, by the Project Architect; (c) issuance of the final certificate of occupancy by the City for all buildings within the Project; (d) releases or waivers of all liens or rights to record liens having been obtained from the general contractor and all subcontractors or the endorsements to their respective Mortgagee's title insurance policies, and the statutory period for filing liens having expired; November 10,2005 42 (e) review and approval by the Executive Director and Agency Counsel of the form and substance of the CC&Rs to be recorded against the Site to govern use, maintenance and operation of the Site, and recordation of the CC&Rs in the Official Records with subordination thereto by all Mortgagees of record as of the date of such recordation. 9.7 Auncy Obligations. The Executive Director shall not unreasonably withhold or delay issuance of any Certificate of Compliance. If the Agency refuses or fails to issue a Certificate of Compliance after written request from the Developer, provided each of the conditions established in Section 9.6 have been satisfied, the Agency shall within ten (10) business days of the written request, provide a written statement which details the reasons the Agency refused or failed to issue the Certificate of Compliance. The statement shall also contain a statement of the actions that the Developer must take to obtain a Certificate of Compliance. Upon recordation of a Certificate or Certificates of Compliance for the entire Project, this Agreement shall terminate and shall be of no further force and effect, except that: (a) the provisions of Section 4.5.2, including the release set forth therein, shall survive in perpetuity; (b) the covenants set forth in Section 12 shall survive in perpetuity; (c) the environmental indemnity set forth in Section 10 shall remain in effect and shall bind Developer and its personal successors and assigns. 10. Indemnification and Environmental Provisions. 10.1 Developer's Indemnification. As a material part of the consideration for this Agreement, and to the maximurn extent permitted by law, the Developer shall indemnify, protect, defend, assume all responsibility for and hold hannless the Agency and its officials, employees, contractors, representatives and agents (collectively referred to as the "Indemnified Parties"), with counsel reasonably acceptable to the Agency, from and against any and all Claims resulting or arising from or in any way connected with the following, provided the Developer shall not be responsible for (and such indemnity shall not apply to) the gross negligence or willful misconduct of the Indemnified Parties: (a) The Developer's marketing, sale or use of the Site in any way; (b) Any other activities of the Developer; (c) Any plans or designs for Project Improvements prepared by or on behalf of the Developer, including any errors or omissions with respect to such plans or designs; (d) Any loss or damage to the Agency resulting from any inaccuracy in or breach of any representation or warranty of the Developer, or resulting from any breach or default by the Developer, under this Agreement; and November 10,2005 43 (e) Any development or construction of any Project Improvements by the Developer, whether regarding the quality, adequacy or suitability of the plans, any labor, service, equipment or material furnished to the Site, any person furnishing the same, or otherwise. 10.2 Environmental Indemnity. As a material part of the consideration for this Agreement, and effective as to the Agency Parcel upon the Developer's acquisition of fee title the Developer shall, to the maximum extent permitted by law, indemnify, protect, defend, assume all responsibility for and hold harmless the Indemnified Parties from and against any and all Claims resulting or arising from or in any way cormected with the existence, Release, threatened Release, presence, storage, treatment, transportation and/or disposal of any Hazardous Materials at any time on, in, under, from, about or adjacent to any portion or portions of said land, regardless whether any such condition is known or unknown now or upon acquisition and regardless whether any such condition pre-exists acquisition or is subsequently caused, created or occurring, provided, however, that the Developer shall not be responsible for (and such indemnity shall not apply to) the gross negligence or willful misconduct of the Indemnified Parties. This environnental indemnity shall be included in any recorded memorandum of this Agreement against said land and shall be binding upon successors and assigns of the Developer owning all or any part thereof. 10.3 RESERVED 10.4 Claim Response. In the event that any Environmental Agency or other third party brings, makes, alleges, or asserts a Claim against the Developer, arising from or related to any actual, threatened, or suspected Release of Hazardous Materials on or about the Site, including any Claim for Investigation or Remediation on the Site, or such Environmental Agency or other third party orders, demands, or otherwise requires that any Investigation or Remediation be conducted on the Site, the Developer shall promptly notify the Agency in writing and shall promptly and responsibly respond to such Claim. Further, upon receipt of such Claim, order, demand or requirement, the Developer shall (a) take such reasonable measures, as necessary or appropriate, to reasonably dissuade such Environmental Agency or other third party from bringing, making, alleging, or asserting any Claim against the Agency arising from or related to any actual, threatened, or suspected Release of Hazardous Material on or about the Site, including any Claim for Investigation or Remediation on the Site, and (b) request that the Environmental Agency not issue any order, demand, or requirement to the Agency under any of the Environmental Laws, or any other local, regional, State or federal law, or seek penalties or take other punitive action against the Agency, in correction with, arising from, or related to any actual, threatened, or suspected Release of Hazardous Material on or about the Site, including any Investigation or Remediation on or about the Site 10.5 Release Notification and Remedial Actions. If any Release of a Hazardous Material is discovered on the Site and regardless of the cause, the Developer shall promptly (a) provide written notice (or in the event of emergency, telephonic notice, followed by written notice) of any such Release to the Agency and (b) at Developer's sole risk and expense and solely under the name of the Developer (but without prejudice to the Developer's or the Agency's rights against any responsible party: (i) remove, treat, and dispose of the released Hazardous Material on the Site in compliance with all applicable Environmental Laws, or if such removal is prohibited by any Environmental Laws, take whatever action is required by any Environmental Law; (ii) take such other action as is necessary to have the full use and November 10,2005 44 benefit of the Site as contemplated by this Agreement; and (iii) provide the Agency with satisfactory evidence of the actions taken as required in this Section. The Developer shall provide to the Agency, within thirty (30) days of the Agency's request there for, a bond, letter of credit or other financial assurance evidencing to the Agency's satisfaction that all necessary funds are readily available to pay the costs and expenses of the actions required by this Section and to discharge any assessments or liens established against the Site as a result of the presence of the Hazardous Material release on the Site. 11. Insurance. 11.1 Required Insurance. Without limiting the Agency's rights to indemnification, the Developer shall procure and maintain, at its own cost and expense, and furnish or cause to be fumished to the Agency, evidence of the following policies of insurance naming the Developer as insured and, except for Workers' Compensation insurance, the Agency as additional insureds. All such insurance shall be kept in force until issuance of a Certificate of Compliance. 11.1.1 Liability Insurance. Commencing upon conveyance of the Property to the Developer, the Developer shall maintain or cause to be maintained commercial general liability insurance, to protect against loss from liability imposed by law for damages on account of personal injury, including death there from, suffered or alleged to be suffered by any person or persons whomsoever on or about the Site and the business of the Developer on the Site, or in connection with the operation thereof, resulting directly or indirectly from any acts or activities of the Developer or anyone directly or indirectly employed or contracted with or acting for the Developer, or under its respective control or direction, and also to protect against loss from liability imposed by law for damages to any property of any person occurring on or about the Site, or in connection with the operation thereof, caused directly or indirectly by or from acts or activities of the Developer or any person acting for the Developer, or under its control or direction. Such insurance shall also provide for and protect the Agency against incurring any legal cost in defending claims for alleged loss. Such insurance shall be maintained in full force and effect until issuance of a Certificate of Compliance and cover claims of damages suffered by persons or property, resulting from any acts or omissions of the Developer, the Developer's employees, agents, contractors, suppliers, or consultants as follows: commercial general liability in a general aggregate amount of not less than Two Million Dollars ($2,000,000) per occurrence and in the aggregate. The Developer shall deliver to the Agency a certificate of insurance countersigned by an authorized agent of the insurance carrier and an Insurer endorsement evidencing such insurance coverage prior to commencement of grading or demolition. The endorsement shall name the Agency, the City and their respective officials, agents, representatives and employees as additional insureds under the policy. The endorsement shall contain a statement of obligation on the part of the carrier to notify the Agency of any cancellation or termination of the coverage at least thirty (30) days in advance of the effective date of any such cancellation or termination. The endorsement shall provide that coverage shall be primary to, and not contribute with any insurance or self-insurance maintained by the Agency, and the policy shall contain such an endorsement. The Developer may substitute equivalent liability insurance of its contractors, provided the insurance and endorsements meet the requirements of Section 11. 11.1.2 Workers' Compensation Insurance. Commencing upon conveyance of the Property to the Developer shall maintain or cause to be maintained workers' compensation insurance issued by a November 10,2005 45 responsible carrier authorized under the laws of the State of California to insure employers against liability for compensation under the workers' compensation laws now in force in California, or any laws hereafter enacted as an amendment or supplement thereto or in lieu thereof. Such workers' compensation insurance shall cover all persons employed by the Developer in connection with the Site and shall cover liability within statutory limits for compensation under any such act aforesaid, based upon death or bodily injury claims made by, for or on behalf of any person incurring or suffering injury or death in connection with the Site or the operation thereof by the Developer. Notwithstanding the foregoing, the Developer may, in compliance with the laws of the State of California and in lieu of maintaining such insurance, self-insure for workers' compensation in which event the Developer shall deliver to the Agency evidence that such self-insurance has been approved by the appropriate State authorities. The Developer shall also furnish (or cause to be furnished) to the Agency evidence satisfactory to the Agency that any contractor with whom it has contracted for performance of work on the Site or otherwise pursuant to this Agreement carries workers' compensation insurance required by law. The endorsement for workers compensation shall contain a waiver of subrogation for the benefit of the Agency. 11.1.3 Property Insurance. Commencing upon conveyance of the Agency Property to the Developer, the Developer shall maintain or cause to be maintained for all buildings, a policy or policies of insurance against loss or damage to the Site and the Project Improvements thereon and all property of an insurable nature located upon the Site, resulting from fire, lightning, vandalism, malicious mischief, riot and civil commotion, and such other perils ordinarily included in special clauses of property loss coverage forni policies for the full replacement value of the Project Improvements, including builder's risk coverage meeting the foregoing requirements during the pendency of any construction on the Site. Such insurance shall be maintained in an amount not less than one hundred percent (100%) of the Full Insurable Value of the:Project Improvements on the Site. 11.2 General Insurance Requirements. 11.2.1 The term "Full Insurable Value" as used in this Section 11 shall mean the cost determined by mutual agreement of the Agency and the Developer (excluding the cost of excavation, foundation and footings below the lowest floor and without deduction for depreciation) of providing similar Project Improvements of equal size and providing the same habitability as the Project Improvements immediately before such casualty or other loss, but using readily-available contemporary components, including the cost of construction, architectural and engineering fees, and inspection and supervision. 11.2.2 All insurance provided under this Section 11 shall be for the benefit of the Developer and the Agency. The Developer agrees to timely pay all premiums for such insurance and, at its sole cost and expense, to comply and secure compliance with all insurance requirements necessary for the maintenance of such insurance. All insurance herein provided for under this Section 11 shall be provided by insurers authorized to do business in the State of California and with a Best's rating of A-X or better, with the exception of workers compensation, where the City will accept insurers rated B or better or coverage from the State Compensation Fund. November 10,2005 46 11.2.4 If the Developer fails or refuses to procure and maintain insurance as required by this Agreement, the Agency shall have the right, at the Agency's election, and upon ten (10) days prior notice to the Developer, to procure and maintain such insurance. The premiums paid by the Agency shall be treated as a loan, due from the Developer, to be paid on the first day of the month following the date on which the premiums were paid. The Agency shall give prompt notice of the payment of such premiums, stating the amounts paid and the name of the insured(s). 12. Covenants and Restrictions. 12.1 Use Covenant. The Developer covenants and agrees for itself, its successors, its assigns and every successor in interest to the Site or any part thereof, that the Developer, its successor and assigns shall use the Site only for those uses specified in this Agreement. 12.2 Maintenance Covenant. 12.2.1 Following Close of Escrow. After the date of acquisition by the Developer of the Site, the Developer and its successors and assigns shall maintain the Site in the same aesthetic and sound condition (or better) as the condition of the Property at the time of the transfer of the Property to the Developer. (a) From the date of commencement of construction until issuance of a Certificate of Compliance, the Developer and its successors and assigns shall maintain the Project Improvements on the portions of the Site under construction consistent with best construction industry practice. (b) After completion of all or any portion of the Project Improvements, and in perpetuity, the Developer, its successors and assigns shall maintain the Project Improvements on the Site in the same aesthetic and same condition or better as the condition of such Project Improvements at the time the Agency issues a Certificate of Compliance, reasonable wear and tear excepted. The standard for the quality of maintenance of the Project Improvements required by this Section 12.2.2 shall be met whether or not a specific item of maintenance is listed below. However, representative items of maintenance shall include: (i) maintenance, repair and replacement on a regular schedule, consistent with like developments in Riverside County, of private streets, roads, drives, bike paths, sidewalks, utilities (except to the extent owned or controlled by a utility franchisee) common areas, landscaping, hardscaping and fountains; (ii) frequent and regular inspection for graffiti or damage or deterioration or failure, and immediate repainting or repair or replacement of all surfaces, fencing, walls, equipment, etc., as necessary; (iii) emptying of trash receptacles and removal of litter; (iv) regular sweeping of roadways and sidewalks throughout the Site; (v) fertilizing and replacing vegetation as necessary; (vi) cleaning windows on a regular basis; (vi) painting the buildings on a regular program and prior to the deterioration of the painted surfaces; (vii) conducting roof inspections on a regular basis and maintaining roofs in a leak-free and weather-tight condition. (c) In the event the Developer or its successors or assigns fails to maintain the Project Improvements in accordance with the above-described standards for the maintenance, the Agency or its designee shall have the right but not the obligation to enter the Site upon reasonable notice to the November 10,2005 47 Developer or its successor or assigns, correct any violation, and hold the Developer, or such successors or assigns, responsible for the cost thereof, and such cost, until paid, shall constitute a lien on the Site. (d) With Agency's written consent, which shall not be unreasonably withheld, the Developer shall have the right to assign all of the maintenance responsibilities contained herein to subsequent purchasers and/or to any maintenance association, upon which assignment the Developer shall have no further liability under this Section. 12.3 Nondiscrimination and Equal Opportunity. 12.3.1 Obligation to Refrain from Discrimination. The Developer covenants and agrees for itself, its successors, its assigns and every successor in interest to the Site or any part thereof, there shall be no discrimination against or segregation of any person, or group of persons, on account of race, color, creed, religion, sex, sexual orientation, marital status, national origin or ancestry in the sale, lease, sublease, transfer, use, occupancy, tenure or enjoyment of the Site nor shall the Developer itself or any person claiming under or through it establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use or occupancy of tenants, lessees, subtenants, sublessees or vendees of the Site. 12.3.2 Fonn of Nondiscrimination Clauses. All deeds, leases or contracts shall contain or be subject to substantially the following non-discrimination clauses: (a) In deeds: "The grantee herein covenants by and for itself, its successors and assigns, and all persons claiming under or through them, that there shall be no discrimination against or segregation of, any person or group of persons on account of race, color, creed, religion, sex, sexual orientation, marital status, national origin or ancestry in the sale, lease, sublease, transfer, use, occupancy, tenure or enjoyment of the land herein conveyed, nor shall the grantee itself or any person claiming under or through it, establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use or occupancy of tenants, lessees, subtenants, sublessees or vendees in the land herein conveyed. The foregoing covenants shall run with the land." (b) In leases: "The lessee herein covenants by and for itself, its successors and assigns, and all persons claiming under or through them, and this lease is made and accepted upon and subject to the following conditions: "That there shall be no discrimination against or segregation of any person or group of persons, on account of race, color, creed, religion, sex, sexual orientation, marital status, national origin or ancestry in the leasing, subleasing, renting, transferring, use, occupancy, tenure or enjoyment of the land herein leased, nor shall lessee itself, or any person claiming under or through it, establish or permit such practice or practices of discrimination or segregation with reference to the selection, location, number, use or occupancy of tenants, lessees, sublessees, subtenants or vendees in the land herein leased." November 10,2005 48 (c) In contracts: "There shall be no discrimination against, or segregation of any person or group of persons on account of race, color, creed, religion, sex, sexual orientation, marital status, national origin or ancestry in the sale, lease, sublease, transfer, use, occupancy, tenure or enjoyment of the land, nor shall the transferee itself or any person claiming under or through it, establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use or occupancy of tenants, lessees, subtenants, sublessees or vendees of the land. 12.4 Deed Restrictions/Covenants Running with the Land. 12.4.1 The obligations of the Developer set forth in this Agreement are covenants running with the land and equitable servitudes and shall be binding upon the Developer and all subsequent Assignees and Ownership Transferees owning all or any portion of the Site, for the benefit of the Agency and the successors and assigns of the Agency. The Grant Deed shall provide that any future transfer or conveyance of the Site or any portion thereof shall, unless and until released by the Agency in accordance with the provisions of Section 9.2, shall include notice of the covenants, conditions and restrictions contained herein. The Grant Deed shall convey the Agency Parcel subject to reservations, covenants and restrictions as set forth in this Agreement, the Permitted Exceptions, and any other matters specifically agreed to by the Developer in writing or which the Developer is deemed to have accepted. 12.4.2 To effectuate this Section 12.4 with respect to the Agency Parcel, concurrently with and as a condition of the Closing, the Developer and the Agency shall execute and cause the recordation of the Memorandum of DDA, which shall make specific reference to the non-discrimination provisions set forth in this Section 12 Agency's Right of Reversion, set forth in Section 16. the release set forth in Section 4.5.2, the indemnities set forth in Section 10 and such other restrictions, equitable servitudes or covenants running with the land set forth herein as the Agency may deem necessary or appropriate to carry out this Agreement. This Agreement, the Memorandum of DDA and the Right of Reversion shall be a lien of first priority with respect to the Property and shall be superior in priority to all Mortgages. 13. [Reserved.] 14. Potential and Material Defaults. 14.1 Potential Defaults. Except as otherwise provided in this Agreement, in the event either Party (the "Defaulting Party") fails to perform, or delays in the performance of, any obligation, in whole or in part, required to be performed by the Defaulting Party as provided in this Agreement (a "Potential Default"), the other Party (the "Injured Party") may give written notice of such Potential Default to the Defaulting Party, which notice shall state the particulars of the Potential Default. The Agency and the Developer agree to cooperate in good faith and meet and confer regarding such default. 14.2 Material Defaults. 14.2.1 A Potential Default (other than a Potential Default regarding the payment of money, which is addressed in Section 14.3) shall become a "Material Default" in the event the Potential Default is November 10,2005 49 not cured, at the Defaulting Party's expense, (a) within twenty (20) Business Days after written notice of such Potential Default from the Injured Party, or (b) if such cure cannot be reasonably accomplished within such twenty (20) Business Day period, within ninety (90) days after receiving written notice of such Potential Default, but only if the Defaulting Party has commenced such cure within such twenty (20) Business Day period and diligently pursues such cure to completion, or (c) within such longer period of time as may be expressly provided in this Agreement with respect to the Potential Default. The time periods set forth above to cure a Potential Default may be extended by Force Majeure Delays. Following written notice and failure to cure within the time periods set forth above, each Potential Default shall become a Material Default that shall be deemed to have occurred upon the expiration of the applicable cure period. 