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HomeMy WebLinkAbout23351 RESOLUTION NO. 23351 A RESOLUTION OF THE CITY COUNCIL OF THE CITY OF PALM SPRINGS, CALIFORNIA AUTHORIZING KEENAN & ASSOCIATES, AS THE CITY'S BROKER OF RECORD, TO PURCHASE PROPERTY LIABILITY, EXCESS EARTHQUAKE/FLOOD LIABILITY (DIFFERENCE IN CONDITION), EXCESS LIABILITY, EXCESS WORKERS COMPENSATION, AIRPORT OWNERS AND OPERATORS LIABILITY, VILLAGEFEST LIABILITY, MULTI MEDIA LIABILITY, AIRCRAFT HULL LIABILITY, AND CRIME/FIDELITY LIABILITY INSURANCE POLICIES FROM VARIOUS CARRIERS FOR POLICY YEAR 2013-2014, EFFECTIVE JULY 1, 2013. A5656. The City Council of the City of Palm Springs, California, finds: A. The City is self insured for major risk programs, such as property, general liability, auto liability and workers' compensation. B. The City annually purchases various lines of insurance coverage to minimize the adverse effects of accidental losses and claims against the City. C. The City is located in the vicinity of several known active and potentially active earthquake faults, including the San Andreas, the San Jacinto and the Elsinore faults. D. The topography of the City makes it prone to flooding, especially during times of heavy rainfall. E. The City purchases a primary earthquake and flood insurance policy. F. The City supplements its primary insurance policy with excess coverage to properly protect its public facilities from catastrophic loss from earthquake or flood. G. The City Council appoints a broker of record to purchase insurance policies for the City and the City's insurance broker has solicited proposals from various insurance companies for insurance coverage. NOW, THEREFORE, THE CITY COUNCIL OF THE CITY OF PALM SPRINGS DOES HEREBY RESOLVE AS FOLLOWS: SECTION 1: The City Council of the City of Palm Springs, California authorizes Keenan & Associates, as the City's Broker of Record, to purchase the following insurance policies for Fiscal Year 2013-14: Resolution No. 23351 Page 2 COVERAGE: Premium FY 13-14 PROPERTY Premium $367,262 Deductibles $250,000 for Earthquake$100,000 Flood $10,000 all other Losses 1° $5M EQ/Flood not included Limits Terrorism coverage included Airport Runways$80M DIC (Earthquake/Flood) Premiums $154,697(City+Airport) Limits $5,000,000 (excess of$S.OM) $281,777(dedicated WWTP) $25,000,000 COMPREHENSIVE EXCESS GENERAL&AUTO LIABILITY Premium $138,411 Self-Insured Retention $650,000 Employment Practices, $650,000,all other: Limits $10,000,000 EXCESS WORKERS' COMP Premium $106,172 SIR-Police&Fire $1,000,000 SIR-all other employees $1,000,000 Limits $50,000,000 peroccurrence AIRPORT LIABILITY Premium $26,432 Deductible $1,000 Limits $50,000,000 Terrorism coverage included VILLAGEFEST Premium $12,211 Deductibles $1,000 Limits $1,000,000/$2,000,000 AGG/$2,000,000 PROD/$100,000 FIRE MULTI MEDIA Premium $7,895 Deductibles $5,000 Limits $1,000,000 AIRCRAFT HULL Premium $3,138 Deductible $75K hull, $100 1n Motion/$500 Static Limits $5,000,000 CRIME!FIDELITY s Terrorism coverage included Premium $2,802 Deductibles $10,000/$1,000 Limits $1,000,000/$100,000/$300,000 Total Premiums $1,100,797 Resolution No. 23351 Page 3 SECTION 2. The City Manager is hereby authorized to accordingly adjust the budget and allocate the insurance expense to the appropriate enterprise and other funds. SECTION 3. The City Manager is hereby authorized to execute any documents to effectuate such actions. ADOPTED THIS 5th DAY OF JUNE, 2013. ATTEST: David H. Ready anager es Thompson, City Clerk CERTIFICATION STATE OF CALIFORNIA ) COUNTY OF RIVERSIDE ) ss. CITY OF PALM SPRINGS ) I, JAMES THOMPSON, City Clerk of the City of Palm Springs, hereby certify that Resolution No. 23351 is a full, true and correct copy as was duly adopted at a regular meeting of the City Council of the City of Palm Springs on June 5, 2013 by the following vote: AYES: Councilmember Foat, Councilmember Hutcheson, Councilmember Lewin, and Mayor Pougnet. NOES: None. ABSENT: Mayor Pro Tern Mills. ABSTAIN: None. mes Thompson, City Clerk �/09 1� j City of Palm Springs California /