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HomeMy WebLinkAbout6/6/2001 - STAFF REPORTS (21) Date: May 16, 2001 To: City Council From: Director of Human Resources via City Manager SUBJECT: CALIFORNIA PUBLIC EMPLOYEES RETIREMENT SYSTEM POLICE SAFETY EMPLOYEES RECOMMENDATION: It is recommended that City Council give notice of its intention to approve an Amendment to the Contract between the Board of Administration of the California Public Employees' Retirement System (CaIPERS)and the City Council of the City of Palm Springs. SUMMARY: City Council adopted Resolution 19873 on July 19, 2000, which approved a Memorandum of Understanding with the Palm Springs Police Officers Association (PSPOA). Article 34.1 of this Memorandum of Understanding agrees to contract with CaIPERS for the 3% @ 55 Full formula for members of the PSPOA effective June 2001. BACKGROUND: Representatives of the Palm Springs Police Officers Association (PSPOA) representing the Police Safety Unit, met with the Municipal Employee Relations Representative (MERR), representative of the City of Palm Springs. On July 19, 2000, the PSPOA signed a Memorandum of Understanding, which agreed to amend the formula for the California Public Employees' Retirement System (CaIPERS) to 3% @ 55 Full formula for local police members only. The Resolution of Intent and the Ordinance amending the CaIPERS contract are actions that must be certified by City Council to comply with CaIPERS contract amendment procedures. Pursuant to Government Code Section 7507, attached is the contract amendment cost analysis prepared by CaIPERS, reflecting an additional 2.963% to the employer contribution rate, with an estimated total employer rate of 8.608%for local police members only. Based on this rate increase, the estimated increased cost will be$182,079 per year. SWAN E. MILLS ' Director of H—u—m�a-nn R-eesou es APPROVED: City Manager RMEWED BY DEPE OF FINANCE ATTACHMENTS: CaIPERS Contract Amendment Cost Analysis Resolution of Intention to Approve an Amendment to Contract Ordinance Authorizing an Amendment to the Contract CONTRACT AMENDMENT COST ANALYSIS-VALUATION BASIS: JUNE 30, 1999 SAFETY POLICE PLAN FOR CITY OF PALM SPRINGS EMPLOYER NUMBER 355 Benefit Description: Section 21363.1,3% @ 55 Full Formula for Local Police Members Only The table below shows the change in the total present value of benefits for the proposed plan amendment. The present value of benefits represents the total dollars needed today to fund all future benefits for current members of the plan, i.e. without regard to future employees. The difference between this amount and current plan assets must be paid by future employee and employer contributions. As such,the change in the present value of benefits due to the plan amendment represents the"cost"of the plan amendment. However, for plans with excess assets some or all of this "cost" may already be covered by current excess assets. The CaIPERS Board adopted a resolution, affecting cost estimates delivered after Feb 21, 2001, that provides a one-time increase in the actuarial value of assets to 95% of market value for the calculation of the employer rate when a rate plan adopts a contract amendment that increases the present value of benefits of active employee members by not less than 50 % of the increase in actuarial value of assets. This resolution applies only to plans that(1)file a resolution of intention to amend their plan with CalPERS before June 30, 2001 and that(2)amend their contract with an effective date on or before June 30, 2002. If a plan amends more than once during the window period,only the first qualifying amendment will result in the asset increase to 95% of market value. Therefore, if your plan previously adopted an amendment which increased the actuarial value of assets to 95% of market value, no increase in assets will be shown in the tables below. If your plan's actuarial value of assets was not previously increased to 95% of market value, the tables below show the effect on its assets due to this one-time change in actuarial method(i.e., the 95% market value of assets). Change Due to Post-Amendment Pre-Amendment Plan Amendment Post Method & Method Change Change Total Present Value of Benefits $ 59,238,850 $ 2,839,186 $ 62,078,036 Actuarial Value of Plan Assets 52,771,807 2,457,410 55,229,217 Present Value of Future Employer and Employee Contributions $ 6,467,043 $ 381,776 $ 6,848.819 It is not required, nor necessarily desirable, to have accumulated assets sufficient to cover the total present value of benefits until every member has left employment. Instead, the actuarial funding process calculates a regular contribution schedule of employee contributions and employer contributions (called normal costs) which are designed to accumulate with interest to equal the total present value of benefits by the time every member has left employment. As of each June 30, the actuary calculates the "desirable" level of plan assets as of that point in time