14.2.2 In the event the Developer is in Material Default, in addition to whatever other rights the Agency may have in law or at equity, or as otherwise provided in this Agreement, the Agency may do any or a]I of the following: (a) The Agency shall have the right (the "Right of Purchase"), from time to time, at any time within three (3) years after the date that the Developer became in Material Default (provided that upon Developer's cure of such Material Default, such right shall cease with respect to such Maternal Default only), to purchase any, or all, interests of the Developer or any successor in interest of the Developer, in any Parcel(s) or Lot(s), together with the Project hnprovements thereon. (b) The Agency may sue for damages it may have incurred related to any Parcel(s) or Lot(s) that the Agency has not elected to purchase as provided in Section 14.2.2 above. In the event the Agency institutes legal action to recover damages, the Agency's night to purchase the Parcel(s) or Lot(s), as provided in above, for which suit is brought shall terminate and be of no further force or effect. (c) The Agency may seek to specifically enforce the obligations of the Developer. (d) The Agency may terminate this Agreement with respect to all, or ally portion of the Site. (e) The Agency may exercise its Right of Reversion pursuant to Section 16. 14.2.3 If the Agency elects to repurchase any, or all, Parcel(s) or Lot(s) pursuant to Section 14.2.2(a). the Parties shall: (a) within five (5) Business Days after the date of either the Agency's election to purchase, or the Developer's notice to exercise its right to cause the purchase (but in either event no earlier than the first date on which the Agency tither has the right to purchase), open an escrow with an escrow agent designated by the Agency for the purchase and sale, and shall execute an escrow agreement that shall provide that the Developer shall pay all costs of the escrow and shall include such usual and ordinary terms as are reasonably required by the escrow agent and by the transaction; (b) no later than five (5) Business Days after the opening of escrow (i) the Developer shall deposit into the escrow appropriate grant deeds conveying fee title to the Parcel(s) or Lot(s) to the Agency free and clear of any and all liens, claims, and encumbrances other than: monetary liens which total less that the purchase price to be paid by the Agency, November 10,2005 50 encumbrances and claims other than monetary liens that were of title as of the date of the Closing, and any liens, claims, or encumbrances approved in writing by the Agency and (ii) the Developer and the Agency shall commence the procedure specified in Section 14.2.4 to determine the Fair Market Value of the affected Parcel(s) or Lot(s); and (c) no later than twenty (20) Business Days after the Fair Market Value of such Parcel(s) or Lot(s) has been determined as provided in Section 14.2.4, the Agency shall deposit into the escrow the purchase price, less the aniount of any monetary liens against the Parccl(s) or Lot(s). The escrow shall close, and title shall be conveyed to the Agency, no later than five (5) Business Days after the Agency has deposited into escrow the appropriate portion of the purchase price. The Developer shall comply with its obligations under Section 14.2.5 and shall directly from escrow, pay to Permitted Mortgagee all sums due to it. In no event shall the Agency have any liability for the failure of Developer to pay to Permitted Mortgagee any sums due to it under its loan documents with Developer. 14.2.4 Determination of Fair Market Value. The Fair Market Value of the Parcel(s) (Fair Market Value") and/or Lot(s) that the Agency has elected to repurchase ("Repurchase Property") shall be determined by one or more real estate appraisers selected as hereafter provided, all of whom shall be members of The Appraisal Institute and Certified General Appraisers in the State of California with not less than ten (10) years experience in appraisal of commercial properties in Riverside County, California. Within five (5) Business Days after Developer's receipt of written notice of the City's election to repurchase ("Selection Period") each Party shall select one (1) appraiser ("Appraiser") and shall notify the other Party in writing of the Appraiser so selected. Each Appraiser shall deliver to both Parties their written determinations of the fair market value of the Repurchase Property on the date that is twenty (20) days after expiration of the Selection Period (the "Determination Date"). If the difference between the fair market values determined by the Appraisers does not exceed ten percent (10%) of the lesser of such appraised values, then the Fair Market Value shall be the average of the appraisals. I£ however, the difference between the appraisals shall exceed ten percent (10%) of the lesser of such amounts, then the Appraisers shall, within five (5) Business Days following the Determination Date select a third appraiser meeting the qualifications stated above ("Third Appraiser") who shall provide his or her written determine of the fair market value of the Repurchase Property within twenty (20) calendar days after his or her selection. If there is a third appraisal, the Fair Market Value for the Repurchase Property shall be the average of the two (2) appraisals nearest in value. The Parties shall each bear the cost of the Appraiser they select and shall share equally the cost of the Third Appraiser. All such determinations of Fair Market Value shall be final and binding upon the Parties. 14.2.5 In the event the Agency is to purchase any Parcel(s) or Lot(s) by reason of the exercise by the Agency of its election to do so upon a Material Default by the Developer, such purchase shall not terminate or release any liability or obligations of the Developer with respect to said Parcel(s) or Lot(s) to return any written Due Diligence Information to the Agency as provided in Section 14.4 and to indemnify the Agency as provided in Sections 5.1 and 10. In the event the Agency purchases any Parcel(s) or Lot(s), under no circumstances shall the Developer have any right or claim to, or against, the purchased Parcel(s) or Lot(s) or any portion thereof In addition the Agency's right to retain and enforce any Performance Bonds delivered pursuant to this Agreement shall survive such purchase, and the Agency shall have no obligation to reimburse the Developer for any Reimbursable Costs or to release any Performance Bonds. In addition, the Developer shall represent and warrant that all construction of all Project Improvements on the purchased Parcel(s) or Lot(s) as of the date of purchase is in conformity with all November 10,2005 51 applicable laws and Governmental Requirements. Notwithstanding the purchase of any Parcel(s) or Lot(s) by the Agency as provided in this Section, this Agreement shall remain in full force and effect with respect to the portions of the Developer Parcel not purchased by the Agency. 14.3 Failure or Delay in Notice. Failure or delay in giving notice of a Potential Default shall not constitute a waiver of any default, nor shall it change the time of default. Except as otherwise expressly provided in this Agreement, any failures or delays by either Party in asserting any of its rights and remedies as to any default shall not operate as a waiver of any default or of any such rights or remedies. Delays by either Party in asserting any of its rights and remedies shall not deprive either Party of its right to institute and maintain any actions or proceedings which it may deem necessary to protect, assert or enforce any such rights or remedies. 14.4 Developer Information and Products. Upon full performance of this Agreement or the termination thereof due to a Material Default by the Developer, the Developer shall provide the Agency, without cost or expense to the Agency, copies of all plans, specifications, reports, studies or investigations, including soil and geoteclnical reports and Hazardous Materials investigations (collectively, "Reports") prepared by or on behalf of the Developer with respect to the Site and/or development of the Project, which shall in each case be made for the use and benefit of the Developer and the Agency. If this Agreement is terminated for any reason other than a Material Default hereunder by the Agency, the Agency may request that the Developer, for consideration to be mutually agreed, transfer the Developer's rights to any or all Reports identified by the Agency, but under no event shall the cost to the Agency exceed five hundred dollars ($500.00). Upon such request, the Developer shall deliver to the Agency copies of all Reports requested by the Agency, provided that the Developer makes no representations, warrantee or guarantee regarding the completeness or accuracy of the Reports, the Developer shall have no liability in connection with the use of the Reports by the Agency or any other person or entity and the Developer does not covenant to convey the copyright or other ownership rights of third parties thereto. Such Reports shall thereupon be free of all claims or interests of the Developer or any liens or encumbrances. Upon the Agency's acquiring the Developer's rights to any or all of the Reports, the Agency shall be permitted to use, grant, license or otherwise dispose of such Reports to any person or entity for development of the Site or any other purpose; provided, however, that the Developer shall have no liability whatsoever to the Agency or any transferee or title to the Reports in connection with the use of the Reports. The Agency shall, within ten (10) Business Days of the Effective Date and at no cost to the Developer, provide the Developer with copies of all plans, reports, studies, investigations and other materials the Agency may have that are pertinent to the Site and/or development of the Project provided, however, that the Agency makes no, representations, warrantee or guarantee regarding the completeness or accuracy of such plans, reports, studies, investigations and other materials. 14.5 Failure to Timely Pay Amounts Due. Notwithstanding any other provision of this Agreement, if a Party fails to pay timely any sum required to be paid pursuant to this Agreement, and the Injured Party gives the Defaulting Party written notice of such nonpayment, such nonpayment shall be a Potential Default. The Defaulting Party shall have a period of fifteen (15) calendar days after such notice is received, or deemed to have been received, within which to cure the Potential Default by making the required payment; the period to cure such Potential Default shall not be extended by Force Majeure Delays. In the event a Potential Default for nonpayment is not cured within said fifteen (15) calendar day period, November 10,2005 52 the Potential Default shall become a Material Default that shall be deemed to have occurred upon the expiration of the cure period. Notwithstanding the foregoing, and provided that notice of the Potential Default is provided the Defaulting Party, if any payment (other than the payment of any portion of the Purchase Price) is not received by the Injured Party within fifteen (15) calendar days following the notice of Potential Default, then in addition to any other remedies conferred upon the Injured Party pursuant to this Agreement, a late charge of ten percent (10%) of the amount due and unpaid will be added to the delinquent arnount to compensate the Injured Party for the expense of handling the delinquency. 15. Nonoccurrence of a Closing Condition. 15.1 Failure of a Closing Condition to Occur Absent a Material Default. 15.1.1 In the event the Closing Date is extended for any of the reasons set forth in this Section 15.1 not caused by a Material Default by either Party, either Party shall have the right to terminate this Agreement as hereinafter provided: (a) In the event a final decision in any litigation brought by a third party results in the inability of the Agency to convey the Property to the Developer, or of the Developer to perform its material obligations hereunder, either Party shall have the right, upon ninety (90) days prior written notice to the other Party, to terminate this Agreement. (b) In the event litigation brought by a third party is pending for more than one year after the date of this Agreement, and (i) such litigation has resulted in the inability of the Agency to convey the Property to the Developer, or (ii) in the event the Executive Director or designee reasonably determines that such litigation is the cause of the Developer or its Assignee's inability to perform its material obligations hereunder despite the best efforts of such Party to do so, either Party shall have the right, upon ninety(90) days prior written notice to the other Party, to terminate this Agreement. (c) In the event of the passage of a referendum or initiative that results in the inability of the Agency to convey the Property to the Developer or the inability of the Developer or any Assignee to perform its material obligations hereunder, either Party shall have right, upon ninety (90) days prior written notice to the other Party, to terminate this Agreement. 15.1.2 If this transaction does not close on or before 5:00 p.m., California Time, on the Closing Date, because of (a) the inability of the Parties to agree on modifications to this Agreement following good faith negotiations or (b) the failure to occur of a Closing Condition for reasons other than (i) a Material Default solely by the Developer (which is governed by Section 15.2); (ii) a Material Default solely by the Agency (which is governed by Section 15.3), or (iii) a Material Default by both Parties (which is governed by Section 15.4), either Party may, by delivery of written notice to the other and to the Escrow Holder, terminate this Agreement. In the event either the Developer or the Agency are in Potential Default as of the Closing Date, the Party in Potential Default shall not have the right to exercise the right to November 10,2005 53 terminate the Agreement pursuant to this Section 15.1 until and unless the Potential Default is cured prior to the time the Potential Default becomes a Material Default. 15.1.3 Upon any termination under Section 15.1.1 or 15.1.2, each Party shall pay one-half (1/2) of Escrow Holder's normal cancellation charges and any Closing Costs. Developer shall be responsible for payment of all of Agency's actual costs incurred (including legal fees, consultant fees, and staff costs) in connection with the negotiation of this Agreement, not to exceed $25,000. In the event of a termination as provided in this Section, the Developer shall return Information to the Agency as provided in Section 14.4 and shall indemnify the Agency as provided in Sections 5.1 and 10. The termination of this Agreement pursuant to this Section 15.1 shall constitute a waiver of any rights, claims, causes of action, or demands either Party may have against the other or the Property, or any portion thereof, but shall not terminate or release any liability or obligations of the Developer to return Due Diligence Information to the Agency as provided in Section 14.4 and to indemnify the Agency as provided in Sections 5.1 and 10 or to pay gency's actual costs incurred, not to exceed $25,000. In the event of a termination as provided in this Section, under no circumstances shall the Developer have any right or claim to, or against, the Property or any portion thereof. 15.2 Failure to Close, Material Default of Developer. IF THIS TRANSACTION DOES NOT CLOSE ON OR BEFORE 5:00 P.M., CALIFORNIA TIME, ON THE CLOSING DATE, SOLELY AS A RESULT OF DEVELOPER'S MATERIAL DEFAULT (INCLUDING FAILURE TO DELIVER SUFFICIENT FUNDS TO CAUSE THE CLOSING TO OCCUR IN A TIMELY MANNER, IN ACCORDANCE WITH THE PROVISIONS OF SECTION 4.2.2), THE PARTIES ACKNOWLEDGE AND AGREE BY INITIALING THIS AGREEMENT IN THE SPACE PROVIDED BELOW THAT: (a) THE AGENCY'S ACTUAL COSTS, INCLUDING LEGAL COSTS AND CONSULTANT COSTS, INCURRED IN PREPARING AND NEGOTIATING THIS DDA AND PREPARING THE ENVIRONMENTAL DOCUMENTATION BEAR A REASONABLE RELATIONSHIP TO THE DAMAGES WHICH THE PARTIES ESTIMATE MAY BE SUFFERED BY THE AGENCY AS THE RESULT OF DEVELOPER'S DEFAULT IN THE PERFORMANCE OF ITS OBLIGATIONS UNDER THIS AGREEMENT. DEVELOPER SHALL PAY ALL OF AGENCY'S ACTUAL COSTS INCURRED TO THE CLOSING DATE, WHICH ARE ESTIMATED TO BE $25,000.00. (b) DEVELOPER SHALL PAY THE FULL AMOUNT OF ESCROW AGENT'S REASONABLE CHARGES AS A RESULT OF SUCH DEFAULT AND TERMINATION AND ALL CLOSING COSTS, WHETHER OR NOT DEVELOPER CONTESTS SUCH TERMINATION. (c) WITHIN FIVE (5) DAYS FOLLOWING THE CITY'S NOTICE OF TERMINATION, DEVELOPER SHALL RETURN TO THE CITY ALL INFORMATION DESCRIBED IN SECTION 14.4. Navember 10,2005 54 (d) AS A RESULT OF DEVELOPER'S DEFAULT IN THE PERFORMANCE OF ITS OBLIGATIONS UNDER THIS AGREEMENT AND FAILURE OF THE CLOSING TO OCCUR ON OR BEFORE THE CLOSING DATE, THE CITY SHALL HAVE THE RIGHT TO TERMINATE THIS AGREEMENT AND THE ESCROW BY WRITTEN NOTICE TO ESCROW AGENT WHEREUPON THE AGENCY SHALL BE RELEASED FROM ITS OBLIGATION HEREUNDER TO SELL THE PROPERTY TO DEVELOPER OR DEVELOPER'S PERMITTED ASSIGNEE. IF DEVELOPER HAS DEPOSITED THE SUPPLEMENTAL DEPOSIT, DEVELOPER SHALL BE ENTITLED TO A REFUND, SUBJECT TO AGENCY'S RIGHT OF SET OFF FOR ITS ACTUAL COSTS INCURRED. NOTHING HEREIN AFFECTS THE AGENCY'S RIGHTS AND REMEDIES FOR A SEPARATE BREACH IF ANY, OF THE CONFIDENTIALITY AND/OR INDEMNIFICATION PROVISIONS OF THIS AGREEMENT AND (c) ABOVE GOVERNING THE RETURN OF INFORMATION TO THE AGENCY. Initials of Agency Initials of Developer 15.3 Failure to Close Material Default of Agenev. 15.3.1 If this transaction does not close on or before 5:00 p.m., California time, on the Closing Date, solely as a result of the Agency's Material Default in the performance of its obligations under this agreement, than, so long as the Developer is not in Potential Default or Material Default, the Developer shall have the right, by providing notice to the Agency, of its election to do so, either: (a) to purchase the Property pursuant to the Agreement notwithstanding such default, whereupon such default shall be deemed waived as against the Agency and all third parties; or (b) to terminate this Agreement and to cancel Escrow. 15.3.2 In the event Agency receives timely notice of the Developer's election to purchase the Property notwithstanding the Agency's Material Default, the Developer shall deliver Developer's Supplemental Deposit into Escrow no later than ten (10) Business Days after the Agency's receipt of said notice. Upon delivery of Developer's Supplemental Deposit and Closing Costs into Escrow and payment by Escrow Holder of the Purchase Price to the Agency, the Agency shall convey title to the Property as provided in this Agreement, and the Developer shall be deemed to have waived all Closing Conditions other than the delivery of the Grant Deed into Escrow. In the event the Agency fails to deliver the Grant Deed into Escrow within five (5) Business Days after the Developer has delivered the appropriate portion of the Purchase Price into Escrow, the Developer shall have the right to bring an action in equity or otherwise against the Agency or subsequent owners of the Property for specific performance of this Agreement. In such event the Agency shall pay the full amount of Escrow Holder's reasonable charges and Closing Costs. 15.3.3 In the event the Agency receives timely notice of the Developer's election to terminate this Agreement: November 10,2005 55 (a) The Agency shall pay the full amount of Escrow Holder's reasonable charges and all closing costs. The Developer shall comply with its obligations under Section 14.4 Developer shall not be entitled to pursue an action against the Agency for damages as a result of the Agency's default. (b) The termination of this Agreement pursuant to this Section 15.3.3 shall not terminate or release any liability or obligations of the Developer: to return Due Diligence Information to the Agency as provided in Section 14.4 and to indemnify the Agency as provided in Sections 5.1 and 10. In the event of a termination as provided in this Section, under no circumstances shall the Developer shall have any right or claim to, or against, the Property or any portion thereof. (c) The termination of this Agreement pursuant to this Section 15.3.3 shall constitute a waiver of any rights, claims, causes of action, or demands either Party may have against the other, except as expressly provided above. (d) In the event either (i) the Agency does not receive, within twenty (20) Business Days after the Closing Date, notice of the Developer's election either to purchase the Property pursuant to the Agreement notwithstanding such default or to terminate this Agreement, or (b) the Developer has elected to purchase the Property but fails to deliver Developer's Supplemental Deposit into Escrow no later than ten (10) Business Days after the Agency's receipt of said notice, then the Agency shall have the right to terminate this Agreement by providing written notice of its election to do so to the Developer. In the event of a termination as provided in this Section, the Developer shall return Due Diligence Information to the Agency as provided in Section 14.4 and shall indemnify the Agency as provided in Sections 5.1 and 10. The termination of this Agreement pursuant to this Section 15.3.3 shall constitute a waiver of any rights, claims, causes of action, or demands either Party may have against the other, but shall not terminate or release any liability or obligations of the Developer to return Due Diligence Information to the Agency as provided in Section 14.4 and to indemnify the Agency as provided in Sections 5.1 and 10. hi the event of a termination as provided in this Section, under no circumstances shall the Developer shall have any right or claim to, or against, the Property or any portion thereof, and the Agency shall have no obligation to reimburse the Developer for any Reimbursable Costs or to release any Perfonnance Bonds. 15.4 Material Default by Both Parties. 15.4.1 If this transaction does not close on or before 5:00 p.m., California time, on the Closing Date as a result of the Material Default by both Parties in the performance of their respective obligations under this Agreement, the provisions of this Section 15.4 shall apply. 15.4.2 If the Developer is in Material Default of its obligation to deliver Developer's Supplemental Deposit as described in Section 4.2.2(b), or to provide the evidence of financing as provided in Section 7.3.4, and the Agency has deposited into Escrow the Grant Deed as provided in Section 7.2.1, the Agency shall have the right, notwithstanding any other defaults of the Agency, to tenminate this Agreement as provided in Sections 15.1.2 and 15.1.3. November 10,2005 56 15.4.3 If the Agency is in Material Default of its obligation to deposit into Escrow the Grant Deed as provided in Section 7.2.1 and the Developer has delivered Supplemental Purchase Price Deposit and funds for other costs as provided in Section 7.3.2, and has provided the evidence of financing as provided in Section 7.3.4, the Developer shall have the right, notwithstanding any other defaults of the Developer, to terminate this Agreement as provided in Sections 15.1.2 and 15.1.3. 15.4.4 Except as provided above in Sections 15.4.2 and 15.4.3, in the event both parties are in Material Default, each Party may exercise any and all rights it may have to seek monetary damages from the other Party. Notwithstanding the foregoing, in no event may either Party be entitled to specific performance or other equitable relief, and in no event shall the Developer file a lis pendens against the Property. 16. Right of Reversion. 16.1 Right of Reversion. On the terms subject to the conditions set forth in this Section 16 the Agency shall have the right (the "Right of Reversion"), (a) to terminate this Agreement as to (i) the Site or Lot(s), or any portions thereof, directly impacted by the Material Default, and/or (i) any other portion of the Developer Parcel with respect to which the Developer has not commenced construction of Project hnprovements (as applicable, the "Reversion Area") and (b) thereafter to re-enter the Reversion Area and revest in the Agency the title in the Agency Parcel or any Reversion Area or any portions thereof. 16.1.1 Conditions to Exercise. The provisions of this Section 16.1.1 shall apply in the event that after the Closing any of the events or omissions set forth in this Section 16.1.1 occur, which such events and omissions shall each be a Potential Default: (a) At no fault of Agency, the development of the Project is delayed such that the occurrence of any event described in the Schedule of Performance does not occur on or before the date projected for its occurrence, as such date may be extended by Force Majeure Delay. (b) In the absence of a City or Agency directive to stop work, the Developer abandons or substantially suspends construction of any Project Improvements for a period of ninety (90) days, which 90-day period shall be subject to Force Majeure Delay. (c) The Developer, in violation of this Agreement, assigns this Agreement, or any rights in this Agreement, or transfers, or suffers any involuntary transfer of the Site or the Developer's interest in the Site, or any part thereof. (d) Any voluntary or involuntary Ownership Transfer or Transfer of Control, including any Foreclosure affecting all or any portion of the Site by any Mortgagee takes place without express assumption by the Ownership Transferee of the Developer's obligations under this Agreement in accordance with Section 2.2. 16.1.2 Reverting Conditions. Notwithstanding that such portion of the Site may be encumbered by one or more Mortgages or Permitted Mortgages, the Agency shall be entitled to exercise its November 10,2005 57 Right of Reversion with respect to all or any portion of the Site in the event of the following (the "Reversion Conditions"): (a) the occurrence of any of the events or omissions described in Section 16.1.1 becoming a Material Default of the Developer and the provision of written notice to the Developer and each Permitted Mortgagee as required in Section 2.7.14. (b) provision by the Agency of notice in accordance with Sections 2.7.15 and 17.7 to each Permitted Mortgagee having a Permitted Mortgage on the affected portion of the Site, of a Material Default by the Developer remaining uncured after passage of the time periods set forth in this Agreement for cure thereof by the Developer (c) failure of any Pennitted Mortgagee to cure such Material Default in accordance with the provisions of Section 2.7.15(b). Notwithstanding the foregoing, if any Permitted Mortgagee has commenced and diligently prosecuted to completion Foreclosure proceeding in accordance with Section 2.7.14, then (i) the Agency's right to exercise the Right of Reversion triggered by such Material Default shall be stayed for a period of three (3) years from the date upon which the Permitted Mortgagee, or wholly-owned designee, obtains title to such portion of the Site, and (ii) thereafter may only be exercised with respect to that particular Material Default if such Permitted Mortgagee, or wholly-owned designee, has not within such three (3) year period (which period will not be extended by Force Majeure Delay) either: (A) assumed all obligations of the Developer under this Agreement, including the obligation to construct the Project hmprovements in accordance with a revised Schedule of Performance agreed to by the Permitted Mortgagee or wholly- owned designee and the Agency, and, thus, to step into the role of Developer hereunder and commenced and diligently prosecuted the construction of the Project Improvements, or (B) sold the affected portion of the Site. The satisfaction of the Reversion Conditions with respect to each independent Material Default serves to trigger (or re-trigger) the Agency's Right of Reversion, subject in each case to the potential stay set forth in the preceding paragraph. 16.1.3 Exercise of Right of Reversion. So long as the Material Default triggering the Right of Reversion has not been cured as of the date of exercise of the Right of Reversion, the Agency may exercise its Right of Reversion at anytime within one (1) year after such Right of Reversion could first be exercised with respect to such Material Default. The Agency may exercise such right by delivery of notice to (a) the Developer if no Foreclosure has occurred, and (b) all Permitted Mortgages with respect to the Reversion Area or any portion thereof, provided that the Agency shall not exercise the Agency's Right of Reversion without first providing the Developer, if applicable, and all Permitted Mortgagees holding Permitted Mortgages with respect to the Reversion Area or any portion thereof a reasonable opportunity to address the Agency Board of Directors at a public meeting. In the event of such termination of this Agreement, this Agreement shall remain in full force and effect with respect to portions of the Site not so revested in the Agency, but the termination of this Agreement shall only be effective as of the date title to the Reversion Areas is revested in the Agency. N.,e.be,10,2005 58 16.2 Priority of the Amey's Right of Reversion. 16.2.1 Right of Reversion Subordinate only to Senior Obligations. Prior to the later to occur of(a) the initial funding of a loan for the construction of Private Improvements, the Agency's Right of Reversion shall be senior in priority to any lien, including Pennitted Mortgages, except for Senior Obligations as set forth in Section 16.2.2, encumbering the Site or portion thereof, such that if the Agency exercises its Right of Reversion, in accordance with the provisions of this Section 16, all such liens and mortgages other than such Senior Obligations will be extinguished and the Agency will be revested of title to the title to the Reversion Parcel free and clear of all such liens and mortgages, other than Senior Obligations as provided below. 16.2.2 Right of Reversion Subordinate to Pennitted Mortgages for Private Improvements. Concurrently with the later to occur of (a) the initial funding of a loan for the construction of Private Improvements, the Agency's Right of Reversion shall become subordinate to, and the Agency shall execute such written instruments for the subordination of its Right of Reversion as may reasonably be requested by the holder of the lien of any Community Facilities District or other financing bonds issued with respect to such Parcel and the lien of any Pennitted Mortgagee providing funding for Private Improvements (collectively, a "Senior Obligation"). The subordination of the Right of Reversion and the Agency's agreement to so subordinate its Right of Reversion is subject to agreement by the holder of any Senior Obligation to which the Agency's Right of Reversion is to be subordinated, in writing, [providing the Agency the following rights:] (a) Upon the occurrence of a default under any of the Senior Obligation documents, the holder of the Senior Obligation shall promptly notify the Agency of the occurrence of such event of default, which notification shall be provided to the Agency contemporaneously with the delivery to the Developer or its Assignee of any notice of default under any of the Senior Obligation documents; (b) The Agency shall have the right, during the cure periods which apply to the Developer or its Assignee pursuant to the Senior Obligation documents and any cure period which may apply to the Agency under applicable law, to cure the Developer's or its Assignee's default relative to the Senior Obligation; and (c) After a default on any of the Senior Obligation documents but prior to a Foreclosure, the Agency shall have the right to take title to the Reversion Area or any portion thereof and cure the default relative to the Senior Obligation documents, without the holder of the Senior Obligation exercising any right it might otherwise have to accelerate the Senior Obligation by reason of such title transfer, so long as the Agency promptly cures any such default upon taking title. In the event that additional uncured events of default under the Senior Obligation documents occur after the Agency has taken title to the Reversion Area, all Permitted Mortgagees will be able to foreclose under the Permitted Mortgages. November 10,2005 59 (d) Upon the reversion to the Agency of title to the Reversion Area, the Agency shall use reasonable commercial efforts to resell the Reversion Area acquired by the Agency, as soon and in such manner as the Agency shall find feasible and consistent with the approved Entitlements to a qualified and responsible party or parties (as determined in the sole discretion of the Agency), who will assume the obligation of making or completing the Project Improvements, or such other improvements approved by the Agency with the uses specified in the approved Entitlements. Upon such resale of the Reversion Area or any part thereof, the proceeds thereof, if any, shall be applied: (i) First, but subject to the provisions of clause ii below if there exists any Senior Obligation, to reimburse the Agency for all costs and expenses incurred by the Agency, including salaries of personnel engaged in such action, in connection with the recapture, management and resale of the Reversion Area or any part thereof, all taxes, assessments and water and sewer charges with respect to the Reversion Area or any part thereof, any payments made or necessary to be made to discharge or prevent from attaching or being made any subsequent encumbrances or liens due to obligations incurred with respect to the making or completion of the agreed Project Improvements or any part thereof on the Reversion Area , or any part thereof, and any amounts otherwise owing to the Agency by the Developer and its successor or transferee; (ii) Second, to reimburse the Developer, its successor or transferee, up to the amount equal to: the portion of the Base Purchase Price allocated to the reversion property on a square footage basis and the Reimbursable Costs incurred by the Developer for the development of the Reversion Area, or any part thereof, less the amounts paid on any Permitted Mortgage pursuant to clause ii . (iii) Any balance remaining after such reimbursements shall be retained by the Agency as its property. 16.2.3 Termination of Right of Reversion. In connection with every grant deed for a parcel or Lot on the Site, the Agency shall direct the escrow company to extinguish and release the Agency's Right of Reversion as to such Unit or Building, upon the occurrence of all of the following: (a) Issuance by the Agency of a certificate of occupancy; (b) Recordation of a Notice of Completion relating to the Building by the Developer, its Assignee, or such Party's contractor; (c) Any mechanic's liens that have been recorded or stop notices that have been delivered have been paid, settled or otherwise extinguished, discharged, released, waived, bonded around or insured against; (d) Agency approval of the Deed for each such Parcel or Lot; and, (e) Close of Escrow as to such Parcel or Lot. November 10,2005 60 17. General Provisions. 17.1 Consent to Jurisdiction. The Parties hereto agree that all actions or proceedings arising in connection with this Agreement shall be tried and litigated exclusively in the Municipal or Superior Court of the County of Riverside, State of California, in any other appropriate court of that county, or in the United States District Court for the Central District of California. This choice of venue is intended by the Parties to be mandatory and not permissive in nature, thereby precluding the possibility of litigation between or among the Parties with respect to or arising out of this Agreement in any jurisdiction other than that specified in this section. Each Party hereby waives any right that it may have to assert the doctrine forum non conveniens or similar doctrine or to object to venue with respect to any proceeding brought in accordance with this section, and stipulates that the state and federal courts located in the County of Riverside, State of California, shall have in personam jurisdiction and venue over each of them for the purpose of litigating any dispute, controversy or proceeding arising out of this Agreement. Each Party hereby authorizes and accepts service of process sufficient for personal jurisdiction in any action against it as contemplated by this Section 17.1 by means of registered or certified mail, return receipt requested, postage prepaid, to its address for the giving of notices as set forth in this Agreement, or in the mamier set forth in Section 17.7 of this Agreement pertaining to notice. Any final judgment rendered against a Party in any action or proceeding shall be conclusive as to the subject of such final judgment and may be enforced in other jurisdictions in any manner provided by law. 17.2 Legal Fees and Costs. If any Party to this Agreement institutes any action, suit, counterclaim, appeal, arbitration or mediation for any relief against another Party, declaratory or otherwise (collectively an "Action"), to enforce the terns hereof or to declare rights hereunder or with respect to any inaccuracies or material omissions in connection with any of the covenants, representations or warranties on the part of the other Party to this Agreement, then the Prevailing Party in such Action, whether by arbitration or final judgment, shall be entitled to have and recover of and from the other Party all costs and expenses of the Action, including reasonable attorneys' fees and costs (at the Prevailing Party's attorneys' then-prevailing rates as increased from time to time by the giving of advanced written notice by such counsel to such Party) incurred in bringing and prosecuting such Action and/or enforcing any judgment, order, ruling or award (collectively, a "Decision") granted therein, all of which shall be deemed to have accrued on the commencement of such Action and shall be paid whether or not such Action is prosecuted to a Decision. Any Decision entered in such Action shall contain a specific provision providing for the recovery of attorneys' fees and costs incurred in enforcing such Decision. A court or arbitrator shall fix the amount of reasonable attorneys' fees and costs upon the request of either Party. Any judgment or order entered in any final judgment shall contain a specific provision providing for the recovery of all costs and expenses of suit, including reasonable attorneys' fees and expert fees and costs (collectively "Costs") incurred in enforcing, perfecting and executing such judgment. For the purposes of this paragraph, Costs shall include in addition to Costs incurred in prosecution or defense of the underlying action, reasonable attorneys' fees, costs, expenses and expert fees and costs incurred in the following: (a) post judgment motions and collection actions; (b) contempt proceedings; (c) garnishment, levy, debtor and third party examinations; (d) discovery; (e) bankruptcy litigation; and (f) appeals of any order or judgment. "Prevailing Party" within the meaning of this Section 17.2 includes a Party who agrees to dismiss an Action in consideration for the other Party's payment of the amounts allegedly due or performance of the covenants allegedly breached, or obtains substantially the relief sought by such Party. November 10,2005 61 17.3 Modifications or Amendments. No amendment, change, modification or supplement to this Agreement shall be valid and binding on any of the Parties unless it is represented in writing and signed by each of the Parties hereto. 17.4 Applicable Law. This Agreement shall be governed by, interpreted under, construed and enforced in accordance with the laws of the State of California, irrespective of California's choice-of-law principles. 17.5 Further Assurances. Each of the Parties hereto shall execute and deliver at their own cost and expense, any and all additional papers, documents, or instruments, and shall do any and all acts and things reasonably necessary or appropriate in connection with the performance of their respective obligations hereunder in order to carry out the intent and purposes of this Agreement. 17.6 Rights and Remedies are Cumulative. Except with respect to rights and remedies expressly declared to be exclusive in this Agreement, the rights and remedies of the Parties are cumulative, and the exercise by either Party of one or more such rights or remedies shall not preclude the exercise by it, at the same or different times, of any other rights or remedies for the same default or any other default by the other Party. 17.7 Notices, Demands and Communications between the Parties. All notices, demands, consents, requests and other communications required or permitted to be given under this Agreement shall be in writing and shall be deemed conclusively to have been duly given (a) when hand delivered to the other Party; (b) three (3) Business Days after such notice has been sent by United States mail via certified mail, return receipt requested, postage prepaid, and addressed to the other Party as set forth below; (c) the next Business Day after such notice has been deposited with a national overnight delivery service reasonably approved by the Parties (Federal Express, United Parcel Service and U.S. Postal Service are deemed approved by the Parties), postage prepaid, addressed to the Party to whom notice is being sent as set forth below with next-business-day delivery guaranteed, provided that the sending Party receives a confirmation of delivery from the delivery service provider; or (d) when received by the recipient Party when sent by facsimile transmission or email at the number or email address set forth below (provided, however, that notices given by facsimile or email shall not be effective unless either (i) a duplicate copy of such notice is promptly sent by any method permitted under this Section 17.7 other than by facsimile or email; or (ii) the receiving Party delivers a written confirmation of receipt for such notice either by facsimile, email or any other method permitted under this Section. Any notice given by facsimile or email shall be deemed received on the next business day if such notice is received after 5:00 p.m. (recipient's time) or on a Saturday, Sunday or national holiday. Unless otherwise provided in writing, all notices hereunder shall be addressed as follows: If to the Agency: Community Redevelopment Agency of the City of Palm Springs 3200 E. Tahquitz Canyon Way Palm Springs, CA, 92263 November 10,2005 62 Attention: Executive Director With a copy to: Agency Counsel c/o Office of the City Attorney City of Palm Springs 3200 E. Tahquitz Canyon Way Palm Springs, CA, 92263 Attention: City Attorney If to the Developer: John Carroll Geiger LLC 1888 Century Park East#450 Los Angeles, CA 90067 Any Party may by written notice to the other Party in the manner specified herein change the address to which notices to such Party shall be delivered. 17.8 Force Maieure Delay. 17.8.1 The tern "Force Majeure Delay" shall mean the occurrence of anyone or more of the following events (provided such event is beyond the control of a Party and beyond the control of such Party's contractors and consultants and are not due to an act or omission of the Party claiming Force Majeure Delay or any consultant, contractor or other Person for whom such Party may be contractually or legally responsible) which directly, materially and adversely affect (a) the ability of the claiming Party to meet its obligations under this Agreement, including the deadlines imposed by the Schedule of Performance or (b) the ability of the Developer to Complete the Project, and which events (or the effect of which events) could not have been avoided by due diligence and use of reasonable efforts by the Party claiming Force Majeure Delay: (a) An epidemic, blockade, rebellion, war, insurrection, strike, lock-out, riot, act of sabotage, civil commotion, act of a public enemy, freight embargo, or lack of transportation; (b) Unusually severe weather; (c) Reasonably unforeseeable Site conditions including the presence of Hazardous Materials; (d) Fire, or earthquake, or other casualty, in each case, causing material physical destruction or damage on the Site; (e) Potential Default or Material Default by the other Party; November 10,2005 63 (f) Issuance of a permanent injunction or writ of mandate in a lawsuit seeking to restrain, enjoin, challenge or delay construction of the Project, which restricts the ability of a Party to perform its material obligations hereunder, or a temporary restraining order ("TRO"), preliminary injunction, or alternative writ which prevents the Agency, City or Developer from meeting the Schedule of Performance. In the case of a TRO, preliminary injunction, or alternative writ, the deadlines in the Schedule of Performance shall be extended to be coterminous with the TRO, injunction, or alternative writ, but shall in no event extend for more than one (1)year after the Effective Date; (g) The passage of a referendum or initiative that results in the inability of any Party to perform its material obligations hereunder (h) Any change in Governmental Regulation or adoption of any new Govermnental Regulation which is materially inconsistent with Governmental Regulations in effect as of the Effective Date (subject to the exclusion set forth in clause (ii) below. 17.8.2 The term "Force Majeure Delay" shall be limited to the matters listed above and specifically excludes from its definition the following matters which might otherwise be considered Force Maj eure Delay: (a) Due to acts or omissions of the Developer, the suspension, tennination, interruption, denial or failure to obtain or non-renewal of any Entitlement, permit, license, consent, authorization or approval which is necessary for the development of the Project, except for any such matter resulting from a lawsuit or referendum as described in subsections (fl or(g)above; (b) Any change in a Government Regulation which was proposed or was otherwise reasonably foreseeable at the Effective Date; (c) Failure of the Developer to perform any obligation to be performed by the Developer hereunder as the result of adverse changes in the financial condition of Developer; (d) Failure of the Developer to provide any Performance Bond required by this Agreement when due or to submit evidence of financing of the Project or to perform any obligation to be performed by the Developer hereunder as the result of adverse changes in the market conditions affecting the development, sale or lease of any part of the Site unless the Developer demonstrates to the satisfaction of the Executive Director or designee in its sole discretion that (i) the Developer was unable to obtain such Performance Bonds and/or financing despite making best efforts to do so, and (ii) such Performance Bonds and financing are unavailable on terms which are commercially feasible because of generally applicable economic conditions affecting the credit market which then exist and which are materially worse than the conditions which prevail as of the Effective Date. (e) Failure to submit documentation as and when required by Sections 2.2, 2.3 or 2_7, as applicable; November 10,2005 64 (l) Failure to submit Design Documents for Project Improvements when required pursuant to the Schedule of Performance; (g) Failure to acquire, maintain and submit evidence of insurance policies as required by Section 11; (h) Failure to execute documents; and (i) All other matters not caused by the other Party and not listed in subsections (a) through (h) above of this Section 17.8.2. 17.8.3 If any Party (the "First Party") believes that an extension of time is due to it due to Force Majeure Delay, it may apply to the other Party (the "Second Party") in writing within thirty (30) calendar days from the date upon which the First Party becomes aware of Force Majeure Delay, describing the event, its cause, when and how the First Party obtained knowledge, the date the event cormnenced and the estimated delay resulting there from. The extension for Force Majeure Delay shall be granted or denied in the Second Party's reasonable discretion. If the Second Party's decision with respect to such request is disputed by the First Party, the matter shall be resolved in accordance with Section 17.1. An extension of time for Force Majeure Delay shall be on a day for day basis for the period of the delay and shall commence to run from the time of the commencement of the cause, if notice by the First Party is sent to the Second Party in accordance with the provisions of this Section. If the First Party fails to notify the Second Party in writing of its request for Force Majeure Delay within the thirty(30) calendar days specified above, there shall be no extension for Force Majeure Delay. 17.9 Conflict of Interest. No appointed or elected official or employee of the Agency or City shall have any personal interest, direct or indirect, in this Agreement nor shall any official or employee participate in any decision relating to the Agreement which affects his interests or the interests of any corporation, partnership, or association in which he is directly or indirectly interested. The Developer warrants that it has not paid or given and will not pay or give any third person any money or other consideration for obtaining this Agreement. 17.10 Non-liability of Agency Officials and Employees. No elected or appointed official, representative, employee, agent, consultant, legal counsel or employee of the Agency or City shall be personally liable to the Developer, or any successor in interest in the event of any default or breach by the Agency for any arnount which may become due to the Developer or successor or on any obligation under the terns of this Agreement. 17.11 Inspection of Books and Records. The Agency shall have the right at all reasonable times, upon ten (10) days written notice, to inspect the books and records of the Developer pertaining to the Site as pertinent to the purposes of this Agreement. The Developer shall also have the right at all reasonable times to inspect the books and records of the Agency, upon ten (10) days written notice, pertaining to the Site as pertinent to the purposes of this Agreement. November 10,2005 65 17.12 Approvals. (a) Except as otherwise expressly provided in this Agreement, approvals required of the Agency or the Developer in this Agreement, including the Attachments hereto, shall not be unreasonably withheld, conditioned or delayed. (b) Any matter required by this Agreement to be submitted to the Agency shall be deemed submitted upon the submittal to the Executive Director or designee. (c) Except where the terms of this Agreement or State law expressly require the approval of a matter or the taking of any action by the Agency, any matter to be approved by the Agency shall be deemed approved, and any matter to be taken by the Agency shall be deemed taken, upon the written approval by the Executive Director or designee. 