by subtracting the present value of scheduled future employee contributions and future employer normal costs from the total present value of benefits. The resulting"desirable" level of assets is called the accrued liability. A plan with assets exactly equal to the plan's accrued liability is simply"on schedule" in funding that plan, and only future employee contributions and future employer normal costs are needed. A plan with assets below the accrued liability is "behind schedule", or is said to have an unfunded liability, and must temporarily increase contributions to get back on schedule. A plan with assets in excess of the plan's accrued liability is "ahead of schedule", or is said to have excess assets, and can temporarily reduce future contributions. A plan with assets in excess of the total present value of benefits is called super-funded, and neither future employer nor employee contributions are required. Of course, events such as plan amendments and investment or demographic gains or losses can change a plan's condition from year to March 23,2001 Pagel of 3 10:12 AM 1bAz CONTRACT AMENDMENT COST ANALYSIS-VALUATION BASIS: JUNE 30, 1999 SAFETY POLICE PLAN FOR CITY OF PALM SPRINGS EMPLOYER NUMBER 355 Benefit Description: Section 21363.1,3% @ 55 Full Formula for Local Police Members Only year. For example, a plan amendment could cause a plan to move all the way from being super-funded to being in an unfunded position. The changes in your plan's accrued liability, unfunded accrued liability, and the funded ratio as.of June 30, 1999 due to the plan amendment are shown in the table below. Change Due to Past-Amendment Pre-Amendment Plan Amendment Post Method Change & Method Change Accrued Liability S 49,321,115 $ 2,710,848 $ 52,031,963 Assets 52,771,807 2,457,410 55,229,217 Unfunded Liability $ (3,450,692) $ 253,438 $ (3,197,254) Funded Ratio 107.0% 106.1% While the tables above give the changes in the"cost" and funded status of the plan due to the amendment, there remains the question of what will happen to the employer contribution rate because of the change in plan provisions. CalPERS policy is to implement rate changes due to plan amendments immediately on the effective date of the change in plan benefits. In general, the policy also provides that the change in unfunded liability due to the plan amendment will be separately amortized over a period of 20 years from the effective date of the amendment and all other components of the plan's unfunded liability/excess assets will continue to be amortized separately. However, special rules have to be applied to plans with a current employer contribution rate of zero. The pre-amendment excess assets in these plans were sufficient to cover the employer's normal cost for one or more years into the future. A plan amendment will use up some or all of the pre-amendment excess assets. If there is still excess assets (i.e..if the plan is still ahead of schedule)after the plan amendment, the remaining excess assets were spread over the greater of 5 years or the number of years for which the excess assets would keep the employer rate equal to zero. If the amendment uses up all excess assets and creates an unfunded liability(i.e. from being ahead of schedule to behind schedule), the post-amendment unfunded liability was amortized over 20 years. The table below shows the immediate short-term change in your plan's employer contribution rate due to the plan amendment. Rate Change Due to Post-Amendment Component Pre-Amendment Plan Amendment Post Method Change & Method Change Normal Cost 13.414% 2.209% 15.623% Unfunded/Excess Asset Cost (7 769)% 0.754% (7.015)% 1959 Survivor 0.000% 0.000% 0.000% Total Employer Rate 5.645% 2.9630/0 8.608°/a Amortization Period Multiple Years 20 Years Multiple Years March 23,2001 Page 2 of 3 10:12 AM 1�A3 CONTRACT AMENDMENT COST ANALYSIS-VALUATION BASIS: JUNE 30, 1999 SAFETY POLICE PLAN FOR CITY OF PALM SPRINGS EMPLOYER NUMBER 355 Benefit Description: Section 21363.1,3% @ 55 Full Formula for Local Police Members Only Note that the change in normal cost in the table above may be much more indicative of the long term change in the employer contribution rate due to the plan amendment. The plan's unfunded liability/excess asset cost shown in the table above is a temporary adjustment to the employer contribution to "get the plan back on schedule". This temporary adjustment to the employer rate varies in duration from plan to plan. For example, a plan with initial excess assets being amortized over a short period of time will typically experience a large rate increase when excess assets are fully amortized. While a plan amendment for such a plan may produce little or no increase in the employer contribution rate now, the change in normal cost due to the plan amendment will become fully reflected in the employer contribution rate as soon as initial excess assets are fully amortized. If your agency is requesting cost information for two or more benefit changes, the cost