17.13 Real Estate Commissions. 17.13.1 The Agency shall not be liable for any real estate commissions, brokerage fees, or finders' fees which may arise from this Agreement. The Developer represents that it has engaged no broker, agent, or finder in connection with this Agreement or the transactions identified herein. The Developer hereby agrees to indemnify and hold the Agency and City and its elected and appointed officials, employees, and representatives harmless from any losses and liabilities arising from or in any way related to any claim by any broker, agent, or finder who may assert or claim any interest regarding this Agreement or development of the Project or the transactions identified herein or the purchase or sale of other property at the Site, including the Agency Parcel. 17.13.2 The Agency represents that it has engaged no broker, agent, or finder in connection with this Agreement or the transactions identified herein. 17.14 Date and Delivery. of Agreement. Notwithstanding anything to the contrary contained in this Agreement, the Parties intend that this Agreement shall be deemed effective, executed and delivered for all purposes under this Agreement and for the calculation of any statutory time periods based on the date an agreement between the Parties is effective, executed and/or delivered, as of the Effective Date. 17.15 Survival of Covenants. Representation and Warranties. The covenants, representations and warranties specified in this Agreement shall survive any investigation made by any Party hereto and the closing of the of the transactions contemplated hereby. 17.16 Construction and Interpretation of Agreement. (a) The language in all parts of this Agreement shall in all cases be construed simply, as a whole and in accordance with its fair meaning and not strictly for or against any Party. The Parties hereto acknowledge and agree that this Agreement has been prepared jointly by the Parties and has been the November 10,2005 66 subject of arm's length and careful negotiation over a considerable period of time, that each Party has been given the opportunity to independently review this Agreement with legal counsel, and that each Party has the requisite experience and sophistication to understand, interpret, and agree to the particular language of the provisions hereof. Accordingly, in the event of an ambiguity in or dispute regarding the interpretation of this Agreement, this Agreement shall not be interpreted or construed against the Party preparing it; instead other rules of interpretation and construction shall be utilized. The provisions of California Civil Codle Section 1654 are specifically waived by each Party hereto. (b) If any term or provision of this Agreement, the deletion of which would not adversely affect the receipt of any material benefit by any Party hereunder, shall be held by a court of competent jurisdiction to be invalid or unenforceable, the remainder of this Agreement shall not be affected thereby and each other term and provision of this Agreement shall be valid and enforceable to the fullest extent permitted by law. It is the intention of the Parties hereto that in lieu of each clause or provision of this Agreement that is illegal, invalid, or unenforceable, there be added as a part of this Agreement an enforceable clause or provision as similar in terns to such illegal, invalid, or unenforceable clause or provision as may be possible. (c) The inclusion in Section 1.1 of this Agreement of any matters or facts shall be conclusive proof of the truthfulness thereof. (d) The captions of the sections and subsections herein are inserted solely for convenience and under no circumstances are they or any of them to be treated or construed as part of this instrument. (e) References in this instrument and in the Attachments hereto to "this Agreement" mean, refer to and include this instrument as well as any riders, exhibits, addenda and Attachments hereto (which are hereby incorporated herein by this reference) and all other documents expressly incorporated by reference in this instrument. Any references to any covenant, conditions, obligation and/or undertaking "herein," "hereunder," or "pursuant hereto") (or language of like import) shall mean, refer to and include the covenants, obligations and undertakings existing pursuant to this instrument and any riders, exhibits, addenda and Attachments or other documents affixed to or expressly incorporated by reference in this instrument. (f) As used in this Agreement and as the context may require, the singular includes the plural and vice versa and the masculine gender includes the feminine and vice versa. (g) As used in this Agreement the words "include" and "including" mean respectively "include, without limitation" and "including, without limitation". 17.17 Time of Essence. Time is of the essence with respect to all provisions of this Agreement in which a definite time for perfonnance is specified; provided, however, that the foregoing shall not be construed to limit or deprive a Party of the benefits of any grace period provided for in this Agreement. November 10,2005 67 17.18 Fees and Other Expenses. Except as otherwise provided herein, each of the Parties hereto shall pay its own fees and expenses, including attorneys' fees and costs, in connection with negotiation and preparation of this Agreement. 17.19 No Partnership. Nothing contained in this Agreement shall be deemed or construed to create a partnership,joint venture or any other relationship between the Parties hereto other than purchaser and seller and landlord and tenant according to the provisions contained herein, or cause the Agency to be responsible in any way for the debts or obligations of the Developer. 17.20 Compliance with Law. The Developer agrees to comply with all the requirements now in force, or which may thereafter be in force, of all municipal, county, state and federal authorities, pertaining to the Site and the Project hmprovements as well as operations conducted thereon. The judgment of any court of competent jurisdiction or the admission of the Developer in any action or proceeding against it, whether the Agency is a party thereto or not, that the Developer has violated any such ordinance or statute in the use of the Site and/or the Project Improvements shall be conclusive of that fact as between the Agency and the Developer. 17.21 Binding Effect. This Agreement and the terms, provisions, promises, covenants and conditions hereof shall be binding upon and shall inure to the benefit of the Parties hereto and their respective heirs, legal representatives, successors and assigns. 17.22 No Third Party Beneficiaries. This Agreement has been made and entered into solely for the benefit of the Parties to this Agreement and their respective successors and permitted assigns. Nothing in this Agreement is intended to confer any rights or remedies under or by reason of this Agreement on any persons other than the Parties to it and their respective successors and permitted assigns. Nothing in this Agreement is intended to relieve or discharge the obligation or liability of any third persons to any Parties to this Agreement. 17.23 Counterparts. This Agreement may be executed in two or more separate counterparts, each of which, when so executed, shall be deemed to be an original. Such counterparts shall, together, constitute and shall be one and the same instrument. This Agreement shall not be effective until the execution and delivery by the Parties of at least one set of counterparts. The Parties agree to recognize execution of this Agreement by facsimile signatures; provided, however, that such execution by facsimile shall not be effective unless a manually executed copy of the signature page is promptly sent by United States, postage prepaid, and such manually signed page is actually received by the other Party within ten (10) days of its execution. The Parties hereby authorize each other to detach and combine original signature pages and consolidate them into a single identical original. Any one of such completely executed counterparts shall be sufficient proof of this Agreement. 17.24 Authority of Signatories to Agreement. Each person executing this Agreement represents and warrants that he or she is duly authorized and has legal capacity to execute and deliver this Agreement on behalf of the Parties for which execution is made. Each Party represents and warrants to the other that the execution of this Agreement and the performance of such Party's obligations hereunder have been duly Nave.ber 10,2005 68 authorized and that the agreement is a valid and legal agreement binding on such Party and enforceable in accordance with its terms. 17.25 Entire Agreement, Waivers and Amendments. (a) This Agreement is executed in three (3) duplicate originals, each of which is deemed to be an original. (b) This Agreement, including the Attachments hereto, together with any related documents referred to herein constitute the entire agreement between or among the Parties with respect to the subject matter hereof. This Agreement supersedes and replaces any and all prior agreements, proposed agreements, negotiations and communications, oral or written, and contains the entire agreement between the Parties as to the subject matter hereof and any and all prior agreements, understandings or representations are hereby terminated and canceled in their entirety. Each Party hereby acknowledges that no other Party hereto, nor its agents or attorneys, have made any promises, representations or warranties whatsoever, expressed or implied, not contained herein, to induce such Party to execute this Agreement, and each Party acknowledges that it has not executed this Agreement in reliance on any such promise, representation or warranty not contained herein. (c) No waiver of any provision or consent to any action under this Agreement shall constitute a waiver of any other provision or consent to any other action, whether or not similar. No waiver or consent shall constitute a continuing waiver or consent or commit a Party to provide a waiver in the future except to the extent specifically set forth in writing. Any waiver given by a Party shall be null and void if the Party requesting such waiver has not provided a full and complete disclosure of all material facts relevant to the waiver requested. All waivers of the provisions of this Agreement must be in writing and signed by the appropriate authorities of the Agency or the Developer and all amendments hereto must be in writing and signed by the appropriate authorities of the Agency and the Developer. Any amendment to the Agreement shall require the approval of the Agency. 17.26 Approval Procedures. This Agreement, when executed by the Developer and delivered to the Agency, will then be scheduled for a public hearing before the Agency's Board of Directors This Agreement must be authorized, executed and delivered by the Agency within sixty (60) days after date of signature by the Developer or the Developer shall have the authority to withdraw its offer to enter into this Agreement upon written notice to the Agency. The Effective Date of this Agreement shall be the date when this Agreement has been executed by the Agency and delivered to the Developer, which shall be the date first set forth above. Novembe,10,2005 69 IN WITNESS WHEREOF, the Agency and the Developer have signed this Agreement as of the date first set forth above. AGENCY: Coimnunity Redevelopment Agency of the City of Palm Springs Dated: By: David Ready, Executive Director ATTEST: By: Assistant Secretary APPROVED AS TO FORM Office of Agency Counsel By: Agency Counsel DEVELOPER: Geiger, LLC, a California Limited Liability Company, Dated: By: Title: By: Title: N.,e..be,10,2005 70 DRAFT EXHIBIT NO. 1A 2005 GEIGER DDA MAP OF THE SHOPPING CENTER [See Next Page] EXHIBIT NO. 1A 2005 GEIGER DDA Page 1 of 2 1 iazzel SF I EXISTIN a(!sloeYnA� I I __ _—_ Plopay nIXlre6[R --j 1 a--�t 1I'T i>_I i 6 I� : �! - - '.._. �; a.laP.KNes nBcd�aPVS/T�a • I -{III --L -1--'-'-.`--�- `nkV4a�9 ak`4 :W te:xl Bu3ig Arc 31�11S dui°EB_u¢;1 (Y.usa ....................I....fiiPdX.�IEilRfilil iiRTtJ.rAT�Yi Illl;s:iillTfl�IT �_ "' ' �,s- �s ia:61&htlr5 ka_' MOCOM 1RQPou1 NO •••"•I' a aT CBVEAABc_ gIP FttI G BuIm,Na Au rg Nea 9➢P R15% 516w J da AG49AFE� [ I,I ••:�" � �...I PBONCfR_ PM19Y.PIG�� -J it � 1 t LPI.LI'I '�, L I i� � ••• , .� a I 1 i I xi°'o�c�maa '�''sci vnruArr s I I � rzru rA J�, enm�m-sv LP -'- + I o-fa W+tn.amrel�axam+a w*naw a� FE ZtE UNDsc 1111 ';,1Ir;i1 __���1 1�n,1r6,.'r:•�,l<—_yI,I�mx�W:A,�It.I.xI+n`-0_ _c $oo_ ��'�� __ �_-_s._o� �-aEEzz�4�•�Q- -�� jE _6 ?IXu4rYA.o-IE sAAc6tirsr FFAie£e U R xit srNO eSErxartGE.S xO�VtIAw1APmLiAMW]lxWAiel°n1eeFSPn'Rnm�PC,>aFAwC_WmmN�AflrrRE i= ES i_ - ___ Mmfflr Pa1r�rM5.a w10.= 6oetl1al Iim6PprxAsCc" t Nl]A M5CFlra 7EVIDi3is � UoNm o iMTS¢A WttNNdLLSFE¢V.°QED, mw RmMNI . 599':4fG -' o J rl, 2i AEfR].'IVl 1 III r�l r r n"F`r z r c N�@ RMV ]1a#F/fi], nvfc[5 4 o fiiJ_I'I.�}LI9� jell '�1 rA4PK+R0'F'Vv f:aS RM] VWMI WMFn Br1E, .1cn ,Vlf-llfl�f 9To�� �1II � rNW➢GatNl GllE FW 4 WC1RRSI v MIPXES .1'O E, _�' r-- III r' f N Y�^'^ atkWM,tldelPdllP fW¢S AYAS'1F lfG. 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M Z N 0 o O' �J O DRAFT EXHIBIT NO. 1B 2005 GEIGER DDA LEGAL DESCRIPTION OF THE AGENCY PARCEL PARCEL A: THAT PORTION OF PARCEL 2 OF PARCEL MAP NO. 24604 ON FILE IN BOOK 159 OF PARCEL MAPS, PAGES 66 AND 67, LYING SOUTHERLY OF THE WESTERLY PROLONGATION OF THE NORTHERLY LINE OF THE REMAINDER PARCEL AS SHOWN ON PARCEL MAP NO. 18787 ON FILE IN BOOK 135 OF PARCEL MAPS, PAGES 53 AND 54, BOTH OF OFFICIAL RECORDS OF RIVERSIDE COUNTY, CALIFORNIA. PARCEL B: PARCEL 1 OF PARCEL MAP 18787 IN THE CITY OF PALM SPRINGS, COUNTY OF RIVERSIDE, STATE OF CALIFORNIA, AS PER MAP RECORDED IN BOOK 135, PAGES 53 AND 54 OF PARCEL MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY. A CERTIFICATE OF CORRECTION BEING RECORDED FEBRUARY 6, 1987 AS INSTRUMENT NO. 34738 OFFICIAL RECORDS. PARCEL C: PARCEL 2 OF PARCEL MAP 18787 IN THE CITY OF PALM SPRINGS, COUNTY OF RIVERSIDE, STATE OF CALIFORNIA, AS PER MAP RECORDED IN BOOK 135, PAGES 53 AND 54 OF PARCEL MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY. A CERTIFICATE OF CORRECTION BEING RECORDED FEBRUARY 6, 1987 AS INSTRUMENT NO. 34738 OFFICIAL RECORDS. LEGAL DESCRIPTION OF THE DEVELOPER PARCEL [To Be Inserted] EXHIBIT NO 1B 2005 GEIGER DDA Page I of I DRAFT EXHIBIT NO. 1C 2005 GEIGER DDA SUMMARY OF APPRAISAL OF AGENCY PARCEL [See Attached Lidgard Letter dated October 3, 2005] EXHIBIT NO. 1C 2005 GEIGER DDA Page I of 3 DRAFT i i October 3, 2005 City of Palm Springs 3200 East Tahquitz Canyon Way Palm Springs, California 92263 Attention: Curt Watts Redevelopment Administrator Subject: Update Land Value Study Former Landfill Site APN:677-420-032,033, 034 Palm Springs, California Long Beao 1(�ice: 3353 Linde Aaenue In accordance with your request and authorization, I have personally Lee)- 00 Long Beach, A completed an update appraisal study pertaining to the above- 90807-4so3 referenced property. The subject property was originally appraised by the undersigned as of June 6, 2003. The subject property is located on the north side of Ramon Road, extending between Gene Autry Trail and San Luis Rey Drive, within the Orange County flee City of Palm Springs. The southerly portion of the site, situated along 2808E.xatella Venue Ramon Road and comprising 13.75± acres, is vested with the Palm suite 107 Orange,CA Springs Redevelopment Agency. The northerly portion, containing 92867-5246 23.83± acres of land area, is under private ownership (Endure Investments). The entire property is zoned M-1-P (planned research and development park), which zone allows for a wide variety of light manufacturing uses, Telephone: along with numerous commercial oriented developments. The highest (5621988-29 6 and best use of the site, considering the relatively prominent signalized (114)633 8 1 corner location, along with land plottage and vehicular accessibility, is rocscommercial retail development consisting of large anchor tenancies. (714)6 3 (7141633- 449 The subject parcel was formerly utilized as a public landfill, and has undergone extensive environmental remediation in recent years. The remediation project included the excavation,filtering, and recompaction of soil material along the peripheral boundaries of the site. The landfill material has been consolidated toward the center portion of the parcel creating a"debris cell'. Future developability of the site is limited to the perimeter boundaries. LIDGMM AND ASSOCYATES Real Estate Appraisal d Consultation .mrncnnx�rv.n EXHIBIT NO. 1 C 2005 GEIGER DDA Page 2 of 3 DRAFT {{r II ention: Curt Watts �r x Redevelopment Administrator � ' 4 October 3,2005 Page 2 �s Additionally, the subject property is located within the i `3 ea o {e Palm Springs International Airport land use plan. Developabili Ssit Ject to the Riverside County Airport Land Use Compatibility Plan: These conditions have been considered and analyzed in the subject Ian value analysis. The subject property has been appraised herein considering a r adily developable condition adequate to accommodate the proposed sub net shopping center development. Reference the accompanying appraisal report r a complete description of the subject property. The purpose of this appraisal report is to express an estimate of market value of\ the unencumbered fee simple interest in the combined subject parent ownerships as a single developable entity, in as-is condition. After considering the various factors which influence land value, the market value as of September 30, 2005 is allocated between the individual ownerships,as follows: Market value of Agency-owned parcels comprising 1 13.75 acres(APN: 677-420-032, 033): $ 4,480,000. Market value of Endure ownership comprising 23.83 acres(APN: 677-420-034): 7,765,000, I Market value of combined ownerships comprising 37.58 acres(APN: 677-420-032, 033. 034): $12,245,000. The foregoing values are subject to (1) the assumptions and limiting conditions set forth in the Preface Section, and (2) the valuation study set forth in the Valuation Analysis Section. No portion of this report shall be amended or deleted. This appraisal report is submitted in triplicate; I have retained a file copy. If you require any additional information from our file, please do not hesitate to contact the undersigned. Very truly yours, / LIDGARD AN OCIATES l colt A. L dgar M Certified General Real Estate Appraiser California Certification No.AG 004014 Renewal oate: March 13,2006 SALsp LIDGARD AND ASSOCIATES INCORPORATED Real Estate Appraisalodd Consultation EXHIBIT NO. 1C 2005 GEIGER DDA Page 3 of 3 DRAFT EXHIBIT NO. I 2005 GEIGER DDA SUMMARY OF PROJECT REMEDIATION COSTS [See Attached 2 Pages] EXHIBIT NO. 1D 2005 GEIGER DDA Page 1 of 3 DRAFT PAI.EIi-^SPRINGS PROJECT CONSTRUCTION VALUE Relocating Soil and Debris Value(See Attached Scope of Work) Prewater 55,000 Mablizalion 95,000 Sao&Debris Excavation Compaction(666 000cy) First Move 665,000Cy 22601000 Move Stockpiled Sal&Debris 450,00Dcy 1,630,000 Cleen Soil Exoavadon&Compaction(420 000py) First Move 420,000cy 1,260,000 Move Stockpiled Sail&Debris 400 00oy 1.200.000 Subtotal(Relocating and Compacting Soil and Debris Value - 6,400,000 Miscellaneous Items(Actual Costs Attached) 3.651,463 i Putura ProJectod Costs F Methane Collee0on System 350.000 PILL Insurance 100,000 Post Closure Landfill Monitoring,TestIng,Maintenance 250,000 SUBTOTAL COST 10,751,453 _ Developer's Ovrehead(Supervision(5%) 537,573 Developer's Risk(16%) 1,935,262 i Total 13,224.287 } i f Ci [[440 I6I f� f k r EXHIBIT NO. ID 2005 GEIGER DDA Page 2 of 3 DRAFT PA CEULA NGS PROJECT -= MI9CEL PFMM S R MS 20, I AS OP 3lPTEM9ER 26,21105 - ST11" PaaiU BUI Unpaid TOM MwL" NOa Eguloment, 38Q73210- 366,732,10 Ennronmenial ConsullaM Comps» 560,767AB 27226.64 5579E_, E.'12 Conhactetl P�ecl Mana9ertient 246;Bil2.00 248.832.00 Cnnl En ltnaa SSurveY 150,118A2 14,8W.08 154, 511 Ge090lls CcnaultenIS 170.902.51 %3S8.05 186,258.58 LeaaI(EnvhonmehtaI tela[Ptll 76.887�00 4i.74 80,409,74 Healm 65afa Tratm 12i180,00 12 i-4a.00 N eve Doc PreovPWn 20.04.60 ZD,534.80 LendepoeArdll, tod lsted to Cd11 78.08929 16,08929 Arch lteck{Reletedto ReMdlatlon 311300.P6 ,__31.388,2e AmtMedt6 Plants Lg IPaan 2000.00 4.0w.00 Air Ctw9ant - __ 171� 9,710.00 1_`16,799.77 CONSTRUCTION REL�.TEO NOxE uilp Relm(t 43697.00 43W.O NOa Equip-Rei A 25.332,03 2S 332.03 _ Panty and Partabk Fac0i6ea 2a,86320 _ A,246,79 33090.09 Envimnmattal NodgEL dA91MICetpn 13,500.50 13,600.00 NOa EOuiO.Supplies 8.969.69 _ 9.964.86 OtGce Traler -- a,741.94 120.42 B,Bt .3B Patabla TaBefs 6.911.41 999.B8 ]¢(f1.O8 Trar6a Plale Rental 7,184•W 437.60 7,70210 SouSwm C,alifomW Tank 1,04548 1,045.18 Mobile OM Supplies 190.42 120.42 160,695.05 Ui1LRIE8AVASlE DISPOSAL ff.or Water Apancy 119,145.81 119,145;81 COVPDechic i,51lA6 _ 1,571A8 Vm 3.144.01 3,144.01 PaImS rin sQlspo6al Service _ 1,785.09 138.06 7'921.15 I EOlsan 1L00.06 1,100.90 126,8mm QQ_VERNNENT AGENGIES _ OfTatic S�bsfance 96,090.91 _ -24,29255 121783,46 SCAQMO 399.05 309.95 Riverside COUNY ort 2,370.00 _ 2,37000_ SlVRC6 1,18,5.c0 _ 1,1a5.00 125,133.R MUY Epsreen-Purdiase _ 100� 00,000.00 1_000,060:00 1 _ - EPsleen-Inlemst _ 32,187.50 1a2,151M - '� IMereii•loan mst- _ 3E3,000.00 3aa,000.00 Urea Purchxefor NOZ EVUIp,. a"5.07 3,946.aT Onetl Medical_GroUp 2690.76 2- 9 -75 e.O 1na111AQM 2.055.78 11015.08 SOaN Coat AQMO _ - 1,075.08 1,015.Oe (l 6 ,Inc 678.79 576.71 Saul Oraene I 1,400.00 7,400.00 Tha Press Enl se 403.00 403.00 pFt Fo 347.89 -- 347 83.99 *L 7Z SB [Fog L 2560 69 1.09066a.61 3. 53.30 V r i k t h EXHIBIT NO. 1D 2005 GEIGER DDA Page 3 of 3 DRAFT EXHIBIT NO. 2 2005 GEIGER DDA GLOSSARY OF DEFINED TERMS For purposes of this Agreement, the following capitalized terms shall have the following meanings: "Affiliate" shall mean (1) any Person directly or indirectly Controlling, Controlled by or under common Control with another Person; (2) any Person owning or Controlling fifty-one percent (51 %) or more of the outstanding voting securities of such other Person; and (3) if that other Person is an officer, director, member or partner, any company for which such Person acts in any such capacity. "Agency" shall have the meaning set forth in Section 1.4.1. "Agency Closing Conditions" shall have the meaning set forth in Section 7.3. "Agency Parcel" shall have the meaning set forth in Section 1.1.1. "Agency Title Policy" shall mean any title insurance policy obtained by the Agency from the Title Company in co>mection with this Agreement. "ALTA " shall have the meaning set forth in Section 6.3. "Approved Project Plans" shall have the meaning set forth in Section 8.5.11. "Assignee" shall mean any Person to whom or to which the Developer assigns its interests in this Agreement the Developer Parcel, the Project improvements thereon or any portion thereof. "Business Day(s)" shall mean any day on which Palm Springs City Hall is open for business and steal "CEQA" shall mean the California Environmental Quality Act and implementing regulations and guidelines, contained in Cal. Public Resources Code Section 21000 et seq., and Cal. Code of Regulations, title 14, Section 15000 et seq. "Certificate of Compliance" shall have the meaning set forth in Section 9. "Change in Ownership" shall be synonymous with the terns "Transfer of Control." "City" shall mean the City of Palm Springs. "City Code" shall mean the M>,micipal Code for the City of Palm Springs, California, as the same may be amended from time to time. EXHIBIT NO.2 2005 GEIGER DDA Page 1 of 10 DRAFT "City flail" shall mean the seat of government for the City of Palm Springs and the C'onnminity Redevelopment Agency of the City of Palm Springs, located at 3200 E. Tahquitz Canyon Way, Palm Springs, California 92262. "Claim" or "Claims" shall mean any and all claims, actions, causes of action, demands, orders, or other means of seeking or recovering losses, damages, liabilities, costs, expenses (including attorneys' fees, fees of expert witnesses, and consultants' and court and litigation costs), costs and expenses attributable to compliance with judicial and regulatory orders and requirements, fines, penalties, liens, taxes, or any type of compensation whatsoever, direct or indirect, known or unknown, foreseen or unforeseen. "Closing", "Close of Escrow" or "Escrow Closing" shall mean the point in time when the Agency conveys fee title in the Property to the Developer, which shall be within five (5) working days after Developer and Agency approval of the performance of or occurrence of the Closing Conditions. "Closing Conditions" shall mean the Developer Closing Conditions and the Agency Closing Conditions. "Closing Date" shall mean the meaning set forth in Section 7.1. "CLTA Policy" shall have the meaning set forth in Section 6.2. "Common Area Improvements" shall mean all amenities of the Project to be available for and used in common by the owners and/or lessees of all Units on the site. "Common Areas" shall mean the Common Area Improvements and the land upon which such improvements are located. "Complete" and "Completion" shall mean, with respect to the Project, the point in time when all of the following shall have occurred: (1) to the extent a certificate of occupancy is required with respect to construction of the Project hmprovements required under this Agreement, issuance of a certificate of occupancy or a temporary Certificate of Occupancy by the City; (2) recordation of a Notice of Completion by the Developer, its Assignee or such Party's contractor; (3) certification by the Project Architect that the Project Improvements (with the exception of minor "punch list" items) have been completed in a good and workmanlike manner and substantially in accordance with the approved plans and specifications; (4) any mechanic's liens that have been recorded or stop notices that have been delivered have been paid, settled or otherwise extinguished, discharged, released, waived, bonded around or insured against; and (5) final inspection and acceptance by City Engineer of the Public Improvements. "Concept Plan and Design Review" shall mean the City's concept plan and design review approvals as required by the City Code, which shall be part of the Entitlements. "Conditions Precedent" or "Condition Precedent" shall mean all conditions precedent to the Agency's issuance of a Certificate of Compliance, as set forth in Section 9.6. EXHIBIT NO.2 2005 GEIGER DDA Page 2 of 10 DRAFT "Consumer Price Index" shall mean the Consumer Price Index - all Urban Consumers, Riverside-San Bernardino County, published by the Bureau of Labor Statistics, or such comparable index as may be reasonably acceptable to the City. "Control" "Controlled" or "Controlling", shall mean the power to direct the management. It shall be a presumption that control with respect to a corporation or limited Partnership is the right to exercise, directly or indirectly, more than fifty percent (50%) of the voting rights attributable to the controlled corporation or limited Partnership, and, with respect to any individual, partnership, trust, other entity or association, control is the possession, indirectly or directly, of the power to direct or cause the direction of the management or policies of the controlled entity. "Defaulting Party" shall mean a Party to this Agreement who is either in Potential Default or in Material Default. "Design Documents" shall mean documents, plans and specifications at each stage of development (schematics, design development and construction documents, or if design build, schematic and construction documents) for the Project Improvements which: (a) shall describe the proposed use and include plans and renderings showing in reasonable detail the proposed size, land coverage, floor area, gross square footage, shape, height, bulk, massing, location, exterior material, exterior color scheme and elevation of such Project Improvements; (b) shall include (i) a pedestrian and vehicular circulation and traffic plan showing all ingress and egress to public streets or roads and including a statement of impact; (ii) utilities and service connections plan; (iii) a landscape plan; (iv) a signage plan; (v) engineering, mechanical and electrical plans and documents; and (vi) a grading, drainage and utility plan; and (c) shall be prepared and stamped approved by an architect and/or engineer licensed to practice in the State of California. "Developer" shall have the meaning set forth in Section 1.4.2. "Developer's Closing Conditions" shall have the meaning set forth in Section 7.2. "Developer Parcel" shall have the meaning set forth in Section 1.1.1. "Developer's Title Endorsements" shall have the meaning set forth in Section 6.3. "Developer's Title Policy" shall have the meaning set forth in Section 6.3. "Development Costs" shall have the meaning set forth in Section S.1.3. "Development Services Department" means collectively the City's Planning Services Department, Building Services Department, and the Public Works Department or such department of the City with responsibility for the review, approval, or issuance of an Entitlement. EXHIBIT NO.2 2005 GEIGER DDA Page 3 of 10 DRAFT "Effective Date" shall have the meaning set forth in Section 1.1.2. "Entitlements" shall have the meaning set forth in Section 8.3.1. "Environmental Agency" shall mean the United States Environmental Protection Agency; the California Environmental Protection Agency and all of its sub-entities, including any Regional Water Quality Control Board, the State Water Resources Control Board, the Department of Toxic Substances Control, the South Coast Air Quality Management District, and the California Air Resources Board; the City; any Fire Department or Health Department with jurisdiction over the Developer Property; and/or any other federal, state, regional or local governmental agency or entity that has or asserts jurisdiction over Hazardous Substance Releases or the presence, use, storage, transfer, manufacture, licensing, reporting, permitting, analysis, disposal or treatment of Hazardous Materials in, on, under, about, or affecting the Project. "Environmental Laws" shall mean any federal, state, regional or local laws, ordinances, rules, regulations, requirements, orders, directives, guidelines, or pen-nit conditions, in existence as of the Effective Date or as later enacted, promulgated, issued, modified or adopted, regulating or relating to Hazardous Materials, and all applicable judicial, administrative and regulatory decrees, judgments and orders and common law, including those relating to industrial hygiene, public safety, human health, or protection of the environment, or the reporting, licensing, permitting, use, presence, transfer, treatment, analysis, generation, manufacture, storage, discharge, Release, disposal, transportation, Investigation or Remediation of Hazardous Materials. Environmental Laws shall include the Comprehensive Enviromnental Response, Compensation and Liability Act of 1980, as amended (42 U.S.C. Section 9601, et seq.) ("CERCLA"); the Resource Conservation and Recovery Act, as amended, (42 U.S. C. Section 6901 et seq.) ("RCRA"); the federal Water Pollution Control Act, as amended, 33 U.S.C. Section 1251 et seq.); the Toxic Substances Control Act, as amended, (15 U.S.C. Section 2601 et seq.); the Hazardous Substances Account Act (Chapter 6.8 of the California Health and Safety Code Section 25300 et seq.); Chapter 6.5 commencing with Section 25100 (Hazardous Waste Control) and Chapter 6.7 commencing with Section 25280 (Underground Storage of Hazardous Substances) of the California Health and Safety Code; and the California Water Code, Sections 13000 et seq. "Escrow" shall have the meaning set forth in Section 4.4. "Escrow Holder" shall mean Title Insurance Company. "Exclusive Agreement to Negotiate" or "EAN" shall mean that certain Exclusive Agreement to Negotiate dated March 17, 2004 by and between the Agency and Geiger LLC, a California Limited Liability Company. "Executive Director" shall mean the Executive Director of the Agency or the designee of the Executive Director. "Fair Market Value" shall have the meaning set forth in Section 14.2.3. EXHIBIT NO.2 2005 GEIGER DDA Page 4 of 10 DRAFT "Final Map" or "Final Maps" shall mean a final tract map or final tract maps approved by the City for the Site in accordance with the Subdivision Map Act and the City Code. "Final Plans" shall have the meaning set forth in Section 8.5.6. "Force Majeure Delay" shall have the meaning set forth in Section 17.8. "General Plan" shall mean the most current general plan for the City of Palm Springs. "Governmental Authority" shall mean any and all federal, state, county, municipal and local governmental and quasi-governmental bodies and authorities (including the United States of America, the State of California and any political subdivision, public corporation, district, joint powers authority or other political or public entity) or departments thereof having or exercising jurisdiction over the Parties, the Project, or the Developer Parcel, as the context indicates. "Governmental Requirements" shall mean all laws, statutes, codes, ordinances, rules, regulations, standards, guidelines and other requirements issued by any Governmental Authority having jurisdiction over the Parties, the Project, or the Developer Parcel, or any component thereof. "Grant Deed" shall mean the Grant deed to be executed and delivered by the Agency at the Closing to convey title to the Property to the Developer. The Grant Deed shall be in substantially the form attached hereto as Exhibit No. 4, acknowledged and in recordable form. "Hazardous Materials" shall mean and include the following: (a) "Hazardous Substance", "Hazardous Material", "Hazardous Waste", or "Toxic Substance" under the Comprehensive Environmental Response, Compensation and Liability Act of 1980, 42 U.S.C. subsection 9601, et sea., the Hazardous Materials Transportation Act, 49 U.S.C. subsection 5101, et sea., or the Resource Conservation and Recovery Act, 42 U.S.C. subsection 6901, et seq.; (b) An "Extremely Hazardous Waste", a "Hazardous Waste", or a "Restricted Hazardous Waste", under subsections 25115, 25117, or 25122.7 of the California Health and Safety Code, or is listed or identified pursuant to subsection 25140 or 44321 of the California Health and Safety Code; (c) "Hazardous Material', "Hazardous Substance", "Hazardous Waste", "Toxic Air Contaminant", or "Medical Waste" under subsections 25281, 25316, 25501, 25501.1, 117690 or 39655 of the California Health and Safety Code; (d) "Oil' or a "Hazardous Substance" listed or identified pursuant to Section 31.1 of the Federal Water Pollution Control Act, 33 U.S.C. Section 1321, as well as any other hydro carbonic substance or by-product; EXHIBIT NO.2 2005 GEIGER DDA Page 5 of 10 DRAFT (e) Listed or defined as a "Hazardous Waste", "Extremely Hazardous Waste", or an "Acutely Hazardous Waste" pursuant to Chapter 11 of Title 22 of the California Code of Regulations; (0 Listed by the State of California as a chemical known by the State to cause cancer or reproductive toxicity pursuant to Section 25249.9(8) of the California Health and Safety Code; (g) A material which due to its characteristics or interaction with one or more other substances, chemical compounds, or mixtures damages or threatens to damage, health, safety, or the environment, or is required by any law or public agency to be remediated, including remediation which such law or public agency requires in order for the property to be put to any lawful purpose; (h) Any material whose presence would require remediation pursuant to the guidelines set forth in the State of California Leaking Underground Fuel Tank Field Manual, whether or not the presence of such material resulted from a leaking underground fuel tank; (i) Pesticides regulated under the Feral Insecticide, Fungicide and R'.odenticide Act, 7 U.S.C. subsection 136 et sea.; 0) Asbestos, PCBs and other substances regulated under the Toxic Substances Control Act, 15 U.S.C. subsection 2601 et sea.; (k) Any radioactive material including any "source material', "special nuclear material', "by-product material', "low-level wastes", "high-level radioactive waste", "spent nuclear fuel' or "transuranic waste", and any other radioactive materials or radioactive wastes, however produced, regulated under the Atomic Energy Act, 42 U.S.C. subsection 2011 et sea., the Nuclear Waste Policy Act, 42 U.S.C. subsection 10101 et seq., or pursuant to the California Radiation Control Law, California Health and Safety Code subsection 114960 et seq.; (1) Regulated under the Occupational Safety and Health Act, 29 U.S.C. subsection 65let seq., or the California Occupational Safety and Health Act, California Labor Code subsection 6300 et seq.; and/or (in) Regulated under the Clean Air Act, 42 U.S. C. subsection 7401 et Leg. or pursuant to Division 26 of the California Health and Safety Code. "Indemnified Parties" shall have the meaning set forth in Section 10.1. "Initial Deposit" shall have the meaning set forth in Section 4.2. "Injured Party" shall mean the Party to this Agreement other than the Party which is in Potential Default or in Material Default. EXHIBIT NO.2 2005 GEIGER DDA Page 6 of 10 DRAFT "Institutional Lender" shall mean a nationally recognized bank, savings and loan association, investment bank, or other institutional lender which has a net worth of One Billion Dollar ($1,000,000,000) or more. The participation or securitization of a loan by an Institutional Lender shall not give rise to any requirement that each lender participating in such participation or securitization itself be an Institutional Lender, so long as (a) at the inception of the loan, the originating and agent lender is an Institutional Lender, and (b) at the time of any subsequent assignment of the loan, the assignee and agent lender is an Institutional Lender. "Interest Payment" shall have the meaning set forth in Section 7.1. "Investigation(s)" shall mean any observation, inquiry, examination, sampling, monitoring, analysis, exploration, research, inspection, canvassing, questioning, and/or surveying of or concerning the Property or any adjacent or affected properties, including the air, soil, surface water, and groundwater, and the surrounding population or properties, or any of them, to characterize or evaluate the nature, extent or impact of Hazardous Materials "Lot(s)" shall mean the subdivided portions of the Site that are conveyed with a Parcel as reflected in an approved and recorded Final Map, that are conveyed and intended for sale or lease. "Material Default" shall mean the state a Party to this Agreement is in after proper notice is provided of a Potential Default and the appropriate cure period, if any, has lapsed, all as provided in this Agreement "Memorandum of DDA" shall mean a Memorandum of this Agreement substantially in the fonn and substance of the memorandum attached to the Agreement as Exhibit No. 3. "Mortgage" shall mean any indenture of mortgage or deed of trust, bond, grant of taxable or tax exempt funds from a governmental agency or other security interest and the documents governing a sale-leaseback transaction, together with all loan documents related thereto. "Mortgagee" shall mean any mortgagee, beneficiary under any deed of trust, trustee of bonds, goverrunental agency which is a grantor of funds, and, with respect to any Parcel which is the subject of a sale-leaseback transaction, the Person acquiring fee title. "Mortgagor" shall mean the mortgagor or trustor under a Mortgage (or lessee, in the case of a sale-leaseback transaction). "Official Records" shall mean the records of the office of the County Recorder for Riverside County, California. "Opening of Escrow" shall have the meaning set forth in Section 4.4. "Ownership Transfer" shall mean the transfer, sale, assignment, ground lease, gift, hypothecation, mortgage, pledge or encumbrance, or other similar conveyance of the Developer's interests in this Agreement, the Developer Parcel or the Project Improvements thereon, or any EXHIBIT NO.2 2005 GEIGER DDA Page 7 of 10 DRAFT portion thereof or interest therein, whether voluntary, involuntary, by operation of law or otherwise, or any agreement to do so; the granting of any Mortgage and/or the execution of any installment land sale contract or similar instrument affecting all or a portion of the Developer Parcel or the Project Improvements thereon; and shall also include a Transfer of Control of the Developer, or any conversion of the Developer to an entity form other than that of the Developer at the time of execution of this Agreement. "Ownership Transferee" shall mean any Person to which an Ownership Transfer is made, including any Mortgagee or Permitted Mortgagee. "Party" shall mean either of the Agency or the Developer, individually. "Parties" shall mean Agency and the Developer, collectively. "Performance Bonds" shall mean bonds issued by a surety company admitted in the State of California and regulated by the State of California Department of Insurance, acceptable to the Executive Director and Agency Legal Counsel in their sole discretion, in which the City is a named obligee. The Performance Bonds shall guarantee payment for and faithful perfonnance and completion (within the respective times provided in this Agreement) of the Project hmprovements, in accordance with drawings or plans, as appropriate, that specifically describe the work to be performed in sufficient detail for the issuance of such Performance Bonds. "Permitted Exceptions" shall have the meaning set forth in Section 6.2. "Permitted Mortgage" shall mean any indenture of mortgage or deed of trust, bonds, grant of taxable or tax-exempt funds from a governmental agency or other conveyance of a security interest in a Parcel(s), to a Permitted Mortgagee or the conveyance of such Parcel to the Permitted Mortgagee or its assignee or purchaser in connection with a foreclosure or a deed in lieu of foreclosure, which satisfies all of the criteria set forth in Section 2.7.2 and 2.7.3 of this Agreement. "Permitted Mortgagee" shall mean a Mortgagee meeting the criteria set forth in Sections 2.7.2 and accordingly entitled to the Pennitted Mortgagee protections provided by this Agreement. "Permitted Transfer" shall mean any Ownership Transfer that is permitted or authorized by Sections 2.2. 2.3 or 2.5. "Person" shall mean an individual, partnership, limited partnership, trust, estate, association, corporation, limited liability company, joint venture, firm, joint stock company, unincorporated association, Governmental Authority, governmental agency or other entity, domestic or foreign. "Planned Development Permit" shall mean the conditionally approved a planned development permit(Case 5.0948 PD-291) for the Project on October 19, 2005. EXHIBIT NO.2 2005 GEIGER DDA Page 8 of 10 DRAFT "Potential Default" shall mean the state of being potentially in Material Default, as further defined in Section 14. "Preliminary Plan(s)" shall have the meaning set forth in Section 8.5.3. "Preliminary Title Report" shall have the meaning set forth in Section 6.2. "Private Improvements" shall mean all of the buildings, structures, landscaping and other improvements, other than the Public Improvements, to be constructed or installed on the Site, consistent with the approved Project Plans, the Entitlements, demolition, grading and building permits. "Proprietor, Owner-Occupier" shall mean a person or persons who will own in fee and occupy for residential and commercial/professional purposes, an individual Live-Work Unit. "Project" shall have the meaning set forth in Sections 1.1 — 1.3. "Project Architect" shall mean the architect or engineer, as applicable, designated in writing by the Developer for a particular product type or improvement. "Project Improvements" shall mean all Private and Public Improvements, collectively. "Public Improvements" shall mean the public infrastructure improvements and utilities required to be constructed or installed on or in coniection with the development of the Developer Parcel as further described in Exhibit No. 7 to this Agreement including all public and private streets, roadways, drives, alleyways, sidewalks. "Purchase Price" is defined in Section 4.2.1. "Release" (with respect to Hazardous Materials) shall mean any releasing, or threat of releasing, spilling, leaking, pumping, pouring, emitting, emptying, discharging, injecting, escaping, leaching, migrating, disposing, or dumping into the environment. "Remediate" or "Remediation" shall mean any response or remedial action as defined under Section 101(25) of CERCLA, and similar actions with respect to Hazardous Materials as defined under comparable state and local laws, and any other cleanup, removal, containment, abatement, recycling, transfer, monitoring, storage, treatment, disposal, closure, restoration or other initigation or rermediation of Hazardous Materials or Releases required by any Environmental Agency or within the purview of any Environmental Laws. "Right of Reversion" shall have the meaning set forth in Section 16.1. "Schedule of Performance" shall mean the document attached as Exhibit No. 6 to this Agreement, setting forth the dates and time periods for submissions, approvals and actions, including the construction of the Project Improvements. EXHIBIT NO.2 2005 GEIGER DDA Page 9 of 10 DRAFT "Scope of Development" shall mean the description of the Project attached as Exhibit No. 7. "State" shall mean the State of California. "Subdivision Map" shall mean any tentative or final map for the Site approved by the City in accordance with the Subdivision Map Act and the City Code. "Subdivision Map Act" shall mean the California Subdivision Map Act as codified in Cal. Government Code Section 66410 et seq. "Subordination and Consent" shall have the meaning set forth in Section 2.7.3. "Title Commitment" shall have the meaning set forth in Section 6.2. "Title Company" shall mean Title Insurance Company. "Transfer of Control" shall have the meaning set forth in Section 2.3. EXHIBIT NO.2 2005 GEIGER DDA Page 10 of 10 DRAFT EXHIBIT NO. 3 2005 GEIGER DDA MEMORANDUM OF DDA EXHIBIT NO.3 2005 GEIGER DDA Page I of 6 DRAFT RECORDING REQUESTED BY AND WHEN RECORDED MAIL TO: Community Redevelopment Agency of the City of Palm Springs 3200 E. Tahquitz Canyon Way Palm Springs, CA 92262 Attn: Executive Director No fee for recording requested pursuant to Governnenl Code Sections 6103 and 27383 MEMORANDUM OF DISPOSITION AND DEVELOPMENT AGREEMENT THIS MEMORANDUM OF DISPOSITION AND DEVELOPMENT AGREEMENT ("Memorandum of DDA") is made as of , 2005 by and between the PALM SPRINGS COMMUNITY REDEVELOPMENT AGENCY, a State agency organized for local purposes (Health and Safety Code Section 33000 et. seq.) (the "Agency"), and GEIGER LLC, a California limited liability corporation (the "Developer") to confirm that the Agency and the Developer have entered into that certain Disposition and Development Agreement dated as of 2005 (the "DDA") affecting the real property described below. The Agency and the Developer are sometimes referred to herein individually as a "Party" and collectively as the "Parties." Initially capitalized terms used herein and not otherwise defined shall have the meanings ascribed to such terms in the DDA. 1. Property Affected by the DDA. The following described land is subject to the tenns, covenants, conditions and restrictions set forth in the DDA effective as to such land upon the date of acquisition thereof by the Developer: 1.1 The "Agency Parcel" consisting as of the date hereof of that certain property located in the City of Palm Springs, County of Orange, California and described in Exhibit 1 B to the DDA. 1.2 This Memorandum of DDA has been executed and shall be recorded immediately following the execution and recordation by the Agency and the Developer of the Grant Deed with respect to the Developer Parcel and the DDA and this Memorandum of DDA shall each be binding upon the Developer Parcel in accordance with its terns. 2. Effect of DDA. The DDA imposes certain obligations, agreements, covenants, conditions and restrictions with respect to the Developer Parcel and Developer's acquisition, development, use, operation, and ultimate disposition thereof, that run with the land as further set forth below, including, without limitation: EXHIBIT NO.3 2005 GEIGER DDA Page 2 of 6 DRAFT (a) certain restrictions on transfer, conveyance, and/or assignment of the DDA and/or the Developer Parcel, whether voluntary or involuntary, contained in Section 2.2 of the DDA, that terminate upon execution and recordation by the Agency of the Certificate of Compliance; (b) certain restrictions on Transfer of Control of the Developer, contained in Section 23 of the DDA, that terminate upon execution and recordation by the Agency of the Certificate of Compliance; (c) certain restrictions on Mortgages, contained in Section 2.6 of the DDA, that terminate upon execution and recordation by the Agency of the Certificate of Compliance; (d) the Release contained in Section 4.5.2(c) of the DDA (that is repeated in its entirety in the Grant Deed) that remains in effect in perpetuity; (e) the Indemnification and Environmental Provisions contained in Sectionl0.1 and 10.2 of the DDA that remains in effect in perpetuity; (f) the non-discrimination covenants contained in Sections 12.3 through 12.4 of the DDA (that are repeated in their entirety in the Grant Deed) that remain in effect in perpetuity; (g) the deed restrictions on Live-Work Units contained in Section 13 of the DDA (that is repeated in its entirety in the Grant Deed) that remain in effect in perpetuity; (h) the Right of Purchase in favor of the Agency, contained in Section 14.2.2 of the DDA, that terminates upon execution and recordation by the Agency of the Certificate of Compliance or at such earlier time as is specified in the DDA; and (i) the Right of Reversion contained in Section 16 of the DDA (copied verbatim below from the DDA), that terminates upon execution and recordation by the Agency of the Certificate of Compliance or at such earlier time as is specified in the DDA. 3. Effect on Mortmes; Right To Encumber. Notwithstanding any other provision of the DDA, the Developer shall have the right to encumber the fee title to portions of the Developer Parcel owned by it with a Permitted Mortgage made by a Permitted Mortgagee subject to compliance with the terns, conditions and limitations set forth in Section 2.6 of the DDA and Mortgages complying with the terns of said section and entered into by Developer with Permitted Mortgagees shall be deemed to be "Permitted Mortgages'; provided, however that all Mortgages shall be subject and subordinate to the DDA. 4. Certificate of Compliance. Upon the Developer's satisfaction of the conditions set forth in Section 9.6 of the DDA with respect to a Certificate of Compliance, the Agency shall furnish the Developer with the appropriate Certificate of Compliance in recordable form upon written request there for by the EXHIBIT NO.3 2005 GEIGER DDA Page 3 of 6 DRAFT Developer. Such Certificate of Compliance shall be binding upon the parties to this Memorandum of DDA, their successors and assigns, and shall be deemed the Agency's conclusive determination of satisfactory Completion of the Improvements covered by such Certificate of Compliance and compliance with all other conditions required by the DDA, subject only to such continuing terms of the DDA and/or obligations of the Developer as are set forth therein. 