of adopting more than one of these changes may not be obtained by adding the individual costs. Instead, a separate valuation should be done to provide a cost analysis for the combination of benefit changes. If the proposed plan amendment applies to only some of the employees in the plan,the rate change due to the plan amendment still applies to the entire plan, and is still based on the total plan payroll. Please note that the cost analysis provided in this document may not be relied upon once the CalPERS actuarial staff have completed the next annual valuation, that is, the annual valuation as of June 30, 2000. If you have not taken action to amend your contract, and we have already mailed the June 30, 2000 annual valuation report, you must contact our office for an updated cost analysis, based on the new annual valuation. This actuarial valuation for this proposed plan amendment is based on the participant, benefits, and asset data used in the June 30, 1999 annual valuation, with the benefits modified if necessary to reflect what is currently provided under your contract with CalPERS, and further modified to reflect the proposed plan amendment. Descriptions of the actuarial methodologies, actuarial assumptions, and plan benefit provisions may be found in the appendices of the June 30, 1999 annual report. Please note that the results shown here are subject to change if any of the data or plan provisions changes from what was used in this study. It is our opinion that the valuation has been performed in accordance with generally accepted actuarial principles, in accordance with standards of practice prescribed by the Actuarial Standards Board, and that the assumptions and methods are internally consistent and reasonable for this plan, as prescribed by the CalPERS Board of Administration according to provisions set forth in the California Public Employees' Retirement Law. David Du Bois, F.S.A. Associate Pension Actuary,CalPERS Fin Process Ids: Annual-49654 Base-56986 Proposal-56987 March 23,2001 Page 3 of 3 10:12 AM , / ty RESOLUTION OF INTENTION TO APPROVE AN AMENDMENT TO CONTRACT BETWEEN THE BOARD OF ADMINISTRATION CALIFORNIA PUBLIC EMPLOYEES' RETIREMENT SYSTEM AND THE CITY COUNCIL CITY OF PALM SPRINGS WHEREAS, the Public Employees' Retirement Law permits the participation of public agencies and their employees in the Public Employees' Retirement System by the execution of a contract, and sets forth the procedure by which said public agencies may elect to subject themselves and their employees to amendments to said Law; and WHEREAS, one of the steps in the procedures to amend this contract is the adoption by the governing body of the public agency of a resolution giving notice of its intention to approve an amendment to said contract, which resolution shall contain a summary of the change proposed in said contract; and WHEREAS, the following is a statement of the proposed change: To provide Section 21363.1 (3% @ 55 Full formula) for local police members only. NOW, THEREFORE, BE IT RESOLVED that the governing body of the above agency does hereby give notice of intention to approve an amendment to the contract between said public agency and the Board of Administration of the Public Employees' Retirement System, a copy of said amendment being attached hereto, as an "Exhibit" and by this reference made a part hereof. Presiding Officer ,�,� Title to adopted nd approved (Amendment) CON-302(Rev.4/96) RESOLUTION NO. 20066 OF THE CITY COUNCIL OF THE CITY OF PALM SPRINGS, CALIFORNIA, DECLARING ITS INTENTION TO APPROVE AN AMENDMENT TO CONTRACT BETWEEN THE BOARD OF ADMINISTRATION OF THE CALIFORNIA PUBLIC EMPLOYEES' RETIREMENT SYSTEM AND THE CITY COUNCIL OF THE CITY OF PALM SPRINGS. WHEREAS the Public Employees' Retirement Law permits the participation of public agencies and their employees in the Public Employees' Retirement System by the execution of a contract, and sets forth the procedure by which said public agencies may elect to subject themselves and their employees to amendments to said Law; and WHEREAS one of the steps in the procedures to amend this contract is the adoption by the governing body of the public agency of a resolution giving notice of its intention to approve an amendment to said contract, which resolution shall contain a summary of the change proposed in said contract; and WHEREAS the following is a statement of the proposed change: To provide Section 21363.1 (3% @ 55 Full formula) for local police members only. NOW, THEREFORE, BE IT RESOLVED that the governing body of the above agency does hereby give notice of its intention to approve an amendment to the contract between said public agency and the Board of Administration of the Public Employees' Retirement System, a copy of said amendment being attached hereto, as an "Exhibit" and by this reference made a part hereof, as on file in the office of the City Clerk. ADOPTED this 6th day of June, 2001. AYES: Members Oden, Reller-Spurgin and Mayor Kleindienst NOES: Members