5. DDA and Memorandum of DDA Run With the Land. Except as otherwise provided herein or in the DDA, the DDA and this Memorandum of DDA, including, without limitation, the provisions recited and set forth above, and all other obligations, agreements, covenants, conditions and restrictions set forth in the DDA and this Memorandum of DDA, are hereby agreed by the Developer and the Agency to be covenants running with the land and enforceable as equitable servitudes against the Developer Parcel, and are hereby declared to be and shall be binding upon the Developer Parcel and the Developer and the successors and assigns of the Developer owning all or any portion of the Developer Parcel for the benefit of the Agency and the successors and assigns of the Agency. 6. Acknowledgement and Assumption by Developer. By acceptance of the Grant Deed the Developer hereby acknowledges and assumes all responsibilities placed upon the Developer under the terns of the Grant Deed and DDA. 7. Public Documents. The documents constituting the DDA are public documents and may be reviewed at the official offices of the Agency. 8. Interpretation; Notice. This Memorandum of DDA is prepared for recordation and notice purposes only and in no way modifies the terns, conditions, provisions and covenants of the DDA. In the event of any inconsistency between the terms, conditions, provisions and covenants of this Memorandum of DDA and the DDA, the terms, conditions, provisions and covenants of the DDA shall prevail. EXHIBIT NO.3 2005 GEIGER DDA Page 4 of 6 DRAFT IN WITNESS WHEREOF, the Agency and the Developer have signed this Memorandum of DDA as of the date first set forth above. Community Redevelopment Agency of the City of Palm Springs Dated: By: David Ready, Executive Director ATTEST: By: Agency Secretary APPROVED AS TO FORM Office of Agency Counsel By: Agency Counsel DEVELOPER: Geiger, LLC, a California Limited Liability Company, Dated: By: Title: By: Title: EXHIBIT NO.3 2005 GEIGER DDA Page 5 of 6 DRAFT STATE OF CALIFORNIA ) ss. COUNTY OF RIVERSIDE ) On before me, a Notary Public in and for said state, personally appeared personally known to me (or proved to me on the basis of satisfactory evidence) to be the person whose name is subscribed to the within instrument and acknowledged to me that he/she executed the same in his/her authorized capacity, and that by his/her signature on the instrument, the person, or the entity upon behalf of which the person action, executed the instrument. WITNESS my hand and official seal. Notary Public in and for said State (SEAL) EXHIBIT NO.3 2005 GEIGER DDA Page 6 of 6 EXHIBIT NO. 4 2005 GEIGER DDA GRANT DEED TO DEVELOPER GRANT DEED FREE RECORDING REQUESTED BY AND WHEN RECORDED MAIL TO: Community Redevelopment Agency of the City of Palm Springs 3200 E. Tahquitz Carryon Way Pahn Springs, CA 92262 Attn: Executive Director (Space Above This Line for Recorder's Office Use Only) (Exempt from Recording Fee per Gov. Code§6103) GRANT DEED FOR A VALUABLE CONSIDERATION, the receipt of which is hereby acknowledged, the COMMUNITY REDEVELOPMENT AGENCY OF THE CITY OF PALM SPRINGS, a public body, corporate and politic ("Grantor") acting under the Community Redevelopment Law of the State of California, hereby grants to GEIGER, LLC, a California limited liability corporation ("Grantee"), the real property, hereinafter referred to as the "Site," in the City of Palm Springs, County of Riverside, State of California, as more particularly described in Exhibit "A" attached hereto and incorporated herein by this reference. As conditions of this conveyance, Grantee covenants by and for itself and any successors- in-interest for the benefit of Grantor and the City of Palm Springs, a municipal corporation, as follows: I. Governing Documents. The Site is being conveyed: (i) pursuant to a Disposition and Development Agreement ("DDA") entered into by and between Grantor and Grantee dated , 2005; and (ii) subject to the terms of the DDA, this Deed, the CC&Rs, and the Redevelopment Plan, as those terns are defined in the DDA. The DDA and the Redevelopment Plan are public records on file in the office of the City Clerk of the City of Palm Springs, located at 3200 E. Tahquitz Canyon Way, Palm Springs, California 92262, and are incorporated herein by this reference. Any capitalized terns not defined herein shall have the meanings ascribed to them in the DDA. Grantee covenants and agrees for itself and its successors and assigns to develop the Site in accordance with the DDA and thereafter to use, operate and maintain the Site in accordance with the Redevelopment Plan, this Deed, and the CC&Rs. The Site is also conveyed subject to easements and rights-of-way of record and other matters of record. In the event of any conflict between this Deed and the DDA, the provisions of the DDA shall control. 2. Uses. After commencement of construction pursuant to the Schedule of Performance, Developer may only use the Site consistent with the terms, covenants and EXHIBIT No.4 2005 GEIGER DDA Page I of 6 conditions as set forth in the DDA and the CC&Rs. Grantee shall have no right to subdivide, separate, or partition the Site, except upon prior written consent of Grantor, which consent shall not be unreasonably withheld. Breach of the terns, covenants, conditions, and provisions of the DDA and CC&Rs shall be a material breach of this Deed. 3. Tenn of Restriction. Grantee hereby covenants and agrees for itself, its successors, its assigns, and every successor-in-interest to the Site that Grantee, such successors and such assigns, shall not develop, operate, maintain or use the Site in violation of the terns and conditions of the DDA, this Deed and the Redevelopment Plan (unless expressly waived in writing by Grantor) for the term of the Redevelopment Plan; provided that, however, the covenants contained in Sections 7 and 8 shall remain in effect in perpetuity. 4. Right of Re-Entry Prior to Completion. Grantee covenants by and for itself and any successors-in-interest that Grantor shall have the right, at its option, to reenter and take possession of the Site hereby conveyed, with all improvements thereon, and re-vest in Grantor the estate conveyed to the Grantee, if after Closing and prior to recordation of the Certificate of Compliance, Grantee or successor-in-interest shall commit a material default as described in Section 705 of the DDA. Pursuant to Section 705 of the DDA, Grantor's right to re-enter, repossess, terminate, and re-vest shall be subordinate to and subject to and be limited by, and shall not defeat, render invalid, or limit (1) any mortgage, deed of trust, or other security interests permitted by the DDA, or (2) any rights or interest provided in the DDA for the protection of holders of such mortgages, deeds of bust, or other security interests. 5. Reservation of ExistingStreets.reets. Grantor excepts and reserves any existing street, proposed street, or portion of any street or proposed street lying outside the boundaries of the Site which might otherwise pass with a conveyance of the Site. 6. Transfer Restrictions. Grantee covenants that prior to the recordation of the Certificate of Completion, Grantee shall not transfer the DDA, the Site or any of its interests therein except as provided in Section 303 of the DDA. 7. Non-Discrimination. Grantee covenants that there shall be no discrimination against, or segregation of, any persons, or group of persons, on account of race, color, creed, religion, sex, sexual orientation, marital status, age, national origin or ancestry in the rental, sale, lease, sublease, transfer, use, occupancy, or enjoyment of the Site, or any portion thereof, nor shall Grantee, or any person claiming under or through Grantee, establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use, or occupancy of tenants, lessees, subtenants, sublessees, or vendees of the Site or any portion thereof. The nondiscrimination and non-segregation covenants contained herein shall remain in effect in perpetuity. 8. Form of Nondiscrimination Clauses in Agreements. Grantee shall refrain from restricting the rental, sale, or lease of any portion of the Site on the basis of race, color, creed, religion, sex, sexual orientation, marital status, age, national origin or ancestry of any person. All such deeds, leases, or contracts shall contain or be subject to substantially the following nondiscrimination or non segregation clauses: EXHIBIT No.4 2005 GEIGER DDA Page 2 of 6 (a) Deeds: In deeds the following language shall appear: "The grantee herein covenants by and for itself, its heirs, executors, administrators and assigns, and all persons claiming under or through them, that there shall be no discrimination against or segregation of any person or group of persons on account of race, color, creed, religion, sex, sexual orientation, marital status, age, national origin or ancestry in the sale, lease, rental, sublease, transfer, use, occupancy, tenure, or enjoyment of the land herein conveyed, nor shall the grantee itself, or any persons claiming under or through it, establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use, or occupancy of tenants, lessees, subtenants, sublessees, or vendees in the land herein conveyed. The foregoing covenants shall run with the land." (b) Leases: In leases the following language shall appear: "The lessee herein covenants by and for itself, its heirs, executors, administrators, successors and assigns, and all persons claiming under or through them, and this lease is made and accepted upon and subject to the following conditions: "That there shall be no discrimination against or segregation of any person or group of persons on account of race, color, creed, religion, sex, sexual orientation, marital status, age, national origin or ancestry in the leasing, subleasing, renting, transferring, use, occupancy, tenure, or enjoyment of the land herein leased nor shall the lessee itself, or any person claiming under or through it, establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use, or occupancy of tenants, lessees, sublessees, subtenants, or vendees in the land herein leased." (c) Contracts: In contracts pertaining to conveyance of realty the following language shall appear: "There shall be no discrimination against or segregation of any person or group of persons on account of race, color, creed, religion, sex, sexual orientation, marital status, age, national origin or ancestry in the sale, lease, rental, sublease, transfer, use, occupancy, tenure, or enjoyment of the land, nor shall the transferee itself, or any person claiming under or through it, establish or permit any such practice or practices of discrimination or segregation with reference to the selection, location, number, use, or occupancy of tenants, lessees, subtenants, sublessees, or vendees of the land." The foregoing covenants shall remain in effect in perpetuity. 9. Mortgage Protection. No violation or breach of the covenants, conditions, restrictions, provisions or limitations contained in this Deed shall defeat or render invalid or in any way impair the lien or charge of any mortgage, deed of trust or other financing or security instrument permitted by and approved by Grantor pursuant to the DDA; provided, however, that any successor of Grantee to the Site shall be bound by such remaining covenants, conditions, restrictions, limitations and provisions, whether such successor's title was acquired by foreclosure, deed in lieu of foreclosure, trustee's sale or otherwise. The foregoing shall limit any rights of holders of any mortgage, deed of trust, or other financing or security instrument set forth in the DDA. EXHIBIT No.4 2005 GEIGER DDA Page 3 of 6 10. Covenants to Run With the Land. The covenants contained in this Deed shall be construed as covenants running with the land and not as conditions which might result in forfeiture of title, and shall be binding upon Grantee, its heirs, successors and assigns to the Site, whether their interest shall be fee, easement, leasehold,beneficial or otherwise. IN WITNESS WHEREOF, Grantor and Grantee have caused this instrument to be executed on their behalf by their respective officers or agents hereunto as of the date first above written. "GRANTOR": COMMUNITY REDEVELOPMENT AGENCY OF THE CITY OF PALM SPRINGS Date: By. Chair ATTEST: Fly: Agency Secretary APPROVED AS TO FORM: By: Agency Counsel EXHIBIT No.4 2005 GEIGER DDA Page 4 of 6 By its acceptance of this Deed, Grantee hereby agrees as follows: 1. Grantee expressly understands and agrees that the terns of this Deed shall be deemed to be covenants running with the land and shall apply to all of the Grantee's successors and assigns (except as specifically set forth in the Deed). 2. The provisions of this Deed are hereby approved and accepted. "GRANTEE" GEIGER, LLC By: Date: Its: EXHIBIT No.4 2005 GEIGER DDA Page 5 of 6 STATE OF CALIFORNIA ) ss. COUNTY OF RIVERSIDE ) On before me, personally appeared personally known to me (or proved to me on the basis of satisfactory evidence) to be the person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the person(s) or the entity upon behalf of which the person(s) acted, executed the instrument. Witness my hand and official seal. Notary Public [SEAL] STATE OF CALIFORNIA ) ss. COUNTY OF RIVERSIDE ) On before me, personally appeared personally known to me (or proved to me on the basis of satisfactory evidence) to be the person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the person(s) or the entity upon behalf of which the person(s) acted, executed the instrument. Witness my hand and official seal. Notary Public [SEAL] EXHIBIT No.4 2005 GEIGER DDA Page 6 of 6 DRAFT ATTACHMENT TO EXHIBIT NO. 4 2005 VIP GEIGER DDA EXHIBIT "A" LEGAL DESCRIPTION OF SITE [To Be Inserted] ATTACHMENT TO EXHIBIT NO.4 2005 GEIGER DDA Page 1 of I DRAFT EXHIBIT NO. 5 2005 GEIGER DDA PRELIMINARY TITLE [See attached Chicago Title Company Preliminary Report dated October 24, 2005] EXHIBIT NO.5 2005 GEIGER DDA Page I of 23 DRAFT I i . C CHICAGO TITLE COMPANY f �•J PRELIMINARY REPORT S Dated as oh. October 24.2005 at 7:30 AM i Reference: PALMSPRINGS Order No.: 52035805-K26 CHICAGO TITLE COMPANY hereby reports that It is prepared to issue,or cause to be issued,as of the date hereof,a Policy or Policies of Title Insurance describing the land and the estate or interest therein hereinafter set forth, insuring against loss which may be sustained by reason of any defect, lien or encumbrance not shown or referred to as an Exception in Schedule B or not excluded from coverage pursuant to the printed Schedules.Conditions and Stipulations of said Policy forms. The printed Exceptions and Exclusions from the coverage of said Policy or Policies are set forth in the attached list. Copies of the Policy forms are available upon request Please read the exceptions shown or referred to In Schedule B and the exceptions and exclusions set forth In the attached list of this report carefully.The exceptions and exclusions are meant to provide you with notice of matters which are not covered under the terms of title insurance policy and should be carefully considered.It Is Important to note that this preliminary report is not a written representation as to the condition of title and may not list all liens, defects and encumbrances affecting title to the land. THIS REPORT (AND ANY SUPPLEMENTS OR AMENDMENTS HERETO) IS ISSUED SOLELY FOR THE PURPOSE OF FACILITATING THE ISSUANCE OF POLICY OF TITLE INSURANCE AND NO LIABILITY IS ASSUMED HEREBY. IF IT IS DESIRED THAT LIABILITY BE ASSUMED PRIOR TO THE ISSUANCE OF POLICY OF TITLE INSURANCE,A BINDER OR COMMITMENT SHOULD BE REQUESTED The form of policy of title insurance contemplated by this report is: CALIFORNIA LAND TITLE ASSOCIATION STANDARD COVERAGE POLICY Visit s sae Web:Westerndivision.cit corn I Title Department: O Escrow Department: CHICAGO TITLE COMPANY CHICAGO TITLE COMPANY 560 E.HOSPITALITY LANE 580 EAST HOSPITALITY LANE SAN BERNARDINO,CA 92408 SAN BERNARDINO,CALIFORNIA 92408 (909)391-6751 fax:(909)384-7961 (909)8B4-0448 fax:(909)384-7893 Escrow No.: KELLY MCDOLE TITLE OFFICER I, PFP-W/�/99hk I Z EXHIBIT NO.5 2005 GEIGER DDA Page 2 of 23 DRAFT I ' SCHEDULE A Order No: 5203580E K26 Your Ref: PALM SPRINGS f 1. The estate or interest in the land hereinafter described or referred to covered by this report is: f A FEE f I . 2. Title to said estate or interest at the date hereof is vested in: COMMUNITY REIEVELOPMENT AGENCY OF THE CITY OF PALM SPRINGS 3. The land referred to in this report is situated in the Slate of California,County of RIVERS IDE and is described as follows: SEE ATTACHED DESCRIPTION t t I I E E 4 Px .10l31/0n* [ i 3 EXHIBIT NO.5 2005 GEIGER DDA Page 3 of 23 DRAFT i Page I DESCRIPTION Order No. 5203580E PARCEL A: PARCEL 2 OF PARCEL MAP NO. 24604 ON FILE IN BOOK 159 PAGES 66 AND 67 OF PARCEL MAPS, RECORDS OF RIVERSIDE COUNTY, CALIFORNIA. PARCEL B: PARCEL 1 OF PARCEL MAP 18787 IN THE CITY OF PALM SPRINGS, COUNTY OF RIVERSIDE, STATE OF CALIFORNIA, AS PER MAP RECORDED IN BOOK 135, PAGES 53 AND 54 OF PARCEL MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY. A CERTIFICATE OF CORRECTION BEING RECORDED FEBRUARY 6, 1987 AS INSTRUMENT NO. 34738 OFFICIAL RECORDS. PARCEL C: PARCEL 2 OF PARCEL MAP 18787 IN THE CITY OF PALM SPRINGS, COUNTY OF RIVERSIDE, STATE OF CALIFORNIA, AS PER MAP RECORDED IN BOOK 135, PASSES 53 AND 54 OF PARCEL MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY. A CERTIFICATE OF CORRECTION BEING RECORDED FEBRUARY 61 1987 AS INSTRUMENT NO. 34738 OFFICIAL RECORDS, II I i I E i �y [f f i EXHIBIT NO.5 2005 GEIGER DDA Page 4 of 23 DRAFT r f SCHEDULE B I Page I Order No: 52035808 X26 Your Ref: PALM SPRINGS At the date hereof exceptions to coverage in addition to the printed Exceptions and Exclusions in the policy farm designated on the face page of this Report would be as Follows: n 1. THE LIEN OF SUPPLEMENTAL TAXES, IF ANY, ASSESSED PURSUANT TO THE PROVISIONS OF CHAPTER 3.5 (COMMENCING WITH SECTION 75) OF THE REVENUE AND TAXATION CODE OF THE STATE OF CALIFORNIA. e 2. AN EASEMENT FOR THE PURPOSE SHOWN BELOW AND RIGHTS INCIDENTAL THERETO AS SET FORTH IN A DOCUMENT GRANTED TO: THE SOUTHERN SIEREAS POWER COMPANY PURPOSE: PUBLIC UTILITIES RECORDED: MAY,9, 1922 IN BOOK 570 PAGE 34 OF DEEDS AFFECTS: PORTION OF PARCELS H AND C AS DESCRIBED IN SAID DOCUMENT. c 3. AN EASEMENT FOR THE PURPOSE SHOWN BELOW AND RIGHTS INCIDENTAL THERETO AS SET FORTH IN A DOCUMENT GRANTED TO: CALIFORNIA WATER AND TELEPHONE COMPANY, A CORPORATION PURPOSE: PUBLIC UTILITIES RECORDED: JULY 12, 1957 IN BOOK 2117, PAGE 483 OF OFFICIAL RECORDS AFFECTS: PORTION OF PARCEL B AS DESCRIBED IN SAID DOCUMENT. n 4. AN BASEMENT FOR THE PURPOSE SHOWN BELOW AND RIGHTS INCIDENTAL THERETO AS SET FORTH IN A DOCUMENT GRANTED TO: CITY OF PALM SPRINGS PURPOSE: STREET AND PUBLIC UTILITIES RECORDED: APRIL 29, 1977 AS INSTRUMENT NO. 74689 OFFICIAL RECORDS AFFECTS: PORTION OF PARCEL A AS DESCRIBED IN SAID DOCUMENT. n 5. AN EASEMENT FOR THE PURPOSE SHOWN BELOW AND RIGHTS INCIDENTAL THERETO AS SET FORTH IN A DOCUMENT GRANTED TO: CITY OF PALM SPRINGS PURPOSE: AVIGATION RECORDED: DULY 13, 1977 AS INSTRUMENT NO. 130987 OFFICIAL RECORDS AFFECTS: PARCELS B AND C AS DESCRIBED IN SAID DOCUMENT. r 6. AN EASEMENT FOR THE PURPOSE SHOWN BELOW AND RIGHTS INCIDENTAL THERETO AS Fa -10/31/97bh EXHIBIT NO.5 2005 GEIGER DDA Page 5 of 23 DRAFT SCHEDULE B I Page 2 (continued) P I prdcr No: 52035808 K2 Your Ref: PALM SPRINGS ' i 1 SET FORTH IN A DOCUMENT GRANTED TO: GOLDEN WEST EQUITY PROPERTIES PURPOSE: STREET AND PUBLIC UTILITIES RECORDED: AUGUST 23, 1979 AS INSTRUMENT NOS. 177941 AND 177942 BOTH OF OFFICIAL RECORDS AFFECTS: PORTION PARCEL A AS DESCRIBED IN SAID DOCUMENT. c 7. THE FACT THAT SAID LAND IS INCLUDED WITHIN A PROJECT AREA. OF THE REDEVELOPMENT AGENCY SHOWN BELOW, AM THAT PROCEEDINGS FOR THE REDEVELOPMENT OF SAID PROJECT HAVE BEEN INSTITUTED UNDER THE REDEVELOPMENT LAW (SUCH REDEVELOPMENT TO PROCEED ONLY AFTER THE ADOPTION OF TIME REDEVELOPMENT PLAN) AS DISCLOSED BY A DOCUMENT. REDEVELOPMENT AGENCY: THE RAMON-BOGIE REDEVELOPMENT PROJECT RECORDED: DECEMBER 1, 1983 AS INSTRUMENT NO. 249707 OF OFFICIAL RECORDS I AFFECTS: PARCELS A, B AND C r S. AN EASEMENT FOR THE PURPOSE SHOWN BELOW AND RIGHTS INCIDENTAL THERETO AS SHOWN OR AS OFFERED FOR DEDICATION ON THE RECORDED MAP SHOWN BELOW. MAP OF: PARCEL MAP 18787 91135/53-54 EASED= 1 PURPOSE: STREET AND PUBLIC UTILITIES I AFFECTS: AS SHOWN ON SAID MAP. i s 9. A DEED OF TRUST TO SECURE PERFORMANCE UNDER AN AGREEMENT REFERRED TO THEREIN, AND ANY OTHER OBLIGATIONS SECURED THEREBY I i DATED: APRIL 16, 1986 TRUSTOR: PETER EPSTEEM - PONTIAC-BUICK-ROLLS ROYCE-BRITISH TMPORTB, TNC., LTD., DBA PETER EPSTEEM, LTD. TRUSTEE: TICOR TITLE INSURANCE CO. BENEFICIARY: THE REDEVELOPMENT AGENCY OF THE CITY OF PALM SPRINGS RECORDED: APRIL 17, 1996 AS INSTRUMENT NO. 88472 OFFICIAL RECORDS AFFECTS: PARCEL B s A SUBSTITUTION OF TRUSTEE UNDER SAID DEED OF TRUST WHICH NAMES AS THE pf SUBSTITUTED TRUSTEE, THE FOLLOWING IC4� TRUSTEE: THE COMMUNITY REDEVELOPMENT AGENCY OF THE CITY OF PALM 4 k F PRELWBG9/Z1/S3bk Q EXHIBIT NO.5 2005 GEIGER DDA Page 6 of 23 DRAFT SCHEDULE B { Page 3 (continued) Order No: 52035BOB K26 Your Ref: PALM SPRINGS SPRINGS, CALIFORNIA RECORDED: DECEMBER 26, 1990 AS INSTRUMENT NO. 463153 OFFICIAL RECORDS m 10. AN EASEMENT FOR THE PURPOSE SHOWN BELOW AND RIGHTS INCIDENTAL THERETO AS SET FORTH IN A DOCUMENT GRANTED TO: THE CITY OF PALM SPRINGS, A MUNICIPAL CORPORATION PURPOSE: STREETS, HIGHWAYS, UNDERGROUND SEWERS, PUBLIC UTILITY RECORDED: APRIL 21, 1998 AS INSTRUMENT NO. 154175 OFFICIAL RECORDS AFFECTS: PORTIONS OF PARCELS A, B AND C AS DESCRIBED IN SAID DOCUMENT. ry 11. ANY DEFECT IN THE TITLE TO PARCEL B BASED ON THE FACT THE DEED RECORDED DECEMBER 26, 1990 AS INSTRUMENT NO. 463154 OFFICIAL RECORDS DOES NOT HAVE A CERTIFICATE OF ACCEPTANCE ATTACHED THERETO. P END OF SCHEDULE B a NOTE NO. 1: IF THIS COMPANY IS REQUESTED TO DISBURSE FUNDS IN CONNECTION WITH THIS TRANSACTION, CHAPTER 598, STATUTES OF 1989 MANDATES HOLD PERIODS FOR CHECKS DEPOSITED TO ESCROW OR SUB-ESCROW ACCOUNTS. THE MANDATORY HOLD PERIOD FOR CASHIER'S CHECKS, CERTIFIED CHECKS AND TELLER'S CHECKS IS ONE BUSINESS DAY AFTER THE DAY DEPOSITED. OTHER CHECKS REQUIRE A HOLD PERIOD OF FROM TWO TO FIVE BUSINESS DAYS AFTER THE DAY DEPOSITED. IN THE EVENT THAT THE PARTIES TO THE CONTEMPLATED TRANSACTION WISH TO RECORD PRIOR TO THE TIME THAT THE FUNDS ARE AVAILABLE FOR DISBURSEMENT (AND SUBJECT TO COMPANY APPROVAL), THE COMPANY WILL REQUIRE THE PRIOR WRITTEN CONSENT OF THE PARTIES. UPON REQUEST, A FORM ACCEPTABLE TO THE COMPANY AUTHORIZING SAID EARLY RECORDING MAY BE PROVIDED TO ESCROW FOR EXECUTION. WIRE TRANSFERS THERE IS NO MANDATED HOLD PERIOD FOR FUNDS DEPOSITED BY CONFIRMED WIRE TRANSFER. THE COMPANY MAY DISBURSE SUCH FUNDS THE SAME DAY. CHICAGO TITLE WILL DISBURSE BY WIRE (WIRE-OUT) ONLY COLLECTED FUNDS OR FUNDS RECEIVED BY CONFIRMED WIRE (WIRE-IN) . THE FEE FOR EACH WIRE-OUT IS $25.00. THE COMPANY'S WIRE-IN INSTRUCTIONS ARE: WIRE-IN INSTRUCTIONS FOR C & I/SUBDIVISION INLAND: {{2 BANK: UNION BANK 2001 MICHELSON DRIVE IRVINE, CA 92714 y R i ppElJMBG0�23�936k i� EXHIBIT NO.5 2005 GEIGER DDA Page 7 of 23 DRAFT SCHEDULE B Page 9 (continued) Order No: 52035808 K26 Your Ref: PALM SPRINGS BANK ABA: 122 000 496 ACCOUNT NAME: CHICAGO TITLE COMPANY C&I/SUBDIVISION-INLAND 'i ACCOUNT NO.: 9120052850 FOR CREDIT TO: CHICAGO TITLE COMPANY 560 EAST HOSPITALITY LANE SAN BERNARDINO, CA 92408 7 FURTHER CREDIT TO: ORDER.NO. : 052035908 NOTE N0. 2: IF A 1970 ALTA OWNER'S OR LENDER'S OR 1975 ALTA LEASEHOLD OWNER'S OR LENDER'S POLICY FORM HAS BEEN REQUESTED, THE POLICY, WHEN APPROVED FOR ISSUANCE, WILL BE ENDORSED TO ADD THE FOLLOWING TO TUB EXCLUSIONS FROM COVERAGE CONTAINED THEREIN: LOAN POLICY EXCLUSION: i ANY CLAIM, WHICH ARISES OUT OF THE TRANSACTION CREATING THE INTEREST OF THE MORTGAGEE INSURED BY THIS POLICY, BY REASON OF THE OPERATION OF FEDERAL BANKRUPTCY, STATE INSOLVENCY OR SIMILAR CREDITORS' RIGHTS LAWS. OWNER'S POLICY EXCLUSINN f I ANY CLAIM, WHICH ARISES OUT OF THE TRANSACTION VESTING IN THE INSURED,THE ESTATE OR INTEREST INSURED BY THIS POLICY, BY REASON OF THE OPERATION OF FEDERAL BANKRUPTCY, STATE INSOLVENCY OR SIMILAR CREDITORS' RIGHTS LAWS. i NOTE NO. 3: CHICAGO TITLE COMPANY WILL REQUIRE THAT WE BE FURNISHED A WRITTEN STATEMENT FROM THE BENEFICIARY OF ANY OUTSTANDING DEED OF TRUST THAT THE ACCOUNT IS FROZEN PRIOR TO OUR PAYING THE DEMAND IF SAID DIED OF TRUST SECURES A LINE OF CREDIT. i 0 NOTE NO. 4: PROPERTY TAXES FOR THE FISCAL YEAR SHOWN BELOW ARE PAID. FOR 4 INFORMATION PURPOSES THE AMOUNTS ARE: j FISCAL YEAR: 2005-2006 1ST INSTALLMENT: $00.00 NO TAXES DUE 2ND INSTALLMENT: $00.00 NO TAXES DUE EXEMPTION: $NONE CODE AREA: 011-003 p"p ASSESSMENT NO: 677-280-041-9 N n NOTE N0. 5: PROPERTY TAXES FOR THE FISCAL YEAR SHOWN BLOW ARE PAID. FOR b INFORMATION PURPOSES THE AMOUNTS ARE: FISCAL YEAR: 2005-2006 Y PPELM6Ge/aa/Batik 1 EXHIBIT NO.5 2005 GEIGER DDA Page 8 of 23 DRAFT I : r - SCHEDULE E Page 5 (CUIItIIIllCd) , Order No: 52035000 A26 YOUT Ref: PALM SPRINGS I � I 1ST INSTALLMENT: $00.00 NO TAXES DUE 2ND INSTALLMENT: $00.00 NO TAXES DUE EXEMPTION: $NONE CODE AREA: 011-047 ASSESSMENT NO: 677-420-032-3 s NOTE NO. 6: PROPERTY TAXES FOR THE FISCAL YEAR SHOWN BELOW ARE PAID. FOR INFORMATION PURPOSES THE AMOUNTS ARE: FISCAL YEAR: 2005-2006 1ST INSTALLMENT: $00.00 NO TAXES DUE 2N0 INSTALLMENT: $00.00 NO TAXES DUE EXEMPTION: $NONE CODE AREA: 011-047 ASSESSMENT NO: 677-420-033-4 T RM/LE Pi-UmgG9/23/B3bk EXHIBIT NO.5 2005 GEIGER DDA Page 9 of 23 DRAFT i I f i Notice You may be entitled to receive a$20.00 discount on escrow services if you purchased,sold or refinanced residential property in California between May 19, 1995 and November 1, 2002. If you had more than one qualifying transaction,you may be entitled to multiple discounts. I j If your previous transaction involved the same property that is the subject of your current transaction,you do not have to do anything;the Company will provide the discount,provided you are paying for escrow or title services in this transaction. If your previous transaction involved property different from the property that is subject of your current transaction,you must inform the Company of the earlier transaction,provide the address of the property involved in the previous transaction,and the date or apprmdmate date that the escrow closed to be eligible for the discount. Unless you inform the Company of the prior transaction on property that is not the subject of this transaction,the Company has no obligation to conduct an investigation to determine if you qualify for a discount.If you provide the Company information concerning a prior transaction,the Company is required to determine if you qualify for a discount. i i I i t i f f AaN-tl/a2/eGM i f EXHIBIT NO.5 2005 GEIGER DDA Page 10 of 23 a � n 1 tits Xu andeAiko ICA A55(SA'fM ruAiStt oxlr.N]ulaunr POR.SEC 17 i.4S. R 5E 677.42 asw[a rnnx[R<0.10GY d itlE oA1A s.:df.Ass[ssds rea¢ T.e.A all-Ot7 O YIr M.OI fWftYM11 IIXR t0Ii31Ed pIl41XC 5tt[UDINAM1YES. m° CITY OF PALM SPRINGS CATHEDRAL CITY 1 myA8 s+-st-s n � MAR 072W51 1 I 1 ole-ave nsal N iil n --h'(C— r�I1fUhF�rWA ' ry M 616 T qI 6 7 3B 39 N l - 0 1 wwnu rym: �.crs � I Y4�+a I rcmGPmoxs.rn � 62 1 _— N f.4M BIIGMG .4.'- —��' � uaMlarG eluo ° N Os A _ 679 28 46 anncm� e 24: 21 I M G 5 :� k3 4O4 16 �` w Mgt r .,e,. >> SA, H Sr. v, I I n a m W x' YI tl At � R < vru ii 4�G 'a ti %FA: ;a syn<A 1 6AG iu fil l I7 PA 8/64 PARCEL MAP NO. 5092 NPR 0 4 2f1G5 PY 91/7a PARCEL WHO. 14520 ess[ssvA s ru earn Pa,n PM 135/53-54 PARCEL NAP 0. 15757 Xlv,mn C...h.caul, 6@5 NB 764/10-75 TRACT CAP N0.29742-1 f1b Nor N o This plat is for your aid in locating your land with f" m reference to streets and other parcels. It is not a L)X survey. While this plat is believed to be Correct,the N m= Company aseLIMOS no liability for any loss occuring . 3 m by reason of reliance thereon. o A Z CHICAGO TITLE INSURANCE COMPANY � O W �D n $ I am m n H• nllSuuxA:rAV [Or4lS,REPAIA tsglr.Xiuilnm ♦� \ '^—— ----- ` ul 877.28;;• . ro Is usrro ma n+,tranum ar tus oup sma.utc suz rucu SEC.16 i.4S. R 5E ` r ' 1 T.R.A. qI�-oht �I a+N xu nm(WrnmrH rooual-snn as OIIOIM srz orenrrvcrs. CITY OF PALM SPRINGS ♦ `� 1 \ t Ili. BY. � `♦� ♦♦ ♦ it Ili_ II_11 , n ry I ♦ � \ I I I I N ♦ \ \ ♦ I I I I 1 � I ♦ \ ♦ J I ] I � 9 9 y� ♦\ \\ �1 I �II Ilhnn€=6 ♦ h I ♦\ II II I \ 10 i n gr\ a l i i , 36 V � I •�- � I I I `` .necK i d9 ♦ n i ill ly `IN3il tt\\ i 1 m A \ C< I ,n,.KML AUG 0 4 7904 ® I 1 �—I I : nn _:r u is+^ —& t9 _ _ — e lkE �anssV:-n 080 660 Is 6G0 R-' 600 Ptl 27/15 PARCEL NAP 7303 W Cf IC®M 135%1052 1 0 6iPdCi NO 12f50 09 u6fssca•s uir rRnr m.a Pµ 159/6fi-67 PARCEL N.W 24604 Nheradr ra��tr,Cow. ab rn 2na4 N This plat Is for your aid in locating your land with c�sr reference to streets and other parcels. It is not a m m 0 survey.While this plat Is believed to be correct, the m m= Company assumes no liability for any loss occuring L)w by reason of reliance thereon. N m CHICAGO TITLE INSURANCE COMPANY o AZ O y wy� I DRAFT I; _ CHICAGO TITLE INSURANCE COMPANY Fidelity National Financial Group of Companies'Privacy Statement July 1,2001 We recognize and respect the privacy expectation of today's consumers and the requirements of applicable federal and state privacy laws. We believe that making you aware of how we use your non-public personal information ("Personal Information'),and to whom it is disclosed,will form the basis for a relationship of trust between us and the public that we serve.This Privacy Statement provides that explanation.We reserve the right to change this Privacy Statement from time to time consistent with applicable privacy laws. In the course of our business,we may collect Personal Information about you from the following sources: *From applications or other fors we receive from you or your authorized representative; *From your transactions with,or from the services being performed by,us,our affiliates,or others; *From our Internet web sites; *From the public records maintained by governmental entitles that we either obtain directly from those entities,or from our affiliates or others;and *From consumer or other reporting agencies. Our Policies Regarding The Protection Of The Confidentiality And Security Of Your Personal Information We maintain physical, electronic and procedural safeguards to protect your Personal Information from unauthorized access or Intrusion. We limit access to the Personal Information only to those employees who need such access in connection with providing products or services tD you or for other legitimate business purposes. Our Policies and Practices Regarding the Sharing of Your Personal Information We may share your Personal Information with our affiliates,such as insurance companies,agents,and other real estate settlement service providers.We may also disclose your Personal Information: *to agents,brokers or representatives to provide you with services you have requested; *to third-party contractors or service providers who provide services or perform marketing or other functions on our behalf;and *to others with whom we enter into joint marketing agreements for products or services that we believe you may find of interest. In addition,we will disclose your Personal Information when you direct or give us permission,when we are required by law to do so,or when we suspect fraudulent or criminal activities.We also may disclose your Personal Information when otherwise permitted by applicable privacy laws such as, for example, when disclosure is needed to enforce our rights K arising out of any agreement,transaction or relationship with you. i One of the important responsibilities of some of our affiliated companies Is to record documents in the public domain. Such documents may contain your Personal Information, Right To Access Your Personal Information And Ability To Correct Errors Or Request Change Or Deletion I t Cnitain states afford you the right to access your Personal Information and, under certain circumstances,to find out to whom your Personal Information has been disclosed. Also, certain states afford you the right to request correction, amendment or deletion of your Personal Information. We reserve the right, where permitted by law, to charge a reasonable fee to cover the costs incurred in responding to such requests. All requests must be made in writing to the following address: 1 Privacy Compliance Officer $ Fidelity National Financial,Inc. 601 Riverside Drive Jacksonville,FL 32204 Multiple Products or Services: N If we provide you with more than one financial product or service,you may receive more than one privacy notice from us. 4 We apologize for any inconvenience this may cause you. PPovnetr-m/21/MM ' EXHIBIT NO.5 2005 GEIGER DDA Page 13 of 23 DRAFT r-_.____... - - - - I ' Attached to Order No. 052035508 CLTA PRELIMINARY REPORT FORM Exhibit A(Revised 01/04/02) CALIFORNIA LAND TITLE ASSOCIATION STANDARD COVERAGE POLICY-1990 EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage,costs,attorneys'fees or expenses which arise by reason of., 1. (a) Any law,ordinance or governmental regulation (including but not limited to building or zoning laws, ordinances, or regulations) restricting, regulating, prohibiting or relating (1) the occupancy, use, or enjoyment of the land; (ii) the character, dimensions or location of any improvement now or hereafter erected on the land;(ii)a separation In ownership or a change In the dimensions or area of the land or any I parcel of which the land Is or was a part;or(iv) environmental protection,or the effect of any violation of these laws, ordinances or governmental regulations,except to the extent that a notice of the enforcement there of or a notice of a defect,lien,or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. ' I 2. (b) Any governmental police power not excluded by(a)above,except to the extent that a notice of the exercise thereof or notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded In the public records at Date of Polley. Rights of eminent domain unless notice of the exercise thereof has been recorded in the pubic records at j Date of Policy,but not excluding from coverage any taking which has occurred prior to Date of Polley which would be binding on the rights of a purchaser for value without knowledge. 3. Defects,liens encumbrances,adverse claims or other matters: (a) whether or not recorded in the public records at Date of Policy, but created, suffered, assumed or agreed to by the insured claimant; (b) not known to the Company, not recorded in the public records at Date of Policy,but known to the - insured claimant and not disclosed in writing to the Company by the insured claimant prior to the date the insured claimant became an insured under this policy; (c) resulting in no loss or damage to the Insured claimant; (d) attaching or created subsequent to Date of Policy;or j (e) resulting in loss or damage which would not have been sustained if the insured had paid value for the Insured mortgage or for the estate or interest Insured by this policy. i 4, Unenforceablllty of the lien of the insured mortgage because of the inability or failure of the insured at Date of Policy, or the inability or failure of any subsequent owner of the Indebtedness, to comply with the ; applicable doing business laws of the state In which the land is situated. Invalidity or unenforceablllty of the lien of the Insured mortgage, or claim thereof which arises out of the transaction evidenced bythe insured mortgage and is based upon usury or any consumer credit protection ortruth in lending law. l P 5. Any claim which arises out of the transaction vesting in the insured the estate of interest insured by this policy or the transaction creating the interest of the insured lender, by reason of the operation of federal bankruptcy,state insolvency or similar creditors'rights laws. i GLT=PI—ea/2o/ozM f EXHIBIT NO.5 2005 GEIGER DDA Page 14 of 23 DRAFT i Flltached to Oxder No, 052035808 1 CALIFORNIA LAND TITLE ASSOCIATION STANDARD COVERAGE POLICY-1990 (Continued) EXCEPTIONS FROM COVERAGE-SCHEDULE B,PART 1 This policy does not insure against loss or damage(and the Company will not pay costs,attorneys'fees or expenses) which arise by reason of: 1. Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the public records. Proceedings by a public agency which may result in taxes or assessments,or notices of such proceedings, whether or not shown by the records of such agency or by the public records. 2. Any facts, rights, interests. or claims which are not shown by the public records but which could be ascertained by an inspection of the land which or which may be asserted by persons in thereof. 3. Easements,liens or encumbrances,or claims thereof,which are not shown by the public records. 4. Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other facts which a correct survey would disclose,and which are not shown by the public records. 5. (a) Unpatented mining claims; (b)reservations or exceptions in patents or in Acts authorizing the issuance thereof;(c)water rights,claims or title to water,whether or not the matters excepted under(a),(b)or(c)are shown by the public records. I i f s M B 11 ti I CLTASC -03/20/U2 4 EXHIBIT NO.5 2005 GEIGER DDA Page 15 of 23 DRAFT Attached to Order No.05203580 9 III CLTA HOMEOWNER'S POLICY OF TITLE INSURANCE(6/2/96) ALTA HOMEO WNER'S POLICY OF TITLE INSURANCE(10/17/98) EXCLUSIONS In addition to the Exceptions in Schedule B, You are not insured against loss, costs, attorneys'fees, and expenses resulting from: 1. Governmental police power, and the existence or violation of any law or government regulation. This includes ordinances,laws and regulations concerning a. building b. zoning Land use d. improvements on the Land e. Land division 1 environmental protection This Exclusion does not apply to violations or the enforcement of these matters If notice of the violation or enforcement appears in the Public Records atthe Policy Date. This Exclusion does not limit the coverage described in Covered Risk 14,15,16.17 or 24. 2. The failure of Your existing structures,or any part of them,to be constructed In accordance with applicable building codes. This Exclusion does not apply to violations of building codes If notice of the violation appears in the Public Records at the Policy Date. i 3. The right to take the Land by condemning it,unless a. notice of exercising the right appears in the public records at the Policy Date;or i b, the taking happened before the Policy Date and is binding on You 9 You bought the land without Knowing of the taking. 4 G 4. Risks: j a. that are created, allowed, or agreed to by You, whether or not they appear In the Public 's Records; b. that are Known to You at the Policy Date, but not to Us, unless they appear in the Public Records at the Policy Date: e1 that result in no loss to You;or p d. that first occur after the Policy Date-this does not limit the coverage described in Covered Risk 7,8.d,22,23,24 or 25. E 5. Failure to pay value for YOUR Title. s. Lack of a right: a. to any Land outside the area specifically described and referred to in paragraph 3 of Schedule A;and p b, in streets,alleys,or waterways that touch the Land. kr; prp This Exclusion does not limit the coverage described In Covered Risk 11 or 1S. 4 6 GLTRIOP-m/20/vePA EXHIBIT NO.5 2005 GEIGER DDA Page 16 of 23 DRAFT 'v Attached to Order No.052035808 AMERICAN LAND TITLE ASSOCIATION RESIDENTIAL TITLE INSURANCE POLICY(6-1-87) EXCLUSIONS In addition to the Exceptions in Schedule 8,you are not insured against loss,costs attorneys'fees,and expenses resulting from: i 1. Governmental police power,and the existence or violation of any law or governmental regulation. This includes building and zoning ordinances and also laws and regulations concerning: land use Improvements on the land land division environmental protection This exclusion does not apply to violations or the enforcement of these matters which appear in the public records at Policy Date. This exclusion does not limitthe zoning coverage described in Items 12 and 13 d Covered Title Risks. 2. The right to take the land by condemning it,unless: a notice of exercising the right appears in the public records on the Policy Pate the taking happens prior to the Policy Date and is binding on you if you bought the land without knowing of the taking 3. Title Risks: that are created,allowed,or agreed to by you that are known to you, but not to us, on the Policy Date - unless they appear In the public records that result In no loss to you that first affect your title after the Policy Date-this does not limit the labor and material lien coverage in item a of Covered Title Rlsks f r 4. Failure to payvalue for your title. ` 5. Lack of a right: to any land outside the area specifically described and referred to in Item 3 of Schedule A OR in streets,alleys,or waterways that touch your land E This exclusion does not limit the access coverage In Item 5 of Covered Title Risks. �I PLTPnIIP-03/23/02 pp y EXHIBIT NO.5 2005 GEIGER DDA Page 17 of 23 DRAFT Attached to Order No. 052035808 AMERICAN LAND TITLE ASSOCIATION LOAN POLICY(10-17-92) WITH ALTA ENDORSEMENT-FORM 1 COVERAGE i and' AMERICAN LAND TITLE ASSOCIATION LEASEHOLD LOAN POLICY(10-17-92) WITH ALTA ENDORSEMENT-FORM 1 COVERAGE EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy and the Company will not pay less or damage,costs,attorneys'fees or expenses which arise by reason of: 1. (a) Any law, ordinance or governmental regulation (including but not limited to building and zoning laws, ordinances, of regulations)restricting,regulating,prohibiting or relating to O the occupancy, use, or enjoyment of the land; (li) the character, dimensions or location of any Improvement now or hereafter erected on the land;(iii)a separation in ownership or a change in the dimensions or area of the land or any parcel of which the land Is or was part; or(IV) environmental protection, or the effect of any violation of thes laws, ordinances or governmental regulations, except to the extent that a notice of the enforcement thereof or a notice of a defect,lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. (b) Any governmental police power not excluded by(a)above, except to the extent that a notice of the exercise thereof or a notice of a defect,lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy- 2. Rights of eminent domain unless notice of the exercise thereof has been recorded in the public records at Date of Policy,but not excluding from coverage any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaserfor value without knowledge. 3. Defects,liens,encumbrances,adverse claims or other matters: '' (a) created,suffered,assumed or agreed to by the insured claimant; (b) not known to the Company,not recorded In the public records at Data of Policy,but known to the insured claimant and not disclosed In writing to the Company by the insured clalmant prior to the date the insured claimant became an insured under this policy; (0) resulting in no loss or damage to the insured claimant; f (d) attaching or created subsequent to Date of Policy(except to the extent that this policy insures the priority of the lien of the insured mortgage over any statutory lien for services, labor or s material or to the extent insurance is afforded herein as to assessments for street Improvements under construction or completed at Date of Policy);or (e) resulting In loss or damage which would not have been sustained If the Insured claimant had paid value for the insured mortgage. I 4. Unenforceability of the lien of the Insured mortgage because of the inability or(allure of the insured at Date of Policy, or the inability or failure of any subsequent owner of the indebtedness to comply with applicable 3 doing business laws of the state in which the land b situated 5. Invalidity or unenforceabliity of the lien or the insured mortgage,or claim thereof,which arises out of the V� transaction evidenced by the insured mortgage and is based upon usury or any consumer credit protection V or truth in lending law. ICI II i i ) WAWE1-a3�2o�a2M EXHIBIT NO.5 2005 GEIGER DDA Page 18 of 23 DRAFT IAttached to Order No.052035808 AMERICAN LAND TITLE ASSOCIATION LOAN POLICY(10-17-92) WITH ALTA ENDORSEMENT-FORM t COVERAGE and AMERICAN LAND TITLE ASSOCIATION LEASEHOLD LOAN POLICY(10-17-92) WITH ALTA ENDORSEMENT-FORM 1 COVERAGE (CONTINUED) 6. Any statutory lien for services, labor or materials (or the claim of priority of any statutory lien for services, labor or materials over the lien of the Insured mortgage)a6sing from an improvement or work related to the land which is contracted for and commenced subsequent to Date of Policy and Is not financed in whole or In part by proceeds of the Indebtedness secured by the Insured mortgage which at Date of Policy the Insured has advanced or is obligated to advance. 7. Any claim,which arises out of the transaction creating the interest of the mortgagee insured by this policy, by reason of the operation of federal bankruptcy, state Insolvency, or similar creditors'rights laws,that is based on: (i) the transaction creating the interest of the insured mortgagee being deemed a fraudulent conveyance or fraudulent transfer;or (ii) the subordination of the Interest of the Insured mortgagee as a result of the doctrine of equitable subordination;or the transaction creating the interest of the insured mortgagee being deemed a preferential transfer except where the preferential transfer results from the failure: (a) to timely record the instrument of transfer;or (b) of such recordation to Impart notice to a purchaser for value or a judgment or lien creditor. The above policy forms may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage,the Exceptions from Coverage in a Standard Coverage policy will also include the following General Exceptions: j EXCEPTIONS FROM COVERAGE This policy does not insure against loss or damage(and the Company will not pay costs,attorneys'fees or expenses) which arise by reason of: t. Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or bythe public records. I Proceedings by a public agency which may result In taxes or assessments,or notices,of such proceedings, whether or not shown by the records of such agency or by the public records. 2. Any facts, rights, interests or claims which are not shown by the public records but which could be ascertained by an Inspection of the land or by making inquiry of persons in possession thereof. 3. Easements,liens,or encumbrances,or claims thereof,which are not shown by the public records. 4. Discrepancies, conflicts in boundary lines, shortage In area, encroachments, or any other facts which a 3 correct survey would disclose,and which are not shown by the public records. 5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c)water rights,ciatms or title to water,whether or not the matters excepted under(a),(b)or(c)are shown by the public records. P1iHtPE2-03/zo/ozM EXHIBIT NO.5 2005 GEIGER DDA Page 19 of 23 DRAFT Attached to Order No.052.035808 f , ALTA EXPANDED COVERAGE RESIDENTIAL LOAN POLICY(10/13/01) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss of damage.costs,attorneys fees or expenses which arise by reason oh i. (a) Any law, ordinance or governmental regulation (Including but not limited to zoning laws, ordinances, or regulations) restricting, regulating, prohibiting or relating to(1)the occupancy, use, or enjoyment of the Land; (II)the character, dimensions or location of any improvements now or hereafter erected on the Land ; (111) a separation In ownership or a change In the dimensions or areas of the Land or any parcel of which the Land Is or was a part; or (!!)environmental protection, or the effect of any violation of these laws, ordinances or governmental regulations, except to the extent that a notice of the enforcement thereof or a notice of a defect,lien or encumbrance resulting from a violation or alleged violation affecting the Land has been recorded In the Public Records at Date of Policy.This excl,sion does not limit the coverage provided under Covered Risks 12,13,14,and 16 of this policy. (b) Any governmental police power not excluded by(a)above,except to the extent that a notice of the exercise thereof or a notice of a defect,lien or encumbrance resulting from a violation or alleged violation affecting the Land has been recorded In the Public Records at Date of Policy. This exclusion does not limit the coverage provided under Covered Risks 12,13,14,and 16 of this policy. - 2. Rights of eminent domain unless notice of the exercise thereof has been recorded in the Public Records atI, Date of Policy,but not excluding from coverage`an'y taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaserfor value without Knowledge. 3. Defects,liens,encubrances,adverse claims or other matters: (a) created,suffered,assumed or agreed to by the Insured Claimant; j (b) not Known to the Company,not recorded in the Public Records at Date of Policy, but Known I to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c) resulting in no loss damage to the Insured Claimant; (d) attaching or created subsequent to Date of Policy (this paragraph does limit the coverage provided under Covered Risks B,16,18,19,20,21,22,23,24,25 and 26);or (e) resulting In loss or damage which would not have been sustained If the Insured Claimant had paid value forthe Insured Mortgage. a 4. Unenforceability of the lien of the Insured Mortgage because of the inability or fallure of the Insured at Date of Policy,or the inability or failure of any subsequent owner of the indebtedness,to comply with applicable doing business laws of the state in which the Land is situated. 