Hodges and Jones ABSENT: None ATTEST: CITY OF PALM SPRINGS, CALIFORNIA By CITY CLERK CITY MANAGER REVIEWED &APPROVED: Resolution 20066 Page A 2 Ca1PERS EXHIBIT California Public Employees' Retirement System AMENDMENT TO CONTRACT Between the Board of Administration California Public Employees' Retirement System and the City Council City of]Pa Im sSpTin gs The Board of Administration, California Public Employees' Retirement System, hereinafter referred to as Board, and the governing body of the above public agency, hereinafter referred to as Public Agency, having entered into a contract effective January 5, 1957, and witnessed December 3, 1956, and as amended effective July 14, 1965, January 14, 1973, January 1, 1975, September 5, 1976, July 10, 1977, October 15, 1978, April 29, 1979, February 27, 1983, July 1, 1984, June 29, 1986, April 18, 1998, August 23, 1998 and April 18, 1999 which provides for participation of Public Agency in said System, Board and Public Agency hereby agree as follows: A. Paragraphs 1 through 12 are hereby stricken from said contract as executed effective April 18, 1999, and hereby replaced by the following paragraphs numbered 1 through 13 inclusive: 1. All words and terms used herein which are defined in the Public Employees' Retirement Law shall have the meaning as defined therein unless otherwise specifically provided. "Normal retirement age" shall mean age 55 for local miscellaneous members and age 50 for local fire members and age 55 for local police members. Resolution 20066 PLEASE DO NOT SIGN " Page 3 EXHIBIT ONLY 2. Public Agency shall participate in the Public Employees' Retirement System from and after January 5, 1957 making its employees as hereinafter provided, members of said System subject to all provisions of the Public Employees' Retirement Law except such as apply only on election of a contracting agency and are not provided for herein and to all amendments to said Law hereafter enacted except those, which by express provisions thereof, apply only on the election of a contracting agency. 3. Employees of Public Agency in the following classes shall become members of said Retirement System except such in each such class as are excluded by law or this agreement: a. Local Fire Fighters (herein referred to as local safety members); b. Local Police Officers (herein referred to as local safety members); C. Employees other than local safety members (herein referred to as local miscellaneous members). 4. In addition to the classes of employees excluded from membership by said Retirement Law, the following classes of employees shall not become members of said Retirement System: NO ADDITIONAL EXCLUSIONS 5. The percentage of final compensation to be provided for each year of credited prior and current service for local miscellaneous members shall be determined in accordance with Section 21354 of said Retirement Law, subject to the reduction provided therein for service prior to December 31, 1974, termination of Social Security, for members whose service has been included in Federal Social Security (2% at age 55 Full and Modified). 6. The percentage of final compensation to be provided for each year of credited prior and current service as a local fire member shall be determined in accordance with Section 21362 of said Retirement Law (2% at age 50 Full). 7. The percentage of final compensation to be provided for each year of credited prior and current service as a local police member shall be determined in accordance with Section 21363.1 of said Retirement Law (3% at age 55 Full). The required member contribution rate is 9% of reportable compensation. "Resolution 20066 PLEASE DO NOT SIGN "EXHIBIT ONLY" Page 4 8. Public Agency elected and elects to be subject to the following optional provisions: a. Sections 21624, 21626 and 21628 (Post-Retirement Survivor Allowance). b. Section 21024 (Military Service Credit as Public Service), Statutes of 1974. C. Section 20042 (One-Year Final Compensation). d. Section 20965 (Credit for Unused Sick Leave). e. Section 21574 (Fourth Level of 1959 Survivor Benefits). 9. Public Agency, in accordance with Government Code Section 20790, ceased to be an "employer" for purposes of Section 20834 effective on September 5, 1976. Accumulated contributions of Public Agency shall be fixed and determined as provided in Government Code Section 20834, and accumulated contributions thereafter shall be held by the Board as provided in Government Code Section 20834. 10. Public Agency shall contribute to said Retirement System the contributions determined by actuarial valuations of prior and future service liability with respect to local miscellaneous members and local safety members of said Retirement System. 