5. Invalidity or unenforceabllity of the lien of the Insured Mortgage, or claim thereof, which arises out of the transaction evidenced by the Insured Mortgage and is based upon usury, except as provided In Covered Risk 27,or any consumer credit protection or truth In lending law. F ALTAHiLI-0/W/02M k EXHIBIT NO.5 2005 GEIGER DDA Page 20 of 23 DRAFT Attached to Order No.052035 e09 ALTA EXPANDED COVERAGE RESIDENTIAL LOAN POLICY(10/18/01) f (Continued) C 6. Real property taxes or assessments of any governmental authority which become a lien on the Land subsequent to Date of Policy.This exclusion does not limit the coverage provided under Covered Risks 7, 8(e)and 26. 7. Any claim of invalidity,unenforceability or lack of priority of the lien of the Insured Mortgage as to advances or modifications made after the Insured has Knowledge that the vestee shown In Schedule A is no longer the owner of the estate or interest covered by this policy. This exclusion does not limit the coverage provided In Covered Risk 8. 6. Lack of priority of the lien of the Insured Mortgage as to each and every advance made after Date of Policy, and all interest charged thereon, over liens, encumbrances and other matters affecting the title, the existence of which are Known to the Insured at: (a) The time of the advance;or (b) the time a modification is made to the terms of the Insured Mortgage which changes the rate of interest charged, if the rate of interest is greater as a result of the modification than It would have been before the modification. This exclusion does not limit the coverage provided in Covered Risk S. 9. The failure of the residential structure,or any portion thereof to have been constructed before, on or after Date of Policy in accordance with applicable building codes.This exclusion does not apply to violations of building codes if notice of the violation appears in the Public Records at Date of Policy. i i 3 y[I {FP QE3 F C PLTGEfll2-rci/20/02pq yr 1 EXHIBIT NO.5 2005 GEIGER DDA Page 21 of 23 DRAFT I� Attached to Order No.052 035808 III AMERICAN LAND TILLE ASSOCIATION OWNER'S POLICY(t 0-t 7-92) and AMERICAN LAND TITLE ASSOCIATION LEASEHOLD OWNER'S POLICY(10-17-92) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the Coverage of this policy and the Company will not pay loss or damage,costs,attorneys'Fees or expenses which arise by reason of: t. (a) Any law,ordinance or governmental regulation(including but not limited to building and zoning laws, ordinances, or regulations)restricting, regulating, prohibiting or relating to (i) the occupancy, use, or enjoyment of the land; (ii)the character, dimensions or location of any improvement now or hereafter erected on the land; (!if)a separation in ownership or a change in the dimensions or area of - the land or any parcel of which the land is or was a part;or(iv)environmental protection,orthe effect 1 of any violation of these laws, ordinances or governmental regulations, except to the extent that a notice of the enforcement thereof or a notice of a defect, lien or encumbrance resulting from a violation or alleged affecting the land has been recorded In the pubic records at Date of Policy. 2. (b) Any governmental police power not excluded by(a)above, except to the extent notice of the exercise thereof or a notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. Rights of eminent domain unless notice of the exercise thereof has been recorded In the public records at Date of Policy, but not excluding from coverage any taking which has occurred prior to Data of Polley which would be biding on the rights of a purchaser for value without knowledge. 3 3. Defects,liens,encumbrances,adverse claims or other matters: (a) created,suffered,assumed or agreed to by the Insured claimant; (b) not known to the Company, not recorded In the public records at Date of Policy, but known to the insured claimant and not disclosed in writing to the Company by the insured claimant prior to the date the insured claimant became an insured under this ' policy; i (c) resulting In no loss or damage to the insured claimant; [ (d) attaching or created subsequent to Data of Policy;or (a) resulting in loss or damage which would not have been sustained if the insured claimant € had paid value for the estate or Interest Insured by this policy. f 4. Any claim,which arises out of the transaction vesting In the Insured the estate or interest insured by [ this policy, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws,that Is based on: t (1) the transaction creating the estate or interest insured by this policy being deemed a fraudulent conveyance or fraudulent transfer;or (11) the transaction creating the estate or interest Insured by this policy being deemed a b preferential transfer except where the preferential transfer results from the failure: (a) to timely record the instrument of transfer;or (b) of such recordation to impart notice to a purchaser for value or a judgment or lien creditor. a 3 ALTAOPLI-03/20/02w EXHIBIT NO.5 2005 GEIGER DDA Page 22 of 23 DRAFT i� 1 Attached to Order No.052 035 BOB AMERICAN LAND TILLE ASSOCIATION OWNER'S POLICY(10-17-92) and AMERICAN LAND TITLE ASSOCIATION LEASEHOLD OWNER'S POLICY(10-17-92) (Continued) The above policy forms may be issued to afford either Standard Coverage or Extended Coverage.In addition to the above Exclusions from Coverage, the Exceptions from Coverage In a Standard Coverage Policy will also include the following General Instructions: EXCEPTIONS FROM COVERAGE i This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses)which arise by reason of: i 1. Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the public records. Proceedings by a public agency which may result in taxes or assessments, or notices of such proceedings,whether or not shown bythe records of such agency or by the public records. i 2. Any facts, rights, Interests or claims which are not shown by the public records but which could be ascertained by an inspection of the land or by making inquiry of persons in possession thereof. a. Easements,liens or encumbrances,or claims thereof,which are not shown bythe public records. 4. Discrepancies,conflicts in boundary lines,shortage In area,encroachments or any other tads which a correct survey would disclose,and which are not shown by the public records. j 5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof;(c)water rights,claims or title to water,whether or not the matters excepted under (a),(b)or(c)are shown by the public records. E i i r ii AITAOPl2-03/24/02PA yt L EXHIBIT NO.5 2005 GEIGER DDA Page 23 of 23 DRAFT EXHIBIT NO. 6 2005 GEIGER DDA SCHEDULE OF PERFORMANCE Agreement Item To Be Performed Time For Performance Reference 1. Agency approves DDA November 16, 2005 N/A 2. Developer provides Agency with Upon Developer's execution 5.2 & 7.3.1 satisfactory evidence of financial and delivery of DDA to capability and documentation related Agency - to occur within two to Developer's limited partnership (2) weeks of Developer's and general partner receipt of DDA from Agency approved as to form by Agency counsel 3. Agency delivers fully executed DDA Within two (2) weeks after N/A to Developer approval of DDA by Agency and execution and delivery of DDA by Developer to Agency 4. Agency delivers to Developer Concurrent with execution 6.2 Preliminary Title Report and of DDA by Developer and Developer approves Permitted Agency Exceptions 5. Open Escrow- Developer and Not later than one (1) 4.4 Agency each deliver an executed Business Day after full original counterpart of DDA to execution of DDA by Escrow Holder Developer and Agency 6. End of 30-Day Period following filing November 23, 2005 7.2.5 of Notice of Determination for approval of Final EIR. 7. Developer submittal to Agency of Prior to Close of Escrow 6.1 certified survey identifying all Permitted Exceptions and whether or not Project lies within a flood hazard zone. 8. Escrow Agent gives statement of At least two (2) business 7.4.1 costs to close escrow to each of days prior to Closing Date Agency and Developer EXHIBIT NO.6 2005 GEIGER DDA Page I of 4 DRAFT Agreement Item To Be Performed Time For Performance Reference gi. Deposits into Escrow by Agency: a) Executed Grant Deed On or before 1:00 p.m. on 7.2.1 the last business day preceding the Close of Escrow b) Payment of Agency's Share of On or before 1:00 p.m. on 7.5.1 Escrow Costs the last business day preceding the Closing date c) Such other documents On or before 1:00 p.m. on 7.2.1 required by the DDA and/or the last business date reasonably required by the preceding the Closing Date Escrow Holder 10. Deposits into Escrow by Developer: a) Memorandum of DDA On or before 1:00 p.m. on 2.7 & 7.3.3 the last business date preceding the Closing Date b) Reaffirmation of Developer On or before 1:00 p.m. on 7.3.3 & Representations & Warranties the last business day 7.3.6 and Release preceding the Closing date c) CC&Rs On or before 1:00 p.m. on 8.9 the last business date preceding the Closing Date d) Payment of Developer's Share On or before 1:00 p.m. on 7.5.1 of Escrow Costs the last business date preceding the Closing Date e) Certificates evidencing On or before 1:00 p.m. on 7.3.8 insurance the last business date preceding the Closing Date EXHIBIT NO.6 2005 GEIGER DDA Page 2 of 4 DRAFT Agreement Item To Be Performed Time For Performance Reference 11. Close of Escrow for Site; recordation Within five (5) working days 7.1 & 7.2.5 and delivery of documents after satisfaction of Developer's Closing Conditions and Agency's Closing Conditions but no earlier than thirty-one days since City's and Agency's filing of Notice of Determination under CEQA for the project. 12. Developer prepares and submits to Within 120 days after 8.2 City any required plans, drawings approval of Project and specifications Entitlements (Event No. 16) 13. City approves (or disapproves) plans, Within 45 days after 8.2 and specifications, drawings submittal by Developer 14. Developer revises and resubmits Within 30 days after 8.2 plans, drawings, and specifications, if disapproval necessary 15. City reviews and approves or Within 15 days after 8.2 disapproves resubmitted plans, resubmittal drawings, and specifications, if necessary 16. Developer obtains all necessary On or before the date that is 8.2 & 8.5.11 permits and approvals, and ten (10) days after the date commences construction of City notifies Developer that improvements City is prepared to issue building permits for the Project, but no later than July 1, 2006 17. Developer completes construction of Within one year after 9.1 improvements issuance of building permits EXHIBIT NO. 6 2005 GEIGER DDA Page 3 of 4 DRAFT Agreement Item To Be Performed Time For Performance Reference 18. Agency issues certificate of Within ten (10) days of 9.1 thru 9.7 Compliance for the Site or any phase written request by thereof Developer, and Developer's satisfactory completion of all improvements It is understood that the foregoing Schedule of Performance is subject to all of the terms and conditions set forth in the text of the Agreement. The summary of the items of performance in this Schedule of Performance is not intended to supersede or modify the more complete description in the text. In the event of any conflict or inconsistency between this Schedule of Performance and the text of the Agreement, the text shall govern. The time periods set forth in this Schedule of Performance may be altered or amended only by written agreement signed by both Buyer and Agency. A failure by either party to enforce a breach of any particular time provision shall not be construed as a waiver of any other time provision. EXHIBIT NO.6 2005 GEIGER DDA Page 4 of 4 DRAFT EXHIBIT NO. 7 2005 GEIGER DDA SCOPE OF DEVELOPMENT PI. General The Developer agrees that the Site shall be developed and improved in accordance with the provisions of this Agreement, including all attachments, and the plans, drawings, and related documents approved by the Agency pursuant hereto and in accordance with the project approval granted under Resolution No. 21433 adopted by the Palm Springs City Council on October 19, 2005. Any questions or issues regarding the Scope of Development not included or addressed herein or in the Disposition and Development Agreement ("DDA") shall be resolved in accordance with the Palm Springs Municipal Code. B. Development Standards The Project shall be constructed in accordance with all conditions of approval as stated in above referenced City Council Resolution No. 21433 including the following: 1. Signs: All signs shall be installed by the Developer. A sign program shall be submitted to the City for approval. Building and, where necessary, electrical permits shall be obtained prior to installation, painting or erection of signs. 2. Undergrounding Utilities: All new utilities servicing the Site shall be installed underground, including connections to facilities within the public right-of-way. 3. Mechanical Equipment: On-site mechanical equipment, whether roof or ground mounted, shall be completely screened from public view. Where public visibility will be minimal, the Director of Planning may permit use of landscaping to screen ground-mounted equipment. No mechanical equipment, including electrical transformers, shall be located in any required setback area. 4. Lighting: On-site lighting shall be installed in a manner consistent with the approved lighting and electrical plans. EXHIBIT NO 7 2005 GEIGER DDA Page I Of 2 DRAFT C. Site Work The Developer shall be responsible for construction and installation of all Site improvements as shown on the attached Exhibit A. The Developer's improvements shall include, but may not be limited to, the following: 1. Construction of buildings designed to accommodate "big box", retail and restaurant uses, which building(s) shall consist of approximately 393,000 square feet of gross floor area. The anticipated gross building floor area as indicated on the attached Exhibit A is as follows: Major A: 117,194 s.f. Garden Center: 34,757 s.f. Majors C thru I: 157,727 s.f. Food 1-4: 26,466 s.f. Retail 1-4: 42,000 s.f. Future Expansion: 14,856 s.f. TOTAL ENCLOSED AREA: 393,000 s.f. The above footages are approximate and may be adjusted to some degree to fulfill program requirements. 2. Parking area(s) shall be provided on-site. The design and construction, as well as the number of parking spaces provided, shall be in accordance with the Palm Springs Municipal Code. Construction of the parking areas shall include installation of necessary drainage system(s) (including connections within the public right-of-way), paving, installation of required landscaping and irrigation, striping and labeling, all in accordance with the Palm Springs Municipal Code and approved plans. D. Applicable Codes All improvements shall be constructed in accordance with the California Building Code (with Palm Springs modifications) and the California Fire Code (with Palm Springs modifications), the Palm Springs Municipal Code and current City standards. EXHIBIT NO.7 2005 GEIGER DDA Page 2 of 2 DRAFT ATTACHMENT TO EXHIBIT NO. 7 2005 VIP GEIGER DDA EXHIBIT "A" CONCEPTUAL SITE PLAN (See Next Page) ATTACHMENT TO EXHIBIT NO.7 2005 GEIGER DDA Page 1 of 2 3ZNM SF rEXI TIN REGPDLNTIAi plapony Null BC[Meei, NEC 4G"i Aety aid 4 Teal R019 Bile ka H.J i 1CB451 d le F Allies) To'el Mi, Pre, Vil Uokwl Ni q711,7w�, .Tritm TrWil,7UTFUTIT[i 111111� 1,E -T.Wil beAfteehligh. Mong gi Naq T........... ............ LOT Gol Fai p".11, BI"Nu NINA 24*% 2BBEM q still ET E iszruEs mile Ltd A GkBAEE,U Aw"IT ...................1j--- meaI �Nl N5 l 1 III Irk, TIN, I 114i ODSCiiFEE FOUREYE PARKING F101i Q� I WRY"I '"a" 46M �Ip — LIE ------------ It mi C ao, rca 'aft Nei ZIRNeaa "a, "NMI, . Mai EF. I NOR jj 1 1 ux"MC'm lw�2 G-ADNI V= Im.,."I'MCKV, WMR it M&IF.A. li 'M.191 R -ani Fi CCCIRMB B Pi Ii , 10R), NOCICIE1. ""i Zft Z Is alM,MIT, F.4 "5a IT mpgBs svR'sNAC,&I 1-1NLt IlMNIF.�. NWEG It, ReTALZ Ri a- NFAM URVEMIEWMFEIN PKRE RCNL� Al�. 47",, 4, wlv I Ti Will RINCE TI)k al UN-Uni TOM,"'Im4sallf "[VING NASVIFT ell- Call RAN,m:NN',E, e1t �,Rvi RAMOS 040 MEN EXISTING RETAIL CENTER SHEET 3 of 15 Site Ran IT x Q G) m ;7 0 M--Zi M X z z t,j 0 00-1 N > U�. 0 DRAFT EXHIBIT NO. 8 2005 VIP GEIGER DDA METHOD OF FINANCING The source of funding for the project is a combination of developer equity and debt financing as described in the attached letters from Geiger, LLC and Farmers & Merchants Bank. EXHIBIT NO.8 2005 GEIGER DDA Page 1 of 3 DRAFT s Geiger, LLC 18880WM YPwUM4 Sulk 450 La7/INVI-.,CA 90067 Te&phme(310)247-0900 efU (310)247-1525 November 2,2005 Cost Watts City of Palm Springs-Community&Economic Dev't.Dept. 3200 E.Tahquitz Canyon Way Palm Springs,CA 92263.2743 RE: The Spring Shopping Center This letter is inteadcdto confirm the source of equity for the proposcd development of The Springs Shopping Center at Northeast Comer of Gene Autry and Ramon,Pala Springs,California The property is currently encumbered by a$750,000.00 Deed of 'hurt on the former Epstein property. Remediation and planning costs were finaumd through altemede sources. Based on the City's recent appraisal,there is more than $10,000,000.00 in equity,which is in excess of the required equity to qualify for the proposed development financing. Please do not hesitate to contact the undersigned for any additional information. V y Yowl, j. u EXHIBIT NO 8 2005 GEIGER DDA Page 2 of 3 DRAFT k Q 0 ng1 II Farmers&Merchants October 28,2005 Bank Curt Watts,Redevelopment Administrator Community Redevelopment Agency of the City of Palm Springs 32M Tahqul2 Canyon Way Palm Springs,CA 92262 RE: Bank Letter of Recommendation M&A Gabaee,LP Geiger,I.I.C. Dear Mr.Watts,. Mr.Mark Gabay has requested that I provide Information regarding M&A Gabaae,LP's banlnng telationship with Farmers&Merchants Bank of Long Beach.It is my pleasure to provide the following information. M&A Gabaae has been a customer of Farmers&Merchants Bank since 1998. We have extended aggregate loans and ban commitments in excess of$120 mllllon since that time. At present,we have over$83 million in bans,fines of credit and approved commitments. In addition,M&A Gabaae has The ability to fund additional development activities,such as the Palm Springs project, provided sufficient coileteml Is pkadged. Needless to say,our relationship with Mc Gabay and M&A Gabaaa has been outstanding. SincAlely ScottMcCrum Vice President 22431)Hawrinwae BIVa Twmnw,Cpldornia 90505 TM• po)265-3200 Fax:0101265-3242 EXHIBIT NO,8 2005 GEIGER DDA Page 3 of 3 DRAFT EXHIBIT NO. 9 2005 GEIGER DDA FORM OF CERTIFICATE OF COMPLIANCE FREE RECORDING REQUESTED BY AND WHEN RECORDED MAIL TO: Cormnunity Redevelopment Agency of the City of Palm Springs 3200 E. Tahquitz Canyon Way Palm Springs, CA 92262 Attn: Executive Director (Space Above This Line for Recorder's Office Use Only) CERTIFICATE OF COMPLIANCE WHEREAS, by that certain 2005 Disposition and Development Agreement ("Agreement") dated , by and between the COMMUNITY REDEVELOPMENT AGENCY OF THE CITY OF PALM SPRINGS, a public body, corporate and politic ("Agency"), and Geiger, LLC, a California corporation, ("Developer"), Developer has agreed to develop that certain real property situated in the City of Palm Springs, California, described on Exhibit "A" attached hereto and made a part hereof; and WHEREAS, as referenced in the Agreement, Agency shall furnish Developer with a Certificate of Compliance upon completion of construction and development, which certificate shall be in such form as to permit it to be recorded in the Official Records of the County Recorder of the County of Riverside, California; and WHEREAS, the Agreement provided for certain covenants to nun with the land, which covenants were incorporated in the Deed (as defined in the Agreement) or in that certain Declaration of Covenants, Conditions and Restrictions recorded as Instrument No. of the Official Records of the Riverside County Recorder("Declaration"); and WHEREAS, this Certificate of Compliance shall constitute a conclusive determination by Agency of the satisfactory completion by Developer of the construction and development required by the Agreement and of Developer's full compliance with the terns of the Agreement with respect to the construction and development of required by the Agreement, but not of the Deed nor of the Declaration, the provisions of which shall continue to run with the land pursuant too their terns; and WHEREAS, Agency has conclusively detennined that the construction and development on the real property described in Exhibit "A" required by the Agreement has been satisfactorily completed by Developer in full compliance with the terns of the Agreement. EXHIBIT NO.9 2005 GEIGER DDA Page I of 4 DRAFT NOW, THEREFORE, 1. The improvements required to be constructed have been satisfactorily completed in accordance with the provisions of said Agreement. 2. This Certificate of Compliance shall constitute a conclusive determination of satisfaction of the agreements and covenants contained in the Agreement with respect to the obligations of the Developer, and its successors and assigns, to construct the improvements and the dates for the beginning and completion thereof. 3. This Certificate of Compliance shall not constitute evidence of Developer's compliance with the Deed or the Declaration, the provisions of which shall continue to run with the land. 4. This Certificate of Compliance shall not constitute evidence of compliance with or satisfaction of any obligation of the Developer to any holder of a mortgage or any insurer of a mortgage securing money loaned to finance the improvements or any part thereof. 5. This Certificate of Compliance is not a Notice of Completion as referred to in California Civil Code Section 3093. 6. Except as stated herein, nothing contained in this instrument shall modify in any way any other provisions of the Agreement or any other provisions of the documents incorporated therein. IN WITNESS WHEREOF, the Agency has executed this Certificate of Completion this day of COMMUNITY REDEVELOPMENT AGENCY OF THE CITY OF PALM SPRINGS By: Chair ATTEST: Agency Secretary APPROVED AS TO FORM: Agency Counsel EXHIBIT NO.9 2005 GEIGER DDA Page 2 of 4 DRAFT CONSENT TO RECORDATION GEIGER, LLC, a California limited liability corporation, ('Developer") defined herein and the owner of the fee title to the real property legally described herein, hereby consents to the recordation of this Certificate of Compliance for Phase against the real property legally described herein. "DEVELOPER" GEIGER, LLC By: Date: Its: By: Its: EXHIBIT NO.9 2005 GEIGER DDA Page 3 of 4 DRAFT STATE OF CALIFORNIA ) ss. COUNTY OF RIVERSIDE ) On the day of 2005, before me, the undersigned, a Notary Public, in and for said State and County,personally appeared , personally known to me (or proved to me on the basis of satisfactory evidence) to be the person who executed the within instrument , a public body, corporate and politic therein named, and acknowledged to me that such corporation executed the within instrument pursuant to its bylaws or a resolution of its board of directors. WITNESS my hand and official seal. Signatwe of Notary (SEAL) STATE OF CALIFORNIA ) ss. COUNTY OF RIVERSIDE ) On 2005, before me, personally appeared personally known to me OR proved to me on the basis of satisfactory evidence to be the person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. WITNESS my hand and official seal. Signatm a of Notary [SEAL] EXHIBIT NO.9 2005 GEIGER DDA Page 4 of 4 DRAFT ATTACHMENT TO EXHIBIT NO. 9 2005 VIP GEIGER DDA EXHIBIT "A" LEGAL DESCRIPTION OF SITE [To Be Inserted] ATTACHMENT TO EXHIBIT NO.9 2005 GEIGER DDA Page I of I �QpLM SA City f Palm Springs c Y o am u sn « Office of the City Clerk 3200 E.Tah uitz Canyon Wa Palm Springs, California 92262 C RN \RpORpTR `P w.Tel: (760)323-8204 • Pax: (760)322-8332 • Web: wwo.palm-spungs.ca.us NOTICE OF CONTINUANCE NOTICE IS HEREBY GIVEN that the regular meeting of November 2, 2005, Joint Public Hearing Item No. RA1 APPROVAL OF A DISPOSITION AND DEVELOPMENT AGREEMENT WITH GEIGER, LLC, FOR THE DISPOSITION OF 14 ACRES OF AGENCY-OWNED LAND FOR THE PURPOSE OF DEVELOPING A 393,000 SQUARE FOOT RETAIL SHOPPING CENTER ON 38 ACRES OF LAND AT THE NORTHEAST CORNER OF RAMON ROAD AND GENE AUTRY TRAIL (HIGHWAY 111) IN THE CITY OF PALM SPRINGS, MERGED REDEVELOPMENT PROJECT AREA NO. 1: On November 2, 2005, no persons came forth to provide public testimony; therefore, on motion by Council/Agency Member Mills, seconded by Council/Agency Member Foat, and unanimously carried, the public hearing was continued to 6:00 p.m., November 16, 2005, Council Chamber, 3200 Tahquitz Canyon Way. I, James Thompson, City Clerk/Assistant Secretary of the City of Palm Springs, California, / Community Redevelopment Agency certify this Notice of Continuance was posted at or before 5:00 p.m., November 3, 2005, as required by established policies 7J'AM2SES ures. THOMPSON City Clerk 61 H:\USERS\C-CLKWgenda Preparation\11-16-05\NOTICE OF CONT-A Hearing-Ramon Destination.doc Post Office Box 2743 0 Palm Springs, California 92263-2743