11. Public Agency shall also contribute to said Retirement System as follows: a. Contributions required per covered member on account of the 1959 Survivor Benefits provided under Section 21574 of said Retirement Law. (Subject to annual change.) In addition, all assets and liabilities of Public Agency and its employees shall be pooled in a single account, based on term insurance rates, for survivors of all local miscellaneous members and local safety members. b. A reasonable amount, as fixed by the Board, payable in one installment within 60 days of date of contract to cover the costs of administering said System as it affects the employees of Public Agency, not including the costs of special valuations or of the periodic investigation and valuations required by law. C. A reasonable amount, as fixed by the Board, payable in one installment as the occasions arise, to cover the costs of special valuations on account of employees of Public Agency, and costs of the periodic investigation and valuations required by law. Resolution 20066 Page 5 12. Contributions required of Public Agency and its employees shall be subject to adjustment by Board on account of amendments to the Public Employees' Retirement Law, and on account of the experience under the Retirement System as determined by the periodic investigation and valuation required by said Retirement Law. 13. Contributions required of Public Agency and its employees shall be paid by Public Agency to the Retirement System within fifteen days after the end of the period to which said contributions refer or as may be prescribed by Board regulation. If more or less than the correct amount of contributions is paid for any period, proper adjustment shall be made in connection with subsequent remittances. Adjustments on account of errors in contributions required of any employee may be made by direct payments between the employee and the Board. B. This amendment shall be effective on the day of BOARD OF ADMINISTRATION CITY COUNCIL PUBLIC EMPLOYEES' RETIRlMENT SYSTEM CITY OF PALM SPRINGS =v O BY t-1 BY KENNETH W. MARZIONWHIEF PRESIDING OFFICER C7 ACTUARIAL & EMPL SERVICES DIVISION PUBLIC EMPLOYEE ' ETIREMENT SYSTEM Witness Date Attest: C� �.00 00 wQ Clerk (` Q� AMENDMENT PERS-CON-702A(Rev. 8\96) Resolution 20066 Page 6 CALIFORNIA PUBLIC EMPLOYEES' RETIREMENT SYSTEM Actuarial and Employer Services Division Public Agency Contract Services P.O. Box 942709 Sacramento, CA 94229-2709 (916) 326-3420 CERTIFICATION OF GOVERNING BODY'S ACTION I hereby certify that the foregoing is a true and correct copy of a Resolution adopted by the of the (governing body) (public agency) on (date) Clerk/Secretary Title PERS-CON-12 (rev. 1/96) Resolution 20066 Page 7 CALIFORNIA PUBLIC EMPLOYEES' RETIREMENT SYSTEM Actuarial and Employer Services Division Public Agency Contract Services P.O. Box 942709 Sacramento, CA 94229-2709 (916) 326-3420 CERTIFICATION OF COMPLIANCE WITH GOVERNMENT CODE SECTION 7507 1 hereby certify that in accordance with Section 7507 of the Government Code the future annual costs as determined by the System Actuary and/or the increase in retirement benefit(s) have been made public at a public meeting of the of the (governing body) (public agency) on which is at least two weeks prior to the adoption of the (date) Resolution / Ordinance. Clerk/Secretary Title Date PERS-CON-12A(rev. 1/96) Resolution 20066 Page 8 CALIFORNIA PUBLIC EMPLOYEES' RETIREMENT SYSTEM Actuarial and Employer Services Division Public Agency Contract Services P.O. Box 942709 Sacramento, CA 94229-2709 (916) 326-3420 CERTIFICATION OF MEMBER CONTRIBUTION RATE I hereby certify that the City of Palm Springs and its police employees understand and agree that the required member contribution rate for members subject to Section 21363.1 (3% @ 55 Full formula) is 9% of reportable compensation. Signature of Governing Body Presiding Officer Title Witness Date 3% @50/ 3% @55 Full/Supplemental formula ORDINANCE NO, AN ORDINANCE OF THE CITY OF PALM SPRINGS, CALIFORNIA, AUTHORIZING AN AMENDMENT TO CONTRACT BETWEEN THE BOARD OF ADMINISTRATION OF THE CALIFORNIA PUBLIC EMPLOYEES' RETIREMENT SYSTEM AND THE CITY COUNCIL OF THE CITY OF PALM SPRINGS. THE CITY COUNCIL OF THE CITY OF PALM SPRINGS, CALIFORNIA, DOES ORDAIN AS FOLLOWS: SECTION 1. That an amendment to the contract between the City Council of the City of Palm Springs and the Board of Administration of the California Public Employees' Retirement System is hereby authorized, a copy of said amendment being attached hereto, marked Exhibit, and by such reference made a part hereof as though herein set out in full, as on file in the office of the City Clerk. SECTION 2. The Mayor of the City of Palm Springs is hereby authorized, empowered, and directed to execute said amendment for and on behalf of said Agency. SECTION 3. This Ordinance shall be in full force and effect thirty (30)days after passage. SECTION 4. The City Clerk is hereby ordered and directed to certify to the passage of this Ordinance, and to cause the same or a summary thereof or a display advertisement, duly prepared according to the law, to be published in accordance with law. ADOPTED this day of 2001. AYES: NOES: ABSENT: ATTEST: CITY OF PALM SPRINGS, CALIFORNIA By CITY CLERK MAYOR REVIEWED &APPROVED: